diff --git a/app/Handlers/Observer/AccountObserver.php b/app/Handlers/Observer/AccountObserver.php
index 7b07ab9520..f2e4c05725 100644
--- a/app/Handlers/Observer/AccountObserver.php
+++ b/app/Handlers/Observer/AccountObserver.php
@@ -52,6 +52,7 @@ class AccountObserver
         $currency     = $repository->getAccountCurrency($account);
         if (null !== $currency && $currency->id !== $userCurrency->id && '' !== (string) $account->virtual_balance && 0 !== bccomp($account->virtual_balance, '0')) {
             $converter                       = new ExchangeRateConverter();
+            $converter->setUserGroup($account->user->userGroup);
             $converter->setIgnoreSettings(true);
             $account->native_virtual_balance = $converter->convert($currency, $userCurrency, today(), $account->virtual_balance);
 
diff --git a/app/Handlers/Observer/AutoBudgetObserver.php b/app/Handlers/Observer/AutoBudgetObserver.php
index 108cda092b..15b98ef141 100644
--- a/app/Handlers/Observer/AutoBudgetObserver.php
+++ b/app/Handlers/Observer/AutoBudgetObserver.php
@@ -52,6 +52,7 @@ class AutoBudgetObserver
         $autoBudget->native_amount = null;
         if ($autoBudget->transactionCurrency->id !== $userCurrency->id) {
             $converter                 = new ExchangeRateConverter();
+            $converter->setUserGroup($autoBudget->budget->user->userGroup);
             $converter->setIgnoreSettings(true);
             $autoBudget->native_amount = $converter->convert($autoBudget->transactionCurrency, $userCurrency, today(), $autoBudget->amount);
         }
diff --git a/app/Handlers/Observer/BillObserver.php b/app/Handlers/Observer/BillObserver.php
index 39e89c1f9c..792295156b 100644
--- a/app/Handlers/Observer/BillObserver.php
+++ b/app/Handlers/Observer/BillObserver.php
@@ -64,6 +64,7 @@ class BillObserver
         $bill->native_amount_max = null;
         if ($bill->transactionCurrency->id !== $userCurrency->id) {
             $converter               = new ExchangeRateConverter();
+            $converter->setUserGroup($bill->user->userGroup);
             $converter->setIgnoreSettings(true);
             $bill->native_amount_min = $converter->convert($bill->transactionCurrency, $userCurrency, today(), $bill->amount_min);
             $bill->native_amount_max = $converter->convert($bill->transactionCurrency, $userCurrency, today(), $bill->amount_max);
diff --git a/app/Handlers/Observer/BudgetLimitObserver.php b/app/Handlers/Observer/BudgetLimitObserver.php
index 8343caf68b..3e3dc08dfe 100644
--- a/app/Handlers/Observer/BudgetLimitObserver.php
+++ b/app/Handlers/Observer/BudgetLimitObserver.php
@@ -54,6 +54,7 @@ class BudgetLimitObserver
         $budgetLimit->native_amount = null;
         if ($budgetLimit->transactionCurrency->id !== $userCurrency->id) {
             $converter                  = new ExchangeRateConverter();
+            $converter->setUserGroup($budgetLimit->budget->user->userGroup);
             $converter->setIgnoreSettings(true);
             $budgetLimit->native_amount = $converter->convert($budgetLimit->transactionCurrency, $userCurrency, today(), $budgetLimit->amount);
         }
diff --git a/app/Handlers/Observer/PiggyBankEventObserver.php b/app/Handlers/Observer/PiggyBankEventObserver.php
index 650f3e5345..35d6ec3612 100644
--- a/app/Handlers/Observer/PiggyBankEventObserver.php
+++ b/app/Handlers/Observer/PiggyBankEventObserver.php
@@ -52,6 +52,7 @@ class PiggyBankEventObserver
         $event->native_amount = null;
         if ($event->piggyBank->transactionCurrency->id !== $userCurrency->id) {
             $converter            = new ExchangeRateConverter();
+            $converter->setUserGroup($event->piggyBank->accounts()->first()->user->userGroup);
             $converter->setIgnoreSettings(true);
             $event->native_amount = $converter->convert($event->piggyBank->transactionCurrency, $userCurrency, today(), $event->amount);
         }