diff --git a/app/Http/Controllers/RuleController.php b/app/Http/Controllers/RuleController.php
index e78e184eae..dac4bb1459 100644
--- a/app/Http/Controllers/RuleController.php
+++ b/app/Http/Controllers/RuleController.php
@@ -16,6 +16,7 @@ use FireflyIII\Models\RuleAction;
 use FireflyIII\Models\RuleGroup;
 use FireflyIII\Models\RuleTrigger;
 use FireflyIII\Repositories\Rule\RuleRepositoryInterface;
+use FireflyIII\Repositories\RuleGroup\RuleGroupRepositoryInterface;
 use Input;
 use Preferences;
 use Response;
@@ -173,6 +174,10 @@ class RuleController extends Controller
      */
     public function index()
     {
+        $this->createDefaultRuleGroup();
+        $this->createDefaultRule();
+
+
         $ruleGroups = Auth::user()
                           ->ruleGroups()
                           ->orderBy('active', 'DESC')
@@ -326,6 +331,56 @@ class RuleController extends Controller
         return redirect(Session::get('rules.rule.edit.url'));
     }
 
+    private function createDefaultRule()
+    {
+        /** @var RuleRepositoryInterface $repository */
+        $repository = app('FireflyIII\Repositories\Rule\RuleRepositoryInterface');
+
+        if ($repository->count() === 0) {
+            $data = [
+                'rule_group_id'       => $repository->getFirstRuleGroup()->id,
+                'stop_processing'     => 0,
+                'title'               => trans('firefly.default_rule_name'),
+                'description'         => trans('firefly.default_rule_description'),
+                'trigger'             => 'store-journal',
+                'rule-trigger-values' => [
+                    trans('firefly.default_rule_trigger_description'),
+                    trans('firefly.default_rule_trigger_from_account'),
+                ],
+                'rule-action-values'  => [
+                    trans('firefly.default_rule_action_prepend'),
+                    trans('firefly.default_rule_action_set_category'),
+                ],
+
+                'rule-triggers' => ['description_is', 'from_account_is'],
+                'rule-actions'  => ['prepend_description', 'set_category'],
+            ];
+
+            $repository->store($data);
+        }
+
+    }
+
+    /**
+     *
+     */
+    private function createDefaultRuleGroup()
+    {
+
+        /** @var RuleGroupRepositoryInterface $repository */
+        $repository = app('FireflyIII\Repositories\RuleGroup\RuleGroupRepositoryInterface');
+
+        if ($repository->count() === 0) {
+            $data = [
+                'user'        => Auth::user()->id,
+                'title'       => trans('firefly.default_rule_group_name'),
+                'description' => trans('firefly.default_rule_group_description'),
+            ];
+
+            $repository->store($data);
+        }
+    }
+
     /**
      * @param Rule $rule
      *
diff --git a/app/Repositories/Rule/RuleRepository.php b/app/Repositories/Rule/RuleRepository.php
index e09cb4460f..b21536aa76 100644
--- a/app/Repositories/Rule/RuleRepository.php
+++ b/app/Repositories/Rule/RuleRepository.php
@@ -23,6 +23,14 @@ use FireflyIII\Models\RuleTrigger;
 class RuleRepository implements RuleRepositoryInterface
 {
 
+    /**
+     * @return int
+     */
+    public function count()
+    {
+        return Auth::user()->rules()->count();
+    }
+
     /**
      * @param Rule $rule
      *
@@ -41,6 +49,24 @@ class RuleRepository implements RuleRepositoryInterface
         return true;
     }
 
+    /**
+     * @return RuleGroup
+     */
+    public function getFirstRuleGroup()
+    {
+        return Auth::user()->ruleGroups()->first();
+    }
+
+    /**
+     * @param RuleGroup $ruleGroup
+     *
+     * @return int
+     */
+    public function getHighestOrderInRuleGroup(RuleGroup $ruleGroup)
+    {
+        return intval($ruleGroup->rules()->max('order'));
+    }
+
     /**
      * @param Rule $rule
      *
@@ -63,31 +89,6 @@ class RuleRepository implements RuleRepositoryInterface
         $this->resetRulesInGroupOrder($rule->ruleGroup);
     }
 
-    /**
-     * @param RuleGroup $ruleGroup
-     *
-     * @return bool
-     */
-    public function resetRulesInGroupOrder(RuleGroup $ruleGroup)
-    {
-        $ruleGroup->rules()->whereNotNull('deleted_at')->update(['order' => 0]);
-
-        $set   = $ruleGroup->rules()
-                           ->orderBy('order', 'ASC')
-                           ->orderBy('updated_at', 'DESC')
-                           ->get();
-        $count = 1;
-        /** @var Rule $entry */
-        foreach ($set as $entry) {
-            $entry->order = $count;
-            $entry->save();
-            $count++;
-        }
-
-        return true;
-
-    }
-
     /**
      * @param Rule $rule
      *
@@ -153,6 +154,31 @@ class RuleRepository implements RuleRepositoryInterface
         return true;
     }
 
+    /**
+     * @param RuleGroup $ruleGroup
+     *
+     * @return bool
+     */
+    public function resetRulesInGroupOrder(RuleGroup $ruleGroup)
+    {
+        $ruleGroup->rules()->whereNotNull('deleted_at')->update(['order' => 0]);
+
+        $set   = $ruleGroup->rules()
+                           ->orderBy('order', 'ASC')
+                           ->orderBy('updated_at', 'DESC')
+                           ->get();
+        $count = 1;
+        /** @var Rule $entry */
+        foreach ($set as $entry) {
+            $entry->order = $count;
+            $entry->save();
+            $count++;
+        }
+
+        return true;
+
+    }
+
     /**
      * @param array $data
      *
@@ -168,7 +194,7 @@ class RuleRepository implements RuleRepositoryInterface
 
         // start by creating a new rule:
         $rule = new Rule;
-        $rule->user()->associate(Auth::user());
+        $rule->user()->associate(Auth::user()); // TODO must be $data['user']
 
         $rule->rule_group_id   = $data['rule_group_id'];
         $rule->order           = ($order + 1);
@@ -190,7 +216,7 @@ class RuleRepository implements RuleRepositoryInterface
             'order'          => $order,
         ];
 
-        $this->storeTrigger($rule, 'user_action', $data['trigger'], $stopProcessing, $order);
+        $this->storeTrigger($rule, $triggerValues);
         foreach ($data['rule-triggers'] as $index => $trigger) {
             $value          = $data['rule-trigger-values'][$index];
             $stopProcessing = isset($data['rule-trigger-stop'][$index]) ? true : false;
@@ -202,7 +228,7 @@ class RuleRepository implements RuleRepositoryInterface
                 'order'          => $order,
             ];
 
-            $this->storeTrigger($rule, $trigger, $value, $stopProcessing, $order);
+            $this->storeTrigger($rule, $triggerValues);
             $order++;
         }
 
@@ -219,42 +245,12 @@ class RuleRepository implements RuleRepositoryInterface
                 'order'          => $order,
             ];
 
-            $this->storeAction($rule, $action, $value, $stopProcessing, $order);
+            $this->storeAction($rule, $actionValues);
         }
 
         return $rule;
     }
 
-    /**
-     * @param RuleGroup $ruleGroup
-     *
-     * @return int
-     */
-    public function getHighestOrderInRuleGroup(RuleGroup $ruleGroup)
-    {
-        return intval($ruleGroup->rules()->max('order'));
-    }
-
-    /**
-     * @param Rule  $rule
-     * @param array $values
-     *
-     * @return RuleTrigger
-     */
-    public function storeTrigger(Rule $rule, array $values)
-    {
-        $ruleTrigger = new RuleTrigger;
-        $ruleTrigger->rule()->associate($rule);
-        $ruleTrigger->order           = $values['order'];
-        $ruleTrigger->active          = 1;
-        $ruleTrigger->stop_processing = $values['stopProcessing'];
-        $ruleTrigger->trigger_type    = $values['action'];
-        $ruleTrigger->trigger_value   = $values['value'];
-        $ruleTrigger->save();
-
-        return $ruleTrigger;
-    }
-
     /**
      * @param Rule  $rule
      * @param array $values
@@ -276,6 +272,26 @@ class RuleRepository implements RuleRepositoryInterface
         return $ruleAction;
     }
 
+    /**
+     * @param Rule  $rule
+     * @param array $values
+     *
+     * @return RuleTrigger
+     */
+    public function storeTrigger(Rule $rule, array $values)
+    {
+        $ruleTrigger = new RuleTrigger;
+        $ruleTrigger->rule()->associate($rule);
+        $ruleTrigger->order           = $values['order'];
+        $ruleTrigger->active          = 1;
+        $ruleTrigger->stop_processing = $values['stopProcessing'];
+        $ruleTrigger->trigger_type    = $values['action'];
+        $ruleTrigger->trigger_value   = $values['value'];
+        $ruleTrigger->save();
+
+        return $ruleTrigger;
+    }
+
     /**
      * @param Rule  $rule
      * @param array $data
@@ -308,7 +324,7 @@ class RuleRepository implements RuleRepositoryInterface
             'order'          => $order,
         ];
 
-        $this->storeTrigger($rule, 'user_action', $data['trigger'], $stopProcessing, $order);
+        $this->storeTrigger($rule, $triggerValues);
         foreach ($data['rule-triggers'] as $index => $trigger) {
             $value          = $data['rule-trigger-values'][$index];
             $stopProcessing = isset($data['rule-trigger-stop'][$index]) ? true : false;
@@ -320,7 +336,7 @@ class RuleRepository implements RuleRepositoryInterface
                 'order'          => $order,
             ];
 
-            $this->storeTrigger($rule, $trigger, $value, $stopProcessing, $order);
+            $this->storeTrigger($rule, $triggerValues);
             $order++;
         }
 
@@ -337,7 +353,7 @@ class RuleRepository implements RuleRepositoryInterface
                 'order'          => $order,
             ];
 
-            $this->storeAction($rule, $action, $value, $stopProcessing, $order);
+            $this->storeAction($rule, $actionValues);
         }
 
 
diff --git a/app/Repositories/Rule/RuleRepositoryInterface.php b/app/Repositories/Rule/RuleRepositoryInterface.php
index 5202f36059..21f554ff48 100644
--- a/app/Repositories/Rule/RuleRepositoryInterface.php
+++ b/app/Repositories/Rule/RuleRepositoryInterface.php
@@ -21,6 +21,11 @@ use FireflyIII\Models\RuleTrigger;
  */
 interface RuleRepositoryInterface
 {
+    /**
+     * @return int
+     */
+    public function count();
+
     /**
      * @param Rule $rule
      *
@@ -28,6 +33,11 @@ interface RuleRepositoryInterface
      */
     public function destroy(Rule $rule);
 
+    /**
+     * @return RuleGroup
+     */
+    public function getFirstRuleGroup();
+
     /**
      * @param RuleGroup $ruleGroup
      *
@@ -80,7 +90,7 @@ interface RuleRepositoryInterface
     public function store(array $data);
 
     /**
-     * @param Rule   $rule
+     * @param Rule  $rule
      * @param array $values
      *
      * @return RuleAction
@@ -88,7 +98,7 @@ interface RuleRepositoryInterface
     public function storeAction(Rule $rule, array $values);
 
     /**
-     * @param Rule   $rule
+     * @param Rule  $rule
      * @param array $values
      *
      * @return RuleTrigger
diff --git a/app/Repositories/RuleGroup/RuleGroupRepository.php b/app/Repositories/RuleGroup/RuleGroupRepository.php
index b42ee7779e..e55f84b9ee 100644
--- a/app/Repositories/RuleGroup/RuleGroupRepository.php
+++ b/app/Repositories/RuleGroup/RuleGroupRepository.php
@@ -15,6 +15,14 @@ use Illuminate\Support\Collection;
  */
 class RuleGroupRepository implements RuleGroupRepositoryInterface
 {
+    /**
+     * @return int
+     */
+    public function count()
+    {
+        return Auth::user()->ruleGroups()->count();
+    }
+
     /**
      * @param RuleGroup $ruleGroup
      * @param RuleGroup $moveTo
diff --git a/app/Repositories/RuleGroup/RuleGroupRepositoryInterface.php b/app/Repositories/RuleGroup/RuleGroupRepositoryInterface.php
index fbb36df7c4..8c6b72f398 100644
--- a/app/Repositories/RuleGroup/RuleGroupRepositoryInterface.php
+++ b/app/Repositories/RuleGroup/RuleGroupRepositoryInterface.php
@@ -13,6 +13,11 @@ use Illuminate\Support\Collection;
  */
 interface RuleGroupRepositoryInterface
 {
+    /**
+     * @return int
+     */
+    public function count();
+
     /**
      * @param RuleGroup $ruleGroup
      * @param RuleGroup $moveTo