diff --git a/app/Entities/AccountBalance.php b/app/Entities/AccountBalance.php
new file mode 100644
index 0000000000..3d63e600a1
--- /dev/null
+++ b/app/Entities/AccountBalance.php
@@ -0,0 +1,49 @@
+<?php
+/*
+ * AccountBalance.php
+ * Copyright (c) 2024 james@firefly-iii.org.
+ *
+ * This file is part of Firefly III (https://github.com/firefly-iii).
+ *
+ * This program is free software: you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation, either version 3 of the
+ * License, or (at your option) any later version.
+ *
+ * This program is distributed in the hope that it will be useful,
+ * but WITHOUT ANY WARRANTY; without even the implied warranty of
+ * MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.  See the
+ * GNU Affero General Public License for more details.
+ *
+ * You should have received a copy of the GNU Affero General Public License
+ * along with this program.  If not, see https://www.gnu.org/licenses/.
+ */
+
+declare(strict_types=1);
+
+namespace FireflyIII\Entities;
+
+use FireflyIII\Models\Account;
+
+class AccountBalance
+{
+    public string $id;
+    public string $amount;
+    public string $currencyId;
+
+    public static function fromArray(): self
+    {
+        $balance             = new self;
+        $balance->id         = (string) random_int(1, 1000);
+        $balance->name = (string) random_int(1, 1000);
+        $balance->amount     = (string) random_int(1, 1000);
+        $balance->currencyId = '1';
+
+        return $balance;
+    }
+
+    public function getAccount():Account {
+        return Account::inRandomOrder()->first();
+    }
+
+}
diff --git a/app/Http/Controllers/Api/V3/Controllers/AccountController.php b/app/Http/Controllers/Api/V3/Controllers/AccountController.php
new file mode 100644
index 0000000000..fd5df19545
--- /dev/null
+++ b/app/Http/Controllers/Api/V3/Controllers/AccountController.php
@@ -0,0 +1,41 @@
+<?php
+
+namespace FireflyIII\Http\Controllers\Api\V3\Controllers;
+
+use FireflyIII\Http\Controllers\Controller;
+use FireflyIII\JsonApi\V3\AccountBalances\AccountBalanceSchema;
+use FireflyIII\Models\Account;
+use Illuminate\Contracts\Support\Responsable;
+use LaravelJsonApi\Core\Facades\JsonApi;
+use LaravelJsonApi\Core\Responses\DataResponse;
+use LaravelJsonApi\Laravel\Http\Controllers\Actions;
+use LaravelJsonApi\Laravel\Http\Requests\AnonymousQuery;
+
+class AccountController extends Controller
+{
+
+    use Actions\FetchMany;
+    use Actions\FetchOne;
+    use Actions\Store;
+    use Actions\Update;
+    use Actions\Destroy;
+    use Actions\FetchRelated;
+    use Actions\FetchRelationship;
+    use Actions\UpdateRelationship;
+    use Actions\AttachRelationship;
+    use Actions\DetachRelationship;
+
+    public function readAccountBalances(AnonymousQuery $query, AccountBalanceSchema $schema, Account $account): Responsable
+    {
+        $schema = JsonApi::server()->schemas()->schemaFor('account-balances');
+
+        $models = $schema
+            ->repository()
+            ->queryAll()
+            ->withRequest($query)
+            ->withAccount($account)
+            ->get();
+
+        return DataResponse::make($models);
+    }
+}
diff --git a/app/JsonApi/V3/AccountBalances/AccountBalanceRepository.php b/app/JsonApi/V3/AccountBalances/AccountBalanceRepository.php
new file mode 100644
index 0000000000..fba9fe46b2
--- /dev/null
+++ b/app/JsonApi/V3/AccountBalances/AccountBalanceRepository.php
@@ -0,0 +1,51 @@
+<?php
+/*
+ * AccountBalanceRepository.php
+ * Copyright (c) 2024 james@firefly-iii.org.
+ *
+ * This file is part of Firefly III (https://github.com/firefly-iii).
+ *
+ * This program is free software: you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation, either version 3 of the
+ * License, or (at your option) any later version.
+ *
+ * This program is distributed in the hope that it will be useful,
+ * but WITHOUT ANY WARRANTY; without even the implied warranty of
+ * MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.  See the
+ * GNU Affero General Public License for more details.
+ *
+ * You should have received a copy of the GNU Affero General Public License
+ * along with this program.  If not, see https://www.gnu.org/licenses/.
+ */
+
+declare(strict_types=1);
+
+namespace FireflyIII\JsonApi\V3\AccountBalances;
+
+use FireflyIII\Entities\AccountBalance;
+use LaravelJsonApi\Contracts\Store\QueriesAll;
+use LaravelJsonApi\NonEloquent\AbstractRepository;
+
+class AccountBalanceRepository extends AbstractRepository implements QueriesAll
+{
+
+    /**
+     * @inheritDoc
+     */
+    #[\Override] public function find(string $resourceId): ?object
+    {
+        return AccountBalance::fromArray();
+    }
+
+
+    /**
+     * @inheritDoc
+     */
+    public function queryAll(): Capabilities\AccountBalanceQuery
+    {
+        return Capabilities\AccountBalanceQuery::make()
+                                      ->withServer($this->server)
+                                      ->withSchema($this->schema);
+    }
+}
diff --git a/app/JsonApi/V3/AccountBalances/AccountBalanceResource.php b/app/JsonApi/V3/AccountBalances/AccountBalanceResource.php
new file mode 100644
index 0000000000..cbb453f544
--- /dev/null
+++ b/app/JsonApi/V3/AccountBalances/AccountBalanceResource.php
@@ -0,0 +1,49 @@
+<?php
+
+namespace FireflyIII\JsonApi\V3\AccountBalances;
+
+use Illuminate\Http\Request;
+use LaravelJsonApi\Core\Resources\JsonApiResource;
+
+class AccountBalanceResource extends JsonApiResource
+{
+    /**
+     * Get the resource id.
+     *
+     * @return string
+     */
+    public function id(): string
+    {
+        return $this->resource->id;
+    }
+
+    /**
+     * Get the resource's attributes.
+     *
+     * @param Request|null $request
+     *
+     * @return iterable
+     */
+    public function attributes($request): iterable
+    {
+        return [
+            'name'   => $this->resource->amount,
+            'amount' => $this->resource->amount,
+        ];
+    }
+
+    /**
+     * Get the resource's relationships.
+     *
+     * @param Request|null $request
+     *
+     * @return iterable
+     */
+    public function relationships($request): iterable
+    {
+        return [
+            $this->relation('account')->withData($this->resource->getAccount()),
+        ];
+    }
+
+}
diff --git a/app/JsonApi/V3/AccountBalances/AccountBalanceSchema.php b/app/JsonApi/V3/AccountBalances/AccountBalanceSchema.php
new file mode 100644
index 0000000000..3ae5cbebd3
--- /dev/null
+++ b/app/JsonApi/V3/AccountBalances/AccountBalanceSchema.php
@@ -0,0 +1,54 @@
+<?php
+
+namespace FireflyIII\JsonApi\V3\AccountBalances;
+
+use FireflyIII\Entities\AccountBalance;
+use LaravelJsonApi\Core\Schema\Schema;
+use LaravelJsonApi\Eloquent\Fields\Relations\HasOne;
+use LaravelJsonApi\NonEloquent\Fields\Attribute;
+use LaravelJsonApi\NonEloquent\Fields\ID;
+
+class AccountBalanceSchema extends Schema
+{
+
+    /**
+     * The model the schema corresponds to.
+     *
+     * @var string
+     */
+    public static string $model = AccountBalance::class;
+
+    /**
+     * Get the resource fields.
+     *
+     * @return array
+     */
+    public function fields(): array
+    {
+        return [
+            ID::make(),
+            Attribute::make('name'),
+            Attribute::make('amount'),
+            HasOne::make('account'),
+        ];
+    }
+
+    /**
+     * Get the resource filters.
+     *
+     * @return array
+     */
+    public function filters(): array
+    {
+        return [
+            // Filter::make('id'),
+        ];
+    }
+
+    public function repository(): AccountBalanceRepository
+    {
+        return AccountBalanceRepository::make()
+                                       ->withServer($this->server)
+                                       ->withSchema($this);
+    }
+}
diff --git a/app/JsonApi/V3/AccountBalances/Capabilities/AccountBalanceQuery.php b/app/JsonApi/V3/AccountBalances/Capabilities/AccountBalanceQuery.php
new file mode 100644
index 0000000000..dd178675ab
--- /dev/null
+++ b/app/JsonApi/V3/AccountBalances/Capabilities/AccountBalanceQuery.php
@@ -0,0 +1,61 @@
+<?php
+/*
+ * AccountBalanceQuery.php
+ * Copyright (c) 2024 james@firefly-iii.org.
+ *
+ * This file is part of Firefly III (https://github.com/firefly-iii).
+ *
+ * This program is free software: you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation, either version 3 of the
+ * License, or (at your option) any later version.
+ *
+ * This program is distributed in the hope that it will be useful,
+ * but WITHOUT ANY WARRANTY; without even the implied warranty of
+ * MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.  See the
+ * GNU Affero General Public License for more details.
+ *
+ * You should have received a copy of the GNU Affero General Public License
+ * along with this program.  If not, see https://www.gnu.org/licenses/.
+ */
+
+declare(strict_types=1);
+
+namespace FireflyIII\JsonApi\V3\AccountBalances\Capabilities;
+
+use FireflyIII\Entities\AccountBalance;
+use FireflyIII\Models\Account;
+use LaravelJsonApi\NonEloquent\Capabilities\QueryAll;
+
+class AccountBalanceQuery extends QueryAll
+{
+    private Account $account;
+
+    /**
+     * QuerySites constructor.
+     */
+    public function __construct()
+    {
+        parent::__construct();
+    }
+
+    /**
+     * @inheritDoc
+     */
+    public function get(): iterable
+    {
+        return [
+            AccountBalance::fromArray(),
+            AccountBalance::fromArray(),
+            AccountBalance::fromArray(),
+            AccountBalance::fromArray(),
+        ];
+    }
+
+    public function withAccount(Account $account): self
+    {
+        $this->account = $account;
+        return $this;
+    }
+
+}
diff --git a/app/JsonApi/V3/Accounts/AccountResource.php b/app/JsonApi/V3/Accounts/AccountResource.php
index 51cd94db43..4f00e1d594 100644
--- a/app/JsonApi/V3/Accounts/AccountResource.php
+++ b/app/JsonApi/V3/Accounts/AccountResource.php
@@ -133,7 +133,7 @@ class AccountResource extends JsonApiResource
     {
         return [
             $this->relation('user')->withData($this->resource->user),
-            $this->relation('balances')->withData($this->resource->balances),
+            $this->relation('account_balances')->withData($this->resource->balances),
         ];
     }
 
diff --git a/app/JsonApi/V3/Accounts/AccountSchema.php b/app/JsonApi/V3/Accounts/AccountSchema.php
index 531959d9e4..6a6a1d3fed 100644
--- a/app/JsonApi/V3/Accounts/AccountSchema.php
+++ b/app/JsonApi/V3/Accounts/AccountSchema.php
@@ -43,6 +43,7 @@ class AccountSchema extends Schema
             Boolean::make('active'),
             Number::make('order'),
             HasOne::make('user'),
+            HasMany::make('account_balances'),
         ];
     }
 
diff --git a/app/JsonApi/V3/Server.php b/app/JsonApi/V3/Server.php
index b94c51d0cd..5eade8d9e0 100644
--- a/app/JsonApi/V3/Server.php
+++ b/app/JsonApi/V3/Server.php
@@ -3,7 +3,7 @@
 namespace FireflyIII\JsonApi\V3;
 
 use FireflyIII\JsonApi\V3\Accounts\AccountSchema;
-use FireflyIII\JsonApi\V3\Balances\BalanceSchema;
+use FireflyIII\JsonApi\V3\AccountBalances\AccountBalanceSchema;
 use FireflyIII\JsonApi\V3\Users\UserSchema;
 use LaravelJsonApi\Core\Server\Server as BaseServer;
 
@@ -37,7 +37,7 @@ class Server extends BaseServer
         return [
             AccountSchema::class,
             UserSchema::class,
-            BalanceSchema::class,
+            AccountBalanceSchema::class,
         ];
     }
 
diff --git a/app/JsonApi/V3/Users/UserResource.php b/app/JsonApi/V3/Users/UserResource.php
index 0a6d1be766..2293a42803 100644
--- a/app/JsonApi/V3/Users/UserResource.php
+++ b/app/JsonApi/V3/Users/UserResource.php
@@ -23,6 +23,7 @@ class UserResource extends JsonApiResource
         return [
             'created_at' => $this->resource->created_at,
             'updated_at' => $this->resource->updated_at,
+            'email'      => $this->resource->email,
         ];
     }
 
diff --git a/app/Policies/AccountBalancePolicy.php b/app/Policies/AccountBalancePolicy.php
new file mode 100644
index 0000000000..688b4fd189
--- /dev/null
+++ b/app/Policies/AccountBalancePolicy.php
@@ -0,0 +1,59 @@
+<?php
+/*
+ * AccountPolicy.php
+ * Copyright (c) 2024 james@firefly-iii.org.
+ *
+ * This file is part of Firefly III (https://github.com/firefly-iii).
+ *
+ * This program is free software: you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation, either version 3 of the
+ * License, or (at your option) any later version.
+ *
+ * This program is distributed in the hope that it will be useful,
+ * but WITHOUT ANY WARRANTY; without even the implied warranty of
+ * MERCHANTABILITY or FITNESS FOR A PARTICULAR PURPOSE.  See the
+ * GNU Affero General Public License for more details.
+ *
+ * You should have received a copy of the GNU Affero General Public License
+ * along with this program.  If not, see https://www.gnu.org/licenses/.
+ */
+
+declare(strict_types=1);
+
+namespace FireflyIII\Policies;
+
+use FireflyIII\Entities\AccountBalance;
+use FireflyIII\Models\Account;
+use FireflyIII\User;
+
+class AccountBalancePolicy
+{
+
+    /**
+     * TODO needs better authentication.
+     *
+     * @param User    $user
+     * @param Account $account
+     *
+     * @return bool
+     */
+    public function view(User $user, AccountBalance $accountBalance): bool
+    {
+        return true;
+    }
+
+
+
+    /**
+     * Everybody can do this, but selection should limit to user.
+     *
+     * @return true
+     */
+    public function viewAny(): bool
+    {
+        return true;
+    }
+
+
+}
diff --git a/app/Policies/AccountPolicy.php b/app/Policies/AccountPolicy.php
index 3f7b05fa2f..78b39649bc 100644
--- a/app/Policies/AccountPolicy.php
+++ b/app/Policies/AccountPolicy.php
@@ -43,6 +43,8 @@ class AccountPolicy
         return auth()->check() && $user->id === $account->user_id;
     }
 
+
+
     /**
      * Everybody can do this, but selection should limit to user.
      *
@@ -64,7 +66,7 @@ class AccountPolicy
         return $this->view($user, $account);
     }
 
-    public function viewBalances(User $user, Account $account): bool
+    public function viewAccountBalances(User $user, Account $account): bool
     {
         return $this->view($user, $account);
     }
diff --git a/app/Policies/UserPolicy.php b/app/Policies/UserPolicy.php
index 2d043d77c9..58135f6496 100644
--- a/app/Policies/UserPolicy.php
+++ b/app/Policies/UserPolicy.php
@@ -36,7 +36,7 @@ class UserPolicy
      *
      * @return bool
      */
-    public function view(User $user, Account $account): bool
+    public function view(User $user, User $user1): bool
     {
         return true;
         return auth()->check() && $user->id === $account->user_id;
@@ -52,4 +52,9 @@ class UserPolicy
         return true;
         return auth()->check();
     }
+    public function viewAccounts(User $user): bool
+    {
+        return true;
+        return auth()->check();
+    }
 }
diff --git a/routes/api.php b/routes/api.php
index 1cdb0c9f96..f4bbcc9fe4 100644
--- a/routes/api.php
+++ b/routes/api.php
@@ -22,8 +22,10 @@
 
 declare(strict_types=1);
 
+use FireflyIII\Http\Controllers\Api\V3\Controllers\AccountController;
 use LaravelJsonApi\Laravel\Facades\JsonApiRoute;
 use LaravelJsonApi\Laravel\Http\Controllers\JsonApiController;
+use LaravelJsonApi\Laravel\Routing\ActionRegistrar;
 use LaravelJsonApi\Laravel\Routing\Relationships;
 use LaravelJsonApi\Laravel\Routing\ResourceRegistrar;
 
@@ -31,11 +33,17 @@ use LaravelJsonApi\Laravel\Routing\ResourceRegistrar;
 JsonApiRoute::server('v3')
             ->prefix('v3')
             ->resources(function (ResourceRegistrar $server) {
-                $server->resource('accounts', JsonApiController::class)->readOnly()->relationships(function (Relationships $relations) {
+                $server->resource('accounts', AccountController::class)->readOnly()->relationships(function (Relationships $relations) {
                     $relations->hasOne('user')->readOnly();
-                    $relations->hasMany('balances')->readOnly();
+                    //$relations->hasMany('account_balances')->readOnly();
+                })
+                    ->actions(function (ActionRegistrar $actions) {
+                        $actions->withId()->get('account-balances', 'readAccountBalances'); // non-eloquent pseudo relation
+                    });
+                $server->resource('users', JsonApiController::class)->readOnly()->relationships(function (Relationships $relations) {
+                    $relations->hasMany('accounts')->readOnly();
                 });
-                $server->resource('users', JsonApiController::class);
+                $server->resource('account-balances', JsonApiController::class);
             });