diff --git a/app/Notifications/ReturnsAvailableChannels.php b/app/Notifications/ReturnsAvailableChannels.php
index c63678a551..56e6de1b0e 100644
--- a/app/Notifications/ReturnsAvailableChannels.php
+++ b/app/Notifications/ReturnsAvailableChannels.php
@@ -25,20 +25,23 @@ declare(strict_types=1);
 namespace FireflyIII\Notifications;
 
 use FireflyIII\Support\Notifications\UrlValidator;
+use FireflyIII\User;
 use Illuminate\Support\Facades\Log;
 use NotificationChannels\Pushover\PushoverChannel;
 use Wijourdil\NtfyNotificationChannel\Channels\NtfyChannel;
 
 class ReturnsAvailableChannels
 {
-    public static function returnChannels(string $type): array
+    public static function returnChannels(string $type, ?User $user = null): array
     {
         $channels = ['mail'];
 
-
         if ('owner' === $type) {
             return self::returnOwnerChannels();
         }
+        if('user' === $type && null !== $user) {
+            return self::returnUserChannels($user);
+        }
 
 
         return $channels;
@@ -75,6 +78,38 @@ class ReturnsAvailableChannels
 
         Log::debug(sprintf('Final channel set in ReturnsAvailableChannels: %s ', implode(', ', $channels)));
 
+        return $channels;
+    }
+
+    private static function returnUserChannels(User $user): array {
+        $channels          = ['mail'];
+        $slackUrl          = app('preferences')->getEncryptedForUser($user, 'slack_webhook_url', '')->data;
+        if (UrlValidator::isValidWebhookURL($slackUrl)) {
+            $channels[] = 'slack';
+        }
+
+        // validate presence of of Ntfy settings.
+        if ('' !== (string) app('preferences')->getEncryptedForUser($user,'ntfy_topic', '')->data) {
+            Log::debug('Enabled ntfy.');
+            $channels[] = NtfyChannel::class;
+        }
+        if ('' === (string) app('preferences')->getEncryptedForUser($user,'ntfy_topic', '')->data) {
+            Log::warning('No topic name for Ntfy, channel is disabled.');
+        }
+
+        // pushover
+        $pushoverAppToken  = (string) app('preferences')->getEncryptedForUser($user, 'pushover_app_token', '')->data;
+        $pushoverUserToken = (string) app('preferences')->getEncryptedForUser($user, 'pushover_user_token', '')->data;
+        if ('' === $pushoverAppToken || '' === $pushoverUserToken) {
+            Log::warning('[b] No Pushover token, channel is disabled.');
+        }
+        if ('' !== $pushoverAppToken && '' !== $pushoverUserToken) {
+            Log::debug('Enabled pushover.');
+            $channels[] = PushoverChannel::class;
+        }
+
+        Log::debug(sprintf('Final channel set in ReturnsAvailableChannels (user): %s ', implode(', ', $channels)));
+
         // only the owner can get notifications over
         return $channels;
     }
diff --git a/app/Notifications/Security/DisabledMFANotification.php b/app/Notifications/Security/DisabledMFANotification.php
index 2676f3d5b9..96022b12c8 100644
--- a/app/Notifications/Security/DisabledMFANotification.php
+++ b/app/Notifications/Security/DisabledMFANotification.php
@@ -24,6 +24,7 @@ declare(strict_types=1);
 
 namespace FireflyIII\Notifications\Security;
 
+use FireflyIII\Notifications\ReturnsAvailableChannels;
 use FireflyIII\Support\Notifications\UrlValidator;
 use FireflyIII\User;
 use Illuminate\Bus\Queueable;
@@ -35,7 +36,7 @@ class DisabledMFANotification extends Notification
 {
     use Queueable;
 
-    private User   $user;
+    private User $user;
 
     /**
      * Create a new notification instance.
@@ -48,13 +49,13 @@ class DisabledMFANotification extends Notification
     /**
      * Get the array representation of the notification.
      *
-     * @param mixed $notifiable
+     * @param User $notifiable
      *
      * @return array
      *
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
-    public function toArray($notifiable)
+    public function toArray(User $notifiable)
     {
         return [
         ];
@@ -63,15 +64,15 @@ class DisabledMFANotification extends Notification
     /**
      * Get the mail representation of the notification.
      *
-     * @param mixed $notifiable
+     * @param User $notifiable
      *
      * @return MailMessage
      *
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
-    public function toMail($notifiable)
+    public function toMail(User $notifiable)
     {
-        $subject = (string)trans('email.disabled_mfa_subject');
+        $subject = (string) trans('email.disabled_mfa_subject');
 
         return (new MailMessage())->markdown('emails.security.disabled-mfa', ['user' => $this->user])->subject($subject);
     }
@@ -79,15 +80,15 @@ class DisabledMFANotification extends Notification
     /**
      * Get the Slack representation of the notification.
      *
-     * @param mixed $notifiable
+     * @param User $notifiable
      *
      * @return SlackMessage
      *
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
-    public function toSlack($notifiable)
+    public function toSlack(User $notifiable)
     {
-        $message = (string)trans('email.disabled_mfa_slack', ['email' => $this->user->email]);
+        $message = (string) trans('email.disabled_mfa_slack', ['email' => $this->user->email]);
 
         return (new SlackMessage())->content($message);
     }
@@ -95,24 +96,14 @@ class DisabledMFANotification extends Notification
     /**
      * Get the notification's delivery channels.
      *
-     * @param mixed $notifiable
+     * @param User $notifiable
      *
      * @return array
      *
      * @SuppressWarnings(PHPMD.UnusedFormalParameter)
      */
-    public function via($notifiable)
+    public function via(User $notifiable)
     {
-        /** @var null|User $user */
-        $user     = auth()->user();
-        $slackUrl = null === $user ? '' : app('preferences')->getForUser(auth()->user(), 'slack_webhook_url', '')->data;
-        if (is_array($slackUrl)) {
-            $slackUrl = '';
-        }
-        if (UrlValidator::isValidWebhookURL((string)$slackUrl)) {
-            return ['mail', 'slack'];
-        }
-
-        return ['mail'];
+        return ReturnsAvailableChannels::returnChannels('user', $notifiable);
     }
 }