Updated full description (markdown)

full-description.md

@@ -47,7 +47,11 @@ This seems pretty pointless but it is useful when transferring money back and fo
 
 Transactions have a few useful fields: a description, the amount (duh), the date, the accounts involved (from and to) and some meta-information.
 
-Read more about creating transactions here (TODO).
+In Firefly, a transaction can be a withdrawal, a deposit or a transfer. Beyond the obvious, they are slightly different from one another:
+
+- Withdrawals have a dynamic "expense account" which you can fill in freely.
+- Deposits don't have budgets, but do have dynamic "revenue accounts".
+- Transfers can be linked to piggy banks. So you could move € 200 to your savings account and have it added to your piggy bank "new couch". Transfers don't have budgets either.
 
 ## Budgets
 
@@ -98,11 +102,28 @@ The general gist is that saving money is difficult. So you could set a target am
 
 ## Recurring transactions
 
-Rent, bills and insurance come back every month. By creating "recurring transactions" Firefly III will try to tell you what to expect, and when. I built this because I always forgot my phone bill (which is huge) and this helps preventing it being a nasty surprise.
+Rent, bills and insurance come back every month. By creating "recurring transactions" Firefly III will try to tell you what to expect, and when. I built this because I always forgot my yearly web hosting bill (which is huge) and this helps preventing it being a nasty surprise.
+
+## Bills
+
+Rent. Comes back every month. Create a bill and Firefly will not only match new withdrawals to bills but also show you which bills are still due and which ones aren't.
 
 ## Reports 
 
-Speaks for itself. Not very report-y yet.
+Speaks for itself.
+
+### Budget reports
+
+This is a though one. Let's say you budget 1000,- every month. But one month (after saving up money using the "piggy banks" feature of course!) you decide to buy a 500,- couch. You pay this from your checking account using money you've saved up in your savings account.
+
+If you give this transfer a one-time budget you're doing it wrong. Instead, you _don't_ give it a budget but rather give it a category. Once you've bought the couch you create two transactions:
+
+1. A transfer from your savings account to your checking account.
+2. A withdrawal (at the store) for the couch.
+
+This also works for your credit card, should you use it. There's a page on credit cards here (TODO).
+
+If you relate these two transfers as being "special" most reports will exclude this expense as being "over budget".
 
 ## Repeated expenses