<?xml version="1.0"?>
<gnc-v2
     xmlns:gnc="http://www.gnucash.org/XML/gnc"
     xmlns:act="http://www.gnucash.org/XML/act"
     xmlns:book="http://www.gnucash.org/XML/book"
     xmlns:cd="http://www.gnucash.org/XML/cd"
     xmlns:cmdty="http://www.gnucash.org/XML/cmdty"
     xmlns:price="http://www.gnucash.org/XML/price"
     xmlns:slot="http://www.gnucash.org/XML/slot"
     xmlns:split="http://www.gnucash.org/XML/split"
     xmlns:sx="http://www.gnucash.org/XML/sx"
     xmlns:trn="http://www.gnucash.org/XML/trn"
     xmlns:ts="http://www.gnucash.org/XML/ts"
     xmlns:cust="http://www.gnucash.org/XML/cust"
     xmlns:job="http://www.gnucash.org/XML/job"
     xmlns:addr="http://www.gnucash.org/XML/addr"
     xmlns:owner="http://www.gnucash.org/XML/owner"
     xmlns:taxtable="http://www.gnucash.org/XML/taxtable"
     xmlns:tte="http://www.gnucash.org/XML/tte"
     xmlns:employee="http://www.gnucash.org/XML/employee"
     xmlns:order="http://www.gnucash.org/XML/order"
     xmlns:billterm="http://www.gnucash.org/XML/billterm"
     xmlns:bt-days="http://www.gnucash.org/XML/bt-days"
     xmlns:bt-prox="http://www.gnucash.org/XML/bt-prox"
     xmlns:invoice="http://www.gnucash.org/XML/invoice"
     xmlns:entry="http://www.gnucash.org/XML/entry"
     xmlns:vendor="http://www.gnucash.org/XML/vendor">
<gnc:count-data cd:type="commodity">40</gnc:count-data>
<gnc:count-data cd:type="account">18</gnc:count-data>
<gnc:count-data cd:type="transaction">19</gnc:count-data>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>Adbe</cmdty:id>
  <cmdty:name>Adobe</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>Dell</cmdty:id>
  <cmdty:name>Dell</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>ISWCX</cmdty:id>
  <cmdty:name>ISWCX</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>jamrx</cmdty:id>
  <cmdty:name>Janus Mercury</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>lnux</cmdty:id>
  <cmdty:name>VA Linux</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>orcl</cmdty:id>
  <cmdty:name>Oracle</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>rbus</cmdty:id>
  <cmdty:name>Rambus</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>rhat</cmdty:id>
  <cmdty:name>RedHat</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>slab</cmdty:id>
  <cmdty:name>Silicon Labs</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>swpix</cmdty:id>
  <cmdty:name>Schwab S&amp;P 500 Index</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NASDAQ</cmdty:space>
  <cmdty:id>tvqfx</cmdty:id>
  <cmdty:name>Firsthand Technology Value Fun</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD</cmdty:id>
  <cmdty:name>AMD</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt- #2 8/14/98</cmdty:id>
  <cmdty:name>AMD Opt- #2 8/14/98</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt-8/14/98</cmdty:id>
  <cmdty:name>AMD Opt-8/14/98</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt-9/10/98</cmdty:id>
  <cmdty:name>AMD Opt-9/10/98</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt. #3 8/14/98</cmdty:id>
  <cmdty:name>AMD Opt. #3 8/14/98</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt. 5/3/99</cmdty:id>
  <cmdty:name>AMD Opt. 5/3/99</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>AMD Opt. 9/10/98</cmdty:id>
  <cmdty:name>AMD Opt. 9/10/98</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Adobe</cmdty:id>
  <cmdty:name>Adobe</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Charles Schwab</cmdty:id>
  <cmdty:name>Charles Schwab</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Dell</cmdty:id>
  <cmdty:name>Dell</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Firsthand Technology Value Fun</cmdty:id>
  <cmdty:name>Firsthand Technology Value Fun</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Growth Equity Fund</cmdty:id>
  <cmdty:name>Growth Equity Fund</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>IBM</cmdty:id>
  <cmdty:name>IBM</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>ISWCX</cmdty:id>
  <cmdty:name>ISWCX</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Janus Mercury</cmdty:id>
  <cmdty:name>Janus Mercury</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Lucent Technologies</cmdty:id>
  <cmdty:name>Lucent Technologies</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Oracle</cmdty:id>
  <cmdty:name>Oracle</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>QQQ</cmdty:id>
  <cmdty:name>QQQ</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Rambus</cmdty:id>
  <cmdty:name>Rambus</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>RedHat</cmdty:id>
  <cmdty:name>RedHat</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Schwab S&amp;P 500 Index</cmdty:id>
  <cmdty:name>Schwab S&amp;P 500 Index</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Silicon Graphics</cmdty:id>
  <cmdty:name>Silicon Graphics</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Silicon Labs</cmdty:id>
  <cmdty:name>Silicon Labs</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>Small Cap Growth Fund</cmdty:id>
  <cmdty:name>Small Cap Growth Fund</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>VA Linux</cmdty:id>
  <cmdty:name>VA Linux</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>amd</cmdty:id>
  <cmdty:name>amd</cmdty:name>
  <cmdty:fraction>1000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>lu</cmdty:id>
  <cmdty:name>Lucent Technologies</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>sch</cmdty:id>
  <cmdty:name>Charles Schwab</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:commodity version="2.0.0">
  <cmdty:space>NYSE</cmdty:space>
  <cmdty:id>sgi</cmdty:id>
  <cmdty:name>Silicon Graphics</cmdty:name>
  <cmdty:fraction>100000</cmdty:fraction>
</gnc:commodity>
<gnc:account version="2.0.0">
  <act:name>Checking</act:name>
  <act:id type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
    <slot>
      <slot:key>last-num</slot:key>
      <slot:value type="string">100</slot:value>
    </slot>
    <slot>
      <slot:key>reconcile-info</slot:key>
      <slot:value type="frame">
        <slot>
          <slot:key>last-date</slot:key>
          <slot:value type="integer">979624800</slot:value>
        </slot>
      </slot:value>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Savings</act:name>
  <act:id type="guid">7117b00944ea5def8959751832990c9e</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Cash</act:name>
  <act:id type="guid">15468df1e7097e7c317fb7a541010d69</act:id>
  <act:type>CASH</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Credit Card</act:name>
  <act:id type="guid">bdc5ed7168216d6df0f8d00767299bc7</act:id>
  <act:type>CREDIT</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
    <slot>
      <slot:key>reconcile-info</slot:key>
      <slot:value type="frame">
        <slot>
          <slot:key>last-date</slot:key>
          <slot:value type="integer">983340000</slot:value>
        </slot>
      </slot:value>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Salary</act:name>
  <act:id type="guid">d77f5ecb0a800748fdbae42e98908a85</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Clothes</act:name>
  <act:id type="guid">52c89f4b1d0b7b445e0793278fd5ff62</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Dining</act:name>
  <act:id type="guid">f4472ff237862ece69a1d3a58f293220</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>FICA</act:name>
  <act:id type="guid">1b211cffcf23b31e80666dadf57a37b0</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>FedTax</act:name>
  <act:id type="guid">9372c7685bfaf9086cb3cb53190b2ce2</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Finance Charge</act:name>
  <act:id type="guid">4ca91a8240c1df8068fa4dc7c1da147e</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Fuel</act:name>
  <act:id type="guid">a13c10f2c32dc74c2e70f894351ef209</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Groceries</act:name>
  <act:id type="guid">17e25505b81c735adec6d10aa1536a0a</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Household</act:name>
  <act:id type="guid">62479a9add5ae8bb253da6ab3d713083</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Service Charges</act:name>
  <act:id type="guid">630a8066fdf69ac977808b2295ed9f68</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Tools</act:name>
  <act:id type="guid">126f38b941cfe865f811e1c011e5bc51</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Utilities</act:name>
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  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
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</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Electric</act:name>
  <act:id type="guid">554b4134fc4a9c0361e9c8ca8f744229</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
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  <act:parent type="guid">00adc8fb6cc29e7ae5de56d6f8624ac5</act:parent>
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<gnc:account version="2.0.0">
  <act:name>Opening Balances</act:name>
  <act:id type="guid">f61553abd3d8029455441267f6530f3d</act:id>
  <act:type>EQUITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:commodity-scu>100</act:commodity-scu>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string"/>
    </slot>
  </act:slots>
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  <trn:id type="guid">c25df6ca60518acb3044016e7c799f3c</trn:id>
  <trn:date-posted>
    <ts:date>2000-12-20 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2000-12-20 13:05:39 -0500</ts:date>
  </trn:date-entered>
  <trn:description>Paycheck deposit</trn:description>
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    <trn:split>
      <split:id type="guid">26399b198b8beab9c11a84cabbd22da4</split:id>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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      <split:value>80000/100</split:value>
      <split:quantity>80000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">3bfc8952ec151252d1797087be4f7751</split:id>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>-80000/100</split:value>
      <split:quantity>-80000/100</split:quantity>
      <split:account type="guid">d77f5ecb0a800748fdbae42e98908a85</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">eab3726a1157800a147285dbb6ef091e</trn:id>
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    <ts:date>2000-12-27 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2000-12-20 13:25:30 -0500</ts:date>
    <ts:ns>54442000</ts:ns>
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  <trn:description>Paycheck deposit</trn:description>
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    <trn:split>
      <split:id type="guid">6a1892e895b31a5a2e65a8d7a718d2a5</split:id>
      <split:memo>Effect on checking</split:memo>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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      <split:value>80000/100</split:value>
      <split:quantity>80000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
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    <trn:split>
      <split:id type="guid">fa8a34aab999ecb849f14c4e089272e8</split:id>
      <split:memo>Effect on Salary</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>-105000/100</split:value>
      <split:quantity>-105000/100</split:quantity>
      <split:account type="guid">d77f5ecb0a800748fdbae42e98908a85</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">067ba239023aa1450002f2f960241500</split:id>
      <split:memo>Effect on federal tax</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>20000/100</split:value>
      <split:quantity>20000/100</split:quantity>
      <split:account type="guid">9372c7685bfaf9086cb3cb53190b2ce2</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">5ecafd54335e2a993047d80c9b0a1335</split:id>
      <split:memo>Effect on FICA</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>5000/100</split:value>
      <split:quantity>5000/100</split:quantity>
      <split:account type="guid">1b211cffcf23b31e80666dadf57a37b0</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">8f9d9b1d8f179a20f69d1104756cbf70</trn:id>
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    <ts:date>2001-01-03 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2000-12-20 13:05:39 -0500</ts:date>
    <ts:ns>389786000</ts:ns>
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  <trn:description>Paycheck deposit</trn:description>
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    <trn:split>
      <split:id type="guid">c9d13d1243281e0e37011901e02dba51</split:id>
      <split:memo>Effect on checking</split:memo>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
      </split:reconcile-date>
      <split:value>80000/100</split:value>
      <split:quantity>80000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">8902cfce8bf774b82f55d31f03abc0a0</split:id>
      <split:memo>Effect on Salary</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>-105000/100</split:value>
      <split:quantity>-105000/100</split:quantity>
      <split:account type="guid">d77f5ecb0a800748fdbae42e98908a85</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">98490994785921ee6fd9e5d29f8a7435</split:id>
      <split:memo>Effect on federal tax</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>20000/100</split:value>
      <split:quantity>20000/100</split:quantity>
      <split:account type="guid">9372c7685bfaf9086cb3cb53190b2ce2</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">4fad0c6ee1cd7fd3fe37a487aff39a94</split:id>
      <split:memo>Effect on FICA</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>5000/100</split:value>
      <split:quantity>5000/100</split:quantity>
      <split:account type="guid">1b211cffcf23b31e80666dadf57a37b0</split:account>
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</gnc:transaction>
<gnc:transaction version="2.0.0">
  <trn:id type="guid">104059201725c15eab8157a46542305c</trn:id>
  <trn:date-posted>
    <ts:date>2001-01-15 01:00:00 -0500</ts:date>
  </trn:date-posted>
  <trn:date-entered>
    <ts:date>2001-01-16 11:38:22 -0500</ts:date>
  </trn:date-entered>
  <trn:description>Service charge</trn:description>
  <trn:splits>
    <trn:split>
      <split:id type="guid">42b82c4437208eba6afaa9e7ce76bb61</split:id>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
      </split:reconcile-date>
      <split:value>-500/100</split:value>
      <split:quantity>-500/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
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    <trn:split>
      <split:id type="guid">e3f93abe380fa9d9068825b36af9f34f</split:id>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>500/100</split:value>
      <split:quantity>500/100</split:quantity>
      <split:account type="guid">630a8066fdf69ac977808b2295ed9f68</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">5e8d0bf91d65b3385d39e2fbc7528f92</trn:id>
  <trn:date-posted>
    <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2001-01-16 10:52:39 -0500</ts:date>
  </trn:date-entered>
  <trn:description>Transfer from Savings</trn:description>
  <trn:splits>
    <trn:split>
      <split:id type="guid">ff61df2aa1ff54a7683ded3312c7cde9</split:id>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
      </split:reconcile-date>
      <split:value>50000/100</split:value>
      <split:quantity>50000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
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    <trn:split>
      <split:id type="guid">c934c0a35454cb4757f04ec6d9bf28f9</split:id>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>-50000/100</split:value>
      <split:quantity>-50000/100</split:quantity>
      <split:account type="guid">7117b00944ea5def8959751832990c9e</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">4ad0609e6e66fc623db8a0d051aa9162</trn:id>
  <trn:num>100</trn:num>
  <trn:date-posted>
    <ts:date>2001-01-16 01:00:00 -0500</ts:date>
  </trn:date-posted>
  <trn:date-entered>
    <ts:date>2001-01-16 11:14:37 -0500</ts:date>
  </trn:date-entered>
  <trn:description>Home Town Grocery</trn:description>
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    <trn:split>
      <split:id type="guid">2244e92f65e67e37f4d237278a70aa8f</split:id>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
      </split:reconcile-date>
      <split:value>-7500/100</split:value>
      <split:quantity>-7500/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
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    <trn:split>
      <split:id type="guid">52e27b3bb5cba4d978479228d8e0e11c</split:id>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>7500/100</split:value>
      <split:quantity>7500/100</split:quantity>
      <split:account type="guid">17e25505b81c735adec6d10aa1536a0a</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">190c55a7637a8f6622fab4eb31f4afed</trn:id>
  <trn:num>101</trn:num>
  <trn:date-posted>
    <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2001-01-16 11:19:55 -0500</ts:date>
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  <trn:description>ABC Hardware</trn:description>
  <trn:splits>
    <trn:split>
      <split:id type="guid">f7b76a73f8e7574bcf07219e422da54a</split:id>
      <split:memo>Parts and tools</split:memo>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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      <split:value>-10000/100</split:value>
      <split:quantity>-10000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">ebad73b5da75bf3af18974612e8b41b6</split:id>
      <split:memo>Household parts</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>5000/100</split:value>
      <split:quantity>5000/100</split:quantity>
      <split:account type="guid">62479a9add5ae8bb253da6ab3d713083</split:account>
    </trn:split>
    <trn:split>
      <split:id type="guid">ff6838a2385e6330f6e6c5f70665d537</split:id>
      <split:memo>Tools needed</split:memo>
      <split:reconciled-state>n</split:reconciled-state>
      <split:value>5000/100</split:value>
      <split:quantity>5000/100</split:quantity>
      <split:account type="guid">126f38b941cfe865f811e1c011e5bc51</split:account>
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<gnc:transaction version="2.0.0">
  <trn:id type="guid">f09f609caacaa2168d69751b6cc59688</trn:id>
  <trn:num>ATM</trn:num>
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    <ts:date>2001-01-16 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2001-01-16 11:25:34 -0500</ts:date>
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  <trn:description>Cash withdrawal</trn:description>
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    <trn:split>
      <split:id type="guid">9d5f50ab638f22ec7be2833c3dc2487d</split:id>
      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-01-16 01:00:00 -0500</ts:date>
      </split:reconcile-date>
      <split:value>-10000/100</split:value>
      <split:quantity>-10000/100</split:quantity>
      <split:account type="guid">7cce1d8ee29f0e4c30c949f77bb2a447</split:account>
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    <trn:split>
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      <split:reconciled-state>n</split:reconciled-state>
      <split:value>10000/100</split:value>
      <split:quantity>10000/100</split:quantity>
      <split:account type="guid">15468df1e7097e7c317fb7a541010d69</split:account>
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<gnc:transaction version="2.0.0">
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    <ts:date>2001-02-05 01:00:00 -0500</ts:date>
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  <trn:date-entered>
    <ts:date>2001-02-19 20:36:36 -0500</ts:date>
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  <trn:description>Payment of bill</trn:description>
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      <split:reconciled-state>y</split:reconciled-state>
      <split:reconcile-date>
        <ts:date>2001-02-28 01:00:00 -0500</ts:date>
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      <split:value>30000/100</split:value>
      <split:quantity>30000/100</split:quantity>
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    <trn:split>
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<gnc:transaction version="2.0.0">
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    <ts:date>2001-03-05 01:00:00 -0500</ts:date>
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    <ts:date>2001-02-19 20:47:42 -0500</ts:date>
    <ts:ns>926968000</ts:ns>
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    <ts:date>2001-01-16 10:33:53 -0500</ts:date>
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      <split:value>100000/100</split:value>
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  <trn:date-entered>
    <ts:date>2001-02-19 17:36:43 -0500</ts:date>
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      <split:reconciled-state>y</split:reconciled-state>
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        <ts:date>2001-02-28 01:00:00 -0500</ts:date>
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      <split:value>-100000/100</split:value>
      <split:quantity>-100000/100</split:quantity>
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      <split:reconciled-state>n</split:reconciled-state>
      <split:value>100000/100</split:value>
      <split:quantity>100000/100</split:quantity>
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