<?xml version="1.0"?>
<gnc-account-example>
    <gnc-act:title>
      Brokerage Accounts
    </gnc-act:title>
    <gnc-act:short-description>
      These accounts provide a set of accounts to deal with a
      brokerage.
    </gnc-act:short-description>
<gnc:account version="2.0.0">
  <act:name>Bank CD</act:name>
  <act:id type="guid">f0dcbc3935eae5ac695fe59b06d32838</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bank CD</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Brokerage Account</act:name>
  <act:id type="guid">0a5d028b928ad33062bf1f3e6c2d8b95</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Brokerage Account</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bond</act:name>
  <act:id type="guid">8acb0e505261a615dc2d0b51254e493d</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bond</act:description>
  <act:parent type="guid">0a5d028b928ad33062bf1f3e6c2d8b95</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Stock</act:name>
  <act:id type="guid">6257ca063fbb98d09ac17be47a41e0c8</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Stock</act:description>
  <act:parent type="guid">0a5d028b928ad33062bf1f3e6c2d8b95</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Market Index</act:name>
  <act:id type="guid">3ec644cfdf27d87afb5f50ee188e19bd</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Market Index</act:description>
  <act:parent type="guid">0a5d028b928ad33062bf1f3e6c2d8b95</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Mutual Fund</act:name>
  <act:id type="guid">c066113465531574622896f58a7e10d6</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Mutual Fund</act:description>
  <act:parent type="guid">0a5d028b928ad33062bf1f3e6c2d8b95</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Checking Account</act:name>
  <act:id type="guid">bc09a9cbaf72a5bf53e9d278d50cd3e3</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Checking Account</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Money Market</act:name>
  <act:id type="guid">2afd1a978de3fecc78ad18389987915d</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Money Market</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Retirement</act:name>
  <act:id type="guid">ca6a11a28f8a5f6abc5c93ff1d22abd7</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Retirement</act:description>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bond</act:name>
  <act:id type="guid">ef866fb058ff85a82f2bccd53e92356c</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bond</act:description>
  <act:parent type="guid">ca6a11a28f8a5f6abc5c93ff1d22abd7</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Stock</act:name>
  <act:id type="guid">1726259746a05c46668e15706664bd0c</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Stock</act:description>
  <act:parent type="guid">ca6a11a28f8a5f6abc5c93ff1d22abd7</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Market Index</act:name>
  <act:id type="guid">a7e7b6db910b3053bc55416a37464a85</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Market Index</act:description>
  <act:parent type="guid">ca6a11a28f8a5f6abc5c93ff1d22abd7</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Mutual Fund</act:name>
  <act:id type="guid">194816a2853ae091c2c04bdaa96d00c8</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Mutual Fund</act:description>
  <act:parent type="guid">ca6a11a28f8a5f6abc5c93ff1d22abd7</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Savings Account</act:name>
  <act:id type="guid">500caa9a450e7b00fbe95b1be605be88</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Savings Account</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Spouse Retirement</act:name>
  <act:id type="guid">f166764666e027cc6992d8a287479ec8</act:id>
  <act:type>BANK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Spouse Retirement</act:description>
  <act:slots>
    <slot>
      <slot:key>notes</slot:key>
      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
    </slot>
  </act:slots>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bond</act:name>
  <act:id type="guid">3dbbad3188ed1f751e9120fa82885ab9</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bond</act:description>
  <act:parent type="guid">f166764666e027cc6992d8a287479ec8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Stock</act:name>
  <act:id type="guid">f899ca14a44d6c0e81298cd30794799c</act:id>
  <act:type>STOCK</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Stock</act:description>
  <act:parent type="guid">f166764666e027cc6992d8a287479ec8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Market Index</act:name>
  <act:id type="guid">e76c80196deb8dc8b558184f59b67130</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Market Index</act:description>
  <act:parent type="guid">f166764666e027cc6992d8a287479ec8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Mutual Fund</act:name>
  <act:id type="guid">ca60ab8944f3e864e3ab568edd985752</act:id>
  <act:type>MUTUAL</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Mutual Fund</act:description>
  <act:parent type="guid">f166764666e027cc6992d8a287479ec8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Currency Trading</act:name>
  <act:id type="guid">66e9f3d0286fbce5470197b2db3a8481</act:id>
  <act:type>CURRENCY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>DEM</cmdty:id>
  </act:commodity>
  <act:description>Currency Trading</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Cash in Wallet</act:name>
  <act:id type="guid">7ca88a77c0670961211cdd9efcaf43c7</act:id>
  <act:type>CASH</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Cash in Wallet</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>House</act:name>
  <act:id type="guid">f2d6507bd851c22259c40e5f91a33a64</act:id>
  <act:type>ASSET</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>House</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Asset</act:name>
  <act:id type="guid">a21909e82d3efb2d570399f1b5236d5f</act:id>
  <act:type>ASSET</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Asset</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Vehicle</act:name>
  <act:id type="guid">d790256749817be36be1aa8ed58a49fd</act:id>
  <act:type>ASSET</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Vehicle</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Credit Card</act:name>
  <act:id type="guid">d4d9e06e7e487d5c876dd09d2c6afddc</act:id>
  <act:type>CREDIT</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Credit Card</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Line of Credit</act:name>
  <act:id type="guid">837bf82e6d19ae014406f85a433968e6</act:id>
  <act:type>CREDIT</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Line of Credit</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Education Loan</act:name>
  <act:id type="guid">ae262b4ef5698eff8d3de8e9844bc2ab</act:id>
  <act:type>LIABILITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Education Loan</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Mortgage Loan</act:name>
  <act:id type="guid">e34b37e2d0f262cc35e9b6ecc408959d</act:id>
  <act:type>LIABILITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Mortgage Loan</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Loan</act:name>
  <act:id type="guid">5feaf22826260288355531191647424c</act:id>
  <act:type>LIABILITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Loan</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Vehicle Loan</act:name>
  <act:id type="guid">989acdc9b1faf742dcd6a472e68fa3f0</act:id>
  <act:type>LIABILITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Vehicle Loan</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bonus</act:name>
  <act:id type="guid">170c5545e6c332b95481281cfccd5d84</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bonus</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Dividend Income</act:name>
  <act:id type="guid">a08144f132c2fa4c25b421db1476e663</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Dividend Income</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Gifts Received</act:name>
  <act:id type="guid">2e1612274a80df23286aeb68d49325e0</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Gifts Received</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Interest Income</act:name>
  <act:id type="guid">8a38b1645c82503e81f0fade03f943e0</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Interest Income</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bond Interest</act:name>
  <act:id type="guid">bdeebf09b1a64a1f984326d4d5fc055e</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bond Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>CD Interest</act:name>
  <act:id type="guid">180b80976303184378da9d23835973cc</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>CD Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Checking Interest</act:name>
  <act:id type="guid">0fc31d54fcbd8fc285cfb28e75df8d0f</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Checking Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Money Market Interest</act:name>
  <act:id type="guid">d152658760e44c976cf47164f39443bd</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Money Market Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Interest</act:name>
  <act:id type="guid">fdd84cba68889df0e05c193b0d14b765</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Savings Interest</act:name>
  <act:id type="guid">c9f53d6eb587fce2efadc462268447d9</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Savings Interest</act:description>
  <act:parent type="guid">8a38b1645c82503e81f0fade03f943e0</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Income</act:name>
  <act:id type="guid">900673c05f0e8c94fdce9af17bb9b800</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Income</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Salary</act:name>
  <act:id type="guid">6ddf34da73e0fb212f8c460e130a9090</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Salary</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Salary (Spouse)</act:name>
  <act:id type="guid">c0978fd9c31fbe3a89312a64e2f1716e</act:id>
  <act:type>INCOME</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Salary (Spouse)</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Adjustment</act:name>
  <act:id type="guid">9d986804f28f47b361ed6eec2337c742</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Adjustment</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Auto</act:name>
  <act:id type="guid">5ea474747287b5ca662d402f2d81e500</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Auto</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Fees</act:name>
  <act:id type="guid">364c5f9a3885e7368f07d2d80e877fe2</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Fees</act:description>
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</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Gas</act:name>
  <act:id type="guid">d1f52882c4f48f9dd7c2d94c914cb1ee</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Gas</act:description>
  <act:parent type="guid">5ea474747287b5ca662d402f2d81e500</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Parking</act:name>
  <act:id type="guid">eaff7d758413e01739999d5e51b41f35</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Parking</act:description>
  <act:parent type="guid">5ea474747287b5ca662d402f2d81e500</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Repair and Maintenance</act:name>
  <act:id type="guid">b946bddce7d5af6a3afc887290612d55</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Repair and Maintenance</act:description>
  <act:parent type="guid">5ea474747287b5ca662d402f2d81e500</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Bank Service Charge</act:name>
  <act:id type="guid">552e0768553091179024dff5f0513d27</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Bank Service Charge</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Books</act:name>
  <act:id type="guid">f9832d4879c8c97c807d7a5b86f33afd</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Books</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Cable</act:name>
  <act:id type="guid">3fc1bf7240e431ccc4ec5f9e3b9c1dfa</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Cable</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Charity</act:name>
  <act:id type="guid">2b8cdd949ded3ef17f5af2b4d5254eb8</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Charity</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Childcare</act:name>
  <act:id type="guid">2659fcbc7e9917ec10c172a430637de7</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Childcare</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Clothes</act:name>
  <act:id type="guid">7124e4b9037747fbc62dfef943ce5e33</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Clothes</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Commissions</act:name>
  <act:id type="guid">900ca277c6254b9161e7304095878f28</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Commissions</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Computer</act:name>
  <act:id type="guid">0fa25d2ea4da9305a984ed22e3def0cf</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Computer</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Dining</act:name>
  <act:id type="guid">e38bb82e1d553c86f81ae27b5ad15287</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Dining</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Education</act:name>
  <act:id type="guid">e64bc2a1c2e003da77c6a0f1e106d14b</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Education</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Entertainment</act:name>
  <act:id type="guid">6aecfa393d97c013621894b955cf8e66</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Entertainment</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Music/Movies</act:name>
  <act:id type="guid">145661083ae1084c5e4b5e8f83e76e76</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Music/Movies</act:description>
  <act:parent type="guid">6aecfa393d97c013621894b955cf8e66</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Recreation</act:name>
  <act:id type="guid">c278e2423198f6468d6dfa62cd6835f8</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Recreation</act:description>
  <act:parent type="guid">6aecfa393d97c013621894b955cf8e66</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Travel</act:name>
  <act:id type="guid">bd52395967602a4fe29be977e2ae1fde</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Travel</act:description>
  <act:parent type="guid">6aecfa393d97c013621894b955cf8e66</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Gifts</act:name>
  <act:id type="guid">4b5997921dda1a1d77e581a91f0a95b4</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Gifts</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Groceries</act:name>
  <act:id type="guid">604411949e98e45bc7cb625d0048f0c7</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Groceries</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Hobbies</act:name>
  <act:id type="guid">8e4f99730741233dff1b8c84f26d0d10</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Hobbies</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Home Repair</act:name>
  <act:id type="guid">c526a9cad0ccf9ec665a3c796943e251</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Home Repair</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Insurance</act:name>
  <act:id type="guid">6b38ee74fa864d66716cc7e072c005a8</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Insurance</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Auto Insurance</act:name>
  <act:id type="guid">b6fd633ea0fe72a1b459a229e5b74811</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Auto Insurance</act:description>
  <act:parent type="guid">6b38ee74fa864d66716cc7e072c005a8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Health Insurance</act:name>
  <act:id type="guid">3dfa2281d7d0a14a32e1101814c5e89a</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Health Insurance</act:description>
  <act:parent type="guid">6b38ee74fa864d66716cc7e072c005a8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Home Insurance</act:name>
  <act:id type="guid">971747eb7419899dd06fcb46cdebd481</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Home Insurance</act:description>
  <act:parent type="guid">6b38ee74fa864d66716cc7e072c005a8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Life Insurance</act:name>
  <act:id type="guid">553d7c930fa135927f6a711c711a9e79</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Life Insurance</act:description>
  <act:parent type="guid">6b38ee74fa864d66716cc7e072c005a8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Rental Insurance</act:name>
  <act:id type="guid">5e1a604ab6646ace6edf11ee63579a4d</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Rental Insurance</act:description>
  <act:parent type="guid">6b38ee74fa864d66716cc7e072c005a8</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Interest</act:name>
  <act:id type="guid">c85d28b79f748ff8c8eef7ccb0cbc76a</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Interest</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Education Loan Interest</act:name>
  <act:id type="guid">08d98242264c3b7ca11b2d45ddeffdee</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Education Loan Interest</act:description>
  <act:parent type="guid">c85d28b79f748ff8c8eef7ccb0cbc76a</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Mortgage Interest</act:name>
  <act:id type="guid">251d22e635e2f29012b512f2395774ec</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Mortgage Interest</act:description>
  <act:parent type="guid">c85d28b79f748ff8c8eef7ccb0cbc76a</act:parent>
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<gnc:account version="2.0.0">
  <act:name>Other Interest</act:name>
  <act:id type="guid">f95f94fb3d35c47bbcc794c65737a342</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Interest</act:description>
  <act:parent type="guid">c85d28b79f748ff8c8eef7ccb0cbc76a</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Vehicle Loan Interest</act:name>
  <act:id type="guid">353ae10b17c05fb15b87e72315d75f08</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Vehicle Loan Interest</act:description>
  <act:parent type="guid">c85d28b79f748ff8c8eef7ccb0cbc76a</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Laundry/Dry Cleaning</act:name>
  <act:id type="guid">287cf77bb4dab16a20020375ec8bd104</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Laundry/Dry Cleaning</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Medical Expenses</act:name>
  <act:id type="guid">55996e1db52ea842ad43b6e2589f6d5f</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
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  <act:description>Medical Expenses</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Miscellaneous</act:name>
  <act:id type="guid">d4218e95b58c8cff1dfcf82de9871a00</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Miscellaneous</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Online Services</act:name>
  <act:id type="guid">7be219b65dba681c93f8ebf2685ab97f</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Online Services</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Phone</act:name>
  <act:id type="guid">1218a4dfd1b524215809dba0df23ef02</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
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  <act:description>Phone</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Public Transportation</act:name>
  <act:id type="guid">55809343f8d6efdc8f9d241905361922</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
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  <act:description>Public Transportation</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Rent</act:name>
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  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Rent</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Subscriptions</act:name>
  <act:id type="guid">1cf045530a5e6c9a27c15e394fe073fe</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
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  <act:description>Subscriptions</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Supplies</act:name>
  <act:id type="guid">ac9054d13561c9e41a4b44aef56af7ef</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Supplies</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Taxes</act:name>
  <act:id type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Taxes</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Federal</act:name>
  <act:id type="guid">488825e0dcf0afd2628e4e6e858da952</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
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  <act:description>Federal</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Medicare</act:name>
  <act:id type="guid">362042afdfe306cb210ccd7562c7e086</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Medicare</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Tax</act:name>
  <act:id type="guid">7cec08e787d54b8e1198ea887a3ebe83</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Tax</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Property Tax</act:name>
  <act:id type="guid">4a7949ebaf590dbb2a51b1d076978085</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Property Tax</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Social Security</act:name>
  <act:id type="guid">2aa6ac34ef4b639d925b25de5c71c27f</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Social Security</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>State/Province</act:name>
  <act:id type="guid">81485c5a18f0eeeeef9862daa8189b87</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>State/Province</act:description>
  <act:parent type="guid">fd4aaa8e5e245f077af1e2101c8d7add</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Taxes (Spouse)</act:name>
  <act:id type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Taxes (Spouse)</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Federal</act:name>
  <act:id type="guid">d3703d23ab15b4782eebbb34e52ecd06</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Federal</act:description>
  <act:parent type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Medicare</act:name>
  <act:id type="guid">cc97abf9529bf7473d91850b0715ae25</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Medicare</act:description>
  <act:parent type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Other Tax</act:name>
  <act:id type="guid">1ae99de73ff49e87ab2d385da9e212ce</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Other Tax</act:description>
  <act:parent type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Social Security</act:name>
  <act:id type="guid">ad7221d63f9215e5461cac7e3d0d30e0</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Social Security</act:description>
  <act:parent type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>State/Province</act:name>
  <act:id type="guid">87a2924d90d0efe3eedbb04f5199011f</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>State/Province</act:description>
  <act:parent type="guid">dbdf0b7c6b87cbc50278f23a06b9635c</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Utilities</act:name>
  <act:id type="guid">c620f3f25d2b5dd6beec76001f8eb462</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Utilities</act:description>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Electric</act:name>
  <act:id type="guid">c29cf0ecb74cd6f7ce2d47c53a98c769</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Electric</act:description>
  <act:parent type="guid">c620f3f25d2b5dd6beec76001f8eb462</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Garbage collection</act:name>
  <act:id type="guid">6bdba36de9c65c3ef5786b1b3c63b2f1</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Garbage collection</act:description>
  <act:parent type="guid">c620f3f25d2b5dd6beec76001f8eb462</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Gas</act:name>
  <act:id type="guid">28921dc38c6e473db11a0fc6cd7a1a51</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Gas</act:description>
  <act:parent type="guid">c620f3f25d2b5dd6beec76001f8eb462</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Water</act:name>
  <act:id type="guid">125db6fd04f6b1190074ca5b254051e1</act:id>
  <act:type>EXPENSE</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Water</act:description>
  <act:parent type="guid">c620f3f25d2b5dd6beec76001f8eb462</act:parent>
</gnc:account>
<gnc:account version="2.0.0">
  <act:name>Opening Balances</act:name>
  <act:id type="guid">f1d55db7396786a9488f71c0f9b80597</act:id>
  <act:type>EQUITY</act:type>
  <act:commodity>
    <cmdty:space>ISO4217</cmdty:space>
    <cmdty:id>USD</cmdty:id>
  </act:commodity>
  <act:description>Opening Balances</act:description>
</gnc:account>
</gnc-account-example>

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