<?xml version="1.0"?>
<gnc>
  <version>1</version>
  <ledger-data>
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      <restore>
        <name>Bank CD</name>
        <guid>f0dcbc3935eae5ac695fe59b06d32838</guid>
        <type>BANK</type>
        <description>Bank CD</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Brokerage Account</name>
        <guid>0a5d028b928ad33062bf1f3e6c2d8b95</guid>
        <type>BANK</type>
        <description>Brokerage Account</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Bond</name>
        <guid>8acb0e505261a615dc2d0b51254e493d</guid>
        <type>STOCK</type>
        <description>Bond</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>0a5d028b928ad33062bf1f3e6c2d8b95</guid>
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    <account>
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        <name>Stock</name>
        <guid>6257ca063fbb98d09ac17be47a41e0c8</guid>
        <type>STOCK</type>
        <description>Stock</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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        <parent>
          <guid>0a5d028b928ad33062bf1f3e6c2d8b95</guid>
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    <account>
      <restore>
        <name>Market Index</name>
        <guid>3ec644cfdf27d87afb5f50ee188e19bd</guid>
        <type>MUTUAL</type>
        <description>Market Index</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>0a5d028b928ad33062bf1f3e6c2d8b95</guid>
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    <account>
      <restore>
        <name>Mutual Fund</name>
        <guid>c066113465531574622896f58a7e10d6</guid>
        <type>MUTUAL</type>
        <description>Mutual Fund</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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        <parent>
          <guid>0a5d028b928ad33062bf1f3e6c2d8b95</guid>
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    <account>
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        <name>Checking Account</name>
        <guid>bc09a9cbaf72a5bf53e9d278d50cd3e3</guid>
        <type>BANK</type>
        <description>Checking Account</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Money Market</name>
        <guid>2afd1a978de3fecc78ad18389987915d</guid>
        <type>BANK</type>
        <description>Money Market</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Retirement</name>
        <guid>ca6a11a28f8a5f6abc5c93ff1d22abd7</guid>
        <type>BANK</type>
        <description>Retirement</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <slots>
          <s>
            <k>notes</k>
            <string>IRA, 401(k), or other retirement</string>
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    <account>
      <restore>
        <name>Bond</name>
        <guid>ef866fb058ff85a82f2bccd53e92356c</guid>
        <type>STOCK</type>
        <description>Bond</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>ca6a11a28f8a5f6abc5c93ff1d22abd7</guid>
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    <account>
      <restore>
        <name>Stock</name>
        <guid>1726259746a05c46668e15706664bd0c</guid>
        <type>STOCK</type>
        <description>Stock</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>ca6a11a28f8a5f6abc5c93ff1d22abd7</guid>
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    <account>
      <restore>
        <name>Market Index</name>
        <guid>a7e7b6db910b3053bc55416a37464a85</guid>
        <type>MUTUAL</type>
        <description>Market Index</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>ca6a11a28f8a5f6abc5c93ff1d22abd7</guid>
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      </restore>
    </account>
    <account>
      <restore>
        <name>Mutual Fund</name>
        <guid>194816a2853ae091c2c04bdaa96d00c8</guid>
        <type>MUTUAL</type>
        <description>Mutual Fund</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>ca6a11a28f8a5f6abc5c93ff1d22abd7</guid>
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    </account>
    <account>
      <restore>
        <name>Savings Account</name>
        <guid>500caa9a450e7b00fbe95b1be605be88</guid>
        <type>BANK</type>
        <description>Savings Account</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Spouse Retirement</name>
        <guid>f166764666e027cc6992d8a287479ec8</guid>
        <type>BANK</type>
        <description>Spouse Retirement</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <slots>
          <s>
            <k>notes</k>
            <string>IRA, 401(k), or other retirement</string>
          </s>
        </slots>
      </restore>
    </account>
    <account>
      <restore>
        <name>Bond</name>
        <guid>3dbbad3188ed1f751e9120fa82885ab9</guid>
        <type>STOCK</type>
        <description>Bond</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>f166764666e027cc6992d8a287479ec8</guid>
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    <account>
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        <name>Stock</name>
        <guid>f899ca14a44d6c0e81298cd30794799c</guid>
        <type>STOCK</type>
        <description>Stock</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>f166764666e027cc6992d8a287479ec8</guid>
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    </account>
    <account>
      <restore>
        <name>Market Index</name>
        <guid>e76c80196deb8dc8b558184f59b67130</guid>
        <type>MUTUAL</type>
        <description>Market Index</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>f166764666e027cc6992d8a287479ec8</guid>
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      </restore>
    </account>
    <account>
      <restore>
        <name>Mutual Fund</name>
        <guid>ca60ab8944f3e864e3ab568edd985752</guid>
        <type>MUTUAL</type>
        <description>Mutual Fund</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>f166764666e027cc6992d8a287479ec8</guid>
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      </restore>
    </account>
    <account>
      <restore>
        <name>Currency Trading</name>
        <guid>66e9f3d0286fbce5470197b2db3a8481</guid>
        <type>CURRENCY</type>
        <description>Currency Trading</description>
        <currency>
          <space>ISO4217</space>
          <id>DEM</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Cash in Wallet</name>
        <guid>7ca88a77c0670961211cdd9efcaf43c7</guid>
        <type>CASH</type>
        <description>Cash in Wallet</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>House</name>
        <guid>f2d6507bd851c22259c40e5f91a33a64</guid>
        <type>ASSET</type>
        <description>House</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Other Asset</name>
        <guid>a21909e82d3efb2d570399f1b5236d5f</guid>
        <type>ASSET</type>
        <description>Other Asset</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Vehicle</name>
        <guid>d790256749817be36be1aa8ed58a49fd</guid>
        <type>ASSET</type>
        <description>Vehicle</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Credit Card</name>
        <guid>d4d9e06e7e487d5c876dd09d2c6afddc</guid>
        <type>CREDIT</type>
        <description>Credit Card</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Line of Credit</name>
        <guid>837bf82e6d19ae014406f85a433968e6</guid>
        <type>CREDIT</type>
        <description>Line of Credit</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Education Loan</name>
        <guid>ae262b4ef5698eff8d3de8e9844bc2ab</guid>
        <type>LIABILITY</type>
        <description>Education Loan</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Mortgage Loan</name>
        <guid>e34b37e2d0f262cc35e9b6ecc408959d</guid>
        <type>LIABILITY</type>
        <description>Mortgage Loan</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Other Loan</name>
        <guid>5feaf22826260288355531191647424c</guid>
        <type>LIABILITY</type>
        <description>Other Loan</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Vehicle Loan</name>
        <guid>989acdc9b1faf742dcd6a472e68fa3f0</guid>
        <type>LIABILITY</type>
        <description>Vehicle Loan</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Bonus</name>
        <guid>170c5545e6c332b95481281cfccd5d84</guid>
        <type>INCOME</type>
        <description>Bonus</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Dividend Income</name>
        <guid>a08144f132c2fa4c25b421db1476e663</guid>
        <type>INCOME</type>
        <description>Dividend Income</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Gifts Received</name>
        <guid>2e1612274a80df23286aeb68d49325e0</guid>
        <type>INCOME</type>
        <description>Gifts Received</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Interest Income</name>
        <guid>8a38b1645c82503e81f0fade03f943e0</guid>
        <type>INCOME</type>
        <description>Interest Income</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Bond Interest</name>
        <guid>bdeebf09b1a64a1f984326d4d5fc055e</guid>
        <type>INCOME</type>
        <description>Bond Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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      </restore>
    </account>
    <account>
      <restore>
        <name>CD Interest</name>
        <guid>180b80976303184378da9d23835973cc</guid>
        <type>INCOME</type>
        <description>CD Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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      </restore>
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    <account>
      <restore>
        <name>Checking Interest</name>
        <guid>0fc31d54fcbd8fc285cfb28e75df8d0f</guid>
        <type>INCOME</type>
        <description>Checking Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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      </restore>
    </account>
    <account>
      <restore>
        <name>Money Market Interest</name>
        <guid>d152658760e44c976cf47164f39443bd</guid>
        <type>INCOME</type>
        <description>Money Market Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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    </account>
    <account>
      <restore>
        <name>Other Interest</name>
        <guid>fdd84cba68889df0e05c193b0d14b765</guid>
        <type>INCOME</type>
        <description>Other Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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    <account>
      <restore>
        <name>Savings Interest</name>
        <guid>c9f53d6eb587fce2efadc462268447d9</guid>
        <type>INCOME</type>
        <description>Savings Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>8a38b1645c82503e81f0fade03f943e0</guid>
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    <account>
      <restore>
        <name>Other Income</name>
        <guid>900673c05f0e8c94fdce9af17bb9b800</guid>
        <type>INCOME</type>
        <description>Other Income</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Salary</name>
        <guid>6ddf34da73e0fb212f8c460e130a9090</guid>
        <type>INCOME</type>
        <description>Salary</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Salary (Spouse)</name>
        <guid>c0978fd9c31fbe3a89312a64e2f1716e</guid>
        <type>INCOME</type>
        <description>Salary (Spouse)</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Adjustment</name>
        <guid>9d986804f28f47b361ed6eec2337c742</guid>
        <type>EXPENSE</type>
        <description>Adjustment</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Auto</name>
        <guid>5ea474747287b5ca662d402f2d81e500</guid>
        <type>EXPENSE</type>
        <description>Auto</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Fees</name>
        <guid>364c5f9a3885e7368f07d2d80e877fe2</guid>
        <type>EXPENSE</type>
        <description>Fees</description>
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          <space>ISO4217</space>
          <id>USD</id>
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        <parent>
          <guid>5ea474747287b5ca662d402f2d81e500</guid>
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    <account>
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        <name>Gas</name>
        <guid>d1f52882c4f48f9dd7c2d94c914cb1ee</guid>
        <type>EXPENSE</type>
        <description>Gas</description>
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          <space>ISO4217</space>
          <id>USD</id>
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        <parent>
          <guid>5ea474747287b5ca662d402f2d81e500</guid>
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    <account>
      <restore>
        <name>Parking</name>
        <guid>eaff7d758413e01739999d5e51b41f35</guid>
        <type>EXPENSE</type>
        <description>Parking</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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          <guid>5ea474747287b5ca662d402f2d81e500</guid>
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    <account>
      <restore>
        <name>Repair and Maintenance</name>
        <guid>b946bddce7d5af6a3afc887290612d55</guid>
        <type>EXPENSE</type>
        <description>Repair and Maintenance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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          <guid>5ea474747287b5ca662d402f2d81e500</guid>
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    <account>
      <restore>
        <name>Bank Service Charge</name>
        <guid>552e0768553091179024dff5f0513d27</guid>
        <type>EXPENSE</type>
        <description>Bank Service Charge</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
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    </account>
    <account>
      <restore>
        <name>Books</name>
        <guid>f9832d4879c8c97c807d7a5b86f33afd</guid>
        <type>EXPENSE</type>
        <description>Books</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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    <account>
      <restore>
        <name>Cable</name>
        <guid>3fc1bf7240e431ccc4ec5f9e3b9c1dfa</guid>
        <type>EXPENSE</type>
        <description>Cable</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
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    </account>
    <account>
      <restore>
        <name>Charity</name>
        <guid>2b8cdd949ded3ef17f5af2b4d5254eb8</guid>
        <type>EXPENSE</type>
        <description>Charity</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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      <restore>
        <name>Childcare</name>
        <guid>2659fcbc7e9917ec10c172a430637de7</guid>
        <type>EXPENSE</type>
        <description>Childcare</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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      <restore>
        <name>Clothes</name>
        <guid>7124e4b9037747fbc62dfef943ce5e33</guid>
        <type>EXPENSE</type>
        <description>Clothes</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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    </account>
    <account>
      <restore>
        <name>Commissions</name>
        <guid>900ca277c6254b9161e7304095878f28</guid>
        <type>EXPENSE</type>
        <description>Commissions</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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    <account>
      <restore>
        <name>Computer</name>
        <guid>0fa25d2ea4da9305a984ed22e3def0cf</guid>
        <type>EXPENSE</type>
        <description>Computer</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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      <restore>
        <name>Dining</name>
        <guid>e38bb82e1d553c86f81ae27b5ad15287</guid>
        <type>EXPENSE</type>
        <description>Dining</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
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    </account>
    <account>
      <restore>
        <name>Education</name>
        <guid>e64bc2a1c2e003da77c6a0f1e106d14b</guid>
        <type>EXPENSE</type>
        <description>Education</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
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    <account>
      <restore>
        <name>Entertainment</name>
        <guid>6aecfa393d97c013621894b955cf8e66</guid>
        <type>EXPENSE</type>
        <description>Entertainment</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Music/Movies</name>
        <guid>145661083ae1084c5e4b5e8f83e76e76</guid>
        <type>EXPENSE</type>
        <description>Music/Movies</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6aecfa393d97c013621894b955cf8e66</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Recreation</name>
        <guid>c278e2423198f6468d6dfa62cd6835f8</guid>
        <type>EXPENSE</type>
        <description>Recreation</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6aecfa393d97c013621894b955cf8e66</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Travel</name>
        <guid>bd52395967602a4fe29be977e2ae1fde</guid>
        <type>EXPENSE</type>
        <description>Travel</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6aecfa393d97c013621894b955cf8e66</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Gifts</name>
        <guid>4b5997921dda1a1d77e581a91f0a95b4</guid>
        <type>EXPENSE</type>
        <description>Gifts</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Groceries</name>
        <guid>604411949e98e45bc7cb625d0048f0c7</guid>
        <type>EXPENSE</type>
        <description>Groceries</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Hobbies</name>
        <guid>8e4f99730741233dff1b8c84f26d0d10</guid>
        <type>EXPENSE</type>
        <description>Hobbies</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Home Repair</name>
        <guid>c526a9cad0ccf9ec665a3c796943e251</guid>
        <type>EXPENSE</type>
        <description>Home Repair</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Insurance</name>
        <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        <type>EXPENSE</type>
        <description>Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Auto Insurance</name>
        <guid>b6fd633ea0fe72a1b459a229e5b74811</guid>
        <type>EXPENSE</type>
        <description>Auto Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Health Insurance</name>
        <guid>3dfa2281d7d0a14a32e1101814c5e89a</guid>
        <type>EXPENSE</type>
        <description>Health Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Home Insurance</name>
        <guid>971747eb7419899dd06fcb46cdebd481</guid>
        <type>EXPENSE</type>
        <description>Home Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Life Insurance</name>
        <guid>553d7c930fa135927f6a711c711a9e79</guid>
        <type>EXPENSE</type>
        <description>Life Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Rental Insurance</name>
        <guid>5e1a604ab6646ace6edf11ee63579a4d</guid>
        <type>EXPENSE</type>
        <description>Rental Insurance</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>6b38ee74fa864d66716cc7e072c005a8</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Interest</name>
        <guid>c85d28b79f748ff8c8eef7ccb0cbc76a</guid>
        <type>EXPENSE</type>
        <description>Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Education Loan Interest</name>
        <guid>08d98242264c3b7ca11b2d45ddeffdee</guid>
        <type>EXPENSE</type>
        <description>Education Loan Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c85d28b79f748ff8c8eef7ccb0cbc76a</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Mortgage Interest</name>
        <guid>251d22e635e2f29012b512f2395774ec</guid>
        <type>EXPENSE</type>
        <description>Mortgage Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c85d28b79f748ff8c8eef7ccb0cbc76a</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Other Interest</name>
        <guid>f95f94fb3d35c47bbcc794c65737a342</guid>
        <type>EXPENSE</type>
        <description>Other Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c85d28b79f748ff8c8eef7ccb0cbc76a</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Vehicle Loan Interest</name>
        <guid>353ae10b17c05fb15b87e72315d75f08</guid>
        <type>EXPENSE</type>
        <description>Vehicle Loan Interest</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c85d28b79f748ff8c8eef7ccb0cbc76a</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Laundry/Dry Cleaning</name>
        <guid>287cf77bb4dab16a20020375ec8bd104</guid>
        <type>EXPENSE</type>
        <description>Laundry/Dry Cleaning</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Medical Expenses</name>
        <guid>55996e1db52ea842ad43b6e2589f6d5f</guid>
        <type>EXPENSE</type>
        <description>Medical Expenses</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Miscellaneous</name>
        <guid>d4218e95b58c8cff1dfcf82de9871a00</guid>
        <type>EXPENSE</type>
        <description>Miscellaneous</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Online Services</name>
        <guid>7be219b65dba681c93f8ebf2685ab97f</guid>
        <type>EXPENSE</type>
        <description>Online Services</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Phone</name>
        <guid>1218a4dfd1b524215809dba0df23ef02</guid>
        <type>EXPENSE</type>
        <description>Phone</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Public Transportation</name>
        <guid>55809343f8d6efdc8f9d241905361922</guid>
        <type>EXPENSE</type>
        <description>Public Transportation</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Rent</name>
        <guid>065f7486a872f9f5a99ad7baecdb5ee9</guid>
        <type>EXPENSE</type>
        <description>Rent</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Subscriptions</name>
        <guid>1cf045530a5e6c9a27c15e394fe073fe</guid>
        <type>EXPENSE</type>
        <description>Subscriptions</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Supplies</name>
        <guid>ac9054d13561c9e41a4b44aef56af7ef</guid>
        <type>EXPENSE</type>
        <description>Supplies</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Taxes</name>
        <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        <type>EXPENSE</type>
        <description>Taxes</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Federal</name>
        <guid>488825e0dcf0afd2628e4e6e858da952</guid>
        <type>EXPENSE</type>
        <description>Federal</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Medicare</name>
        <guid>362042afdfe306cb210ccd7562c7e086</guid>
        <type>EXPENSE</type>
        <description>Medicare</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Other Tax</name>
        <guid>7cec08e787d54b8e1198ea887a3ebe83</guid>
        <type>EXPENSE</type>
        <description>Other Tax</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Property Tax</name>
        <guid>4a7949ebaf590dbb2a51b1d076978085</guid>
        <type>EXPENSE</type>
        <description>Property Tax</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Social Security</name>
        <guid>2aa6ac34ef4b639d925b25de5c71c27f</guid>
        <type>EXPENSE</type>
        <description>Social Security</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>State/Province</name>
        <guid>81485c5a18f0eeeeef9862daa8189b87</guid>
        <type>EXPENSE</type>
        <description>State/Province</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>fd4aaa8e5e245f077af1e2101c8d7add</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Taxes (Spouse)</name>
        <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        <type>EXPENSE</type>
        <description>Taxes (Spouse)</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Federal</name>
        <guid>d3703d23ab15b4782eebbb34e52ecd06</guid>
        <type>EXPENSE</type>
        <description>Federal</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Medicare</name>
        <guid>cc97abf9529bf7473d91850b0715ae25</guid>
        <type>EXPENSE</type>
        <description>Medicare</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Other Tax</name>
        <guid>1ae99de73ff49e87ab2d385da9e212ce</guid>
        <type>EXPENSE</type>
        <description>Other Tax</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Social Security</name>
        <guid>ad7221d63f9215e5461cac7e3d0d30e0</guid>
        <type>EXPENSE</type>
        <description>Social Security</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>State/Province</name>
        <guid>87a2924d90d0efe3eedbb04f5199011f</guid>
        <type>EXPENSE</type>
        <description>State/Province</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>dbdf0b7c6b87cbc50278f23a06b9635c</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Utilities</name>
        <guid>c620f3f25d2b5dd6beec76001f8eb462</guid>
        <type>EXPENSE</type>
        <description>Utilities</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
    <account>
      <restore>
        <name>Electric</name>
        <guid>c29cf0ecb74cd6f7ce2d47c53a98c769</guid>
        <type>EXPENSE</type>
        <description>Electric</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c620f3f25d2b5dd6beec76001f8eb462</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Garbage collection</name>
        <guid>6bdba36de9c65c3ef5786b1b3c63b2f1</guid>
        <type>EXPENSE</type>
        <description>Garbage collection</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c620f3f25d2b5dd6beec76001f8eb462</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Gas</name>
        <guid>28921dc38c6e473db11a0fc6cd7a1a51</guid>
        <type>EXPENSE</type>
        <description>Gas</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c620f3f25d2b5dd6beec76001f8eb462</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Water</name>
        <guid>125db6fd04f6b1190074ca5b254051e1</guid>
        <type>EXPENSE</type>
        <description>Water</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
        <parent>
          <guid>c620f3f25d2b5dd6beec76001f8eb462</guid>
        </parent>
      </restore>
    </account>
    <account>
      <restore>
        <name>Opening Balances</name>
        <guid>f1d55db7396786a9488f71c0f9b80597</guid>
        <type>EQUITY</type>
        <description>Opening Balances</description>
        <currency>
          <space>ISO4217</space>
          <id>USD</id>
        </currency>
      </restore>
    </account>
  </ledger-data>
</gnc>
