diff --git a/src/experimental/ofx/.cvsignore b/src/experimental/ofx/.cvsignore
deleted file mode 100644
index 282522db03..0000000000
--- a/src/experimental/ofx/.cvsignore
+++ /dev/null
@@ -1,2 +0,0 @@
-Makefile
-Makefile.in
diff --git a/src/experimental/ofx/Makefile.am b/src/experimental/ofx/Makefile.am
deleted file mode 100644
index f9a7963be5..0000000000
--- a/src/experimental/ofx/Makefile.am
+++ /dev/null
@@ -1,9 +0,0 @@
-
-SUBDIRS = dtd explore parser
-
-EXTRA_DIST = \
-  .cvsignore \
-  README \
-  basic.ofx \
-  ofx-dtd-idl.txt \
-  ofx1.5.0.10.dtd
diff --git a/src/experimental/ofx/README b/src/experimental/ofx/README
deleted file mode 100644
index 7c78d9a338..0000000000
--- a/src/experimental/ofx/README
+++ /dev/null
@@ -1,45 +0,0 @@
-
-This directory contains some experimental code to handle
-OFX (Open Financial Exchange) messages. 
-
-The most interesting thing here is the DTD parser "parseOfx"
-which attempts to build a C++ interface that models the 
-structure of the OFX DTD's.   It *almost* works.  
-Its in the parser directory.
-
---------------------------------------------------------------
-Ueli has some exploratory scripts in "explore"
-
---------------------------------------------------------------
-
-OFX Specs:
-http://www.ofx.net
-http://www.ofx.net/ofx/de_spec.asp
-
-HTTP tool:
-http://www.inf.ufrgs.br/~sagula/urlget.html
-can be found in this tree, at xacc/src/lib/urlget
-
-OFX financicial institution list:
-https://ofx-prod-filist.intuit.com/qw0700/filist.asp
-
-SSLeay rpm's:
-http://www.sabotage.net/redhat/ssl.html
-http://ftp.tu-clausthal.de/pub/TEXT/EXPERT/linux/redhat-security/i386
-http://ftp.tu-clausthal.de/pub/TEXT/EXPERT/linux/redhat-security/SRPMS
-
-SGML tutorials:
-http://www.hex.net/~cbbrowne/sgml.html
-
---------------------------------------------------------------
-
-dtd/ofxmain.dtd: a hacked version of the original dtd, with 
-      the intent of exposing the base types.
-
-
-TBD:
-get new version 1.5 ofx dtd's from www.ofx.org
-
-
---linas
-March 1998
diff --git a/src/experimental/ofx/basic.ofx b/src/experimental/ofx/basic.ofx
deleted file mode 100644
index 026b5b461e..0000000000
--- a/src/experimental/ofx/basic.ofx
+++ /dev/null
@@ -1,16 +0,0 @@
-<ofx>
-<!-- this is a simple, basic ofx document. -->
-<!-- its is a request to log in -->
-<signonmsgsrqv1>
-<sonrq>
-<dtclient> 19980311233000.000 </dtclient>
-<userid>linas</userid>
-<userpass>r00tsh3ll</userpass>
-<language>en</language>
-<appid>xacc</appid>
-<appver>0116</appver>
-
-</sonrq>
-</signonmsgsrqv1>
-
-</ofx>
diff --git a/src/experimental/ofx/dtd/.cvsignore b/src/experimental/ofx/dtd/.cvsignore
deleted file mode 100644
index 282522db03..0000000000
--- a/src/experimental/ofx/dtd/.cvsignore
+++ /dev/null
@@ -1,2 +0,0 @@
-Makefile
-Makefile.in
diff --git a/src/experimental/ofx/dtd/Makefile.am b/src/experimental/ofx/dtd/Makefile.am
deleted file mode 100644
index 7e0bf7c872..0000000000
--- a/src/experimental/ofx/dtd/Makefile.am
+++ /dev/null
@@ -1,13 +0,0 @@
-
-EXTRA_DIST = \
-  .cvsignore \
-  README \
-  ofxact.dtd \
-  ofxbank.dtd \
-  ofxbill.dtd \
-  ofxinv.dtd \
-  ofxmail.dtd \
-  ofxmain.dtd \
-  ofxmain.dtd.original \
-  ofxprof.dtd \
-  ofxsign.dtd
diff --git a/src/experimental/ofx/dtd/README b/src/experimental/ofx/dtd/README
deleted file mode 100644
index 0b182ff0ae..0000000000
--- a/src/experimental/ofx/dtd/README
+++ /dev/null
@@ -1,8 +0,0 @@
-
-These are the Open Financial Exchange (OFX) DTD's
-
-They are *not* the original dtd's; they have been slightly
-hacked to fix a few bugs, and to simplify parsing ever so slightly.
-Hopefully the changes do not affect the correctness.
-
-
diff --git a/src/experimental/ofx/dtd/ofxact.dtd b/src/experimental/ofx/dtd/ofxact.dtd
deleted file mode 100644
index e234fd42a9..0000000000
--- a/src/experimental/ofx/dtd/ofxact.dtd
+++ /dev/null
@@ -1,118 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - activation module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
--->
-
-<!-- Message Sets -->
-
-<!ELEMENT SIGNUPMSGSRQV1      - - ((ENROLLTRNRQ | ACCTINFOTRNRQ | 
-                                    CHGUSERINFOTRNRQ | CHGUSERINFOSYNCRQ |
-                                    ACCTTRNRQ | ACCTSYNCRQ)+ )> 
-<!ELEMENT SIGNUPMSGSRSV1      - - ((ENROLLTRNRS | ACCTINFOTRNRS | 
-                                    CHGUSERINFOTRNRS | CHGUSERINFOSYNCRS |
-                                    ACCTTRNRS | ACCTSYNCRS)+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT SIGNUPMSGSET        - - (SIGNUPMSGSETV1)>
-<!ELEMENT SIGNUPMSGSETV1      - - (MSGSETCORE , 
-                                   (CLIENTENROLL | WEBENROLL | OTHERENROLL),
-                                   CHGUSERINFO, AVAILACCTS, CLIENTACTREQ)>
-
-<!ELEMENT CLIENTENROLL          - - (ACCTREQUIRED)>
-<!ELEMENT WEBENROLL             - - (URL)>
-<!ELEMENT OTHERENROLL           - - (MESSAGE)>
-
-<!ELEMENT ACCTREQUIRED          - o %BOOLTYPE>
-<!ELEMENT CHGUSERINFO           - o %BOOLTYPE>
-<!ELEMENT AVAILACCTS            - o %BOOLTYPE>
-<!ELEMENT CLIENTACTREQ          - o %BOOLTYPE>
-
-<!-- Transactions -->
-
-<!ELEMENT ENROLLTRNRQ       - - (%TRNRQMACRO , ENROLLRQ)>
-<!ELEMENT ENROLLTRNRS       - - (%TRNRSMACRO , ENROLLRS?)>
-<!ELEMENT ACCTINFOTRNRQ     - - (%TRNRQMACRO , ACCTINFORQ)>
-<!ELEMENT ACCTTRNRQ         - - (%TRNRQMACRO , ACCTRQ)>
-<!ELEMENT ACCTINFOTRNRS     - - (%TRNRSMACRO , ACCTINFORS?)>
-<!ELEMENT ACCTTRNRS         - - (%TRNRSMACRO , ACCTRS?)>
-<!ELEMENT CHGUSERINFOTRNRQ  - - (%TRNRQMACRO, CHGUSERINFORQ)>
-<!ELEMENT CHGUSERINFOTRNRS  - - (%TRNRSMACRO, CHGUSERINFORS?)>
-
-<!-- ================== -->
-<!-- Enrollment         -->
-<!-- ==================  -->
-
-<!ELEMENT ENROLLRQ       - - (FIRSTNAME , MIDDLENAME ,
-                             LASTNAME , ADDR1,ADDR2?,ADDR3? ,
-                             CITY , STATE , POSTALCODE ,
-                             COUNTRY , DAYPHONE , EVEPHONE ,
-                             EMAIL , USERID? , TAXID ,
-                             SECURITYNAME , DATEBIRTH ,
-                             (%ACCTFROMMACRO)? )>
-
-<!-- most above name / addr elements in ofxmain.dtd -->
-                             
-<!ELEMENT TAXID         - o %STRTYPE>
-<!ELEMENT SECURITYNAME  - o %STRTYPE>
-<!ELEMENT DATEBIRTH     - o %DTTMTYPE>
-  
-<!ELEMENT ENROLLRS      - - (TEMPPASS? , USERID? , DTEXPIRE?)>
-    <!-- NOTE: could constrain  DTEXPIRE -->
-
-<!ELEMENT TEMPPASS      - o %STRTYPE>
-<!ELEMENT DTEXPIRE      - o %DTTMTYPE>
-
-<!-- Change User Info -->
-
-<!ELEMENT CHGUSERINFORQ - - (FIRSTNAME?, MIDDLENAME?, LASTNAME?,
-                             ADDR1?,ADDR2?,ADDR3?,
-                             CITY?, STATE?, POSTALCODE?, COUNTRY?,
-                             DAYPHONE?, EVEPHONE?, EMAIL?)>
-
-<!ELEMENT CHGUSERINFORS - - (FIRSTNAME?, MIDDLENAME?, LASTNAME?,
-                             ADDR1?,ADDR2?,ADDR3?,
-                             CITY?, STATE?, POSTALCODE?, COUNTRY?,
-                             DAYPHONE?, EVEPHONE?, EMAIL?,
-                             DTINFOCHG)>
-                             
-<!ELEMENT DTINFOCHG     - o %DTTMTYPE>                             
-
-<!ELEMENT CHGUSERINFOSYNCRQ    - - (%SYNCRQMACRO , CHGUSERINFOTRNRQ*)>
-<!ELEMENT CHGUSERINFOSYNCRS    - - (%SYNCRSMACRO , CHGUSERINFOTRNRS*)>
-  
-<!-- Top level request and response -->
-<!ELEMENT ACCTINFORQ    - - (DTACCTUP)>
-<!ELEMENT ACCTINFORS    - - (DTACCTUP , ACCTINFO*)>
-
-<!-- Account Info aggregate
-     Note: this refers to a macro in ofxmain that
-     list all of the account info aggregates
--->
-<!ELEMENT ACCTINFO      - - (DESC? , PHONE? ,
-                             (%ACCTINFOMACRO)+ )>
-
-<!-- Service status - should be included as part of
-     the ACCTINFOMACRO aggregates.  Values
-     are AVAIL, PEND, ACTIVE -->
-<!ELEMENT SVCSTATUS     - o %STRTYPE>      
-<!-- -----------------
-  Service Activation
-  ----------------- -->
-
-<!ELEMENT ACCTRQ        - - ((SVCADD | SVCCHG | SVCDEL) ,
-                             SVC)>
-<!ELEMENT ACCTRS        - -  ((SVCADD | SVCCHG | SVCDEL) ,
-                             SVC, SVCSTATUS)>
-<!ELEMENT SVCADD        - - (%ACCTTOMACRO)>
-<!ELEMENT SVCDEL        - - (%ACCTFROMMACRO)>
-<!ELEMENT SVCCHG        - - (%ACCTFROMMACRO , %ACCTTOMACRO)>
-
-<!ELEMENT SVC           - o %STRTYPE>
-
-<!-- Synchronization -->
-
-<!ELEMENT ACCTSYNCRQ    - - (%SYNCRQMACRO , ACCTTRNRQ*)>
-<!ELEMENT ACCTSYNCRS    - - (%SYNCRSMACRO , ACCTTRNRS*)>
diff --git a/src/experimental/ofx/dtd/ofxbank.dtd b/src/experimental/ofx/dtd/ofxbank.dtd
deleted file mode 100644
index 49818e88eb..0000000000
--- a/src/experimental/ofx/dtd/ofxbank.dtd
+++ /dev/null
@@ -1,601 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - banking module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-<!-- ============================================================================= -->
-<!--            Message Entrys for Message Sets                                    -->
-<!-- ============================================================================= -->
-
-<!ELEMENT BANKMSGSET        - - (BANKMSGSETV1)>
-<!ELEMENT CREDITCARDMSGSET  - - (CREDITCARDMSGSETV1)>
-<!ELEMENT INTERXFERMSGSET   - - (INTERXFERMSGSETV1)>
-<!ELEMENT WIREXFERMSGSET    - - (WIREXFERMSGSETV1)>
-
-
-<!-- ============================================================================= -->
-<!--            Message Set Profile Data                                           -->
-<!-- ============================================================================= -->
-
-<!-- Banking Message Set -->
-<!ELEMENT BANKMSGSETV1     - - (MSGSETCORE , INVALIDACCTTYPE* , CLOSINGAVAIL , XFERPROF? ,
-                                STPCHKPROF? , EMAILPROF)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT CREDITCARDMSGSETV1  - - (MSGSETCORE , CLOSINGAVAIL)>
-
-<!-- Interbank Transfer Message Set -->
-<!ELEMENT INTERXFERMSGSETV1  - - (MSGSETCORE , XFERPROF , CANBILLPAY, CANCELWND , DOMXFERFEE , 
-                                  INTLXFERFEE)>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT WIREXFERMSGSETV1  - - (MSGSETCORE , PROCDAYSOFF* , PROCENDTM , CANSCHED , DOMXFERFEE , 
-                                  INTLXFERFEE)>
-
-
-<!ELEMENT XFERPROF    - - (PROCDAYSOFF* , PROCENDTM , CANSCHED , CANRECUR , CANMODXFERS , 
-                           CANMODMDLS , MODELWND, DAYSWITH, DFLTDAYSTOPAY)>
-
-<!ELEMENT STPCHKPROF  - - (PROCDAYSOFF* , PROCENDTM , CANUSERANGE , CANUSEDESC, STPCHKFEE)>
-
-<!ELEMENT EMAILPROF  - - (CANEMAIL , CANNOTIFY)>
-
-
-<!--    Can schedule transfers -->
-<!ELEMENT CANSCHED	- o %BOOLTYPE>
-
-<!--    Can modify pending transfers -->
-<!ELEMENT CANMODXFERS	- o %BOOLTYPE>
-
-<!-- 	Can use description to stop a check -->
-<!ELEMENT CANUSEDESC	- o %BOOLTYPE>
-
-<!-- 	Can use range to stop checks -->
-<!ELEMENT CANUSERANGE	- o %BOOLTYPE>
-
-<!--    Default stop check fee -->
-<!ELEMENT STPCHKFEE     - o %AMTTYPE>
-
-<!-- 	Can handle email -->
-<!ELEMENT CANEMAIL	- o %BOOLTYPE>
-
-<!-- 	Can send notifications -->
-<!ELEMENT CANNOTIFY	- o %BOOLTYPE>
-
-<!--    Unsupported account types -->
-<!ELEMENT INVALIDACCTTYPE - o %STRTYPE>
-
-<!-- 	Can return closing statement info -->
-<!ELEMENT CLOSINGAVAIL	- o %BOOLTYPE>
-
-<!-- 	Can use interbank transfers for bill pay -->
-<!ELEMENT CANBILLPAY	- o %BOOLTYPE>
-
-<!-- Number of days after which a transfer is processed that it can be canceled -->
-<!ELEMENT CANCELWND	- o	%INTTYPE>	
-
-<!-- Fee for sending a domestic transfer transfer -->
-<!ELEMENT DOMXFERFEE	- o	%INTTYPE>	
-
-<!-- Fee for sending an international transfer -->
-<!ELEMENT INTLXFERFEE	- o	%INTTYPE>	
-
-
-<!-- ============================================================================= -->
-<!--             Message Sets                                                      -->
-<!-- ============================================================================= -->
-
-
-<!-- Banking Messages Request Sets and their contained TRN requests -->
-<!ELEMENT BANKMSGSRQV1        - - ((STMTTRNRQ   | STMTENDTRNRQ  | INTRATRNRQ | RECINTRATRNRQ | 
-                                   STPCHKTRNRQ  | BANKMAILTRNRQ | BANKMAILSYNCRQ |
-                                   STPCHKSYNCRQ | INTRASYNCRQ   | RECINTRASYNCRQ)+) >
-<!ELEMENT CREDITCARDMSGSRQV1  - - ((CCSTMTTRNRQ | CCSTMTENDTRNRQ)+)>
-<!ELEMENT INTERXFERMSGSRQV1   - - ((INTERTRNRQ  | RECINTERTRNRQ | INTERSYNCRQ | RECINTERSYNCRQ)+)>  
-<!ELEMENT WIREXFERMSGSRQV1    - - ((WIRETRNRQ   | WIRESYNCRQ)+)>
-
-<!-- Banking Message Set -->
-<!ELEMENT STMTTRNRQ     - - (%TRNRQMACRO , STMTRQ)>
-<!ELEMENT STMTENDTRNRQ  - - (%TRNRQMACRO , STMTENDRQ)>
-<!ELEMENT STPCHKTRNRQ   - - (%TRNRQMACRO , STPCHKRQ)>
-<!ELEMENT INTRATRNRQ    - - (%TRNRQMACRO , (INTRARQ | INTRAMODRQ | INTRACANRQ))>
-<!ELEMENT RECINTRATRNRQ - - (%TRNRQMACRO , (RECINTRARQ | RECINTRAMODRQ | RECINTRACANRQ))>
-<!ELEMENT BANKMAILTRNRQ - - (%TRNRQMACRO , BANKMAILRQ)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT CCSTMTTRNRQ      - - (%TRNRQMACRO , CCSTMTRQ)>
-<!ELEMENT CCSTMTENDTRNRQ   - - (%TRNRQMACRO , CCSTMTENDRQ)>
-
-<!-- Interbank Transfer Message Set -->
-<!ELEMENT INTERTRNRQ    - - (%TRNRQMACRO , (INTERRQ | INTERMODRQ | INTERCANRQ))>
-<!ELEMENT RECINTERTRNRQ - - (%TRNRQMACRO , (RECINTERRQ | RECINTERMODRQ | RECINTERCANRQ))>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT WIRETRNRQ     - - (%TRNRQMACRO , (WIRERQ | WIRECANRQ))>
-
-<!-- Banking Messages Response Sets and their contained TRN responses -->
-<!ELEMENT BANKMSGSRSV1        - - ((STMTTRNRS   | STMTENDTRNRS  | INTRATRNRS | RECINTRATRNRS | 
-                                   STPCHKTRNRS  | BANKMAILTRNRS | BANKMAILSYNCRS |
-                                   STPCHKSYNCRS | INTRASYNCRS   | RECINTRASYNCRS)+)>
-<!ELEMENT CREDITCARDMSGSRSV1  - - ((CCSTMTTRNRS | CCSTMTENDTRNRS)+)>
-<!ELEMENT INTERXFERMSGSRSV1   - - ((INTERTRNRS  | RECINTERTRNRS | INTERSYNCRS | RECINTERSYNCRS)+)>  
-<!ELEMENT WIREXFERMSGSRSV1    - - ((WIRETRNRS   | WIRESYNCRS)+)>
-
-<!-- Banking TRN responses -->
-
-<!-- Banking Message Set -->
-<!ELEMENT STMTTRNRS     - - (%TRNRSMACRO , STMTRS?)>
-<!ELEMENT STMTENDTRNRS  - - (%TRNRSMACRO , STMTENDRS?)>
-<!ELEMENT STPCHKTRNRS   - - (%TRNRSMACRO , STPCHKRS?)>
-<!ELEMENT INTRATRNRS    - - (%TRNRSMACRO , (INTRARS | INTRAMODRS | INTRACANRS)?)>
-<!ELEMENT RECINTRATRNRS - - (%TRNRSMACRO , (RECINTRARS | RECINTRAMODRS | RECINTRACANRS)?)>
-<!ELEMENT BANKMAILTRNRS - - (%TRNRSMACRO , (BANKMAILRS | CHKMAILRS | DEPMAILRS)?)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT CCSTMTTRNRS    - - (%TRNRSMACRO , CCSTMTRS?)>
-<!ELEMENT CCSTMTENDTRNRS - - (%TRNRSMACRO , CCSTMTENDRS?)>
-
-<!-- Interbank Transfer Message Set -->
-
-<!ELEMENT INTERTRNRS    - - (%TRNRSMACRO , (INTERRS | INTERMODRS | INTERCANRS)?)>
-<!ELEMENT RECINTERTRNRS - - (%TRNRSMACRO , (RECINTERRS | RECINTERMODRS | RECINTERCANRS)?)>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT WIRETRNRS     - - (%TRNRSMACRO , (WIRERS | WIRECANRS)?)>
-
-<!-- ============================================================================= -->
-<!--            Requests                                                           -->
-<!-- ============================================================================= -->
-
-<!-- statement request -->
-<!ELEMENT STMTRQ - - (BANKACCTFROM , INCTRAN?)>
-
-<!-- credit card statement request -->
-<!ELEMENT CCSTMTRQ - - (CCACCTFROM , INCTRAN?)>
-
-<!-- closing statement request request -->
-<!ELEMENT STMTENDRQ - - (BANKACCTFROM , DTSTART? , DTEND?)>
-
-<!-- credit card closing statement request  -->
-<!ELEMENT CCSTMTENDRQ - - (CCACCTFROM , DTSTART? , DTEND?)>
-
-<!-- stop check request -->
-<!ELEMENT STPCHKRQ - - (BANKACCTFROM , (CHKRANGE|CHKDESC))> 
-
-
-<!-- intrabank transfer request -->
-<!ELEMENT INTRARQ - - (XFERINFO)>
-
-
-<!-- intrabank transfer modification request -->
-<!ELEMENT INTRAMODRQ - - (SRVRTID , XFERINFO)> 
-
-
-<!-- intrabank transfer cancellation request -->
-<!ELEMENT INTRACANRQ - - (SRVRTID)>
-
-
-<!-- interbank transfer request -->
-<!ELEMENT INTERRQ - - (XFERINFO)> 
-
-
-<!-- interbank transfer modification request -->
-<!ELEMENT INTERMODRQ - - (SRVRTID , XFERINFO )>
-
-
-<!-- interbank transfer cancellation request -->
-<!ELEMENT INTERCANRQ - - (SRVRTID)>
-
-
-<!-- wire transfer request -->
-<!ELEMENT WIRERQ - - (BANKACCTFROM , WIREBENEFICIARY , WIREDESTBANK? , TRNAMT , DTDUE? , PAYINSTRUCT?)> 
-
-
-<!-- wire transfer cancellation request -->
-<!ELEMENT WIRECANRQ - - (SRVRTID)>
-
-
-<!-- recurring intra transfer request -->
-<!ELEMENT RECINTRARQ - - (RECURRINST , INTRARQ)>
-
-
-<!-- recurring intra transfer modification request -->
-<!ELEMENT RECINTRAMODRQ - - (RECSRVRTID , RECURRINST , INTRARQ , MODPENDING)>
-
-
-<!-- recurring intra transfer cancellation request -->
-<!ELEMENT RECINTRACANRQ - - (RECSRVRTID , CANPENDING)>
-
-
-<!-- recurring inter transfer request -->
-<!ELEMENT RECINTERRQ - - (RECURRINST , INTERRQ)>
-
-
-<!-- recurring inter transfer modification request -->
-<!ELEMENT RECINTERMODRQ - - (RECSRVRTID , RECURRINST , INTERRQ , MODPENDING)>
-
-<!-- recurring inter transfer cancellation request -->
-<!ELEMENT RECINTERCANRQ - - (RECSRVRTID , CANPENDING)>
-
-
-
-<!-- bank mail request -->
-<!ELEMENT BANKMAILRQ - - ((BANKACCTFROM | CCACCTFROM) , MAIL)>
-
-
-
-<!-- ============================================================================= -->
-<!--            Synchronization                                                    -->
-<!-- ============================================================================= -->
-
-<!-- stop check synchronization request -->
-<!ELEMENT STPCHKSYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, STPCHKTRNRQ*)>
-
-
-<!-- intrabank transfer sychronization request -->
-<!ELEMENT INTRASYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, INTRATRNRQ*)>
-
-
-<!-- interbank transfer synchronization request -->
-<!ELEMENT INTERSYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, INTERTRNRQ*)>
-
-<!-- wire transfer synchronization request -->
-<!ELEMENT WIRESYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, WIRETRNRQ*)>
-
-         
-<!--
-  recurring intra transfer synchronization request, 
-  for transactions <RECINTRARQ>,<RECINTRAMODRQ>, and/or <RECINTRACANRQ>
--->
-<!ELEMENT RECINTRASYNCRQ - - (%SYNCRQMACRO, BANKACCTFROM, RECINTRATRNRQ*)>
-
-<!--
-  recurring inter transfer synchronization request, 
-  for transactions <RECINTERRQ>,<RECINTERMODRQ>, and/or <RECINTERCANRQ>
--->
-<!ELEMENT RECINTERSYNCRQ - - (%SYNCRQMACRO, BANKACCTFROM, RECINTERTRNRQ*)>
-
-<!-- bank mail synchronization request -->
-<!ELEMENT BANKMAILSYNCRQ - - (%SYNCRQMACRO , INCIMAGES, USEHTML, (BANKACCTFROM | CCACCTFROM), BANKMAILTRNRQ*)>
-
-<!-- ============================================================================= -->
-<!--            Responses                                                          -->
-<!-- ============================================================================= -->
-
-<!-- statement response -->
-<!ELEMENT STMTRS - -	(CURDEF , BANKACCTFROM , BANKTRANLIST? , LEDGERBAL , AVAILBAL? , MKTGINFO?)>
-
-<!-- credit card statement response -->
-<!ELEMENT CCSTMTRS - -	(CURDEF , CCACCTFROM , BANKTRANLIST? , LEDGERBAL , AVAILBAL? , MKTGINFO?)>
-
-<!-- closing info response -->
-<!ELEMENT STMTENDRS - -	(CURDEF , BANKACCTFROM , CLOSING*)>
-
-<!-- credit card closing info response -->
-<!ELEMENT CCSTMTENDRS - -	(CURDEF , CCACCTFROM , CCCLOSING*)>
-
-<!-- stop check response -->
-<!ELEMENT STPCHKRS - - (CURDEF , BANKACCTFROM , STPCHKNUM+,
-                        FEE, FEEMSG)>
- 
-
-<!-- intrabank transfer response -->
-<!ELEMENT INTRARS - - (CURDEF , SRVRTID , XFERINFO , (DTXFERPRJ|DTPOSTED)? , RECSRVRTID?, XFERPRCSTS?)>	
-
-
-<!-- intrabank transfer modification response -->
-<!ELEMENT INTRAMODRS - - (SRVRTID , XFERINFO , XFERPRCSTS?)>
-
-
-<!-- intrabank transfer transfer cancellation response -->
-<!ELEMENT INTRACANRS - - (SRVRTID)>
-
-
-<!-- interbank transfer response -->
-<!ELEMENT INTERRS - - (CURDEF , SRVRTID , XFERINFO,
-                      (DTXFERPRJ|DTPOSTED)? , REFNUM? , RECSRVRTID?, XFERPRCSTS?)>
-
-
-<!-- interbank transfer modification response -->
-<!ELEMENT INTERMODRS - - (SRVRTID , XFERINFO, XFERPRCSTS?)>
-
-
-<!-- interbank transfer cancellation request -->
-<!ELEMENT INTERCANRS - - (SRVRTID)>
-
-
-<!-- wire transfer response -->
-<!ELEMENT WIRERS - - (CURDEF , SRVRTID , BANKACCTFROM , WIREBENEFICIARY ,
-                      WIREDESTBANK? , TRNAMT , DTDUE? , PAYINSTRUCT? , (DTXFERPRJ|DTPOSTED)? , FEE? , CONFMSG?)>
-
-
-<!-- wire transfer cancellation request -->
-<!ELEMENT WIRECANRS	- - (SRVRTID)>
-
-
-<!-- recurring intra transfer response -->
-<!ELEMENT RECINTRARS - - (RECSRVRTID , RECURRINST , INTRARS)>
-
-
-<!-- recurring intra transfer modification request -->
-<!ELEMENT RECINTRAMODRS - - (RECSRVRTID , RECURRINST , INTRARS , MODPENDING)>
-
-
-<!-- recurring intra transfer cancellation response -->
-<!ELEMENT RECINTRACANRS	- - (RECSRVRTID , CANPENDING)>
-
-<!-- recurring inter transfer response -->
-<!ELEMENT RECINTERRS - - (RECSRVRTID , RECURRINST , INTERRS)>
-
-
-<!-- recurring inter transfer modification request -->
-<!ELEMENT RECINTERMODRS	- - (RECSRVRTID , RECURRINST , INTERRS , MODPENDING)>
-
-<!-- recurring inter transfer cancellation response -->
-<!ELEMENT RECINTERCANRS	- - (RECSRVRTID , CANPENDING)>
-
-
-<!-- bank mail response -->
-<!ELEMENT BANKMAILRS - - ((BANKACCTFROM | CCACCTFROM) , MAIL)>
-
-<!-- returned check mail response -->
-<!ELEMENT CHKMAILRS - - (BANKACCTFROM , MAIL , CHECKNUM , TRNAMT? , DTUSER? , FEE?)>
-
-<!-- returned deposit mail response -->
-<!ELEMENT DEPMAILRS - - (BANKACCTFROM , MAIL , TRNAMT , DTUSER? , FEE?)>
-
-<!-- stop check synchronization request -->
-<!ELEMENT STPCHKSYNCRS - - (%SYNCRSMACRO , BANKACCTFROM,  STPCHKTRNRS*)>
-
-<!-- intrabank transfer synchronization request -->
-<!ELEMENT INTRASYNCRS - - (%SYNCRSMACRO , BANKACCTFROM, INTRATRNRS*)>
-
-<!-- interbank transfer synchronization request -->
-<!ELEMENT INTERSYNCRS - - (%SYNCRSMACRO , BANKACCTFROM, INTERTRNRS*)>
-
-<!-- wire transfer synchronization request -->
-<!ELEMENT WIRESYNCRS - - (%SYNCRSMACRO , BANKACCTFROM, WIRETRNRS*)>
-
-<!-- 
-  recurring intra transfer synchronization request, 
-  for transactions <RECINTRARS>,<RECINTRARS>, and/or <RECINTRACANRS>
--->
-<!ELEMENT RECINTRASYNCRS	- - (%SYNCRSMACRO , BANKACCTFROM, RECINTRATRNRS*)>
-
-<!-- 
-  recurring inter transfer synchronization request, 
-  for transactions <RECINTERRS>,<RECINTERRS>, and/or <RECINTERCANRS>
--->
-<!ELEMENT RECINTERSYNCRS	- - (%SYNCRSMACRO , BANKACCTFROM, RECINTERTRNRS*)>
-
-<!-- wire transfer synchronization request -->
-<!ELEMENT BANKMAILSYNCRS - - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), BANKMAILTRNRS*)>
-
-<!-- ============================================================================= -->
-<!--            Aggregates                                                         -->
-<!-- ============================================================================= -->
-
-
-
-<!-- BANKACCTINFO CCACCTINFO -->
-<!ELEMENT BANKACCTINFO  - - (BANKACCTFROM ,
-                             SUPTXDL, XFERSRC, XFERDEST, SVCSTATUS)>
-<!ELEMENT CCACCTINFO    - - (CCACCTFROM ,
-                             SUPTXDL, XFERSRC, XFERDEST, SVCSTATUS)>
-                             
-<!ELEMENT SUPTXDL       - o %BOOLTYPE>
-<!ELEMENT XFERSRC       - o %BOOLTYPE>
-<!ELEMENT XFERDEST      - o %BOOLTYPE>
-
-<!--
-	statement transaction data
--->
-<!ELEMENT BANKTRANLIST    	- - (DTSTART , DTEND , STMTTRN*)>
-
-
-<!--
-	Ledger balance
--->
-<!ELEMENT LEDGERBAL     - - (BALAMT , DTASOF)>
-
-
-<!--
-	Available balance
--->
-<!ELEMENT AVAILBAL      - - (BALAMT , DTASOF)>
-
-
-
-
-<!--
-	credit card statement information
--->
-<!ELEMENT CCCLOSING	- - (FITID , DTOPEN? , DTCLOSE , DTNEXT? ,
-						 BALOPEN? , BALCLOSE ,
-						 DTPMTDUE? , MINPMTDUE? ,
-						 FINCHG? , PAYANDCREDIT? , PURANDADV? , DEBADJ? , CREDITLIMIT? ,
-						 DTPOSTSTART , DTPOSTEND , MKTGINFO? ,
-						 (CURRENCY | ORIGCURRENCY)? )>
-
-<!--
-	non-Credit Card account types
--->
-<!ELEMENT CLOSING	- -	(FITID , DTOPEN? , DTCLOSE , DTNEXT? ,
-						 BALOPEN? , BALCLOSE , BALMIN? ,
-						 DEPANDCREDIT? , CHKANDDEB? , TOTALFEES? , TOTALINT? ,
-						 DTPOSTSTART , DTPOSTEND , MKTGINFO? ,
-						 (CURRENCY | ORIGCURRENCY)? )>
-
-
-<!-- Opening statement date -->
-<!ELEMENT DTOPEN	- o	%DTTMTYPE>
-
-
-<!-- Closing statement date -->
-<!ELEMENT DTCLOSE	- o	%DTTMTYPE>
-
-
-<!-- Closing date of next statement -->
-<!ELEMENT DTNEXT	- o	%DTTMTYPE>
-	
-
-<!-- Opening statement balance -->
-<!ELEMENT BALOPEN	- o	%AMTTYPE>
-
-
-<!-- Closing statement balance -->
-<!ELEMENT BALCLOSE	- o %AMTTYPE>
-
-
-<!-- Payment due date -->
-<!ELEMENT DTPMTDUE	- o	%DTTMTYPE>
-
-<!-- Minimum amount due -->
-<!ELEMENT MINPMTDUE	- o	%AMTTYPE>
-
-
-<!-- Finance charges -->
-<!ELEMENT FINCHG	- o %AMTTYPE>
-
-
-<!-- Total of payments and credits -->
-<!ELEMENT PAYANDCREDIT	- o	%AMTTYPE>
-
-
-<!-- Total of purchases and cash advance -->
-<!ELEMENT PURANDADV	- o	%AMTTYPE>
-
-
-<!-- Debit adjustments -->
-<!ELEMENT DEBADJ	- o	%AMTTYPE>
-
-
-<!-- Current credit limit -->
-<!ELEMENT CREDITLIMIT		- o	%AMTTYPE>
-
-
-<!-- Minimum balance in statement period -->
-<!ELEMENT BALMIN	- o %AMTTYPE>
-
-
-<!-- Total of deposits and credits -->
-<!ELEMENT DEPANDCREDIT	- o %AMTTYPE>
-
-
-<!-- Total of checks and debits	-->
-<!ELEMENT CHKANDDEB	- o	%AMTTYPE>
-
-<!-- Total fees	-->
-<!ELEMENT TOTALFEES	- o	%AMTTYPE>
-
-<!-- Total interest	-->
-<!ELEMENT TOTALINT	- o	%AMTTYPE>
-
-<!-- Start date for posted transactions -->
-<!ELEMENT DTPOSTSTART - o %DTTMTYPE>
-
-<!-- End date for posted transactions -->
-<!ELEMENT DTPOSTEND - o %DTTMTYPE>
-
-<!-- statement transaction aggregate -->
-<!ELEMENT STMTTRN	- - (TRNTYPE , DTPOSTED , DTUSER? , DTAVAIL? , TRNAMT , FITID ,
-						 (CORRECTFITID , CORRECTACTION)? ,
-						 SRVRTID? , CHECKNUM? , REFNUM? , 
-						 SIC? , PAYEEID? , (NAME | PAYEE)?, (BANKACCTTO | CCACCTTO)?, MEMO? ,
-						 (CURRENCY | ORIGCURRENCY)?)> 
-
-
-<!-- Status of request - see section 5.5.1.4.1 for possible values -->
-<!ELEMENT TRNTYPE	- o %STRTYPE>	<!--TODO: attribute candidate -->
-	
-
-<!-- Date transaction was posted to account -->
-<!ELEMENT DTPOSTED	- o	%DTTMTYPE>
-
-
-<!-- Date user initiated transaction, if known -->	
-<!ELEMENT DTUSER	- o %DTTMTYPE>
-
-
-<!-- 	Date funds are available -->
-<!ELEMENT DTAVAIL	- o %DTTMTYPE>
-
-
-<!-- Standard Industrial Code -->
-<!ELEMENT SIC	- o	%INTTYPE>	
-
-
-<!-- Check range aggregate. See section 5.6.1.2.1 -->
-<!ELEMENT CHKRANGE	- -	(CHKNUMSTART , CHKNUMEND?)>
-
-
-<!-- Check description aggregate.  See section 5.6.1.2.2 -->
-<!ELEMENT CHKDESC	- - (NAME , CHECKNUM? , DTUSER? , TRNAMT?)>	
-
-
-<!-- Start check number -->
-<!ELEMENT CHKNUMSTART	- o %IDTYPE>
-
-
-<!-- Ending check number to cancel -->
-<!ELEMENT CHKNUMEND	- o %IDTYPE>
-
-<!-- Reference number -->
-<!ELEMENT REFNUM	- o	%STRTYPE>
-
-<!-- stopped check item -->
-<!ELEMENT STPCHKNUM	- -	(CHECKNUM , NAME? , DTUSER? , TRNAMT? , 
-                         CHKSTATUS , CHKERROR? , (CURRENCY | ORIGCURRENCY)?)>
-
-<!-- Status code for individual stop check request0 = OK1 = rejected100 = check not found101 = check already posted -->
-<!ELEMENT CHKSTATUS	- o	%INTTYPE>	<!-- TODO: attribute? -->	
-
-<!-- Further textual error explanation -->
-<!ELEMENT CHKERROR	- o %STRTYPE>	
-
-<!-- Transfer information aggregate -->
-<!ELEMENT XFERINFO	- -	((BANKACCTFROM | CCACCTFROM) , (BANKACCTTO | CCACCTTO) , TRNAMT , DTDUE?)>
-	
-<!-- Transfer processing status -->
-<!ELEMENT XFERPRCSTS	- -	(XFERPRCCODE , DTXFERPRC)>
-
-<!--  Transfers processing date; enum for processing date interpretation -->
-<!ELEMENT XFERPRCCODE	- o %STRTYPE>		
-
-<!-- Date transfer is expected to be processed -->
-<!ELEMENT DTXFERPRC - o	%DTTMTYPE>
-
-<!-- Date transaction is projected for posting to account -->
-<!ELEMENT DTXFERPRJ - o	%DTTMTYPE>
-
-<!-- Beneficiary of a wire transfer -- >
-<!ELEMENT WIREBENEFICIARY - - (NAME , BANKACCTTO , MEMO?)>
-
-<!-- Beneficiary's bank for a wire transfer -- >
-<!ELEMENT WIREDESTBANK - - (EXTBANKDESC)>
-
-<!-- Extended description of a bank for a wire transfer -- >
-<!ELEMENT EXTBANKDESC - - (NAME , BANKID , ADDR1,ADDR2?,ADDR3? , CITY , STATE , POSTALCODE , COUNTRY? , PHONE?)>
-
-<!-- Payment instructions for a wire transfer -->
-<!ELEMENT PAYINSTRUCT	- o	%STRTYPE>
-
-<!-- Fee assessed for the transfer -->
-<!ELEMENT FEE	- o	%AMTTYPE>
-
-<!-- Description of fee -->
-<!ELEMENT FEEMSG    - o %STRTYPE>
-
-<!-- Transfer confirmation message -->
-<!ELEMENT CONFMSG	- o	%STRTYPE>
-
-
-
-
-
-
-
diff --git a/src/experimental/ofx/dtd/ofxbill.dtd b/src/experimental/ofx/dtd/ofxbill.dtd
deleted file mode 100644
index f9ce36ec6c..0000000000
--- a/src/experimental/ofx/dtd/ofxbill.dtd
+++ /dev/null
@@ -1,285 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - Payment module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-
-<!-- Message Set Wrappers and Profile -->
-
-<!ELEMENT BILLPAYMSGSRQV1	- -	((PAYEETRNRQ | PAYEESYNCRQ)*,
-							     ( PMTTRNRQ | RECPMTTRNRQ | PMTINQTRNRQ | PMTMAILTRNRQ |
-								   PMTSYNCRQ | RECPMTSYNCRQ | PMTMAILSYNCRQ)*)>
-
-<!ELEMENT BILLPAYMSGSRSV1	- -	((PAYEETRNRS | PAYEESYNCRS)*,
-								 ( PMTTRNRS | RECPMTTRNRS | PMTINQTRNRS | PMTMAILTRNRS |
-								   PMTSYNCRS | RECPMTSYNCRS | PMTMAILSYNCRS)*)>
-
-<!-- -->
-<!ELEMENT BILLPAYMSGSET		- -	(BILLPAYMSGSETV1)>
-
-<!ELEMENT BILLPAYMSGSETV1	- -	(MSGSETCORE,
-								 DAYSWITH, DFLTDAYSTOPAY,
-                                 XFERDAYSWITH, XFERDFLTDAYSTOPAY, 
-                                 PROCDAYSOFF*, PROCENDTM, 
-                                 MODELWND, POSTPROCWND, STSVIAMODS,
-								 PMTBYADDR, PMTBYXFER, PMTBYPAYEEID,
-                                 CANADDPAYEE, HASEXTDPMT, 
-                                 CANMODPMTS, CANMODMDLS, DIFFFIRSTPMT, 
-                                 DIFFLASTPMT)>
-
-<!ELEMENT DAYSWITH		- o	%INTTYPE>	<!--  number of days before the processing date that funds are withdrawn -->
-<!ELEMENT DFLTDAYSTOPAY	- o %INTTYPE>	<!--  the default number of days to pay -->
-<!ELEMENT XFERDAYSWITH		- o	%INTTYPE>	<!--  number of days before the processing date that funds are withdrawn for xfers-->
-<!ELEMENT XFERDFLTDAYSTOPAY	- o %INTTYPE>	<!--  the default number of days to pay for transfers-->
-<!ELEMENT POSTPROCWND	- o	%INTTYPE>	<!--  the number of days after a transaction is processed that it is acessible
-											  for status inquiries -->
-<!ELEMENT STSVIAMODS	- o	%BOOLTYPE>	<!--  server supports communication of server-initiated payment status changes
-											  via the PMTMODRS -->
-<!ELEMENT PMTBYADDR		- o	%BOOLTYPE>	<!--  the payment provider supports payments to payees identified by billing
-											  address, i.e. the PAYEE aggregate -->
-<!ELEMENT PMTBYXFER     - o %BOOLTYPE>  <!--  can pay by transfers -->
-<!ELEMENT PMTBYPAYEEID  - o %BOOLTYPE>  <!--  can pay by user supplied payee IDs -->
-<!ELEMENT CANADDPAYEE	- o	%BOOLTYPE>	<!--  user can add payees if no, the user is restricted to payees added to the
-											  users payee list by the payment system -->
-<!ELEMENT HASEXTDPMT	- o	%BOOLTYPE>	<!--  supports the EXTDPMT business payment aggregate -->
-<!ELEMENT CANMODPMTS	- o	%BOOLTYPE>	<!--  permit modifications to payments, i.e. PMTMODRQ -->
-<!ELEMENT DIFFFIRSTPMT	- o	%BOOLTYPE>	<!--  support for specifying a different amount for the first payment
-											  generated by a model -->
-<!ELEMENT DIFFLASTPMT	- o	%BOOLTYPE>	<!--  support for specifying a different amount for the last payment generated
-											  by a model -->
-
-
-<!-- Transactions -->
-
-
-<!ELEMENT PMTTRNRQ      - - (%TRNRQMACRO, (PMTRQ | PMTMODRQ | PMTCANCRQ))>
-<!ELEMENT RECPMTTRNRQ   - - (%TRNRQMACRO, (RECPMTRQ | RECPMTMODRQ | RECPMTCANCRQ))>
-<!ELEMENT PAYEETRNRQ	- - (%TRNRQMACRO, (PAYEERQ | PAYEEMODRQ | PAYEEDELRQ))>
-<!ELEMENT PMTINQTRNRQ	- -	(%TRNRQMACRO, PMTINQRQ)>
-<!ELEMENT PMTMAILTRNRQ	- - (%TRNRQMACRO, PMTMAILRQ)>
-
-<!ELEMENT PMTTRNRS      - - (%TRNRSMACRO, (PMTRS | PMTMODRS | PMTCANCRS)?)>
-<!ELEMENT RECPMTTRNRS   - - (%TRNRSMACRO, (RECPMTRS | RECPMTMODRS | RECPMTCANCRS)?)>
-<!ELEMENT PAYEETRNRS	- - (%TRNRSMACRO, (PAYEERS | PAYEEMODRS | PAYEEDELRS)?)>
-<!ELEMENT PMTINQTRNRS	- -	(%TRNRSMACRO, PMTINQRS?)>
-<!ELEMENT PMTMAILTRNRS	- - (%TRNRSMACRO, PMTMAILRS?)>
-
-
-<!-- ============================================================================= -->
-<!-- Requests                                                                      -->
-<!-- ============================================================================= -->
-
-<!--  payment request -->
-<!ELEMENT PMTRQ	- -	(PMTINFO)>		
- 
-
-<!--  modification request -->
-<!ELEMENT PMTMODRQ	- -	(SRVRTID, PMTINFO)>		
- 
-
-<!--  modification request -->
-<!ELEMENT PMTCANCRQ	- - (SRVRTID)>
-
-
-<!--  recurring payment request -->
-<!ELEMENT RECPMTRQ	- -	(RECURRINST, PMTINFO, INITIALAMT?, FINALAMT?)>		
-
-
-<!-- modification request -->
-<!ELEMENT RECPMTMODRQ	- -	(RECSRVRTID, RECURRINST, PMTINFO, INITIALAMT?, FINALAMT?, MODPENDING)>		
- 
-
-<!--  cancellation request -->
-<!ELEMENT RECPMTCANCRQ	- -	(RECSRVRTID, CANPENDING)>
-
-<!-- payment status inquiry request -->
-<!ELEMENT PMTINQRQ	- -	(SRVRTID)>
- 
-
-<!-- payee request : add a payee to the payee list -->
-<!ELEMENT PAYEERQ	- -	((PAYEEID | (PAYEE , BANKACCTTO?)), PAYACCT*)>
-
-<!-- payee modification request -->
-<!ELEMENT PAYEEMODRQ	- - (PAYEELSTID, (PAYEE , BANKACCTTO?)?, PAYACCT*)>
-
-<!-- payee deletion request -->
-<!ELEMENT PAYEEDELRQ	- - (PAYEELSTID)>
-
-<!-- ============================================================================= -->
-<!-- Responses                                                                     -->
-<!-- ============================================================================= -->
-
-<!--  payment response -->
-<!ELEMENT PMTRS		- - (SRVRTID, PAYEELSTID, CURDEF, PMTINFO, EXTDPAYEE?, 
-                         CHECKNUM?, PMTPRCSTS, RECSRVRTID?)>
-   
-
-<!-- payment modification response -->
-<!ELEMENT PMTMODRS	- -	(SRVRTID, PMTINFO, PMTPRCSTS?)>		
-
-
-<!-- payment modification response -->
-<!ELEMENT PMTCANCRS	- -	(SRVRTID)>		
-
-
-<!--  recurring payment response -->
-<!ELEMENT RECPMTRS	- -	(RECSRVRTID, PAYEELSTID, CURDEF, RECURRINST, PMTINFO, INITIALAMT?, FINALAMT?, EXTDPAYEE?)>
- 
-
-<!-- modification response -->
-<!ELEMENT RECPMTMODRS	- -	(RECSRVRTID, RECURRINST, PMTINFO, INITIALAMT?, FINALAMT?, MODPENDING)>		
-
-
-<!-- recurring payment modification response --> 
-<!ELEMENT RECPMTCANCRS	- -	(RECSRVRTID, CANPENDING)>		
-
-<!-- payment status inquiry response -->
-<!ELEMENT PMTINQRS	- -	(SRVRTID, PMTPRCSTS, CHECKNUM?)>
-
-
-<!-- payee response : add a payee to the payee list -->
-<!ELEMENT PAYEERS	- -	(PAYEELSTID, (PAYEE , BANKACCTTO?)?, EXTDPAYEE?, PAYACCT*)>
-
-<!-- payee modification response -->
-<!ELEMENT PAYEEMODRS	- - (PAYEELSTID, (PAYEE , BANKACCTTO?)?, PAYACCT*, EXTDPAYEE?)>
-
-<!-- payee deletion response -->
-<!ELEMENT PAYEEDELRS	- - (PAYEELSTID)>
-   
-<!-- ============================================================================= -->
-<!--			Aggregates                                                         -->
-<!-- ============================================================================= -->
-
-
-<!-- BPACCTINFO -->
-<!ELEMENT BPACCTINFO  - - (BANKACCTFROM, SVCSTATUS)>
-
-<!-- Payment information aggregate, see section 6.2.1.1 -->
-<!ELEMENT PMTINFO	- - (BANKACCTFROM, TRNAMT, 
-                         (PAYEEID|PAYEE), PAYEELSTID?, BANKACCTTO?,
-                         EXTDPMT*, PAYACCT, 
-                         DTDUE, MEMO?, BILLREFINFO?)>
- 
-
-<!--  Payment processing status -->
-<!ELEMENT PMTPRCSTS	- -	(PMTPRCCODE, DTPMTPRC)>
-
-<!--  Payment processing date; enum for processing date interpretation -->
-<!ELEMENT PMTPRCCODE	- o %STRTYPE>		
-
-<!--  Payment processing date; Interpretation depends on <PMTPRCCODE> -->
-<!ELEMENT DTPMTPRC	- o %DTTMTYPE>		
- 
-<!-- billing reference info -->
-<!ELEMENT BILLREFINFO - o %STRTYPE>
- 
-<!--  Extended Payment aggregate -->
-<!--  Either extdpmtdsc or extdpmtinv, or both, but at least one required -->
-<!ELEMENT EXTDPMT	    - -	(EXTDPMTFOR?, EXTDPMTCHK?, 
-                             ((EXTDPMTDSC, EXTDPMTINV?) |
-                             (EXTDPMTINV)))>
-<!ELEMENT EXTDPMTINV    - - (INVOICE+)>
-<!ELEMENT INVOICE       - - (INVNO, INVTOTALAMT, INVPAIDAMT,
-                             INVDATE, INVDESC, DISCOUNT?,
-                             ADJUSTMENT?, LINEITEM*)>
-<!ELEMENT DISCOUNT      - - (DSCRATE, DSCAMT, DSCDATE?, DSCDESC)>
-<!ELEMENT ADJUSTMENT    - - (ADJNO?, ADJDESC, ADJAMT, ADJDATE?)>
-<!ELEMENT LINEITEM      - - (LITMAMT, LITMDESC)>
-
-<!ELEMENT EXTDPMTFOR    - o %STRTYPE>
-<!ELEMENT EXTDPMTCHK    - o %INTTYPE>
-<!ELEMENT EXTDPMTDSC    - - %STRTYPE>
-<!ELEMENT INVNO         - o %STRTYPE>
-<!ELEMENT INVTOTALAMT   - o %AMTTYPE>
-<!ELEMENT INVPAIDAMT    - o %AMTTYPE>
-<!ELEMENT INVDATE       - o %DTTMTYPE>
-<!ELEMENT INVDESC       - o %STRTYPE>
-<!ELEMENT DSCRATE       - o %RATETYPE>
-<!ELEMENT DSCAMT        - o %AMTTYPE>
-<!ELEMENT DSCDATE       - o %DTTMTYPE>
-<!ELEMENT DSCDESC       - o %STRTYPE>
-<!ELEMENT ADJNO         - o %STRTYPE>
-<!ELEMENT ADJDESC       - o %STRTYPE>	
-<!ELEMENT ADJAMT        - o %AMTTYPE>
-<!ELEMENT ADJDATE       - o %DTTMTYPE>
-<!ELEMENT LITMAMT       - o %AMTTYPE>
-<!ELEMENT LITMDESC      - o %STRTYPE>
- 
-<!--  Initial Amount -->
-<!ELEMENT INITIALAMT	- o %AMTTYPE>		
- 
-<!--  Final Amount -->
-<!ELEMENT FINALAMT	- o %AMTTYPE>		
- 
-<!--  standard payee -->
-<!ELEMENT EXTDPAYEE	- - ( (PAYEEID, IDSCOPE, NAME)?, DAYSTOPAY)>
-
-<!--  Server-assigned standard payee ID -->		
-<!ELEMENT PAYEEID	- o %SRVRIDTYPE>		
-
-
-<!--  Payee ID scope enumeration ; currently one of {GLOBAL,USER} -->
-<!ELEMENT IDSCOPE	- o %STRTYPE>		
-
-<!--  Minimum number of days needed to process -->   
-<!ELEMENT DAYSTOPAY	- o %INTTYPE>		
-
-<!-- Check number -->
-<!ELEMENT CHECKNUM	- o %IDTYPE>
-
-<!-- Payee aggregate -->
-<!ELEMENT PAYEE	- -	(NAME, ADDR1, ADDR2?, ADDR3?, CITY, STATE, POSTALCODE, COUNTRY?, PHONE)>	
-
-<!--  Server-assigned payee list ID -->		
-<!ELEMENT PAYEELSTID	- o %SRVRIDTYPE>		
-
-<!--
-	synchronization request messages
-  -->
-
-<!--  payment synchronization request -->
-<!ELEMENT PMTSYNCRQ	- -	(%SYNCRQMACRO, BANKACCTFROM, PMTTRNRQ*)>		
- 
-
-<!--  recurring payment synchronization request -->
-<!ELEMENT RECPMTSYNCRQ	- -	(%SYNCRQMACRO, BANKACCTFROM, RECPMTTRNRQ*)>
- 
-<!-- payee list synchronization request -->
-<!ELEMENT PAYEESYNCRQ	- - (%SYNCRQMACRO, PAYEETRNRQ*)>
-
-
-<!-- bill pay mail sync request -->
-<!ELEMENT PMTMAILSYNCRQ	- -	(%SYNCRQMACRO, INCIMAGES, USEHTML, PMTMAILTRNRQ*)>
-
-
-<!--
-	synchronization response messages
-  -->
-
-<!-- payment synchronization response -->
-<!ELEMENT PMTSYNCRS	- -	(%SYNCRSMACRO, BANKACCTFROM, PMTTRNRS*)>		
- 
-
-<!--  recurring payment synchronization response -->
-<!ELEMENT RECPMTSYNCRS	- -	(%SYNCRSMACRO, BANKACCTFROM, RECPMTTRNRS*)>
- 
-<!-- payee list synchronization response -->
-<!ELEMENT PAYEESYNCRS	- - (%SYNCRSMACRO, PAYEETRNRS*)>
-
-
-<!-- bill pay mail sync response -->
-<!ELEMENT PMTMAILSYNCRS	- -	(%SYNCRSMACRO, PMTMAILTRNRS*)>
-
-
-<!--
- Payment mail messages
-  --> 
-
-<!-- payment inquiry mail message --> 
-<!ELEMENT PMTMAILRQ	- -	(MAIL,(SRVRTID,PMTINFO)?)>
-
-<!ELEMENT PMTMAILRS	- -	(MAIL,(SRVRTID,PMTINFO)?)>
diff --git a/src/experimental/ofx/dtd/ofxinv.dtd b/src/experimental/ofx/dtd/ofxinv.dtd
deleted file mode 100644
index 204095fa83..0000000000
--- a/src/experimental/ofx/dtd/ofxinv.dtd
+++ /dev/null
@@ -1,556 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - investments module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-
-<!-- Investment Statement Messages -->
-<!ELEMENT INVSTMTMSGSRQV1  - - ((INVSTMTTRNRQ |
-                                 INVMAILTRNRQ | INVMAILSYNCRQ)+) >
-
-<!ELEMENT INVSTMTMSGSRSV1  - - ((INVSTMTTRNRS |
-                                 INVMAILTRNRS | INVMAILSYNCRS)+) >
-
-<!-- Security List Messages -->
-<!ELEMENT SECLISTMSGSRQV1  - - (SECLISTTRNRQ+) >
-
-<!ELEMENT SECLISTMSGSRSV1  - - (SECLISTTRNRS* , SECLIST?) >
-
-<!-- **** SECURITIES *** -->
-
-<!-- Security List Transaction Request/Response -->
-<!ELEMENT SECLISTTRNRQ  - - (%TRNRQMACRO , SECLISTRQ) >
-
-<!ELEMENT SECLISTTRNRS  - - (%TRNRSMACRO , SECLISTRS?) >
-
-<!-- Security List Request/Response -->
-<!ELEMENT SECLISTRQ  - - (SECRQ+)>
-
-<!ELEMENT SECRQ      - - (SECID | TICKER | FIID) >
-
-<!ELEMENT SECLISTRS  - - %STRTYPE >
-            
-<!-- Security Ticker Symbol -->
-<!ELEMENT TICKER  - O %STRTYPE >
-                      
-<!-- Financial Institution ID for the Security -->                      
-<!ELEMENT FIID  - O %STRTYPE >
-
-<!-- ** Security Identifier ** -->
-<!ELEMENT SECID  - - (UNIQUEID , UNIQUEIDTYPE) >
-
-<!-- Unique ID for the Security -->
-<!ELEMENT UNIQUEID  - O %STRTYPE >
-
-<!-- Standard used for Unique ID e.g. CUSIP -->
-<!ELEMENT UNIQUEIDTYPE  - O %STRTYPE >
-
-<!-- *** Security Information *** -->
-
-<!-- Security List -->
-<!ELEMENT SECLIST  - - ((MFINFO | STOCKINFO | OPTINFO | DEBTINFO | 
-               OTHERINFO)*) >
-
-<!-- ** Info all security types have in common ** -->
-<!ELEMENT SECINFO  - - (SECID , SECNAME , TICKER? , FIID? ,
-               RATING? , UNITPRICE? , DTASOF? ,
-               CURRENCY? , MEMO?) >
-
-<!ELEMENT SECNAME   - O %STRTYPE>
-              
-<!-- Rating for Security -->
-<!ELEMENT RATING  - O %STRTYPE >
-
-<!-- Unitprice for Security -->
-<!ELEMENT UNITPRICE  - O %UNITPRICETYPE >
-
-<!-- *** Debt Information *** -->
-<!ELEMENT DEBTINFO  - - (SECINFO , PARVALUE , DEBTTYPE , DEBTCLASS? ,
-               COUPONRT? , DTCOUPON? , COUPONFREQ? , CALLPRICE? , 
-               YIELDTOCALL? , DTCALL? , CALLTYPE? , YIELDTOMAT? , 
-               DTMAT? , ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT PARVALUE  - O %AMTTYPE >
-
-<!ELEMENT DEBTTYPE  - O %STRTYPE >
-
-<!ELEMENT DEBTCLASS  - O %STRTYPE >
-
-<!ELEMENT COUPONRT  - O %AMTTYPE >
-
-<!ELEMENT DTCOUPON  - O %DTTMTYPE >
-
-<!ELEMENT COUPONFREQ  - O %STRTYPE >
-
-<!ELEMENT CALLPRICE  - O %UNITPRICETYPE >
-
-<!ELEMENT YIELDTOCALL  - O %AMTTYPE >
-
-<!ELEMENT DTCALL  - O %DTTMTYPE >
-
-<!ELEMENT CALLTYPE - O %STRTYPE >
-
-<!ELEMENT YIELDTOMAT  - O %AMTTYPE >
-
-<!ELEMENT DTMAT  - O %DTTMTYPE >
-
-<!-- Asset Class for Security -->
-<!ELEMENT ASSETCLASS  - O %STRTYPE >
-
-<!-- FI's Asset Class for Security -->
-<!ELEMENT FIASSETCLASS  - O %STRTYPE >
-
-<!-- *** Mutual Fund Information *** -->
-<!ELEMENT MFINFO  - - (SECINFO , MFTYPE? , YIELD? , DTYIELDASOF? , 
-               MFASSETCLASS? , FIMFASSETCLASS?) >
-
-<!ELEMENT MFTYPE  - O %STRTYPE >
-
-<!ELEMENT YIELD  - O %AMTTYPE >
-
-<!ELEMENT DTYIELDASOF  - O %DTTMTYPE >
-
-<!-- Asset Class for Mutual Funds -->
-<!ELEMENT MFASSETCLASS  - - (PORTION+) >
-
-<!-- Asset Class Portion -->
-<!ELEMENT PORTION  - - (ASSETCLASS , PERCENT) >
-
-<!ELEMENT PERCENT  - O %AMTTYPE >
-
-<!-- FI's Asset Class for Mutual Funds  -->
-<!ELEMENT FIMFASSETCLASS  - - (FIPORTION+) >
-
-<!-- FI's Asset Class Portion -->
-<!ELEMENT FIPORTION  - - (FIASSETCLASS , PERCENT) >
-
-<!-- *** Option Information *** -->
-<!ELEMENT OPTINFO  - - (SECINFO , OPTTYPE , STRIKEPRICE , DTEXPIRE , 
-               SHPERCTRCT , SECID? , ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT OPTTYPE  - O %STRTYPE >
-
-<!ELEMENT STRIKEPRICE  - O %AMTTYPE >
-
-<!-- Number of shares per contract -->
-<!ELEMENT SHPERCTRCT  - O %INTTYPE >
-          
-<!-- *** Other Security Type Information *** -->
-<!ELEMENT OTHERINFO  - - (SECINFO , TYPEDESC?, ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT TYPEDESC  - O %STRTYPE >
-
-
-<!-- *** Stock Information *** -->
-<!ELEMENT STOCKINFO  - - (SECINFO , STOCKTYPE? , YIELD? , DTYIELDASOF? , 
-               ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT STOCKTYPE  - O %STRTYPE >
-
-
-<!-- ***** Investment Accounts ****** -->
-
-<!-- Investment Account From -->
-<!ELEMENT INVACCTFROM  - - (BROKERID , ACCTID) >
-
-<!-- Investment Account To -->
-<!ELEMENT INVACCTTO  - - (BROKERID , ACCTID) >
-
-<!ELEMENT BROKERID  - O %STRTYPE >
-
-<!-- ** Investment Account Information ** -->
-<!ELEMENT INVACCTINFO - - (INVACCTFROM , USPRODUCTTYPE , CHECKING , 
-                           SVCSTATUS, INVACCTTYPE? , OPTIONLEVEL?) >
-
-<!ELEMENT USPRODUCTTYPE - O %STRTYPE >
-
-<!ELEMENT CHECKING - O %BOOLTYPE >
-
-<!ELEMENT INVACCTTYPE - O %STRTYPE >
-
-<!ELEMENT OPTIONLEVEL - O %STRTYPE >  
-
-
-<!-- ****** INVESTMENT STATEMENT DOWNLOAD ****** -->
-
-<!-- Investment Statement Transaction Request/Response -->
-<!ELEMENT INVSTMTTRNRQ  - - (%TRNRQMACRO , INVSTMTRQ) >
-
-<!ELEMENT INVSTMTTRNRS  - - (%TRNRSMACRO , INVSTMTRS?) >
-
-<!-- *** Investment Statement Request *** -->
-<!ELEMENT INVSTMTRQ  - - (INVACCTFROM , INCTRAN , INCOO , INCPOS ,
-                          INCBAL) >
-
-<!-- ** Include Transactions ** -->
-<!ELEMENT INCTRAN  - - (DTSTART? , DTEND? , INCLUDE) >
-
-<!-- ** Include Open Orders ** -->
-<!ELEMENT INCOO  - O %BOOLTYPE >
-
-<!-- ** Include Positions ** -->
-<!ELEMENT INCPOS  - - (DTASOF? , INCLUDE) >
-
-<!-- Include Balances -->
-<!ELEMENT INCBAL  - O %BOOLTYPE >
-
-
-<!-- *** Investment Statement Response *** -->
-<!ELEMENT INVSTMTRS  - - (DTASOF , CURDEF , INVACCTFROM , INVTRANLIST? ,
-               INVPOSLIST? , INVBAL? , INVOOLIST? ,  MKTGINFO?) >
-
-<!-- Marketing Mesage -->
-<!ELEMENT MKTVAL  - O %AMTTYPE >
-
-<!-- ** Transaction List ** -->
-<!ELEMENT INVTRANLIST  - - (DTSTART , DTEND , (BUYDEBT | BUYMF | BUYOPT | BUYOTHER |
-               BUYSTOCK | CLOSUREOPT | INCOME | INVEXPENSE | JRNLFUND |
-               JRNLSEC | MARGININTEREST | REINVEST | RETOFCAP| SELLDEBT |
-               SELLMF | SELLOPT | SELLOTHER |  SELLSTOCK |
-               SPLIT | TRANSFER)* , INVBANKTRAN*) >
-
-<!-- ** Investment Banking Transaction ** -->
-<!ELEMENT INVBANKTRAN  - - (STMTTRN , SUBACCTFUND) >
-
-<!-- ** Transaction fields common to many types of transactions ** -->
-<!ELEMENT INVTRAN  - - (FITID , SRVRTID? , DTTRADE , DTSETTLE? , MEMO?) >
-
-<!-- Trade Date -->
-<!ELEMENT DTTRADE  - O %DTTMTYPE >
-
-<!-- Settlement Date -->
-<!ELEMENT DTSETTLE  - O %DTTMTYPE >
-
-<!-- ** Transaction fields common to BUY types of transactions ** -->
-<!ELEMENT INVBUY  - - (INVTRAN , SECID , UNITS , UNITPRICE , MARKUP? , 
-               COMMISSION? , TAXES? , FEES? , LOAD? , TOTAL , CURRENCY? ,
-               ORIGCURRENCY? , SUBACCTSEC , SUBACCTFUND) >
-
-<!ELEMENT UNITS  - O %AMTTYPE >
-
-<!ELEMENT MARKUP  - O %AMTTYPE >
-
-<!ELEMENT COMMISSION  - O %AMTTYPE >
-
-<!ELEMENT TAXES  - O %AMTTYPE >
-
-<!ELEMENT FEES  - O %AMTTYPE >
-
-<!ELEMENT LOAD  - O %AMTTYPE >
-
-<!ELEMENT TOTAL  - O %AMTTYPE >
-
-<!-- Sub-account for the security -->
-<!ELEMENT SUBACCTSEC  - O %STRTYPE >
-
-<!-- Sub-account for the funds involved in the trade: CASH, SHORT, MARGIN, OTHER -->
-<!ELEMENT SUBACCTFUND  - O %STRTYPE >
-
-<!-- ** Transaction fields common to SELL types of transactions ** -->
-<!ELEMENT INVSELL  - - (INVTRAN , SECID , UNITS , UNITPRICE , MARKDOWN? , 
-               COMMISSION? , TAXES? , FEES? , LOAD? , WITHHOLDING? ,
-               TAXEXEMPT? , TOTAL , GAIN? , CURRENCY? , ORIGCURRENCY? ,
-               SUBACCTSEC , SUBACCTFUND) >
-
-<!ELEMENT MARKDOWN  - O %AMTTYPE >
-
-<!ELEMENT WITHHOLDING  - O %AMTTYPE >
-
-<!ELEMENT GAIN  - O %AMTTYPE >
-
-<!-- ** Buy Debt Transaction ** -->
-<!ELEMENT BUYDEBT  - - (INVBUY , ACCRDINT?) >
-
-<!ELEMENT ACCRDINT  - O %AMTTYPE >
-
-<!-- ** Buy Mutual Fund Transaction ** -->
-<!ELEMENT BUYMF  - - (INVBUY , BUYTYPE , RELFITID?) >
-
-<!-- Buy Type: BUY or BUYTOCOVER -->
-<!ELEMENT BUYTYPE  - O %STRTYPE >
-
-<!-- Related Transaction ID -->
-<!ELEMENT RELFITID  - O %UUIDTYPE >
-
-<!-- ** Buy Option Transaction ** -->
-<!ELEMENT BUYOPT  - - (INVBUY , OPTBUYTYPE , SHPERCTRCT) >
-
-<!-- Option Buy Type -->
-<!ELEMENT OPTBUYTYPE  - O %STRTYPE >
-
-<!-- ** Buy Other Transaction ** -->
-<!ELEMENT BUYOTHER  - - (INVBUY) >
-
-<!-- ** Buy Stock Transaction ** -->
-<!ELEMENT BUYSTOCK  - - (INVBUY , BUYTYPE) >
-
-<!-- ** Closure of Option Transaction ** -->
-<!ELEMENT CLOSUREOPT  - - (INVTRAN , SECID , OPTACTION , UNITS , SHPERCTRCT ,
-               SUBACCTSEC , RELFITID? , GAIN?) >      
-               
-<!-- Closure of option action: EXPIRE,EXERCISE,ASSIGN -->
-<!ELEMENT OPTACTION  - O %STRTYPE >
-
-<!-- **Income Transaction ** -->
-<!ELEMENT INCOME  - - (INVTRAN , SECID , INCOMETYPE , TOTAL , SUBACCTSEC ,
-               SUBACCTFUND , TAXEXEMPT? , WITHHOLDING? ,CURRENCY? ,
-               ORIGCURRENCY? ) >
-
-<!-- Type of Income -->
-<!ELEMENT INCOMETYPE  - O %STRTYPE >
-
-<!ELEMENT TAXEXEMPT - O %BOOLTYPE >
-
-<!-- ** Investment Related Expense Transaction ** -->
-<!ELEMENT INVEXPENSE  - - (INVTRAN , SECID , TOTAL , SUBACCTSEC ,
-               SUBACCTFUND , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- ** Journaling of Funds between sub-accounts Transaction ** -->
-<!ELEMENT JRNLFUND - - (INVTRAN , SUBACCTTO , SUBACCTFROM , TOTAL) >
-
-<!ELEMENT SUBACCTTO - O %STRTYPE >
-
-<!ELEMENT SUBACCTFROM - O %STRTYPE >
-
-<!-- ** Journaling of Security between sub-accounts Transaction ** -->
-<!ELEMENT JRNLSEC - - (INVTRAN , SECID, SUBACCTTO , SUBACCTFROM , UNITS) >
-
-<!-- ** Margin Interest Transaction ** -->
-<!ELEMENT MARGININTEREST  - - (INVTRAN , TOTAL , SUBACCTFUND , CURRENCY? ,
-               ORIGCURRENCY?) >
-
-<!-- ** Reinvest Transaction ** -->
-<!ELEMENT REINVEST  - - (INVTRAN , SECID , INCOMETYPE , TOTAL , SUBACCTSEC ,
-               UNITS , UNITPRICE , COMMISSION? , TAXES? , FEES? , LOAD? ,
-               TAXEXEMPT? , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- ** Return Of Capital Transaction ** -->
-<!ELEMENT RETOFCAP - - (INVTRAN , SECID , TOTAL , SUBACCTSEC ,
-                        SUBACCTFUND , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- ** Sell Debt Transaction ** -->
-<!ELEMENT SELLDEBT  - - (INVSELL , SELLREASON , ACCRDINT?) >
-
-<!-- Reason Sell of Debt generated: CALL, MATURITY, SELL -->
-<!ELEMENT SELLREASON - O %STRTYPE >
-
-<!-- ** Sell Mutual Fund Transaction ** -->
-<!ELEMENT SELLMF  - - (INVSELL , SELLTYPE , AVGCOSTBASIS? , RELFITID?) >
-
-<!-- Sell Type: SELL or SELLSHORT -->
-<!ELEMENT SELLTYPE  - O %STRTYPE >
-
-<!-- Average cost basis -->
-<!ELEMENT AVGCOSTBASIS  - O %AMTTYPE >
-
-<!-- ** Sell Option Transaction ** -->
-<!ELEMENT SELLOPT  - - (INVSELL , OPTSELLTYPE , SHPERCTRCT ,
-                        RELFITID? , RELTYPE?, SECURED?) >
-
-<!-- Option Sell Type: SELLTOCLOSE or SELLTOOPEN -->
-<!ELEMENT OPTSELLTYPE  - O %STRTYPE >
-
-<!-- Related option transaction type: SPREAD, STRADDLE, NONE -->
-<!ELEMENT RELTYPE  - O %STRTYPE >
-
-<!-- How the option is secured: NAKED or COVERED -->          
-<!ELEMENT SECURED  - O %STRTYPE >
-
-<!-- ** Sell Other Transaction ** -->
-<!ELEMENT SELLOTHER  - - (INVSELL) >
-
-<!-- ** Sell Stock Transaction ** -->
-<!ELEMENT SELLSTOCK  - - (INVSELL , SELLTYPE) >
-
-<!-- ** Split Transaction ** -->
-<!ELEMENT SPLIT  - - (INVTRAN , SECID , SUBACCTSEC ,
-               OLDUNITS , NEWUNITS , NUMERATOR , DENOMINATOR ,
-               CURRENCY? , ORIGCURRENCY? , FRACCASH? , SUBACCTFUND?) >
-
-<!ELEMENT OLDUNITS  - O %INTTYPE >
-
-<!ELEMENT NEWUNITS  - O %INTTYPE >
-
-<!ELEMENT NUMERATOR  - O %INTTYPE >
-
-<!ELEMENT DENOMINATOR  - O %INTTYPE >
-
-<!-- Amount of cash recieved from fractional shares -->
-<!ELEMENT FRACCASH  - O %AMTTYPE >
-
-<!-- ** Transfer Transaction ** -->
-<!ELEMENT TRANSFER  - - (INVTRAN, SECID , SUBACCTSEC , UNITS ,
-                        TFERACTION , POSTYPE , INVACCTFROM?,
-                        AVGCOSTBASIS?, UNITPRICE?, DTPURCHASE?) >
-<!-- Transfer action:IN or OUT -->
-<!ELEMENT TFERACTION  - O %STRTYPE >
-
-<!ELEMENT DTPURCHASE  - o %DTTMTYPE>
-
-<!-- ***** Open Orders List ***** -->
-<!ELEMENT INVOOLIST  - - ((OOBUYDEBT | OOBUYMF | OOBUYOPT | OOBUYOTHER |
-               OOBUYSTOCK | OOSELLDEBT | OOSELLMF | OOSELLOPT |
-               OOSELLOTHER | OOSELLSTOCK | OOSWITCHMF)*) >
-
-<!-- ** Open Order fields common to all open orders ** -->
-<!ELEMENT OO  - - (FITID , SRVRTID? , SECID , DTPLACED , UNITS , SUBACCT ,
-               DURATION , RESTRICTION , MINUNITS? , LIMITPRICE? ,
-               STOPPRICE? , MEMO? , CURRENCY?) >
-
-<!ELEMENT DTPLACED  - O %DTTMTYPE >
-
-<!ELEMENT SUBACCT  - O %STRTYPE >
-
-<!ELEMENT DURATION  - O %STRTYPE >
-
-<!ELEMENT RESTRICTION  - O %STRTYPE >
-
-<!ELEMENT MINUNITS  - O %AMTTYPE >
-
-<!ELEMENT LIMITPRICE  - O %UNITPRICETYPE >
-
-<!ELEMENT STOPPRICE  - O %UNITPRICETYPE >
-
-<!-- ** Buy Debt Open Order ** -->
-<!ELEMENT OOBUYDEBT  - - (OO , AUCTION , DTAUCTION?) >
-
-<!ELEMENT AUCTION  - O %BOOLTYPE >
-
-<!ELEMENT DTAUCTION  - O %DTTMTYPE >
-
-<!-- ** Buy Mutual Fund Open Order ** -->
-<!ELEMENT OOBUYMF  - - (OO , BUYTYPE , UNITTYPE) >
-
-<!-- Type of units: SHARES or CURRENCY -->
-<!ELEMENT UNITTYPE  - O %STRTYPE >
-
-<!-- ** Buy Option Open Order ** -->
-<!ELEMENT OOBUYOPT  - - (OO , OPTBUYTYPE) >
-
-<!-- ** Buy Other Open Order ** -->
-<!ELEMENT OOBUYOTHER  - - (OO , UNITTYPE) >
-
-<!-- ** Buy Stock Open Order ** -->
-<!ELEMENT OOBUYSTOCK  - - (OO , BUYTYPE) >
-
-<!-- ** Sell Debt Open Order ** -->
-<!ELEMENT OOSELLDEBT  - - (OO) >
-
-<!-- ** Sell Mutual Fund Open Order ** -->
-<!ELEMENT OOSELLMF  - - (OO , SELLTYPE , UNITTYPE , SELLALL) >
-
-<!ELEMENT SELLALL  - O %BOOLTYPE >
-
-<!-- ** Sell Option Open Order ** -->
-<!ELEMENT OOSELLOPT  - - (OO , OPTSELLTYPE) >
-
-<!-- ** Sell Other Security Type Open Order ** -->
-<!ELEMENT OOSELLOTHER  - - (OO , UNITTYPE) >
-
-<!-- ** Sell Stock Open Order ** -->
-<!ELEMENT OOSELLSTOCK  - - (OO , SELLTYPE) >
-
-<!-- ** Switch Mutual Fund Open Order ** -->
-<!ELEMENT OOSWITCHMF  - - (OO , SECID , UNITTYPE , SWITCHALL) >
-
-<!ELEMENT SWITCHALL  - O %BOOLTYPE >
-
-
-<!-- ***** Position List ***** -->
-<!ELEMENT INVPOSLIST  - - ((POSMF | POSSTOCK | POSDEBT| POSOPT |
-                           POSOTHER)*) >
-
-<!-- Position fields common to and types of positions -->
-<!ELEMENT INVPOS  - - (SECID , HELDINACCT , POSTYPE , UNITS , UNITPRICE , 
-               MKTVAL , DTPRICEASOF , CURRENCY? , MEMO?) >
-
-<!-- Which sub-account the position is held in: CASH, MARGIN, SHORT, OTHER -->
-<!ELEMENT HELDINACCT  - O %STRTYPE >
-
-<!-- Position Type: SHORT, LONG -->
-<!ELEMENT POSTYPE  - O %STRTYPE >
-
-<!ELEMENT DTPRICEASOF  - O %DTTMTYPE >
-
-<!-- ** Debt Position ** -->
-<!ELEMENT POSDEBT  - - (INVPOS) >
-
-<!-- ** Mutual Fund Position ** -->
-<!ELEMENT POSMF  - - (INVPOS , UNITSSTREET? , UNITSUSER? , REINVDIV? ,
-               REINVCG?) >
-
-<!ELEMENT UNITSSTREET  - O %INTTYPE >
-
-<!ELEMENT UNITSUSER  - O %INTTYPE >
-
-<!ELEMENT REINVDIV  - O %BOOLTYPE >
-
-<!ELEMENT REINVCG  - O %BOOLTYPE >
-
-<!-- ** Option Position ** -->
-<!ELEMENT POSOPT  - - (INVPOS , SECURED?) >
-
-<!-- ** Other Security Type Position ** -->
-<!ELEMENT POSOTHER  - - (INVPOS) >
-
-<!-- ** Stock Position ** -->
-<!ELEMENT POSSTOCK  - - (INVPOS , UNITSSTREET? , UNITSUSER? , REINVDIV?) >
-
-
-<!-- ** Balances ** -->
-<!ELEMENT INVBAL  - - (AVAILCASH , MARGINBALANCE , SHORTBALANCE ,
-                       BUYPOWER? , BALLIST?) >
-
-<!ELEMENT MARGINBALANCE  - O %AMTTYPE >
-
-<!ELEMENT SHORTBALANCE  - O %AMTTYPE >
-
-<!ELEMENT AVAILCASH  - O %AMTTYPE >
-
-<!ELEMENT BUYPOWER  - O %AMTTYPE >
-
-<!ELEMENT BALLIST  - - (BAL*) >
-
-<!-- **** Investment Statement Message Set *** -->
-
-<!-- Investment Message Set -->
-<!ELEMENT INVSTMTMSGSET  - - (INVSTMTMSGSETV1) >
-
-<!-- Investment Message Set: Version 1 -->
-<!ELEMENT INVSTMTMSGSETV1  - - (MSGSETCORE , TRANDNLD , OODNLD , POSDNLD , BALDNLD, CANEMAIL) >
-
-<!-- FI supports download of transactions -->
-<!ELEMENT TRANDNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of open orders -->
-<!ELEMENT OODNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of positions -->
-<!ELEMENT POSDNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of balances -->
-<!ELEMENT BALDNLD  - O %BOOLTYPE >
-
-<!-- **** Security List Message Set *** -->
-
-<!-- Security List message Set -->
-<!ELEMENT SECLISTMSGSET  - - (SECLISTMSGSETV1) >
-
-<!-- Investment Message Set: Version 1 -->
-<!ELEMENT SECLISTMSGSETV1  - - (MSGSETCORE , SECLISTRQDNLD) >
-
-<!-- FI supports SECLISTRQ -->
-<!ELEMENT SECLISTRQDNLD  - O %BOOLTYPE >
-
-<!-- INVESTMENT EMAIL -->
-<!ELEMENT INVMAILTRNRQ      - - (%TRNRQMACRO, INVMAILRQ)>
-<!ELEMENT INVMAILTRNRS      - - (%TRNRSMACRO, INVMAILRS?)>
-<!ELEMENT INVMAILSYNCRQ     - - (%SYNCRQMACRO, INCIMAGES, USEHTML, INVACCTFROM, INVMAILTRNRQ*)>
-<!ELEMENT INVMAILSYNCRS     - - (%SYNCRSMACRO, INVACCTFROM, INVMAILTRNRS*)>
-
-<!ELEMENT INVMAILRQ         - - (INVACCTFROM, MAIL)>
-<!ELEMENT INVMAILRS         - - (INVACCTFROM, MAIL)>
diff --git a/src/experimental/ofx/dtd/ofxmail.dtd b/src/experimental/ofx/dtd/ofxmail.dtd
deleted file mode 100644
index f9ca5770db..0000000000
--- a/src/experimental/ofx/dtd/ofxmail.dtd
+++ /dev/null
@@ -1,54 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - mail module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-<!-- Message sets -->
-<!ELEMENT EMAILMSGSRQV1     - - ((MAILTRNRQ | MAILSYNCRQ | GETMIMETRNRQ)+ )>
-<!ELEMENT EMAILMSGSRSV1     - - ((MAILTRNRS | MAILSYNCRS | GETMIMETRNRS)+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT EMAILMSGSET       - - (EMAILMSGSETV1)>
-<!ELEMENT EMAILMSGSETV1     - - (MSGSETCORE , MAILSUP , GETMIMESUP)>
-<!ELEMENT MAILSUP           - o %BOOLTYPE>
-<!ELEMENT GETMIMESUP        - o %BOOLTYPE>
-
-<!-- Email Transactions -->
-
-<!ELEMENT MAILTRNRQ     - - (%TRNRQMACRO , MAILRQ)>
-<!ELEMENT MAILTRNRS     - - (%TRNRSMACRO , MAILRS?)>
-<!ELEMENT GETMIMETRNRQ  - - (%TRNRQMACRO , GETMIMERQ)>
-<!ELEMENT GETMIMETRNRS  - - (%TRNRSMACRO , GETMIMERS?)>
-
-<!-- Email Request -->
-
-<!ELEMENT MAILRQ        - - (MAIL)>
-<!ELEMENT MAIL          - - (USERID , DTCREATED , FROM , TO ,
-                             SUBJECT , MSGBODY , INCIMAGES ,
-                             USEHTML)>
-
-<!ELEMENT DTCREATED     - o %DTTMTYPE>
-<!ELEMENT FROM          - o %STRTYPE>
-<!ELEMENT TO            - o %STRTYPE>
-<!ELEMENT SUBJECT       - o %STRTYPE>
-<!ELEMENT USEHTML       - o %BOOLTYPE>
-
-<!ELEMENT MSGBODY       - - %STRTYPE>
-
-<!-- Email Response -->
-
-<!ELEMENT MAILRS        - - (MAIL)>
-
-<!-- Email sync -->
-
-<!ELEMENT MAILSYNCRQ    - - (%SYNCRQMACRO , INCIMAGES, USEHTML, MAILTRNRQ*)>
-<!ELEMENT MAILSYNCRS    - - (%SYNCRSMACRO , MAILTRNRS*)>
-
-<!-- HTML GET -->
-
-<!ELEMENT GETMIMERQ     - - (URL)>
-<!ELEMENT GETMIMERS     - - (URL)>
-
diff --git a/src/experimental/ofx/dtd/ofxmain.dtd b/src/experimental/ofx/dtd/ofxmain.dtd
deleted file mode 100644
index 8d4729cb1b..0000000000
--- a/src/experimental/ofx/dtd/ofxmain.dtd
+++ /dev/null
@@ -1,440 +0,0 @@
-<!DOCTYPE OFX [
-
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - main module
- Defines common types and overall OFX structure
- Includes (via entity refs) all other service modules
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
-------------------------
-This is not the original source.  I've been hacking on it!
-Hacked upon by Linas Vepstas March 1998
-
--->
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - Extensions
-    This entity allows users of this DTD to add new message sets
-    to the DTD.
--->
-<!-- ============================================================================= -->
-
-<!-- Add extra xxxMSGSETRQVn here -->
-<!ENTITY % EXTRARQMSGSETS "">
-
-<!-- Add extra xxxMSGSETRSVn here -->
-<!ENTITY % EXTRARSMSGSETS "">
-
-<!-- Add extra XXXMSGSET here -->
-<!ENTITY % EXTRAMSGSETS   "">
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - types
-    This section defines entities as 'types' for all 
-    primitive element values.  This is the only place
-    that #PCDATA should appear.  
--->
-<!-- ============================================================================= -->
-
-
-<!-- Server ID : encoding for <TOKEN>'s, <SERVERTID>'s, etc -->
-<!ENTITY % SRVRIDTYPE "(xacc-srvrid)" >
-
-<!-- UUID : a universal ID , up to 36 char hexadecimal -->
-<!ENTITY % UUIDTYPE "(xacc-uuid)" >
-
-<!-- Character string data -->
-<!ENTITY % STRTYPE 	"(xacc-str)">
-
-<!-- URL -->
-<!ENTITY % URLTYPE  "(xacc-url)">
-
-<!-- Integer -->
-<!ENTITY % INTTYPE 	"(xacc-int)">
-
-<!-- Rate, percentage -->
-<!ENTITY % RATETYPE "(xacc-rate)">
-
-
-<!-- Current Amount: Used for specifying an amount.
-	may be signed; comma or period for decimal point
--->
-<!ENTITY % AMTTYPE 	"(xacc-amount)">
-<!ENTITY % UNITPRICETYPE "(xacc-price)">
-
-<!--  Date and Time: Used for specifying
-	the date and time. All date-time pairs
-	are based on local time of the server or client.
-
--->
-<!ENTITY % DTTMTYPE	"(xacc-dttm)">
-
-<!--
-	Boolean : Y/N
--->
-<!ENTITY % BOOLTYPE	"(xacc-bool)">
-
-<!--
-	a general purpose identifier type
--->
-<!ENTITY % IDTYPE	"(xacc-id)">
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - macros
-    This section defines macros used in one or more modules
-    where a new level of aggregation was not desired but
-    common structure is present
--->
-<!-- ============================================================================= -->
-
-<!-- Sync macros: all sync requests/responses have same form, but
-     have own name.  Although we could use the multiple-element syntax and put
-     them all here, we'd rather keep service-specific names in the service files.
-     Thus, we have a macro here that is trivially referenced in each service module -->
-
-<!ENTITY % SYNCRQMACRO "((TOKEN | TOKENONLY | REFRESH ) 
-    , REJECTIFMISSING)" >
-
-<!ENTITY % SYNCRSMACRO "(TOKEN, LOSTSYNC?)">
-
-<!-- Transaction Macro: all transaction requests have same form
-     but own name.  Didn't want to create a new sub-aggregate
-     to hold these elements so use a macro to incorporate them
-     into each XXXTRNRQ and XXXTRNRS -->
-<!ENTITY % TRNRQMACRO "(TRNUID , CLTCOOKIE?, TAN?)">
-<!ENTITY % TRNRSMACRO "(TRNUID , STATUS , CLTCOOKIE?)">
-
-<!-- Account from and account info: if you add a new service and it adds
-     a specific account from or account info aggregate, add it here so it will be
-     known to aggregates such as the account info request -->
-<!ENTITY % ACCTFROMMACRO "(BANKACCTFROM | CCACCTFROM | INVACCTFROM)">
-<!ENTITY % ACCTTOMACRO "(BANKACCTTO | CCACCTTO | INVACCTTO)">
-<!ENTITY % ACCTINFOMACRO "(BANKACCTINFO | CCACCTINFO | BPACCTINFO | INVACCTINFO)">
-
-<!-- Profile message set macro 
-     Each of the XXXMSGSET tags need to be listed here
-     Referenced in oxprof MSGSETLIST element -->
-<!ENTITY % MSGSETMACRO "
-                     (SIGNONMSGSET?,
-                      SIGNUPMSGSET?,
-                      BANKMSGSET?,
-                      CREDITCARDMSGSET?,
-                      INVSTMTMSGSET?,
-                      INTERXFERMSGSET?,
-                      WIREXFERMSGSET?,
-                      BILLPAYMSGSET?,
-                      EMAILMSGSET?,
-                      SECLISTMSGSET?,
-                      PROFMSGSET?
-                      %EXTRAMSGSETS
-                      )">
-                      
-<!-- ============================================================================= -->
-<!-- 'INCLUDES'
-    This section incorporates each service dtd by
-    defining a system entity that points to that file,
-    then referencing it.
-    Note: this must come after all ENTITY declarations used by
-    the service module have been defined.
--->
-<!-- ============================================================================= -->
-
-<!ENTITY % signon-dtd SYSTEM "ofxsign.dtd">
-%signon-dtd;
-
-<!ENTITY % banking-dtd SYSTEM "ofxbank.dtd">
-%banking-dtd;
-
-<!ENTITY % billpay-dtd SYSTEM "ofxbill.dtd">
-%billpay-dtd;
-
-<!ENTITY % activate-dtd SYSTEM "ofxact.dtd">
-%activate-dtd;
-
-<!ENTITY % invest-dtd SYSTEM "ofxinv.dtd">
-%invest-dtd;
-
-<!ENTITY % mail-dtd SYSTEM "ofxmail.dtd">
-%mail-dtd;
-
-<!ENTITY % prof-dtd SYSTEM "ofxprof.dtd">
-%prof-dtd;
-
-<!-- ============================================================================= -->
-<!--
-    OpenExchange Element Structure
-    This file defines common and high-level elements.
-    New requests and responses need to be added to the TRNRQ/TRNRS elements here
--->
-<!-- ============================================================================= -->
-
-<!-- Top-level -->
-<!-- Add the 'meta-token' for sync requests from each
-     service module here -->
-
-<!ENTITY % OFXRQMSGSETS 
-                     "SIGNONMSGSRQV1,
-                      SIGNUPMSGSRQV1?,
-                      BANKMSGSRQV1?,
-                      CREDITCARDMSGSRQV1?,
-                      INVSTMTMSGSRQV1?,
-                      INTERXFERMSGSRQV1?,
-                      WIREXFERMSGSRQV1?,
-                      BILLPAYMSGSRQV1?,
-                      EMAILMSGSRQV1?,
-                      SECLISTMSGSRQV1?,
-                      PROFMSGSRQV1?
-                      %EXTRARQMSGSETS">
-
-<!ENTITY % OFXRSMSGSETS                      
-                     "SIGNONMSGSRSV1,
-                      SIGNUPMSGSRSV1?,
-                      BANKMSGSRSV1?,
-                      CREDITCARDMSGSRSV1?,
-                      INVSTMTMSGSRSV1?,
-                      INTERXFERMSGSRSV1?,
-                      WIREXFERMSGSRSV1?,
-                      BILLPAYMSGSRSV1?,
-                      EMAILMSGSRSV1?,
-                      SECLISTMSGSRSV1?,
-                      PROFMSGSRSV1?
-                      %EXTRARSMSGSETS">                
-                      
-<!ELEMENT OFX   - - ((%OFXRQMSGSETS) | (%OFXRSMSGSETS))>
-
-
-<!-- Generic Elements and Common Aggregates -->
-
-<!ELEMENT DTCLIENT	- o	%DTTMTYPE>
-<!ELEMENT USERID	- o %IDTYPE>
-<!ELEMENT USERPASS	- o %STRTYPE>
-<!ELEMENT USERKEY	- o %STRTYPE>
-<!ELEMENT GENUSERKEY	- o %BOOLTYPE>
-<!ELEMENT APPID	- o %IDTYPE>
-<!ELEMENT APPVER	- o %INTTYPE>
-<!ELEMENT DTSERVER	- o	%DTTMTYPE>
-<!ELEMENT TSKEYEXPIRE	- o	%DTTMTYPE>
-<!ELEMENT CLTCOOKIE     - o %STRTYPE>
-<!ELEMENT TAN           - o %STRTYPE>
-
-<!ELEMENT DESC          - o %STRTYPE>
-<!ELEMENT PHONE         - o %STRTYPE>
-
-
-<!-- general error reporting aggregate -->
-<!ELEMENT STATUS	- -	(CODE , SEVERITY , MESSAGE?)>
-
-<!ELEMENT CODE		- o	%INTTYPE>
-<!ELEMENT SEVERITY	- o	%STRTYPE>	<!-- TODO: enum? -->
-<!ELEMENT MESSAGE	- o	%STRTYPE>
-
-
-<!-- Balance record -->
-<!ELEMENT BAL		- -	(NAME , DESC , BALTYPE , VALUE , 
-                         DTASOF? , CURRENCY?)>
-<!ELEMENT BALTYPE	- o %STRTYPE>	<!-- TODO: enum? -->
-<!ELEMENT VALUE		- o %AMTTYPE>
-
-
-<!--
-	TRNUID - a UUID that uniquely identifies transactions
--->
-<!ELEMENT TRNUID			- o	%UUIDTYPE>
-
-
-<!-- Server ID -->
-<!ELEMENT SRVRTID	- o %SRVRIDTYPE>
-
-<!-- Transaction ID issued by financial institution.This ID is used to detect duplicate downloads -->
-<!ELEMENT FITID		- o	%IDTYPE>
-
-<!-- starting date -->
-<!ELEMENT DTSTART		- o	%DTTMTYPE>
-
-<!-- ending date -->
-<!ELEMENT DTEND			- o	%DTTMTYPE>
-
-<!ELEMENT DTPROFUP      - o %DTTMTYPE>
-<!ELEMENT DTACCTUP      - o %DTTMTYPE>
-
-<!-- Sync-related -->
-<!ELEMENT TOKENONLY         - o %BOOLTYPE>
-<!ELEMENT TOKEN	            - o	%SRVRIDTYPE>
-<!ELEMENT REFRESH           - o %BOOLTYPE>
-<!ELEMENT REJECTIFMISSING   - o %BOOLTYPE>
-<!ELEMENT LOSTSYNC          - o %BOOLTYPE>
-
-<!ELEMENT URL               - o %URLTYPE>
-<!ELEMENT INCIMAGES     - o %BOOLTYPE>
-
-
-<!-- Name & Address-related fields used in several messages -->
-
-<!ELEMENT FIRSTNAME     - o %STRTYPE>
-<!ELEMENT MIDDLENAME    - o %STRTYPE>
-<!ELEMENT LASTNAME      - o %STRTYPE>
-
-<!--  Payees address lines (1 or more) -->
-<!ELEMENT ADDR1	- o %STRTYPE>		
-<!ELEMENT ADDR2	- o %STRTYPE>		
-<!ELEMENT ADDR3	- o %STRTYPE>		
-
-<!--  Payees city  -->
-<!ELEMENT CITY	- o %STRTYPE>		
-
-<!--  Payees state -->
-<!ELEMENT STATE	- o %STRTYPE>		
-
-<!--  Zip code -->
-<!ELEMENT POSTALCODE	- o %STRTYPE>		
-
-<!--  Payees country -->
-<!ELEMENT COUNTRY	- o %STRTYPE>	
-	
-<!ELEMENT DAYPHONE      - o %STRTYPE>
-<!ELEMENT EVEPHONE      - o %STRTYPE>
-<!ELEMENT EMAIL         - o %STRTYPE>
-
-
-<!-- ============================================================================= -->
-<!--            Common between banking, billpay and/or investments                 -->
-<!-- ============================================================================= -->
-
-<!-- Bank account -->
-
-<!ELEMENT (BANKACCTFROM,BANKACCTTO) - - (BANKID , BRANCHID? , ACCTID ,
-                                        ACCTTYPE , ACCTKEY?)>
-
-<!-- Credit card account -->
-
-<!ELEMENT (CCACCTFROM,CCACCTTO) - - (ACCTID , ACCTKEY?)>
-
-
-<!-- Routing & transit number -->
-<!ELEMENT BANKID		- o	%IDTYPE>
-
-<!-- Bank identifier for international banks -->
-<!ELEMENT BRANCHID		- o	%IDTYPE>
-
-<!-- Account number -->
-<!ELEMENT ACCTID		- o %IDTYPE>
-
-<!-- Type of account.  -->
-<!ELEMENT ACCTTYPE		- o %IDTYPE>
-
-<!-- Checksum for international banks -->
-<!ELEMENT ACCTKEY		- o %IDTYPE>
-
-<!-- User account number for a merchant -->
-<!ELEMENT PAYACCT		- o %IDTYPE>
-
-<!--
-	 If present, this is the FITID of a previously sent transaction that is corrected by this record.
-	 This transaction replaces or deletes the transaction that it corrects.
--->
-<!ELEMENT CORRECTFITID	- o %IDTYPE>
-
-
-<!--
-	Actions can be REPLACE or DELETE.
-	REPLACE replaces the transaction referenced by CORRECTFITID; DELETE deletes it.
--->
-<!ELEMENT CORRECTACTION	- o	%STRTYPE>	<!-- TODO: attribute? -->
-
-<!-- Payee name or description -->
-<!ELEMENT NAME		- o %STRTYPE>
-
-<!-- Extra information (not in <NAME>), A-255 -->
-<!ELEMENT MEMO	- o	%STRTYPE>	
-
-<!-- Marketing information -->
-<!ELEMENT MKTGINFO	- o %STRTYPE>
-
-<!-- Include flag -->
-<!ELEMENT INCLUDE  - o %BOOLTYPE>
-
-
-<!-- ============================================================================= -->
-<!--            Common amounts                                                     -->
-<!-- ============================================================================= -->
-
-<!-- Balance amount -->
-<!ELEMENT BALAMT - o	%AMTTYPE>
-
-<!-- Amount of transaction -->
-<!ELEMENT TRNAMT	- o	%AMTTYPE>
-
-<!-- ============================================================================= -->
-<!--            Common dates                                                       -->
-<!-- ============================================================================= -->
-
-<!-- 	Date funds are available -->
-<!ELEMENT DTDUE	- o %DTTMTYPE>
-
-<!-- Balance date -->
-<!ELEMENT DTASOF	- o	%DTTMTYPE>
-
-<!-- ============================================================================= -->
-<!--        Recurring models and instances                                         -->
-<!-- ============================================================================= -->
-
-<!-- If the response is generated by a recurring model, this ID references it -->
-<!ELEMENT RECSRVRTID	- o	%SRVRIDTYPE>	
-
-<!-- Recurring Instructions aggregate -->
-<!ELEMENT RECURRINST - - (NINSTS? , FREQ)>
-
-<!-- Number of instructions. If this tag is omitted, the schedule is open-ended -->
-<!ELEMENT NINSTS	- o	%INTTYPE>
-
-<!-- Frequency -->
-<!ELEMENT FREQ	- o	%STRTYPE>	<!-- TODO: attribute?? -->
-
-<!--
-	Modify pending flag, boolean
-	Note: if this flag is set, the server should modify pending as well as future transfers.
--->
-<!ELEMENT MODPENDING	- o	%BOOLTYPE>
-
-
-<!--
-	Cancel pending flag, boolean
-	Note: if this flag is set, the server should cancel pending as well as future transfers.
--->
-<!ELEMENT CANPENDING	- o	%BOOLTYPE>
-
-
-<!-- International -->
-<!ELEMENT LANGUAGE	- o %STRTYPE>	<!-- TODO: enum? -->
-
-<!ELEMENT (CURRENCY, ORIGCURRENCY)  - - (CURRATE , CURSYM)>
-<!ELEMENT CURSYM        - o %STRTYPE>
-<!ELEMENT CURRATE       - o %RATETYPE>
-<!ELEMENT CURDEF        - o %STRTYPE>
-
-<!-- ============================================================================= -->
-<!--            Common Profile Stuff                                               -->
-<!-- ============================================================================= -->
-
-<!--    Recurring transfers and payments -->
-
-<!--    Supports recurring -->
-<!ELEMENT CANRECUR	- o %BOOLTYPE>
-
-<!--    Can modify recurring models -->
-<!ELEMENT CANMODMDLS	- o %BOOLTYPE>
-
-<!-- Number of days prior to processing that server makes a recurring transaction available to the client -->
-<!ELEMENT MODELWND	- o	%INTTYPE>	
-
-
-<!-- Day where processing is unavailable (MONDAY, TUESDAY, etc) -->
-<!ELEMENT PROCDAYSOFF	- o	%STRTYPE>	
-
-<!-- Cut off time for days's processing TODO: should just be time -->
-<!ELEMENT PROCENDTM 	- o	%DTTMTYPE>	
-
-]>
diff --git a/src/experimental/ofx/dtd/ofxmain.dtd.original b/src/experimental/ofx/dtd/ofxmain.dtd.original
deleted file mode 100644
index 6300555838..0000000000
--- a/src/experimental/ofx/dtd/ofxmain.dtd.original
+++ /dev/null
@@ -1,436 +0,0 @@
-<!DOCTYPE OFX [
-
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - main module
- Defines common types and overall OFX structure
- Includes (via entity refs) all other service modules
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - Extensions
-    This entity allows users of this DTD to add new message sets
-    to the DTD.
--->
-<!-- ============================================================================= -->
-
-<!-- Add extra xxxMSGSETRQVn here -->
-<!ENTITY % EXTRARQMSGSETS "">
-
-<!-- Add extra xxxMSGSETRSVn here -->
-<!ENTITY % EXTRARSMSGSETS "">
-
-<!-- Add extra XXXMSGSET here -->
-<!ENTITY % EXTRAMSGSETS   "">
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - types
-    This section defines entities as 'types' for all 
-    primitive element values.  This is the only place
-    that #PCDATA should appear.  
--->
-<!-- ============================================================================= -->
-
-
-<!-- Server ID : encoding for <TOKEN>'s, <SERVERTID>'s, etc -->
-<!ENTITY % SRVRIDTYPE "(#PCDATA)" >
-
-<!-- UUID : a universal ID , up to 36 char hexadecimal -->
-<!ENTITY % UUIDTYPE "(#PCDATA)" >
-
-<!-- Character string data -->
-<!ENTITY % STRTYPE 	"(#PCDATA)">
-
-<!-- URL -->
-<!ENTITY % URLTYPE  "(#PCDATA)">
-
-<!-- Integer -->
-<!ENTITY % INTTYPE 	"(#PCDATA)">
-
-<!-- Rate, percentage -->
-<!ENTITY % RATETYPE "(#PCDATA)">
-
-
-<!-- Current Amount: Used for specifying an amount.
-	may be signed; comma or period for decimal point
--->
-<!ENTITY % AMTTYPE 	"(#PCDATA)">
-<!ENTITY % UNITPRICETYPE "(#PCDATA)">
-
-<!--  Date and Time: Used for specifying
-	the date and time. All date-time pairs
-	are based on local time of the server or client.
-
--->
-<!ENTITY % DTTMTYPE	"(#PCDATA)">
-
-<!--
-	Boolean : Y/N
--->
-<!ENTITY % BOOLTYPE	"(#PCDATA)">
-
-<!--
-	a general purpose identifier type
--->
-<!ENTITY % IDTYPE	"(#PCDATA)">
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - macros
-    This section defines macros used in one or more modules
-    where a new level of aggregation was not desired but
-    common structure is present
--->
-<!-- ============================================================================= -->
-
-<!-- Sync macros: all sync requests/responses have same form, but
-     have own name.  Although we could use the multiple-element syntax and put
-     them all here, we'd rather keep service-specific names in the service files.
-     Thus, we have a macro here that is trivially referenced in each service module -->
-
-<!ENTITY % SYNCRQMACRO "((TOKEN | TOKENONLY | REFRESH ) 
-    , REJECTIFMISSING)" >
-
-<!ENTITY % SYNCRSMACRO "(TOKEN, LOSTSYNC?)">
-
-<!-- Transaction Macro: all transaction requests have same form
-     but own name.  Didn't want to create a new sub-aggregate
-     to hold these elements so use a macro to incorporate them
-     into each XXXTRNRQ and XXXTRNRS -->
-<!ENTITY % TRNRQMACRO "(TRNUID , CLTCOOKIE?, TAN?)">
-<!ENTITY % TRNRSMACRO "(TRNUID , STATUS , CLTCOOKIE?)">
-
-<!-- Account from and account info: if you add a new service and it adds
-     a specific account from or account info aggregate, add it here so it will be
-     known to aggregates such as the account info request -->
-<!ENTITY % ACCTFROMMACRO "(BANKACCTFROM | CCACCTFROM | INVACCTFROM)">
-<!ENTITY % ACCTTOMACRO "(BANKACCTTO | CCACCTTO | INVACCTTO)">
-<!ENTITY % ACCTINFOMACRO "(BANKACCTINFO | CCACCTINFO | BPACCTINFO | INVACCTINFO)">
-
-<!-- Profile message set macro 
-     Each of the XXXMSGSET tags need to be listed here
-     Referenced in oxprof MSGSETLIST element -->
-<!ENTITY % MSGSETMACRO "
-                     (SIGNONMSGSET?,
-                      SIGNUPMSGSET?,
-                      BANKMSGSET?,
-                      CREDITCARDMSGSET?,
-                      INVSTMTMSGSET?,
-                      INTERXFERMSGSET?,
-                      WIREXFERMSGSET?,
-                      BILLPAYMSGSET?,
-                      EMAILMSGSET?,
-                      SECLISTMSGSET?,
-                      PROFMSGSET?
-                      %EXTRAMSGSETS
-                      )">
-                      
-<!-- ============================================================================= -->
-<!-- 'INCLUDES'
-    This section incorporates each service dtd by
-    defining a system entity that points to that file,
-    then referencing it.
-    Note: this must come after all ENTITY declarations used by
-    the service module have been defined.
--->
-<!-- ============================================================================= -->
-
-<!ENTITY % signon-dtd SYSTEM "ofxsign.dtd">
-%signon-dtd;
-
-<!ENTITY % banking-dtd SYSTEM "ofxbank.dtd">
-%banking-dtd;
-
-<!ENTITY % billpay-dtd SYSTEM "ofxbill.dtd">
-%billpay-dtd;
-
-<!ENTITY % activate-dtd SYSTEM "ofxact.dtd">
-%activate-dtd;
-
-<!ENTITY % invest-dtd SYSTEM "ofxinv.dtd">
-%invest-dtd;
-
-<!ENTITY % mail-dtd SYSTEM "ofxmail.dtd">
-%mail-dtd;
-
-<!ENTITY % prof-dtd SYSTEM "ofxprof.dtd">
-%prof-dtd;
-
-<!-- ============================================================================= -->
-<!--
-    OpenExchange Element Structure
-    This file defines common and high-level elements.
-    New requests and responses need to be added to the TRNRQ/TRNRS elements here
--->
-<!-- ============================================================================= -->
-
-<!-- Top-level -->
-<!-- Add the 'meta-token' for sync requests from each
-     service module here -->
-
-<!ENTITY % OFXRQMSGSETS 
-                     "SIGNONMSGSRQV1,
-                      SIGNUPMSGSRQV1?,
-                      BANKMSGSRQV1?,
-                      CREDITCARDMSGSRQV1?,
-                      INVSTMTMSGSRQV1?,
-                      INTERXFERMSGSRQV1?,
-                      WIREXFERMSGSRQV1?,
-                      BILLPAYMSGSRQV1?,
-                      EMAILMSGSRQV1?,
-                      SECLISTMSGSRQV1?,
-                      PROFMSGSRQV1?
-                      %EXTRARQMSGSETS">
-
-<!ENTITY % OFXRSMSGSETS                      
-                     "SIGNONMSGSRSV1,
-                      SIGNUPMSGSRSV1?,
-                      BANKMSGSRSV1?,
-                      CREDITCARDMSGSRSV1?,
-                      INVSTMTMSGSRSV1?,
-                      INTERXFERMSGSRSV1?,
-                      WIREXFERMSGSRSV1?,
-                      BILLPAYMSGSRSV1?,
-                      EMAILMSGSRSV1?,
-                      SECLISTMSGSRSV1?,
-                      PROFMSGSRSV1?
-                      %EXTRARSMSGSETS">                
-                      
-<!ELEMENT OFX   - - ((%OFXRQMSGSETS) | (%OFXRSMSGSETS))>
-
-
-<!-- Generic Elements and Common Aggregates -->
-
-<!ELEMENT DTCLIENT	- o	%DTTMTYPE>
-<!ELEMENT USERID	- o %IDTYPE>
-<!ELEMENT USERPASS	- o %STRTYPE>
-<!ELEMENT USERKEY	- o %STRTYPE>
-<!ELEMENT GENUSERKEY	- o %BOOLTYPE>
-<!ELEMENT APPID	- o %IDTYPE>
-<!ELEMENT APPVER	- o %INTTYPE>
-<!ELEMENT DTSERVER	- o	%DTTMTYPE>
-<!ELEMENT TSKEYEXPIRE	- o	%DTTMTYPE>
-<!ELEMENT CLTCOOKIE     - o %STRTYPE>
-<!ELEMENT TAN           - o %STRTYPE>
-
-<!ELEMENT DESC          - o %STRTYPE>
-<!ELEMENT PHONE         - o %STRTYPE>
-
-
-<!-- general error reporting aggregate -->
-<!ELEMENT STATUS	- -	(CODE , SEVERITY , MESSAGE?)>
-
-<!ELEMENT CODE		- o	%INTTYPE>
-<!ELEMENT SEVERITY	- o	%STRTYPE>	<!-- TODO: enum? -->
-<!ELEMENT MESSAGE	- o	%STRTYPE>
-
-
-<!-- Balance record -->
-<!ELEMENT BAL		- -	(NAME , DESC , BALTYPE , VALUE , 
-                         DTASOF? , CURRENCY?)>
-<!ELEMENT BALTYPE	- o %STRTYPE>	<!-- TODO: enum? -->
-<!ELEMENT VALUE		- o %AMTTYPE>
-
-
-<!--
-	TRNUID - a UUID that uniquely identifies transactions
--->
-<!ELEMENT TRNUID			- o	%UUIDTYPE>
-
-
-<!-- Server ID -->
-<!ELEMENT SRVRTID	- o %SRVRIDTYPE>
-
-<!-- Transaction ID issued by financial institution.This ID is used to detect duplicate downloads -->
-<!ELEMENT FITID		- o	%IDTYPE>
-
-<!-- starting date -->
-<!ELEMENT DTSTART		- o	%DTTMTYPE>
-
-<!-- ending date -->
-<!ELEMENT DTEND			- o	%DTTMTYPE>
-
-<!ELEMENT DTPROFUP      - o %DTTMTYPE>
-<!ELEMENT DTACCTUP      - o %DTTMTYPE>
-
-<!-- Sync-related -->
-<!ELEMENT TOKENONLY         - o %BOOLTYPE>
-<!ELEMENT TOKEN	            - o	%SRVRIDTYPE>
-<!ELEMENT REFRESH           - o %BOOLTYPE>
-<!ELEMENT REJECTIFMISSING   - o %BOOLTYPE>
-<!ELEMENT LOSTSYNC          - o %BOOLTYPE>
-
-<!ELEMENT URL               - o %URLTYPE>
-<!ELEMENT INCIMAGES     - o %BOOLTYPE>
-
-
-<!-- Name & Address-related fields used in several messages -->
-
-<!ELEMENT FIRSTNAME     - o %STRTYPE>
-<!ELEMENT MIDDLENAME    - o %STRTYPE>
-<!ELEMENT LASTNAME      - o %STRTYPE>
-
-<!--  Payees address lines (1 or more) -->
-<!ELEMENT ADDR1	- o %STRTYPE>		
-<!ELEMENT ADDR2	- o %STRTYPE>		
-<!ELEMENT ADDR3	- o %STRTYPE>		
-
-<!--  Payees city  -->
-<!ELEMENT CITY	- o %STRTYPE>		
-
-<!--  Payees state -->
-<!ELEMENT STATE	- o %STRTYPE>		
-
-<!--  Zip code -->
-<!ELEMENT POSTALCODE	- o %STRTYPE>		
-
-<!--  Payees country -->
-<!ELEMENT COUNTRY	- o %STRTYPE>	
-	
-<!ELEMENT DAYPHONE      - o %STRTYPE>
-<!ELEMENT EVEPHONE      - o %STRTYPE>
-<!ELEMENT EMAIL         - o %STRTYPE>
-
-
-<!-- ============================================================================= -->
-<!--            Common between banking, billpay and/or investments                 -->
-<!-- ============================================================================= -->
-
-<!-- Bank account -->
-
-<!ELEMENT (BANKACCTFROM,BANKACCTTO) - - (BANKID , BRANCHID? , ACCTID ,
-                                        ACCTTYPE , ACCTKEY?)>
-
-<!-- Credit card account -->
-
-<!ELEMENT (CCACCTFROM,CCACCTTO) - - (ACCTID , ACCTKEY?)>
-
-
-<!-- Routing & transit number -->
-<!ELEMENT BANKID		- o	%IDTYPE>
-
-<!-- Bank identifier for international banks -->
-<!ELEMENT BRANCHID		- o	%IDTYPE>
-
-<!-- Account number -->
-<!ELEMENT ACCTID		- o %IDTYPE>
-
-<!-- Type of account.  -->
-<!ELEMENT ACCTTYPE		- o %IDTYPE>
-
-<!-- Checksum for international banks -->
-<!ELEMENT ACCTKEY		- o %IDTYPE>
-
-<!-- User account number for a merchant -->
-<!ELEMENT PAYACCT		- o %IDTYPE>
-
-<!--
-	 If present, this is the FITID of a previously sent transaction that is corrected by this record.
-	 This transaction replaces or deletes the transaction that it corrects.
--->
-<!ELEMENT CORRECTFITID	- o %IDTYPE>
-
-
-<!--
-	Actions can be REPLACE or DELETE.
-	REPLACE replaces the transaction referenced by CORRECTFITID; DELETE deletes it.
--->
-<!ELEMENT CORRECTACTION	- o	%STRTYPE>	<!-- TODO: attribute? -->
-
-<!-- Payee name or description -->
-<!ELEMENT NAME		- o %STRTYPE>
-
-<!-- Extra information (not in <NAME>), A-255 -->
-<!ELEMENT MEMO	- o	%STRTYPE>	
-
-<!-- Marketing information -->
-<!ELEMENT MKTGINFO	- o %STRTYPE>
-
-<!-- Include flag -->
-<!ELEMENT INCLUDE  - o (%BOOLTYPE;) >
-
-
-<!-- ============================================================================= -->
-<!--            Common amounts                                                     -->
-<!-- ============================================================================= -->
-
-<!-- Balance amount -->
-<!ELEMENT BALAMT - o	%AMTTYPE>
-
-<!-- Amount of transaction -->
-<!ELEMENT TRNAMT	- o	%AMTTYPE>
-
-<!-- ============================================================================= -->
-<!--            Common dates                                                       -->
-<!-- ============================================================================= -->
-
-<!-- 	Date funds are available -->
-<!ELEMENT DTDUE	- o %DTTMTYPE>
-
-<!-- Balance date -->
-<!ELEMENT DTASOF	- o	%DTTMTYPE>
-
-<!-- ============================================================================= -->
-<!--        Recurring models and instances                                         -->
-<!-- ============================================================================= -->
-
-<!-- If the response is generated by a recurring model, this ID references it -->
-<!ELEMENT RECSRVRTID	- o	%SRVRIDTYPE>	
-
-<!-- Recurring Instructions aggregate -->
-<!ELEMENT RECURRINST - - (NINSTS? , FREQ)>
-
-<!-- Number of instructions. If this tag is omitted, the schedule is open-ended -->
-<!ELEMENT NINSTS	- o	%INTTYPE>
-
-<!-- Frequency -->
-<!ELEMENT FREQ	- o	%STRTYPE>	<!-- TODO: attribute?? -->
-
-<!--
-	Modify pending flag, boolean
-	Note: if this flag is set, the server should modify pending as well as future transfers.
--->
-<!ELEMENT MODPENDING	- o	%BOOLTYPE>
-
-
-<!--
-	Cancel pending flag, boolean
-	Note: if this flag is set, the server should cancel pending as well as future transfers.
--->
-<!ELEMENT CANPENDING	- o	%BOOLTYPE>
-
-
-<!-- International -->
-<!ELEMENT LANGUAGE	- o %STRTYPE>	<!-- TODO: enum? -->
-
-<!ELEMENT (CURRENCY, ORIGCURRENCY)  - - (CURRATE , CURSYM)>
-<!ELEMENT CURSYM        - o %STRTYPE>
-<!ELEMENT CURRATE       - o %RATETYPE>
-<!ELEMENT CURDEF        - o %STRTYPE>
-
-<!-- ============================================================================= -->
-<!--            Common Profile Stuff                                               -->
-<!-- ============================================================================= -->
-
-<!--    Recurring transfers and payments -->
-
-<!--    Supports recurring -->
-<!ELEMENT CANRECUR	- o %BOOLTYPE>
-
-<!--    Can modify recurring models -->
-<!ELEMENT CANMODMDLS	- o %BOOLTYPE>
-
-<!-- Number of days prior to processing that server makes a recurring transaction available to the client -->
-<!ELEMENT MODELWND	- o	%INTTYPE>	
-
-
-<!-- Day where processing is unavailable (MONDAY, TUESDAY, etc) -->
-<!ELEMENT PROCDAYSOFF	- o	%STRTYPE>	
-
-<!-- Cut off time for days's processing TODO: should just be time -->
-<!ELEMENT PROCENDTM 	- o	%DTTMTYPE>	
-
-]>
diff --git a/src/experimental/ofx/dtd/ofxprof.dtd b/src/experimental/ofx/dtd/ofxprof.dtd
deleted file mode 100644
index df6a4dcd78..0000000000
--- a/src/experimental/ofx/dtd/ofxprof.dtd
+++ /dev/null
@@ -1,71 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - profile module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-<!-- Profile message set -->
-<!ELEMENT PROFMSGSRQV1        - - (PROFTRNRQ+ )>
-<!ELEMENT PROFMSGSRSV1        - - (PROFTRNRS+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT PROFMSGSET        - - (PROFMSGSETV1)>
-<!ELEMENT PROFMSGSETV1      - - (MSGSETCORE)>
-
-<!-- No synchronization in this module -->
-
-<!-- Transactions -->
-<!ELEMENT PROFTRNRQ     - - (%TRNRQMACRO , PROFRQ)>
-<!ELEMENT PROFTRNRS     - - (%TRNRSMACRO , PROFRS?)>
-
-<!-- Messages -->
-
-<!ELEMENT PROFRQ    - - (CLIENTROUTING , DTPROFUP)>
-<!ELEMENT CLIENTROUTING - o %STRTYPE>
-
-<!ELEMENT PROFRS    - - (MSGSETLIST , SIGNONINFOLIST , DTPROFUP,
-                        FINAME, ADDR1,ADDR2?,ADDR3?, CITY, STATE, POSTALCODE, COUNTRY,
-                        CSPHONE?, TSPHONE?, FAXPHONE?, URL?, EMAIL? )>
-                        
-<!ELEMENT FINAME        - o %STRTYPE>
-<!ELEMENT CSPHONE       - o %STRTYPE>
-<!ELEMENT TSPHONE       - o %STRTYPE>
-<!ELEMENT FAXPHONE      - o %STRTYPE>
-
-
-<!-- Message List -->
-<!-- Defined in terms of macro in ofxmain -->
-<!ELEMENT MSGSETLIST    - - ( (%MSGSETMACRO)* )>
-
-<!-- Message set core info - used by all XXXMSGSETVn -->
-<!ELEMENT MSGSETCORE    - - (VER , URL , OFXSEC ,
-                             TRANSPSEC , SIGNONREALM ,
-                             LANGUAGE+, SYNCMODE, RESPFILEER, SPNAME? )>
-
-<!ELEMENT VER           - o %INTTYPE>
-<!ELEMENT OFXSEC        - o %INTTYPE>
-<!ELEMENT TRANSPSEC     - o %BOOLTYPE> 
-<!ELEMENT SYNCMODE      - o %STRTYPE>
-<!ELEMENT RESPFILEER    - o %BOOLTYPE>
-<!ELEMENT SPNAME	- o %STRTYPE>
-                            
-
-<!-- Signon realm -->
-<!ELEMENT SIGNONINFOLIST    - - (SIGNONINFO*)>
-<!ELEMENT SIGNONINFO        - - (SIGNONREALM , MIN , MAX ,
-                                 CHARTYPE , CASESEN ,
-                                 SPECIAL , SPACES, PINCH, CHGPINFIRST)>
-
-<!ELEMENT SIGNONREALM       - o %STRTYPE>
-<!ELEMENT MIN               - o %INTTYPE>
-<!ELEMENT MAX               - o %INTTYPE>
-<!ELEMENT CHARTYPE          - o %STRTYPE>
-<!ELEMENT CASESEN           - o %BOOLTYPE>
-<!ELEMENT SPECIAL           - o %BOOLTYPE>
-<!ELEMENT SPACES            - o %BOOLTYPE>
-<!ELEMENT PINCH             - o %BOOLTYPE>
-<!ELEMENT CHGPINFIRST       - o %BOOLTYPE>
-
diff --git a/src/experimental/ofx/dtd/ofxsign.dtd b/src/experimental/ofx/dtd/ofxsign.dtd
deleted file mode 100644
index fc819a4bfd..0000000000
--- a/src/experimental/ofx/dtd/ofxsign.dtd
+++ /dev/null
@@ -1,61 +0,0 @@
-<!--
-    $Revision$
-    $Date$
-    
- Open Financial Exchange DTD - signon module
- Copyright 1997 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-
--->
-
-<!-- Message set -->
-<!-- Different from most: only one sonrq and at most one
-     pin change allowed -->
-<!ELEMENT SIGNONMSGSRQV1    - - (SONRQ , PINCHTRNRQ?, CHALLENGETRNRQ?)>
-<!ELEMENT SIGNONMSGSRSV1    - - (SONRS , PINCHTRNRS?, CHALLENGETRNRS?)>
-
-<!-- Signon message set profile entry -->
-<!ELEMENT SIGNONMSGSET      - - (SIGNONMSGSETV1)>
-<!ELEMENT SIGNONMSGSETV1    - - (MSGSETCORE )>
-
-
-<!-- Transactions -->
-<!ELEMENT PINCHTRNRQ    - - (%TRNRQMACRO , PINCHRQ)>
-<!ELEMENT CHALLENGETRNRQ    - - (%TRNRQMACRO , CHALLENGERQ)>
-<!ELEMENT PINCHTRNRS    - - (%TRNRSMACRO , PINCHRS?)>
-<!ELEMENT CHALLENGETRNRS    - - (%TRNRSMACRO , CHALLENGERS?)>
-
-
-<!-- Signon Request and Response -->
-
-<!ELEMENT SONRQ 	- - (DTCLIENT , 
-                         ((USERID , USERPASS) | USERKEY),
-                         GENUSERKEY? , LANGUAGE , 
-                        FI? , SESSCOOKIE? , APPID , APPVER)>
-
-<!ELEMENT FI            - - (ORG , FID?)>
-<!ELEMENT ORG           - o %STRTYPE>
-<!ELEMENT FID           - o %STRTYPE>
-
-<!ELEMENT SESSCOOKIE    - o %STRTYPE>
-
-<!ELEMENT SONRS		- - (STATUS , DTSERVER , USERKEY? , 
-                         TSKEYEXPIRE? , LANGUAGE ,
-                        DTPROFUP? , DTACCTUP? , FI?, SESSCOOKIE?)>
-
-<!-- Pin Change request and response -->
-
-<!ELEMENT PINCHRQ   - - (USERID , NEWUSERPASS)>
-
-<!ELEMENT PINCHRS   - - (USERID , DTCHANGED?)>
-
-<!ELEMENT NEWUSERPASS	- o %STRTYPE>
-<!ELEMENT DTCHANGED     - o %DTTMTYPE>
-
-<!-- Challenge request and response -->
-
-<!ELEMENT CHALLENGERQ   - - (USERID, FICERTID?)>
-
-<!ELEMENT CHALLENGERS   - - (USERID , NONCE, FICERTID)>
-
-<!ELEMENT NONCE 	- o %STRTYPE>
-<!ELEMENT FICERTID 	- o %STRTYPE>
diff --git a/src/experimental/ofx/ofx-dtd-idl.txt b/src/experimental/ofx/ofx-dtd-idl.txt
deleted file mode 100644
index c102950732..0000000000
--- a/src/experimental/ofx/ofx-dtd-idl.txt
+++ /dev/null
@@ -1,82 +0,0 @@
-
-I have this nutty idea that maybe SGML/XML DTD's can be used as a
-kind-of corba-like IDL of sorts.  Has anyone pondered this, or know 
-of any resources?
-
-----------
-
-To be concrete, here's an example:
-OFX (Open Financial Exchange) defines some SGML DTD's that describe a
-document that contains financial data.  An OFX document would look
-vaguely like this:
-
-<transaction>
-   <date>March 10, 1998</date>
-   <amount>$300.00</amount>
-   <description>Buy new microwave oven</description>
-</transaction>
-
-Quicken and bank web sites send these things to each other to do on-line
-banking.
-
-I am involved in a project to create a GPL'ed Quicken look-alike /
-work-alike personal-finance package.  Currently, our C++ classes 
-look vaguely like:
-
-class Transaction {
-   public:
-      void SetDate (time_t date);
-      time_t GetDate (void);
-      void SetAmount (double amt);
-      double GetAmount (void);
-      void SetDescription (char *);
-      char * GetDescription (void);
-   private:
-      time_t date;
-      double amount;
-      char * description;
-};
-
-Lists of transactions form an account, etc.
-
-I hope it is now obvious to the casual reader that our in-memory layout
-of accounts and transactions vaguely resembles the ASCII layout of an
-OFX document.  In order to provide on-line banking features in our app,
-I'd like to get the in-memory layout resemble the ofx document as much
-as possible.  Thus, the obvious should now be obvious:
-
-Are there any packages that can
-(a) take SGML/XML DTD's and turn them into C/C++ structs/classes?
-(b) parse the incoming text document, and build the corresponding 
-    C/C++ linked-lists/trees in memory?
-
----------------------------------------------------------------
-
-More specifically, given the DTD
-
-<!ELEMENT transaction - - (date, amount, description) >
-<!ELEMENT date        - - %datetype >
-<!ELEMENT amount      - - %numerictype >
-<!ELEMENT description - - %stringtype >
-
-I want something that will read this, and *automatically* spit out the
-following ascii stream:
-
-class Transaction {
-    time_t date;
-    double amount;
-    char * description;
-};
-
----------------------------------------------------------------
-James Clark's SGML/Parser (SP)  http://www.jclark.com/sp/index.htm
-Jade
-
-dssslist@mulberrytech.com
-
---------------------------------------------------------------
---linas
-
-10 March 1998
-
-
diff --git a/src/experimental/ofx/ofx1.5.0.10.dtd b/src/experimental/ofx/ofx1.5.0.10.dtd
deleted file mode 100644
index 75ec2f3a69..0000000000
--- a/src/experimental/ofx/ofx1.5.0.10.dtd
+++ /dev/null
@@ -1,3291 +0,0 @@
-<!DOCTYPE OFX [
-
-<!--
-    $Revision$
-    $Date$
-       
- Open Financial Exchange DTD 
- Copyright 1997, 1998 CheckFree Corp., Intuit Inc., Microsoft Corp.  All rights reserved
-   
--->
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - Extensions
-    This entity allows users of this DTD to add new message sets
-    to the DTD.
--->
-<!-- ============================================================================= -->
-
-<!-- Add extra xxxMSGSETRQVn here -->
-<!ENTITY % EXTRARQMSGSETS "">
-
-<!-- Add extra xxxMSGSETRSVn here -->
-<!ENTITY % EXTRARSMSGSETS "">
-
-<!-- Add extra XXXMSGSET here -->
-<!ENTITY % EXTRAMSGSETS   "">
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - types
-    This section defines entities as 'types' for all 
-    primitive element values.  This is the only place
-    that #PCDATA should appear.  
--->
-<!-- ============================================================================= -->
-
-
-<!-- Server ID : encoding for <TOKEN>s, <SERVERTID>s, etc -->
-<!ENTITY % SRVRIDTYPE "(#PCDATA)" >
-<!--#ENTITY % SRVRIDTYPE			#Datatype(A-10)-->
-
-<!-- UUID : a universal ID , up to 36 char hexadecimal -->
-<!-- OFX 1.5 -->
-<!-- Also encoding for <TOKEN2>s, <SERVERTID2>s, etc -->
-<!ENTITY % UUIDTYPE "(#PCDATA)" >
-<!--#ENTITY % UUIDTYPE			#Datatype(A-36)-->
-
-<!-- Character string data, not used anymore -->
-<!ENTITY % STRTYPE  "(#PCDATA)">
-
-<!-- Single character data -->
-<!ENTITY % CHARTYPE "(#PCDATA)">
-<!--#ENTITY % CHARTYPE			#Datatype(A-1)-->
-
-<!-- URL -->
-<!ENTITY % URLTYPE  "(#PCDATA)">
-<!--#ENTITY % URLTYPE			#Datatype(A-255)-->
-
-<!-- URL2 was added to OFX 1.5 to handle longer URLs -->
-<!ENTITY % URL2TYPE  "(#PCDATA)">
-<!--#ENTITY % URL2TYPE			#Datatype(A-1024)-->
-
-<!-- Integer -->
-<!ENTITY % INTTYPE  "(#PCDATA)">
-<!--#ENTITY % INTTYPE			#Datatype(I-4)-->
-
-<!-- Rate, percentage -->
-<!ENTITY % RATETYPE "(#PCDATA)">
-<!--#ENTITY % RATETYPE			#DataType(N-32)-->
-
-<!-- Current Amount: Used for specifying an amount.
- may be signed; comma or period for decimal point
--->
-<!ENTITY % AMTTYPE  "(#PCDATA)">
-<!--#ENTITY % AMTTYPE			#DataType(N-32)-->
-
-<!--  Date and Time: Used for specifying
- the date and time. All date-time pairs
- are based on local time of the server or client.
--->
-<!ENTITY % DTTMTYPE "(#PCDATA)">
-<!--#ENTITY % DTTMTYPE			#DataType(DATE)-->
-
-<!-- Date and Time formatted with the option to accept a zero as well -->
-<!ENTITY % DTTMTYPE0 "(#PCDATA)">
-<!--#ENTITY % DTTMTYPE0			#DataType(DATE0)-->
-
-<!-- Datatype with time only, no date -->
-<!ENTITY % TMTYPE "(#PCDATA)">
-<!--#ENTITY % TMTYPE 			#DataType(TIME)-->
-
-<!-- OFX 1.5 -->
-<!-- NEW Type -->
-<!--  OTZ Date and Time: Used for specifying
-    the date and time with no time zone interpretation. 
--->
-<!ENTITY % OTZDTTMTYPE "(#PCDATA)">
-<!--#ENTITY % OTZDTTMTYPE		#Datatype(OTZDATE)-->
-
-<!-- Boolean : Y/N -->
-<!ENTITY % BOOLTYPE "(#PCDATA)">
-<!--#ENTITY % BOOLTYPE			#DataType(BOOL)-->
-
-<!-- a general purpose identifier type -->
-<!ENTITY % IDTYPE   "(#PCDATA)">
-<!--#ENTITY % IDTYPE			#DataType(A-32)-->
-
-<!-- a general purpose name type -->
-<!ENTITY % GENNAMETYPE   "(#PCDATA)">
-<!--#ENTITY % GENNAMETYPE		#DataType(A-32)-->
-
-<!-- Profile data types brought from MIFST 1.0 -->
-<!ENTITY % EMPTYTYPE "(#PCDATA)">
-<!--#ENTITY % EMPTYTYPE 		#DataType(A0-0)-->
-<!ENTITY % STATETYPE "(#PCDATA)">
-<!--#ENTITY % STATETYPE 		#DataType(A-5)-->
-<!ENTITY % APPIDTYPE "(#PCDATA)">
-<!--#ENTITY % APPIDTYPE			#DataType(A-5)-->
-<!ENTITY % BANKIDTYPE "(#PCDATA)">
-<!--#ENTITY % BANKIDTYPE		#DataType(A-9)-->
-<!ENTITY % RATINGTYPE "(#PCDATA)">
-<!--#ENTITY % RATINGTYPE		#DataType(A-10)-->
-<!ENTITY % ZIPTYPE "(#PCDATA)">
-<!--#ENTITY % ZIPTYPE			#DataType(A-11)-->
-<!ENTITY % PAYEEIDTYPE "(#PCDATA)">
-<!--#ENTITY % PAYEEIDTYPE	    	#DataType(A-12)-->
-<!ENTITY % CHECKNUMTYPE "(#PCDATA)">
-<!--#ENTITY % CHECKNUMTYPE		#DataType(A-12)-->
-<!ENTITY % NONCETYPE "(#PCDATA)">
-<!--#ENTITY % NONCETYPE	    		#DataType(A-16)-->
-<!ENTITY % BROKERIDTYPE "(#PCDATA)">
-<!--#ENTITY % BROKERIDTYPE 		#DataType(A-22)-->
-<!ENTITY % ACCTIDTYPE "(#PCDATA)">
-<!--#ENTITY % ACCTIDTYPE		#DataType(A-22)-->
-<!ENTITY % CITYTYPE "(#PCDATA)">
-<!--#ENTITY % CITYTYPE			#DataType(A-32)-->
-<!ENTITY % TICKERTYPE "(#PCDATA)">
-<!--#ENTITY % TICKERTYPE		#DataType(A-32)-->
-<!ENTITY % FIIDTYPE "(#PCDATA)">
-<!--#ENTITY % FIIDTYPE			#DataType(A-32)-->
-<!ENTITY % FIASSETTYPE "(#PCDATA)">
-<!--#ENTITY % FIASSETTYPE		#DataType(A-32)-->
-<!ENTITY % TYPEDESCTYPE "(#PCDATA)">
-<!--#ENTITY % TYPEDESCTYPE		#DataType(A-32)-->
-<!ENTITY % PHONETYPE "(#PCDATA)">
-<!--#ENTITY % PHONETYPE			#DataType(A-32)-->
-<!ENTITY % ADDRESSTYPE "(#PCDATA)">
-<!--#ENTITY % ADDRESSTYPE		#DataType(A-32)-->
-<!ENTITY % CLTCOOKIETYPE "(#PCDATA)">
-<!--#ENTITY % CLTCOOKIETYPE		#DataType(A-32)-->
-<!ENTITY % OPTIONLEVELTYPE "(#PCDATA)">
-<!--#ENTITY % OPTIONLEVELTYPE		#DataType(A-40)-->
-<!ENTITY % SUBJECTTYPE "(#PCDATA)">
-<!--#ENTITY % SUBJECTTYPE		#DataType(A-60)-->
-<!ENTITY % FICERTIDTYPE "(#PCDATA)">
-<!--#ENTITY % FICERTIDTYPE		#DataType(A-64)-->
-<!ENTITY % USERKEYTYPE "(#PCDATA)">
-<!--#ENTITY % USERKEYTYPE		#DataType(A-64)-->
-<!ENTITY % SHORTMSGTYPE "(#PCDATA)">
-<!--#ENTITY % SHORTMSGTYPE		#DataType(A-80)-->
-<!ENTITY % SECNAMETYPE "(#PCDATA)">
-<!--#ENTITY % SECNAMETYPE		#DataType(A-120)-->
-<!ENTITY % PASSWORDTYPE "(#PCDATA)">
-<!--#ENTITY % PASSWORDTYPE		#DataType(A-171)-->
-<!ENTITY % FITIDTYPE "(#PCDATA)">
-<!--#ENTITY % FITIDTYPE			#DataType(A-255)-->
-<!ENTITY % MSGTYPE "(#PCDATA)">
-<!--#ENTITY % MSGTYPE			#DataType(A-255)-->
-<!ENTITY % LONGMSGTYPE "(#PCDATA)">
-<!--#ENTITY % LONGMSGTYPE		#DataType(A-2000)-->
-<!ENTITY % MEMO2TYPE "(#PCDATA)">
-<!--#ENTITY % MEMO2TYPE			#DataType(A-390)-->
-<!ENTITY % CHKDESCNAME "(#PCDATA)">
-<!--#ENTITY % CHKDESCNAME		#DataType(A-32)-->
-<!ENTITY % INFOTYPE "(#PCDATA)">
-<!--#ENTITY % INFOTYPE			#DataType(A-360)-->
-<!ENTITY % SESSCOOKIETYPE "(#PCDATA)">
-<!--#ENTITY % SESSCOOKIETYPE		#DataType(A-1000)-->
-<!ENTITY % MSGBODYTYPE "(#PCDATA)">
-<!--#ENTITY % MSGBODYTYPE		#DataType(R-10000)-->
-<!ENTITY % INVNOTYPE "(#PCDATA)">
-<!--#ENTITY % INVNOTYPE			#DataType(A-32)-->
-<!ENTITY % NINSTS "(#PCDATA)">
-<!--#ENTITY % NINSTS			#DataType(I-3)-->
-<!ENTITY % TEMPPASSTYPE "(#PCDATA)">
-<!--#ENTITY % TEMPPASSTYPE		#DataType(A-32)-->
-<!ENTITY % SIGNONREALMTYPE "(#PCDATA)">
-<!--#ENTITY % SIGNONREALMTYPE		#DataType(A-32)-->
-<!ENTITY % EXTDPMTDSCTYPE "(#PCDATA)">
-<!--#ENTITY % EXTDPMTDSCTYPE		#DataType(A-255)-->
-<!ENTITY % DAYSPANTYPE "(#PCDATA)">
-<!--#ENTITY % DAYSPANTYPE		#DataType(I-3)-->
-<!ENTITY % XFERFEETYPE "(#PCDATA)">
-<!--#ENTITY % XFERFEETYPE		#DataType(N-8)-->
-<!ENTITY % REFNUMTYPE "(#PCDATA)">
-<!--#ENTITY % REFNUMTYPE		#DataType(A-32)-->
-<!ENTITY % CHKERRORTYPE "(#PCDATA)">
-<!--#ENTITY % CHKERRORTYPE		#DataType(A-255)-->
-<!ENTITY % MAXMINTYPE "(#PCDATA)">
-<!--#ENTITY % MAXMINTYPE		#DataType(I-2)-->
-<!ENTITY % VERTYPE "(#PCDATA)">
-<!--#ENTITY % VERTYPE			#DataType(I-5)-->
-<!ENTITY % SHARESPERTYPE "(#PCDATA)">
-<!--#ENTITY % SHARESPERTYPE		#DataType(I-5)-->
-<!ENTITY % ERRORTYPE "(#PCDATA)">
-<!--#ENTITY % ERRORTYPE  		#DataType(I-6)-->
-<!ENTITY % SICTYPE "(#PCDATA)">
-<!--#ENTITY % SICTYPE    		#DataType(I-6)-->
-<!ENTITY % CUSIPTYPE "(#PCDATA)">
-<!--#ENTITY % CUSIPTYPE			#DataType(N-9)-->
-<!ENTITY % EXTTYPE "(#PCDATA)">
-<!--#ENTITY % EXTTYPE			#DataType(I-10)-->
-<!ENTITY % UNITSUSERTYPE "(#PCDATA)">
-<!--#ENTITY % UNITSUSERTYPE		#DataType(A-32)-->
-<!ENTITY % INVDESCTYPE "(#PCDATA)">
-<!--#ENTITY % INVDESCTYPE		#DataType(A-80)-->
-<!ENTITY % LITMDESCTYPE "(#PCDATA)">
-<!--#ENTITY % LITMDESCTYPE		#DataType(A-80)-->
-<!ENTITY % BILLREFINFOTYPE "(#PCDATA)">
-<!--#ENTITY % BILLREFINFOTYPE		#DataType(A-80)-->
-<!ENTITY % BOOKINGTEXTTYPE "(#PCDATA)">
-<!--#ENTITY % BOOKINGTEXTTYPE		#DataType(A-40)-->
-<!ENTITY % NAMEACCTHELDTYPE "(#PCDATA)">
-<!--#ENTITY % NAMEACCTHELDTYPE	#DataType(A-96)-->
-<!ENTITY % COLUMNTYPE "(#PCDATA)">
-<!--#ENTITY % COLUMNTYPE		#DataType(A-8)-->
-<!ENTITY % TANTYPE "(#PCDATA)">
-<!--#ENTITY % TANTYPE			#DataType(A-80)-->
-
-<!-- Country-specific data types follow -->
-
-<!ENTITY % ITACAUSALETYPE "(#PCDATA)">
-<!--#ENTITY % ITACAUSALETYPE		#DataType(I-2)-->
-
-
-<!-- Enumerated data types follow-->
-
-<!ENTITY % ASSETCLASSENUM "(#PCDATA)">
-<!--#ENTITY % ASSETCLASSENUM		#Enum("DOMESTICBOND", "INTLBOND","LARGESTOCK","SMALLSTOCK",
-							  "INTLSTOCK","MONEYMRKT","OTHER")-->
-<!ENTITY % CALLTYPEENUM "(#PCDATA)">
-<!--#ENTITY % CALLTYPEENUM		#Enum("CALL", "PUT","PREFUND","MATURITY")-->
-<!ENTITY % STOCKENUM "(#PCDATA)">
-<!--#ENTITY % STOCKENUM			#Enum("COMMON", "PREFERRED","CONVERTIBLE","OTHER")-->
-<!ENTITY % BUYENUM "(#PCDATA)">
-<!--#ENTITY % BUYENUM			#Enum("BUY", "BUYTOCOVER")-->
-<!ENTITY % INCOMEENUM "(#PCDATA)">
-<!--#ENTITY % INCOMEENUM		#Enum("CGLONG", "CGSHORT","DIV","INTEREST", "MISC")-->
-<!ENTITY % OPTACTIONENUM "(#PCDATA)">
-<!--#ENTITY % OPTACTIONENUM		#Enum("EXERCISE", "ASSIGN","EXPIRE")-->
-<!ENTITY % OPTBUYENUM "(#PCDATA)">
-<!--#ENTITY % OPTBUYENUM		#Enum("BUYTOOPEN", "BUYTOCLOSE")-->
-<!ENTITY % OPTSELLENUM "(#PCDATA)">
-<!--#ENTITY % OPTSELLENUM		#Enum("SELLTOOPEN", "SELLTOCLOSE")-->
-<!ENTITY % POSTYPEENUM "(#PCDATA)">
-<!--#ENTITY % POSTYPEENUM		#Enum("LONG", "SHORT")-->
-<!ENTITY % RELATEDENUM "(#PCDATA)">
-<!--#ENTITY % RELATEDENUM		#Enum("SPREAD", "STRADDLE","NONE","OTHER")-->
-<!ENTITY % SECUREDENUM "(#PCDATA)">
-<!--#ENTITY % SECUREDENUM		#Enum("NAKED", "COVERED")-->
-<!ENTITY % SELLREASONENUM "(#PCDATA)">
-<!--#ENTITY % SELLREASONENUM		#Enum("CALL", "MATURITY", "SELL")-->
-<!ENTITY % SELLTYPEENUM "(#PCDATA)">
-<!--#ENTITY % SELLTYPEENUM		#Enum("SELL", "SELLSHORT")-->
-<!ENTITY % DURATIONENUM "(#PCDATA)">
-<!--#ENTITY % DURATIONENUM		#Enum("DAY", "GOODTILCANCEL","IMMEDIATE")-->
-<!ENTITY % RESTRICTIONENUM "(#PCDATA)">
-<!--#ENTITY % RESTRICTIONENUM		#Enum("ALLORNONE", "MINUNITS","NONE")-->
-<!ENTITY % INOUTENUM "(#PCDATA)">
-<!--#ENTITY % INOUTENUM			#Enum("IN", "OUT")-->
-<!ENTITY % UNITTYPEENUM "(#PCDATA)">
-<!--#ENTITY % UNITTYPEENUM		#Enum("SHARES", "CURRENCY")-->
-<!ENTITY % SUBACCTENUM "(#PCDATA)">
-<!--#ENTITY % SUBACCTENUM		#Enum("CASH", "MARGIN","SHORT","OTHER")-->
-<!ENTITY % OPTTYPEENUM "(#PCDATA)">
-<!--#ENTITY % OPTTYPEENUM		#Enum("CALL", "PUT")-->
-<!ENTITY % MFTENUM "(#PCDATA)">
-<!--#ENTITY % MFTENUM			#Enum("OPENEND", "CLOSEEND","OTHER")-->
-<!ENTITY % DEBTENUM "(#PCDATA)">
-<!--#ENTITY % DEBTENUM			#Enum("COUPON","ZERO")-->
-<!ENTITY % DEBTCLASSENUM "(#PCDATA)">
-<!--#ENTITY % DEBTCLASSENUM		#Enum("TREASURY", "MUNICIPAL","CORPORATE","OTHER")-->
-<!ENTITY % EXTDPMTFORENUM "(#PCDATA)">
-<!--#ENTITY % EXTPMTFORENUM		#Enum("INDIVIDUAL","BUSINESS")-->
-<!ENTITY % COUPONFREQENUM "(#PCDATA)">
-<!--#ENTITY % COUPONFREQENUM		#Enum("MONTHLY","QUARTERLY","SEMIANNUALLY","ANUALLY","OTHER")-->
-<!ENTITY % CHARTYPEENUM "(#PCDATA)">
-<!--#ENTITY % CHARTYPEENUM		#Enum("ALPHAONLY","NUMERICONLY","ALPHAORNUMERIC","ALPHAANDNUMERIC")-->
-<!ENTITY % BALANCEENUM "(#PCDATA)">
-<!--#ENTITY % BALANCEENUM		#Enum("DOLLAR","PERCENT","NUMBER")-->
-<!ENTITY % ACCOUNTENUM "(#PCDATA)">
-<!--#ENTITY % ACCOUNTENUM		#Enum("CHECKING","SAVINGS","MONEYMRKT","CREDITLINE")-->
-<!ENTITY % ACCOUNTENUM2 "(#PCDATA)">
-<!--#ENTITY % ACCOUNTENUM2		#Enum("CHECKING","SAVINGS","MONEYMRKT","CREDITLINE","CMA")-->
-<!ENTITY % FREQENUM "(#PCDATA)">
-<!--#ENTITY % FREQENUM			#Enum("WEEKLY","BIWEEKLY","TWICEMONTHLY","MONTHLY","FOURWEEKS","BIMONTHLY",
-							"QUARTERLY","SEMIANNUALLY","TRIANNUALLY","ANUALLY")-->
-<!ENTITY % DAYSENUM "(#PCDATA)">
-<!--#ENTITY % DAYSENUM			#Enum("MONDAY","TUESDAY","WEDNESDAY","THURSDAY","FRIDAY",
-							"SATURDAY","SUNDAY")-->
-<!ENTITY % CLIENTROUTINGENUM "(#PCDATA)">
-<!--#ENTITY % CLIENTROUTINGENUM	#Enum("NONE","SERVICE","MSGSET")-->
-<!ENTITY % XFERSTATUSENUM "(#PCDATA)">
-<!--#ENTITY % XFERSTATUSENUM		#Enum("WILLPROCESSON","POSTEDON","NOFUNDSON", "CANCELEDON", "FAILEDON")-->
-<!ENTITY % TRANSACTIONENUM "(#PCDATA)">
-<!--#ENTITY % TRANSACTIONENUM		#Enum("CREDIT","DEBIT","INT","DIV","FEE","SRVCHG","DEP","ATM",
-			       			"POS","XFER","CHECK","PAYMENT","CASH","DIRECTDEP","DIRECTDEBIT",
-			       			"REPEATPMT","OTHER")-->		
-<!ENTITY % PMTPROCESSSTATUSENUM "(#PCDATA)">
-<!--#ENTITY % PMTPROCESSSTATUSENUM	#Enum("WILLPROCESSON","PROCESSEDON","NOFUNDSON","FAILEDON",
-							"CANCELEDON")-->
-<!ENTITY % USPRODUCTENUM "(#PCDATA)">
-<!--#ENTITY % USPRODUCTENUM		#Enum("401K","403B","IRA","KEOGH","OTHER","SARSEP","SIMPLE","NORMAL",
-				   			"TDA","TRUST","UGMA")-->
-<!ENTITY % ASSETENUM "(#PCDATA)">
-<!--#ENTITY % ASSETENUM			#Enum("DOMESTICBOND","INTLBOND","LARGESTOCK","SMALLSTOCK","INTLSTOCK",
-				  			"MONEYMRKT","OTHER")-->
-<!ENTITY % SEVERITYENUM "(#PCDATA)">
-<!--#ENTITY % SEVERITYENUM		#Enum("INFO","WARN","ERROR")-->
-<!ENTITY % SECURITYENUM "(#PCDATA)">
-<!--#ENTITY % SECURITYENUM		#Enum("NONE","TYPE1")-->
-<!ENTITY % SYNCENUM "(#PCDATA)">
-<!--#ENTITY % SYNCENUM			#Enum("FULL","LITE")-->
-<!ENTITY % SERVICESTATUSENUM "(#PCDATA)">
-<!--#ENTITY % SERVICESTATUSENUM	#Enum("AVAIL","PEND", "ACTIVE")-->
-<!ENTITY % SERVICEENUM "(#PCDATA)">
-<!--#ENTITY % SERVICEENUM		#Enum("BANKSVC","BPSVC", "INVSVC")-->
-<!ENTITY % SERVICEENUM2 "(#PCDATA)">
-<!--#ENTITY % SERVICEENUM2		#Enum("BANKSVC","BPSVC", "INVSVC", "PRESSVC")-->
-<!ENTITY % CORRECTIVEACTENUM "(#PCDATA)">
-<!--#ENTITY % CORRECTIVEACTENUM	#Enum("REPLACE","DELETE")-->
-<!ENTITY % CHECKSTATUSENUM "(#PCDATA)">
-<!--#ENTITY % CHECKSTATUSENUM		#Enum("0","1","100","101")-->
-<!ENTITY % IDSCOPEENUM "(#PCDATA)">
-<!--#ENTITY % IDSCOPEENUM		#Enum("GLOBAL","USER")-->
-<!ENTITY % INVESTMENTACCOUNTENUM "(#PCDATA)">
-<!--#ENTITY % INVESTMENTACCOUNTENUM	#Enum("INDIVIDUAL","JOINT", "TRUST", "CORPORATE")-->
-<!ENTITY % SECUIDENUM "(#PCDATA)">
-<!--#ENTITY % SECUIDENUM 		#Enum("CUSIP")-->
-<!ENTITY % PWTYPEENUM "(#PCDATA)">
-<!--#ENTITY % PWTYPEENUM 		#Enum("FIXED","ONETIME","HWTOKEN")-->
-<!ENTITY % PMTINSTRUMENTENUM "(#PCDATA)">
-<!--#ENTITY % PMTINSTRUMENTENUM 	#Enum("CONCENTRATOR","CHECKINGACCOUNT","CREDITCARD","ECOIN")-->
-
-<!ENTITY % COUNTRYENUM "(#PCDATA)">
-<!--#ENTITY % COUNTRYENUM		#Enum("AFG","ALB","DZA","ASM","AND","AGO","AIA","ATA",
-							"ATG","ARG","ARM","ABW","AUS","AUT","AZE","BHS",
-							"BHR","BGD","BRB","BLR","BEL","BLZ","BEN","BMU",
-							"BTN","BOL","BIH","BWA","BVT","BRA","IOT","BRN",
-							"BGR","BFA","BDI","KHM","CMR","CAN","CPV","CYM",
-							"CAF","TCD","CHL","CHN","CXR","CCK","COL","COM",
-							"COG","COK","CRI","CIV","HRV","CUB","CYP","CZE",
-							"DNK","DJI","DMA","DOM","TMP","ECU","EGY","SLV",
-							"GNQ","ERI","EST","ETH","FLK","FRO","FJI","FIN",
-							"FRA","FXX","GUF","PYF","ATF","GAB","GMB","GEO",
-							"DEU","GHA","GIB","GRC","GRL","GRD","GLP","GUM",
-							"GTM","GIN","GNB","GUY","HTI","HMD","HND","HKG",
-							"HUN","ISL","IND","IDN","IRN","IRQ","IRL","ISR",
-							"ITA","JAM","JPN","JOR","KAZ","KEN","KIR","PRK",
-							"KOR","KWT","KGZ","LAO","LVA","LBN","LSO","LBR",
-							"LBY","LIE","LTU","LUX","MAC","MKD","MDG","MWI",
-							"MYS","MDV","MLI","MLT","MHL","MTQ","MRT","MUS",
-							"MYT","MEX","FSM","MDA","MCO","MNG","MSR","MAR",
-							"MOZ","MMR","NAM","NRU","NPL","NLD","ANT","NCL",
-							"NZL","NIC","NER","NGA","NIU","NFK","MNP","NOR",
-							"OMN","PAK","PLW","PAN","PNG","PRY","PER","PHL",
-							"PCN","POL","PRT","PRI","QAT","REU","ROM","RUS",
-							"RWA","KNA","LCA","VCT","WSM","SMR","STP","SAU",
-							"SEN","SYC","SLE","SGP","SVK","SVN","SLB","SOM",
-							"ZAF","SGS","SSP","LKA","SHN","SPM","SDN","SUR",
-							"SJM","SWZ","SWE","CHE","SYR","TWN","TJK","TZA",
-							"THA","TGO","TKL","TON","TTO","TUN","TUR","TKM",
-							"TCA","TUV","UGA","UKR","ARE","GBR","USA","UMI",
-							"URY","UZB","VUT","VAT","VEN","VNM","VGB","VIR",
-							"WLF","ESH","YEM","YUG","ZAR","ZM","ZWE")-->
-<!ENTITY % LANGUAGEENUM "(#PCDATA)">
-<!--#ENTITY % LANGUAGEENUM		#Enum("AAR","ABK","ACE","ACH","ADA","AFA","AFH","AFR",
- 							"AJM","AKA","AKK","ALB","ALE","ALG","AMH","ANG",
-							"APA","ARA","ARC","ARM","ARN","ARP","ART","ARW",
-							"ASM","ATH","AVA","AVE","AWA","AYM","AZE","BAD",
-							"BAI","BAK","BAL","BAM","BAN","BAQ","BAS","BAT",
- 							"BEJ","BEL","BEM","BEN","BER","BHO","BIH","BIK",
-							"BIN","BIS","BLA","BOD","BRA","BRE","BUG","BUL",
- 							"BUR","CAD","CAI","CAR","CAT","CAU","CEB","CEL",
- 							"CES","CHA","CHB","CHE","CHG","CHI","CHN","CHO",
-							"CHR","CHU","CHV","CHY","COP","COR","COS","CPE",
-							"CPF","CPP","CRE","CRP","CUS","CYM","CZE","DAK",
-							"DAN","DEL","DEU","DIN","DOI","DRA","DUA","DUM",
-							"DUT","DYU","DZO","EFI","EGY","EKA","ELL","ELX",
-							"ENG","ENM","EPO","ESK","ESL","EST","ETH","EUS",
-							"EWE","EWO","FAN","FAO","FAS","FAT","FIJ","FIN",
-							"FIU","FON","FRA","FRE","FRM","FRO","FRY","FUL",
-							"GAA","GAE","GAI","GAY","GDH","GEM","GEO","GER",
-							"GIL","GLG","GMH","GOH","GON","GOT","GRB","GRC",
-							"GRE","GRN","GUJ","HAI","HAU","HAW","HEB","HER",
-							"HIL","HIM","HIN","HMO","HUN","HUP","HYE","IBA",
-							"IBO","ICE","IJO","IKU","ILE","ILO","INA","INC",
-							"IND","INE","IPK","IRA","IRI","IRO","ISL","ITA",
-							"JAV","JAW","JPN","JPR","JRB","KAA","KAB","KAC",
-							"KAL","KAM","KAN","KAR","KAS","KAT","KAU","KAW",
-							"KAZ","KHA","KHI","KHM","KHO","KIK","KIN","KIR",
-							"KOK","KON","KOR","KPE","KRO","KRU","KUA","KUR",
-							"KUS","KUT","LAD","LAH","LAM","LAO","LAP","LAT",
-							"LAV","LIN","LIT","LOL","LOZ","LUB","LUG","LUI",
-							"LUN","LUO","MAC","MAD","MAG","MAH","MAI","MAK",
-							"MAL","MAN","MAO","MAP","MAR","MAS","MAX","MAY",
-							"MEN","MIC","MIN","MIS","MKE","MKH","MLG","MLT",
-							"MNI","MNO","MOH","MOL","MON","MOS","MRI","MSA",
- 							"MUL","MUN","MUS","MWR","MYA","MYN","NAH","NAI",
-							"NAU","NAV","NDE","NLD","NDO","NEP","NEW","NIC",
-							"NIU","NON","NOR","NSO","NUB","NYA","NYM","NYN",
-							"NYO","NZI","OCI","OJI","ORI","ORM","OSA","OSS",
-							"OTA","OTO","PAA","PAG","PAL","PAM","PAN","PAP",
-							"PAU","PEO","PER","PLI","POL","PON","POR","PRA",
-							"PRO","PUS","QUE","RAJ","RAR","ROA","ROH","ROM",
-							"RON","RUM","RUN","RUS","SAD","SAG","SAI","SAL",
-							"SAM","SAN","SCO","SCR","SEL","SEM","SHN","SID",
-							"SIN","SIO","SIT","SLA","SLK","SLO","SLV","SMO",
-							"SNA","SND","SOG","SOM","SON","SOT","SPA","SQI",
- 							"SRR","SSA","SSW","SUK","SUN","SUS","SUX","SVE",
-							"SWA","SWE","SYR","TAH","TAM","TAT","TEL","TEM",
-							"TER","TGK","TGL","THA","TIB","TIG","TIR","TIV",
-							"TLI","TOG","TON","TRU","TSI","TSN","TSO","TUK",
-							"TUM","TUR","TUT","TWI","UGA","UIG","UKR","UMB",
-							"UND","URD","UZB","VAI","VEN","VIE","VOL","VOT",
-							"WAK","WAL","WAR","WAS","WEL","WEN","WOL","XHO",
-							"YAO","YAP","YID","YOR","ZAP","ZEN","ZHA","ZHO",
-							"ZUL","ZUN")-->
-
-<!ENTITY % CURRENCYENUM "(#PCDATA)">
-<!--#ENTITY % CURRENCYENUM		#Enum("ADP","AED","AFA","ALL","ANG","AOK","ARA","ATS","AUD",
-							"AWG","BBD","BDT","BEF","BGL","BHD","BIF","BMD","BND",
-							"BOB","BRC","BSD","BTN","BUK","BWP","BZD","CAD","CHF",
-							"CLF","CLP","CNY","COP","CRC","CSK","CUP","CVE","CYP",
-							"DDM","DEM","DJF","DKK","DOP","DZD","ECS","EGP","ESP",
-							"ETB","FIM","FJD","FKP","FRF","GBP","GHC","GIP","GMD",
-							"GNF","GRD","GTQ","GWP","GYD","HKD","HNL","HTG","HUF",
-							"IDR","IEP","ILS","INR","IQD","IRR","ISK","ITL","JMD",
-							"JOD","JPY","KES","KHR","KMF","KPW","KRW","KWD","KYD",
-							"LAK","LBP","LKR","LRD","LSL","LUF","LYD","MAD","MGF",
-							"MNT","MOP","MRO","MTL","MUR","MVR","MWK","MXP","MYR",
-							"MZM","NGN","NIC","NLG","NOK","NPR","NZD","OMR","PAB",
-							"PEI","PGK","PHP","PKR","PLZ","PTE","PYG","QAR","ROL",
-							"RWF","SAR","SBD","SCR","SDP","SEK","SGD","SHP","SLL",
-							"SOS","SRG","STD","SUR","SVC","SYP","SZL","THB","TND",
-							"TOP","TPE","TRL","TTD","TWD","TZS","UGS","USD","UYP",
-							"VEB","VND","VUV","WST","YDD","YER","YUD","ZAR","ZMK",
-							"ZRZ","ZWD")-->
-
-
-
-
-<!-- ============================================================================= -->
-<!-- ENTITIES - macros
-    This section defines macros used in one or more modules
-    where a new level of aggregation was not desired but
-    common structure is present
--->
-<!-- ============================================================================= -->
-
-<!-- Sync macros: all sync requests/responses have same form, but
-     have own name.  Although we could use the multiple-element syntax and put
-     them all here, we'd rather keep service-specific names in the service files.
-     Thus, we have a macro here that is trivially referenced in each service module -->
-
-<!-- OFX 1.5 -->
-<!-- ADDED TOKEN2 -->
-<!ENTITY % SYNCRQMACRO "((TOKEN | TOKEN2 | TOKENONLY | REFRESH ) 
-    , REJECTIFMISSING)" >   
-<!--#ENTITY SYNCRQMACRO #Link(TOKEN,(SIGNONMSGSETV1 | SIGNUPMSGSETV1 | EMAILMSGSETV1 | 
-					BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ENTITY SYNCRQMACRO #Link(TOKEN2,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!-- OFX 1.5 -->
-<!-- ADDED SYNCERROR -->
-<!-- ADDED TOKEN2 -->
-<!ENTITY % SYNCRSMACRO "((TOKEN | TOKEN2), LOSTSYNC?, SYNCERROR?)">
-<!--#ENTITY SYNCRSMACRO #Link(TOKEN,(SIGNONMSGSETV1 | SIGNUPMSGSETV1 | EMAILMSGSETV1 | 
-					BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ENTITY SYNCRSMACRO #Link(TOKEN2,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!--#ENTITY SYNCRSMACRO #Link(SYNCERROR,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!-- Transaction Macro: all transaction requests have same form
-     but own name.  Didn't want to create a new sub-aggregate
-     to hold these elements so use a macro to incorporate them
-     into each XXXTRNRQ and XXXTRNRS -->
-<!ENTITY % TRNRQMACRO "(TRNUID , CLTCOOKIE?, TAN?)">
-<!ENTITY % TRNRSMACRO "(TRNUID , STATUS , CLTCOOKIE?)">
-
-<!-- Account from and account info: if you add a new service and it adds
-     a specific account from or account info aggregate, add it here so it will be
-     known to aggregates such as the account info request -->
-<!-- OFX 1.5 -->
-<!-- ADDED PRESACCTFROM -->
-<!ENTITY % ACCTFROMMACRO "(BANKACCTFROM | CCACCTFROM | INVACCTFROM| PRESACCTFROM)">
-<!--#ENTITY ACCTFROMMACRO #Link(PRESACCTFROM,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!-- OFX 1.5 -->
-<!-- ADDED PRESACCTTO -->
-<!ENTITY % ACCTTOMACRO "(BANKACCTTO | CCACCTTO | INVACCTTO | PRESACCTTO)">
-<!--#ENTITY ACCTTOMACRO #Link(PRESACCTTO,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!-- OFX 1.5 -->
-<!-- ADDED PRESACCTINFO -->
-<!ENTITY % ACCTINFOMACRO "(BANKACCTINFO | CCACCTINFO | BPACCTINFO | INVACCTINFO | PRESACCTINFO)">
-<!--#ENTITY ACCTINFOMACRO #Link(PRESACCTINFO,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
- 
-<!-- Profile message set macro 
-     Each of the XXXMSGSET tags need to be listed here
-     Referenced in oxprof MSGSETLIST element -->
-<!ENTITY % MSGSETMACRO "
-                     (SIGNONMSGSET?,
-                      SIGNUPMSGSET?,
-                      BANKMSGSET?,
-                      CREDITCARDMSGSET?,
-                      INVSTMTMSGSET?,
-                      INTERXFERMSGSET?,
-                      WIREXFERMSGSET?,
-                      BILLPAYMSGSET?,
-                      EMAILMSGSET?,
-                      SECLISTMSGSET?,
-                      PROFMSGSET?,
-                      PRESDIRMSGSET?,
-                      PRESDLVMSGSET?
-                      %EXTRAMSGSETS
-                      )">
-                      
-<!-- ============================================================================= -->
-
-<!-- Signon Message set -->
-<!-- Different from most: only one sonrq and at most one
-     pin change allowed -->
-<!ELEMENT (SIGNONMSGSRQV1, SIGNONMSGSRQV2)    - - (SONRQ , PINCHTRNRQ?, CHALLENGETRNRQ?)>
-<!ELEMENT (SIGNONMSGSRSV1, SIGNONMSGSRSV2)    - - (SONRS , PINCHTRNRS?, CHALLENGETRNRS?)>
-
-<!-- Signon message set profile entry -->
-<!ELEMENT SIGNONMSGSET      - - (SIGNONMSGSETV1?, SIGNONMSGSETV2?)>
-<!ELEMENT (SIGNONMSGSETV1, SIGNONMSGSETV2)    - - (MSGSETCORE)>
-
-
-<!-- Transactions -->
-<!ELEMENT PINCHTRNRQ    - - (%TRNRQMACRO , PINCHRQ)>
-<!ELEMENT CHALLENGETRNRQ    - - (%TRNRQMACRO , CHALLENGERQ)>
-<!ELEMENT PINCHTRNRS    - - (%TRNRSMACRO , PINCHRS?)>
-<!ELEMENT CHALLENGETRNRS    - - (%TRNRSMACRO , CHALLENGERS?)>
-
-
-<!-- Signon Request and Response -->
-
-<!-- Signon Request version 2 adds country and onetimepass for non-US -->
-<!-- OFX 1.5 -->
-<!-- ADDED ONETIMEPASS, COUNTRY -->
-<!-- COUNTRY was originally named COUNTSYS, until it was noticed that its data type is
-     the same as that for country names in addresses. Since both are based on the ISO
-     code for countries, the element name was changed in the signon -->
-<!ELEMENT SONRQ 	- - (DTCLIENT , ((USERID , USERPASS, ONETIMEPASS?) | USERKEY),
-                         GENUSERKEY? , LANGUAGE , FI? , SESSCOOKIE? , APPID , APPVER, COUNTRY?)>
-<!--#ELEMENT SONRQ #Link(ONETIMEPASS,SIGNONMSGSETV2)-->
-<!--#ELEMENT SONRQ #Link(COUNTRY,SIGNONMSGSETV2)-->
-
-<!ELEMENT FI            - - (ORG , FID?)>
-<!ELEMENT ORG           - o %GENNAMETYPE>
-<!ELEMENT FID           - o %FIIDTYPE>
-
-<!-- OFX 1.5 -->
-<!-- ONETIMEPASS, A-32 -->
-<!ELEMENT ONETIMEPASS   - o %TEMPPASSTYPE>
-<!ELEMENT SESSCOOKIE    - o %SESSCOOKIETYPE>
-
-<!-- Signon Response version 2 adds country for non-US -->
-<!-- OFX 1.5 -->
-<!-- ADDED COUNTRY -->
-<!ELEMENT SONRS		- - (STATUS , DTSERVER , USERKEY? , 
-                         TSKEYEXPIRE? , LANGUAGE ,
-                        DTPROFUP? , DTACCTUP? , FI?, SESSCOOKIE?, COUNTRY?)>
-<!--#ELEMENT SONRS #Link(COUNTRY,SIGNONMSGSETV2)-->
-
-<!-- PIN Change request and response -->
-
-<!ELEMENT PINCHRQ   - - (USERID , NEWUSERPASS)>
-
-<!ELEMENT PINCHRS   - - (USERID , DTCHANGED?)>
-
-<!ELEMENT NEWUSERPASS	- o %PASSWORDTYPE>
-<!ELEMENT DTCHANGED     - o %DTTMTYPE>
-
-<!-- Challenge request and response -->
-
-<!ELEMENT CHALLENGERQ   - - (USERID, FICERTID?)>
-
-<!ELEMENT CHALLENGERS   - - (USERID , NONCE, FICERTID)>
-
-<!ELEMENT NONCE 	- o %NONCETYPE>
-<!ELEMENT FICERTID 	- o %FICERTIDTYPE>
-
-
-<!-- ============================================================================= -->
-<!--            Message Entries for Message Sets                                    -->
-<!-- ============================================================================= -->
-
-<!ELEMENT BANKMSGSET        - - (BANKMSGSETV1?, BANKMSGSETV2?)>
-<!ELEMENT CREDITCARDMSGSET  - - (CREDITCARDMSGSETV1?, CREDITCARDMSGSETV2?)>
-<!ELEMENT INTERXFERMSGSET   - - (INTERXFERMSGSETV1?, INTERXFERMSGSETV2?)>
-<!ELEMENT WIREXFERMSGSET    - - (WIREXFERMSGSETV1?, WIREXFERMSGSETV2?)>
-
-
-<!-- ============================================================================= -->
-<!--            Message Set Profile Data                                           -->
-<!-- ============================================================================= -->
-
-<!-- Banking Message Set -->
-<!-- OFX 1.5 -->
-<!-- ADDED XFERPROF2 -->
-<!ELEMENT BANKMSGSETV1 - -        
-                                  (MSGSETCORE , INVALIDACCTTYPE* , CLOSINGAVAIL , XFERPROF? , 
-                                   STPCHKPROF? , EMAILPROF)>
-
-<!ELEMENT BANKMSGSETV2 - - 
-                                  (MSGSETCORE , INVALIDACCTTYPE2* , CLOSINGAVAIL , XFERPROF2? , 
-                                   STPCHKPROF? , EMAILPROF)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT (CREDITCARDMSGSETV1, CREDITCARDMSGSETV2)  - - (MSGSETCORE , CLOSINGAVAIL)>
-
-<!-- Interbank Transfer Message Set -->
-<!ELEMENT INTERXFERMSGSETV1  - - 
-                                 (MSGSETCORE , XFERPROF, CANBILLPAY, CANCELWND , DOMXFERFEE , 
-                                  INTLXFERFEE)>
-<!-- OFX 1.5 -->
-<!-- ADDED CANMULTI -->
-<!-- USE XFERPROF2 -->
-<!ELEMENT INTERXFERMSGSETV2  - - 
-                                 (MSGSETCORE , XFERPROF2, CANBILLPAY, CANCELWND , DOMXFERFEE , 
-                                  INTLXFERFEE, CANMULTI)>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT (WIREXFERMSGSETV1, WIREXFERMSGSETV2)  - - 
-                                 (MSGSETCORE , PROCDAYSOFF* , PROCENDTM , CANSCHED , DOMXFERFEE , 
-                                  INTLXFERFEE)>
-
-
-<!-- xferprof version 2 adds needtantransfer, supportdtavail -->
-<!ELEMENT XFERPROF    - - (PROCDAYSOFF* , PROCENDTM , CANSCHED , CANRECUR , CANMODXFERS , 
-                           CANMODMDLS , MODELWND, DAYSWITH, DFLTDAYSTOPAY)>
-<!-- OFX 1.5 -->
-<!-- ADDED	NEEDTANTRANSFER, SUPPORTDTAVAIL -->
-<!ELEMENT XFERPROF2    - - (PROCDAYSOFF* , PROCENDTM , CANSCHED , CANRECUR , CANMODXFERS , 
-                           CANMODMDLS , MODELWND, DAYSWITH, DFLTDAYSTOPAY, 
-                           NEEDTANTRANSFER, SUPPORTDTAVAIL)>
-
-<!ELEMENT STPCHKPROF  - - (PROCDAYSOFF* , PROCENDTM , CANUSERANGE , CANUSEDESC, STPCHKFEE)>
-
-<!ELEMENT EMAILPROF  - - (CANEMAIL , CANNOTIFY)>
-
-
-<!--    Can schedule transfers -->
-<!ELEMENT CANSCHED	- o %BOOLTYPE>
-
-<!--    Can modify pending transfers -->
-<!ELEMENT CANMODXFERS	- o %BOOLTYPE>
-
-<!-- 	Can use description to stop a check -->
-<!ELEMENT CANUSEDESC	- o %BOOLTYPE>
-
-<!-- 	Can use range to stop checks -->
-<!ELEMENT CANUSERANGE	- o %BOOLTYPE>
-
-<!--    Default stop check fee -->
-<!ELEMENT STPCHKFEE     - o %AMTTYPE>
-
-<!-- 	Can handle email -->
-<!ELEMENT CANEMAIL	- o %BOOLTYPE>
-
-<!-- 	Can send notifications -->
-<!ELEMENT CANNOTIFY	- o %BOOLTYPE>
-
-<!--    Unsupported account types -->
-<!ELEMENT INVALIDACCTTYPE - o %ACCOUNTENUM>
-
-<!--    Unsupported account types -->
-<!--    OFX 1.5 -->
-<!--    Use INVALIDACCTTYPE2 -->
-<!ELEMENT INVALIDACCTTYPE2 - o %ACCOUNTENUM2>
-
-<!-- 	Can return closing statement info -->
-<!ELEMENT CLOSINGAVAIL	- o %BOOLTYPE>
-
-<!-- 	Can use interbank transfers for bill pay -->
-<!ELEMENT CANBILLPAY	- o %BOOLTYPE>
-
-<!-- Number of days after which a transfer is processed that it can be canceled -->
-<!ELEMENT CANCELWND	- o	%DAYSPANTYPE>	
-
-<!-- Fee for sending a domestic transfer transfer -->
-<!ELEMENT DOMXFERFEE	- o	%AMTTYPE>	
-
-<!-- Fee for sending an international transfer -->
-<!ELEMENT INTLXFERFEE	- o	%AMTTYPE>	
-
-<!-- Can Provider do MULTIINTER -->
-<!ELEMENT CANMULTI	- o	%BOOLTYPE>	
-
-<!-- If Y, TAN is required for funds xfer -->
-<!ELEMENT NEEDTANTRANSFER - o %BOOLTYPE>
-
-
-<!-- ============================================================================= -->
-<!--             Message Sets                                                      -->
-<!-- ============================================================================= -->
-
-
-<!-- Banking Messages Request Sets and their contained TRN requests -->
-<!ELEMENT (BANKMSGSRQV1, BANKMSGSRQV2) - - 
-                                  ((STMTTRNRQ   | STMTENDTRNRQ  | INTRATRNRQ | RECINTRATRNRQ | 
-                                   STPCHKTRNRQ  | BANKMAILTRNRQ | BANKMAILSYNCRQ |
-                                   STPCHKSYNCRQ | INTRASYNCRQ   | RECINTRASYNCRQ)+) >
-<!ELEMENT (CREDITCARDMSGSRQV1, CREDITCARDMSGSRQV2)  - -  
-                                  ((CCSTMTTRNRQ | CCSTMTENDTRNRQ)+)>
-<!ELEMENT (WIREXFERMSGSRQV1, WIREXFERMSGSRQV2)  - - 
-                                  ((WIRETRNRQ   | WIRESYNCRQ)+)>
-<!ELEMENT INTERXFERMSGSRQV1   - - ((INTERTRNRQ  | RECINTERTRNRQ | INTERSYNCRQ | RECINTERSYNCRQ)+)>  
-<!-- OFX 1.5 -->
-<!-- ADDED MULTIINTERTRNRQ -->
-<!ELEMENT INTERXFERMSGSRQV2   - - ((INTERTRNRQ  | RECINTERTRNRQ | INTERSYNCRQ | RECINTERSYNCRQ | MULTIINTERTRNRQ)+)>  
-
-<!-- Banking Message Set -->
-<!ELEMENT STMTTRNRQ     - - (%TRNRQMACRO , STMTRQ)>
-<!ELEMENT STMTENDTRNRQ  - - (%TRNRQMACRO , STMTENDRQ)>
-<!ELEMENT STPCHKTRNRQ   - - (%TRNRQMACRO , STPCHKRQ)>
-<!ELEMENT INTRATRNRQ    - - (%TRNRQMACRO , (INTRARQ | INTRAMODRQ | INTRACANRQ))>
-<!ELEMENT RECINTRATRNRQ - - (%TRNRQMACRO , (RECINTRARQ | RECINTRAMODRQ | RECINTRACANRQ))>
-<!ELEMENT BANKMAILTRNRQ - - (%TRNRQMACRO , BANKMAILRQ)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT CCSTMTTRNRQ      - - (%TRNRQMACRO , CCSTMTRQ)>
-<!ELEMENT CCSTMTENDTRNRQ   - - (%TRNRQMACRO , CCSTMTENDRQ)>
-
-<!-- Interbank Transfer Message Set -->
-<!ELEMENT INTERTRNRQ      - - (%TRNRQMACRO , (INTERRQ | INTERMODRQ | INTERCANRQ))>
-<!ELEMENT RECINTERTRNRQ   - - (%TRNRQMACRO , (RECINTERRQ | RECINTERMODRQ | RECINTERCANRQ))>
-<!-- OFX 1.5 -->
-<!-- New Aggregate -->
-<!ELEMENT MULTIINTERTRNRQ - - (%TRNRQMACRO , INTERRQ+)>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT WIRETRNRQ     - - (%TRNRQMACRO , (WIRERQ | WIRECANRQ))>
-
-<!-- Banking Messages Response Sets and their contained TRN responses -->
-<!ELEMENT (BANKMSGSRSV1, BANKMSGSRSV2)  - - 
-                                  ((STMTTRNRS   | STMTENDTRNRS  | INTRATRNRS | RECINTRATRNRS | 
-                                   STPCHKTRNRS  | BANKMAILTRNRS | BANKMAILSYNCRS |
-                                   STPCHKSYNCRS | INTRASYNCRS   | RECINTRASYNCRS)+)>
-<!ELEMENT (CREDITCARDMSGSRSV1, CREDITCARDMSGSRSV2)  - - 
-                                  ((CCSTMTTRNRS | CCSTMTENDTRNRS)+)>
-<!ELEMENT (WIREXFERMSGSRSV1, WIREXFERMSGSRSV2)  - - 
-                                  ((WIRETRNRS   | WIRESYNCRS)+)>
-<!ELEMENT INTERXFERMSGSRSV1   - - ((INTERTRNRS  | RECINTERTRNRS | INTERSYNCRS | RECINTERSYNCRS)+)>  
-<!-- OFX 1.5 -->
-<!-- ADDED MULTIINTERTRNRS -->
-<!ELEMENT INTERXFERMSGSRSV2   - - ((INTERTRNRS  | RECINTERTRNRS | INTERSYNCRS | RECINTERSYNCRS | MULTIINTERTRNRS)+)>  
-
-<!-- Banking TRN responses -->
-
-<!-- Banking Message Set -->
-<!ELEMENT STMTTRNRS     - - (%TRNRSMACRO , STMTRS?)>
-<!ELEMENT STMTENDTRNRS  - - (%TRNRSMACRO , STMTENDRS?)>
-<!ELEMENT STPCHKTRNRS   - - (%TRNRSMACRO , STPCHKRS?)>
-<!ELEMENT INTRATRNRS    - - (%TRNRSMACRO , (INTRARS | INTRAMODRS | INTRACANRS)?)>
-<!-- OFX 1.5 -->
-<!-- ADDED RECINTRARS2, RECINTRAMODRS2 -->
-<!ELEMENT RECINTRATRNRS - - (%TRNRSMACRO , (RECINTRARS | RECINTRARS2 | RECINTRAMODRS | RECINTRAMODRS2 | RECINTRACANRS)?)>
-<!--#ELEMENT RECINTRATRNRS #Link(RECINTRARS,BANKMSGSETV1)-->
-<!--#ELEMENT RECINTRATRNRS #Link(RECINTRAMODRS,BANKMSGSETV1)-->
-<!--#ELEMENT RECINTRATRNRS #Link(RECINTRARS2,BANKMSGSETV2)-->
-<!--#ELEMENT RECINTRATRNRS #Link(RECINTRAMODRS2,BANKMSGSETV2)-->
-<!ELEMENT BANKMAILTRNRS - - (%TRNRSMACRO , (BANKMAILRS | CHKMAILRS | DEPMAILRS)?)>
-
-<!-- Credit Card Message Set -->
-<!ELEMENT CCSTMTTRNRS    - - (%TRNRSMACRO , CCSTMTRS?)>
-<!ELEMENT CCSTMTENDTRNRS - - (%TRNRSMACRO , CCSTMTENDRS?)>
-
-<!-- Interbank Transfer Message Set -->
-
-<!ELEMENT INTERTRNRS      - - (%TRNRSMACRO , (INTERRS | INTERMODRS | INTERCANRS)?)>
-<!-- OFX 1.5 -->
-<!-- ADDED RECINTERRS2, RECINTERMODRS2 -->
-<!ELEMENT RECINTERTRNRS   - - (%TRNRSMACRO , (RECINTERRS | RECINTERRS2 | RECINTERMODRS | RECINTERMODRS2 | RECINTERCANRS)?)>
-<!--#ELEMENT RECINTERTRNRS #Link(RECINTERRS,INTERXFERMSGSETV1)-->
-<!--#ELEMENT RECINTERTRNRS #Link(RECINTERMODRS,INTERXFERMSGSETV1)-->
-<!--#ELEMENT RECINTERTRNRS #Link(RECINTERRS2,INTERXFERMSGSETV2)-->
-<!--#ELEMENT RECINTERTRNRS #Link(RECINTERMODRS2,INTERXFERMSGSETV2)-->
-<!ELEMENT MULTIINTERTRNRS - - (%TRNRSMACRO , INTERRS+)>
-
-<!-- Wire Transfer Message Set -->
-<!ELEMENT WIRETRNRS     - - (%TRNRSMACRO , (WIRERS | WIRECANRS)?)>
-
-<!-- ============================================================================= -->
-<!--            Requests                                                           -->
-<!-- ============================================================================= -->
-
-<!-- statement request -->
-<!ELEMENT STMTRQ - - (BANKACCTFROM , INCTRAN?)>
-
-<!-- credit card statement request -->
-<!ELEMENT CCSTMTRQ - - (CCACCTFROM , INCTRAN?)>
-
-<!-- closing statement request request -->
-<!ELEMENT STMTENDRQ - - (BANKACCTFROM , DTSTART? , DTEND?)>
-
-<!-- credit card closing statement request  -->
-<!ELEMENT CCSTMTENDRQ - - (CCACCTFROM , DTSTART? , DTEND?)>
-
-<!-- stop check request -->
-<!ELEMENT STPCHKRQ - - (BANKACCTFROM , (CHKRANGE|CHKDESC))> 
-
-
-<!-- intrabank transfer request -->
-<!ELEMENT INTRARQ - - (XFERINFO)>
-
-
-<!-- intrabank transfer modification request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTRAMODRQ - - ((SRVRTID|SRVRTID2), XFERINFO)> 
-<!--#ELEMENT INTRAMODRQ #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT INTRAMODRQ #Link(SRVRTID2,BANKMSGSETV2)-->
-
-
-<!-- intrabank transfer cancellation request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTRACANRQ - - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT INTRACANRQ #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT INTRACANRQ #Link(SRVRTID2,BANKMSGSETV2)-->
-
-
-<!-- interbank transfer request -->
-<!ELEMENT INTERRQ - - (XFERINFO)> 
-
-
-<!-- interbank transfer modification request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTERMODRQ - - ((SRVRTID|SRVRTID2) , XFERINFO )>
-<!--#ELEMENT INTERMODRQ #Link(SRVRTID,INTERXFERMSGSETV1)-->
-<!--#ELEMENT INTERMODRQ #Link(SRVRTID2,INTERXFERMSGSETV2)-->
-
-
-<!-- interbank transfer cancellation request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTERCANRQ - - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT INTERCANRQ #Link(SRVRTID,INTERXFERMSGSETV1)-->
-<!--#ELEMENT INTERCANRQ #Link(SRVRTID2,INTERXFERMSGSETV2)-->
-
-
-<!-- wire transfer request -->
-<!ELEMENT WIRERQ - - (BANKACCTFROM , WIREBENEFICIARY , WIREDESTBANK? , TRNAMT , DTDUE? , PAYINSTRUCT?)> 
-
-
-<!-- wire transfer cancellation request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT WIRECANRQ - - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT WIRECANRQ #Link(SRVRTID,WIREXFERMSGSETV1)-->
-<!--#ELEMENT WIRECANRQ #Link(SRVRTID2,WIREXFERMSGSETV2)-->
-
-
-<!-- recurring intra transfer request -->
-<!ELEMENT RECINTRARQ - - (RECURRINST , INTRARQ)>
-
-
-<!-- recurring intra transfer modification request -->
-<!ELEMENT RECINTRAMODRQ - - (RECSRVRTID , RECURRINST , INTRARQ , MODPENDING)>
-
-
-<!-- recurring intra transfer cancellation request -->
-<!ELEMENT RECINTRACANRQ - - (RECSRVRTID , CANPENDING)>
-
-
-<!-- recurring inter transfer request -->
-<!ELEMENT RECINTERRQ - - (RECURRINST , INTERRQ)>
-
-
-<!-- recurring inter transfer modification request -->
-<!ELEMENT RECINTERMODRQ - - (RECSRVRTID , RECURRINST , INTERRQ , MODPENDING)>
-
-<!-- recurring inter transfer cancellation request -->
-<!ELEMENT RECINTERCANRQ - - (RECSRVRTID , CANPENDING)>
-
-
-
-<!-- bank mail request -->
-<!ELEMENT BANKMAILRQ - - ((BANKACCTFROM | CCACCTFROM) , MAIL)>
-
-
-
-<!-- ============================================================================= -->
-<!--            Synchronization                                                    -->
-<!-- ============================================================================= -->
-
-<!-- stop check synchronization request -->
-<!ELEMENT STPCHKSYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, STPCHKTRNRQ*)>
-
-
-<!-- intrabank transfer sychronization request, v2 adds ccacctfrom -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT INTRASYNCRQ - - (%SYNCRQMACRO , (BANKACCTFROM | CCACCTFROM), INTRATRNRQ*)>
-<!--#ELEMENT INTRASYNCRQ #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-
-<!-- interbank transfer synchronization request, v2 adds ccacctfrom -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!-- FROM INTERTRNRQ to (INTERTRNRQ | MULTIINTERTRNRQ) -->
-<!ELEMENT INTERSYNCRQ - - (%SYNCRQMACRO , (BANKACCTFROM | CCACCTFROM), (INTERTRNRQ | MULTIINTERTRNRQ)*)>
-<!--#ELEMENT INTERSYNCRQ #Link(MULTIINTERTRNRQ,INTERXFERMSGSETV2)-->
-
-<!-- wire transfer synchronization request -->
-<!ELEMENT WIRESYNCRQ - - (%SYNCRQMACRO , BANKACCTFROM, WIRETRNRQ*)>
-
-         
-<!--
-  recurring intra transfer synchronization request, 
-  for transactions <RECINTRARQ>,<RECINTRAMODRQ>, and/or <RECINTRACANRQ>
-  v2 adds ccacctfrom
--->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT RECINTRASYNCRQ - - (%SYNCRQMACRO, (BANKACCTFROM | CCACCTFROM), RECINTRATRNRQ*)>
-<!--#ELEMENT RECINTRASYNCRQ #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!--
-  recurring inter transfer synchronization request, 
-  for transactions <RECINTERRQ>,<RECINTERMODRQ>, and/or <RECINTERCANRQ>
-  v2 adds ccacctfrom
--->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT RECINTERSYNCRQ - - (%SYNCRQMACRO, (BANKACCTFROM | CCACCTFROM), RECINTERTRNRQ*)>
-<!--#ELEMENT RECINTERSYNCRQ #Link(CCACCTFROM,INTERXFERMSGSETV2)-->
-
-<!-- bank mail synchronization request -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT BANKMAILSYNCRQ - - (%SYNCRQMACRO , INCIMAGES, USEHTML, (BANKACCTFROM | CCACCTFROM), BANKMAILTRNRQ*)>
-<!--#ELEMENT BANKMAILSYNCRQ #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!-- ============================================================================= -->
-<!--            Responses                                                          -->
-<!-- ============================================================================= -->
-
-<!-- statement response -->
-<!ELEMENT STMTRS - -	(CURDEF , BANKACCTFROM , BANKTRANLIST? , LEDGERBAL , AVAILBAL? , MKTGINFO?)>
-
-<!-- credit card statement response -->
-<!ELEMENT CCSTMTRS - -	(CURDEF , CCACCTFROM , BANKTRANLIST? , LEDGERBAL , AVAILBAL? , MKTGINFO?)>
-
-<!-- closing info response -->
-<!ELEMENT STMTENDRS - -	(CURDEF , BANKACCTFROM , CLOSING*)>
-
-<!-- credit card closing info response -->
-<!ELEMENT CCSTMTENDRS - -	(CURDEF , CCACCTFROM , CCCLOSING*)>
-
-<!-- stop check response -->
-<!ELEMENT STPCHKRS - - (CURDEF , BANKACCTFROM , STPCHKNUM+,
-                        FEE, FEEMSG)>
- 
-
-<!-- intrabank transfer response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTRARS - - (CURDEF , (SRVRTID | SRVRTID2), XFERINFO , (DTXFERPRJ|DTPOSTED)? , RECSRVRTID?, XFERPRCSTS?)>	
-<!--#ELEMENT INTRARS #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT INTRARS #Link(SRVRTID2,BANKMSGSETV2)-->
-
-
-<!-- intrabank transfer modification response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTRAMODRS - - ((SRVRTID | SRVRTID2), XFERINFO , XFERPRCSTS?)>
-<!--#ELEMENT INTRAMODRS #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT INTRAMODRS #Link(SRVRTID2,BANKMSGSETV2)-->
-
-
-<!-- intrabank transfer transfer cancellation response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTRACANRS - - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT INTRACANRS #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT INTRACANRS #Link(SRVRTID2,BANKMSGSETV2)-->
-
-
-<!-- interbank transfer response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTERRS - - (CURDEF , (SRVRTID | SRVRTID2), XFERINFO,
-                      (DTXFERPRJ|DTPOSTED)? , REFNUM? , RECSRVRTID?, XFERPRCSTS?)>
-<!--#ELEMENT INTERRS #Link(SRVRTID,INTERXFERMSGSETV1)-->
-<!--#ELEMENT INTERRS #Link(SRVRTID2,INTERXFERMSGSETV2)-->
-
-
-<!-- interbank transfer modification response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTERMODRS - - ((SRVRTID | SRVRTID2), XFERINFO, XFERPRCSTS?)>
-<!--#ELEMENT INTERMODRS #Link(SRVRTID,INTERXFERMSGSETV1)-->
-<!--#ELEMENT INTERMODRS #Link(SRVRTID2,INTERXFERMSGSETV2)-->
-
-
-<!-- interbank transfer cancellation request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT INTERCANRS - - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT INTERCANRS #Link(SRVRTID,INTERXFERMSGSETV1)-->
-<!--#ELEMENT INTERCANRS #Link(SRVRTID2,INTERXFERMSGSETV2)-->
-
-
-<!-- wire transfer response -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT WIRERS - - (CURDEF , (SRVRTID | SRVRTID2), BANKACCTFROM , WIREBENEFICIARY ,
-                      WIREDESTBANK? , TRNAMT , DTDUE? , PAYINSTRUCT? , (DTXFERPRJ|DTPOSTED)? , FEE? , CONFMSG?)>
-<!--#ELEMENT WIRERS #Link(SRVRTID,WIREXFERMSGSETV1)-->
-<!--#ELEMENT WIRERS #Link(SRVRTID2,WIREXFERMSGSETV2)-->
-
-
-<!-- wire transfer cancellation request -->
-<!-- version 2 uses SRVRTID2, version 1 SRVRTID -->
-<!-- OFX 1.5 -->
-<!ELEMENT WIRECANRS	- - (SRVRTID|SRVRTID2)>
-<!--#ELEMENT WIRECANRS #Link(SRVRTID,WIREXFERMSGSETV1)-->
-<!--#ELEMENT WIRECANRS #Link(SRVRTID2,WIREXFERMSGSETV2)-->
-
-
-<!-- recurring intra transfer response -->
-<!--  version 2 substitutes xferinfo for intrars -->
-<!ELEMENT RECINTRARS - - (RECSRVRTID , RECURRINST , INTRARS)>
-<!-- OFX 1.5 -->
-<!-- CHANGE INTRARS to XFERINFO -->
-<!ELEMENT RECINTRARS2 - - (RECSRVRTID , RECURRINST , XFERINFO)>
-
-
-<!-- recurring intra transfer modification request -->
-<!-- version 2 substitutes xferinfo for intrars -->
-<!ELEMENT RECINTRAMODRS - - (RECSRVRTID , RECURRINST , INTRARS , MODPENDING)>
-<!-- OFX 1.5 -->
-<!-- CHANGE INTRARS to XFERINFO -->
-<!ELEMENT RECINTRAMODRS2 - - (RECSRVRTID , RECURRINST , XFERINFO , MODPENDING)>
-
-
-<!-- recurring intra transfer cancellation response -->
-<!ELEMENT RECINTRACANRS	- - (RECSRVRTID , CANPENDING)>
-
-<!-- recurring inter transfer response -->
-<!-- version 2 substitutes xferinfo for interrs -->
-<!ELEMENT RECINTERRS - - (RECSRVRTID , RECURRINST , INTERRS)>
-<!-- OFX 1.5 -->
-<!-- CHANGE INTERRS to XFERINFO -->
-<!ELEMENT RECINTERRS2 - - (RECSRVRTID , RECURRINST , XFERINFO)>
-
-
-<!-- recurring inter transfer modification request -->
-<!-- version 2 substitutes xferinfo for interrs -->
-<!ELEMENT RECINTERMODRS	- - (RECSRVRTID , RECURRINST , INTERRS , MODPENDING)>
-<!-- OFX 1.5 -->
-<!-- CHANGE INTERRS to XFERINFO -->
-<!ELEMENT RECINTERMODRS2 - - (RECSRVRTID , RECURRINST , XFERINFO , MODPENDING)>
-
-<!-- recurring inter transfer cancellation response -->
-<!ELEMENT RECINTERCANRS	- - (RECSRVRTID , CANPENDING)>
-
-
-<!-- bank mail response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT BANKMAILRS - - ((BANKACCTFROM | CCACCTFROM) , MAIL)>
-<!--#ELEMENT BANKMAILRS #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!-- returned check mail response -->
-<!ELEMENT CHKMAILRS - - (BANKACCTFROM , MAIL , CHECKNUM , TRNAMT? , DTUSER? , FEE?)>
-
-<!-- returned deposit mail response -->
-<!ELEMENT DEPMAILRS - - (BANKACCTFROM , MAIL , TRNAMT , DTUSER? , FEE?)>
-
-<!-- stop check synchronization request -->
-<!ELEMENT STPCHKSYNCRS - - (%SYNCRSMACRO , BANKACCTFROM,  STPCHKTRNRS*)>
-
-<!-- intrabank transfer synchronization request, v2 adds ccacctfrom -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT INTRASYNCRS - - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), INTRATRNRS*)>
-<!--#ELEMENT INTRASYNCRS #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!-- interbank transfer synchronization request, v2 adds ccacctfrom -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!-- FROM INTERTRNRS to (INTERTRNRS | MULTIINTERTRNRS) -->
-<!ELEMENT INTERSYNCRS - - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), (INTERTRNRS | MULTIINTERTRNRS)*)>
-<!--#ELEMENT INTERSYNCRS #Link(CCACCTFROM,INTERXFERMSGSETV2)-->
-
-<!-- wire transfer synchronization request -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT WIRESYNCRS - - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), WIRETRNRS*)>
-<!--#ELEMENT WIRESYNCRS #Link(CCACCTFROM,WIREXFERMSGSETV2)-->
-
-<!-- 
-  recurring intra transfer synchronization request, 
-  for transactions <RECINTRARS>,<RECINTRARS>, and/or <RECINTRACANRS>
-  v2 adds ccacctfrom  
--->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT RECINTRASYNCRS	- - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), RECINTRATRNRS*)>
-<!--#ELEMENT RECINTRASYNCRS #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!-- 
-  recurring inter transfer synchronization request, 
-  for transactions <RECINTERRS>,<RECINTERRS>, and/or <RECINTERCANRS>
-  v2 adds ccacctfrom
--->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT RECINTERSYNCRS	- - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), RECINTERTRNRS*)>
-<!--#ELEMENT RECINTERSYNCRS #Link(CCACCTFROM,INTERXFERMSGSETV2)-->
-
-<!-- wire transfer synchronization request -->
-<!-- OFX 1.5 -->
-<!-- FROM BANKACCTFROM to (BANKACCTFROM | CCACCTFROM) -->
-<!ELEMENT BANKMAILSYNCRS - - (%SYNCRSMACRO , (BANKACCTFROM | CCACCTFROM), BANKMAILTRNRS*)>
-<!--#ELEMENT BANKMAILSYNCRS #Link(CCACCTFROM,BANKMSGSETV2)-->
-
-<!-- ============================================================================= -->
-<!--            Aggregates                                                         -->
-<!-- ============================================================================= -->
-
-
-
-<!-- BANKACCTINFO CCACCTINFO -->
-<!ELEMENT BANKACCTINFO  - - (BANKACCTFROM ,
-                             SUPTXDL, XFERSRC, XFERDEST, SVCSTATUS)>
-<!ELEMENT CCACCTINFO    - - (CCACCTFROM ,
-                             SUPTXDL, XFERSRC, XFERDEST, SVCSTATUS)>
-                             
-<!ELEMENT SUPTXDL       - o %BOOLTYPE>
-<!ELEMENT XFERSRC       - o %BOOLTYPE>
-<!ELEMENT XFERDEST      - o %BOOLTYPE>
-
-<!--
-	statement transaction data
--->
-<!ELEMENT BANKTRANLIST    	- - (DTSTART , DTEND , STMTTRN*)>
-
-
-<!--
-	Ledger balance
--->
-<!ELEMENT LEDGERBAL     - - (BALAMT , DTASOF)>
-
-
-<!--
-	Available balance
--->
-<!ELEMENT AVAILBAL      - - (BALAMT , DTASOF)>
-
-
-
-
-<!--
-	credit card statement information
--->
-<!ELEMENT CCCLOSING	- - (FITID , DTOPEN? , DTCLOSE , DTNEXT? ,
-						 BALOPEN? , BALCLOSE ,
-						 DTPMTDUE? , MINPMTDUE? ,
-						 FINCHG? , PAYANDCREDIT? , PURANDADV? , DEBADJ? , CREDITLIMIT? ,
-						 DTPOSTSTART , DTPOSTEND , MKTGINFO? ,
-						 (CURRENCY | ORIGCURRENCY)? )>
-
-<!--
-	non-Credit Card account types
--->
-<!ELEMENT CLOSING	- -	(FITID , DTOPEN? , DTCLOSE , DTNEXT? ,
-						 BALOPEN? , BALCLOSE , BALMIN? ,
-						 DEPANDCREDIT? , CHKANDDEB? , TOTALFEES? , TOTALINT? ,
-						 DTPOSTSTART , DTPOSTEND , MKTGINFO? ,
-						 (CURRENCY | ORIGCURRENCY)? )>
-
-
-<!-- Opening statement date -->
-<!ELEMENT DTOPEN	- o	%DTTMTYPE>
-
-
-<!-- Closing statement date -->
-<!ELEMENT DTCLOSE	- o	%DTTMTYPE>
-
-
-<!-- Closing date of next statement -->
-<!ELEMENT DTNEXT	- o	%DTTMTYPE>
-	
-
-<!-- Opening statement balance -->
-<!ELEMENT BALOPEN	- o	%AMTTYPE>
-
-
-<!-- Closing statement balance -->
-<!ELEMENT BALCLOSE	- o %AMTTYPE>
-
-
-<!-- Payment due date -->
-<!ELEMENT DTPMTDUE	- o	%DTTMTYPE>
-
-<!-- Minimum amount due -->
-<!ELEMENT MINPMTDUE	- o	%AMTTYPE>
-
-
-<!-- Finance charges -->
-<!ELEMENT FINCHG	- o %AMTTYPE>
-
-
-<!-- Total of payments and credits -->
-<!ELEMENT PAYANDCREDIT	- o	%AMTTYPE>
-
-
-<!-- Total of purchases and cash advance -->
-<!ELEMENT PURANDADV	- o	%AMTTYPE>
-
-
-<!-- Debit adjustments -->
-<!ELEMENT DEBADJ	- o	%AMTTYPE>
-
-
-<!-- Current credit limit -->
-<!ELEMENT CREDITLIMIT		- o	%AMTTYPE>
-
-
-<!-- Minimum balance in statement period -->
-<!ELEMENT BALMIN	- o %AMTTYPE>
-
-
-<!-- Total of deposits and credits -->
-<!ELEMENT DEPANDCREDIT	- o %AMTTYPE>
-
-
-<!-- Total of checks and debits	-->
-<!ELEMENT CHKANDDEB	- o	%AMTTYPE>
-
-<!-- Total fees	-->
-<!ELEMENT TOTALFEES	- o	%AMTTYPE>
-
-<!-- Total interest	-->
-<!ELEMENT TOTALINT	- o	%AMTTYPE>
-
-<!-- Start date for posted transactions -->
-<!ELEMENT DTPOSTSTART - o %DTTMTYPE>
-
-<!-- End date for posted transactions -->
-<!ELEMENT DTPOSTEND - o %DTTMTYPE>
-
-<!-- statement transaction aggregate -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEE | PAYEE2) -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!-- CHANGE PAYEEID to (PAYEEID | PAYEEID2) -->
-<!ELEMENT STMTTRN	- - (TRNTYPE , DTPOSTED , DTUSER? , DTAVAIL? , TRNAMT , FITID ,
-						 (CORRECTFITID , CORRECTACTION)? ,
-						 (SRVRTID | SRVRTID2)?, CHECKNUM? , REFNUM? , 
-						 SIC? , (PAYEEID | PAYEEID2)? , (NAME | (PAYEE | PAYEE2))?, (BANKACCTTO | CCACCTTO)?,
-						 (MEMO | MEMO2)? , (CURRENCY | ORIGCURRENCY)?)> 
-<!--#ELEMENT STMTTRN #Link(SRVRTID,BANKMSGSETV1)-->
-<!--#ELEMENT STMTTRN #Link(SRVRTID2,BANKMSGSETV2)-->
-<!--#ELEMENT STMTTRN #Link(PAYEE,BANKMSGSETV1)-->
-<!--#ELEMENT STMTTRN #Link(PAYEE2,BANKMSGSETV2)-->
-<!--#ELEMENT STMTTRN #Link(MEMO,BANKMSGSETV1)-->
-<!--#ELEMENT STMTTRN #Link(MEMO2,BANKMSGSETV2)-->
-<!--#ELEMENT STMTTRN #Link(PAYEEID,BANKMSGSETV1)-->
-<!--#ELEMENT STMTTRN #Link(PAYEEID2,BANKMSGSETV2)-->
-
-<!-- Status of request -->
-<!ELEMENT TRNTYPE	- o %TRANSACTIONENUM>
-	
-
-<!-- Date transaction was posted to account -->
-<!ELEMENT DTPOSTED	- o	%DTTMTYPE>
-
-
-<!-- Date user initiated transaction, if known -->	
-<!ELEMENT DTUSER	- o %DTTMTYPE>
-
-<!-- Standard Industrial Code -->
-<!ELEMENT SIC	- o	%SICTYPE>	
-
-
-<!-- Check range aggregate. -->
-<!ELEMENT CHKRANGE	- -	(CHKNUMSTART , CHKNUMEND?)>
-
-
-<!-- Check description aggregate. -->
-<!ELEMENT CHKDESC	- - (NAME , CHECKNUM? , DTUSER? , TRNAMT?)>	
-
-
-<!-- Start check number -->
-<!ELEMENT CHKNUMSTART	- o %CHECKNUMTYPE>
-
-
-<!-- Ending check number to cancel -->
-<!ELEMENT CHKNUMEND	- o %CHECKNUMTYPE>
-
-<!-- Reference number -->
-<!ELEMENT REFNUM	- o	%REFNUMTYPE>
-
-<!-- stopped check item -->
-<!ELEMENT STPCHKNUM	- -	(CHECKNUM , NAME? , DTUSER? , TRNAMT? , 
-                         CHKSTATUS , CHKERROR? , (CURRENCY | ORIGCURRENCY)?)>
-
-<!-- Status code for individual stop check request -->
-<!ELEMENT CHKSTATUS	- o	%CHECKSTATUSENUM>	
-
-<!-- Further textual error explanation -->
-<!ELEMENT CHKERROR	- o %MSGTYPE>	
-
-<!-- Transfer information aggregate -->
-<!-- OFX 1.5 -->
-<!-- ADDED DTAVAIL -->
-<!ELEMENT XFERINFO	- -	((BANKACCTFROM | CCACCTFROM) , (BANKACCTTO | CCACCTTO) , TRNAMT , DTDUE?, DTAVAIL?, MEMO2?)>
-<!--#ELEMENT XFERINFO #Link(DTAVAIL,(BANKMSGSETV2|CREDITCARDMSGSETV2))-->
-<!--#ELEMENT XFERINFO #Link(MEMO2,(BANKMSGSETV2|CREDITCARDMSGSETV2))-->
-
-<!-- Transfer processing status -->
-<!ELEMENT XFERPRCSTS	- -	(XFERPRCCODE , DTXFERPRC)>
-
-<!--  Transfers processing date; enum for processing date interpretation -->
-<!ELEMENT XFERPRCCODE	- o %XFERSTATUSENUM>		
-
-<!-- Date transfer is expected to be processed -->
-<!ELEMENT DTXFERPRC - o	%DTTMTYPE>
-
-<!-- Date transaction is projected for posting to account -->
-<!ELEMENT DTXFERPRJ - o	%DTTMTYPE>
-
-<!-- Beneficiary of a wire transfer -- >
-<!-- OFX 1.5 -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!ELEMENT WIREBENEFICIARY - - (NAME , BANKACCTTO , (MEMO | MEMO2)?)>
-<!--#ELEMENT WIREBENEFICIARY #Link(MEMO,WIREXFERMSGSETV1)-->
-<!--#ELEMENT WIREBENEFICIARY #Link(MEMO2,WIREXFERMSGSETV2)-->
-
-<!-- Beneficiary's bank for a wire transfer -- >
-<!ELEMENT WIREDESTBANK - - (EXTBANKDESC)>
-
-<!-- Extended description of a bank for a wire transfer -- >
-<!ELEMENT EXTBANKDESC - - (NAME , BANKID , (ADDR1,(ADDR2,ADDR3?)?) , CITY , STATE , POSTALCODE , COUNTRY? , PHONE?)>
-
-<!-- Payment instructions for a wire transfer -->
-<!ELEMENT PAYINSTRUCT	- o	%MSGTYPE>
-
-<!-- Fee assessed for the transfer -->
-<!ELEMENT FEE	- o	%AMTTYPE>
-
-<!-- Description of fee -->
-<!ELEMENT FEEMSG    - o %MSGTYPE>
-
-<!-- Transfer confirmation message -->
-<!ELEMENT CONFMSG	- o	%MSGTYPE>
-
-
-<!-- Message Set Wrappers and Profile -->
-
-<!ELEMENT (BILLPAYMSGSRQV1,BILLPAYMSGSRQV2)       - -     ((PAYEETRNRQ | PAYEESYNCRQ)*,
-                                                             ( PMTTRNRQ | RECPMTTRNRQ | PMTINQTRNRQ | PMTMAILTRNRQ |
-                                                                   PMTSYNCRQ | RECPMTSYNCRQ | PMTMAILSYNCRQ)*)>
-
-<!ELEMENT (BILLPAYMSGSRSV1,BILLPAYMSGSRSV2)       - -     ((PAYEETRNRS | PAYEESYNCRS)*,
-                                                                 ( PMTTRNRS | RECPMTTRNRS | PMTINQTRNRS | PMTMAILTRNRS |
-                                                                   PMTSYNCRS | RECPMTSYNCRS | PMTMAILSYNCRS)*)>
-
-<!-- -->
-<!ELEMENT BILLPAYMSGSET         - -     (BILLPAYMSGSETV1?, BILLPAYMSGSETV2?)>
-
-<!ELEMENT BILLPAYMSGSETV1       - -     (MSGSETCORE,
-                                        DAYSWITH, DFLTDAYSTOPAY,
-                                        XFERDAYSWITH, XFERDFLTDAYSTOPAY, 
-                                        PROCDAYSOFF*, PROCENDTM, 
-                                        MODELWND, POSTPROCWND, STSVIAMODS,
-                                        PMTBYADDR, PMTBYXFER, PMTBYPAYEEID,
-                                        CANADDPAYEE, HASEXTDPMT, 
-                                        CANMODPMTS, CANMODMDLS, DIFFFIRSTPMT, 
-                                        DIFFLASTPMT)>
-
-<!ELEMENT BILLPAYMSGSETV2       - -     (MSGSETCORE,
-                                        DAYSWITH, DFLTDAYSTOPAY,
-                                        XFERDAYSWITH, XFERDFLTDAYSTOPAY, 
-                                        PROCDAYSOFF*, PROCENDTM, 
-                                        MODELWND, POSTPROCWND, STSVIAMODS,
-                                        PMTBYADDR, PMTBYXFER, PMTBYPAYEEID,
-                                        CANADDPAYEE, HASEXTDPMT, 
-                                        CANMODPMTS, CANMODMDLS, DIFFFIRSTPMT, 
-                                        DIFFLASTPMT, NEEDTANPMT, NEEDTANPAYEE, SUPPORTDTAVAIL)>
-
-<!ELEMENT DAYSWITH              - o     %DAYSPANTYPE>       <!--  number of days before the processing date that funds are withdrawn -->
-<!ELEMENT DFLTDAYSTOPAY - o %DAYSPANTYPE> 		  <!--  the default number of days to pay -->
-<!ELEMENT XFERDAYSWITH          - o     %DAYSPANTYPE>       <!--  number of days before the processing date that funds are withdrawn for xfers-->
-<!ELEMENT XFERDFLTDAYSTOPAY     - o %DAYSPANTYPE>   <!--  the default number of days to pay for transfers-->
-<!ELEMENT POSTPROCWND   - o     %DAYSPANTYPE>       <!--  the number of days after a transaction is processed that it is acessible
-                                                                                          for status inquiries -->
-<!ELEMENT STSVIAMODS    - o     %BOOLTYPE>      <!--  server supports communication of server-initiated payment status changes
-                                                                                          via the PMTMODRS -->
-<!ELEMENT PMTBYADDR             - o     %BOOLTYPE>      <!--  the payment provider supports payments to payees identified by billing
-                                                                                          address, i.e. the PAYEE aggregate -->
-<!ELEMENT PMTBYXFER     - o %BOOLTYPE>  <!--  can pay by transfers -->
-<!ELEMENT PMTBYPAYEEID  - o %BOOLTYPE>  <!--  can pay by user supplied payee IDs -->
-<!ELEMENT CANADDPAYEE   - o     %BOOLTYPE>      <!--  user can add payees if no, the user is restricted to payees added to the
-                                                                                          users payee list by the payment system -->
-<!ELEMENT HASEXTDPMT    - o     %BOOLTYPE>      <!--  supports the EXTDPMT business payment aggregate -->
-<!ELEMENT CANMODPMTS    - o     %BOOLTYPE>      <!--  permit modifications to payments, i.e. PMTMODRQ -->
-<!ELEMENT DIFFFIRSTPMT  - o     %BOOLTYPE>      <!--  support for specifying a different amount for the first payment
-                                                                                          generated by a model -->
-<!ELEMENT DIFFLASTPMT   - o     %BOOLTYPE>      <!--  support for specifying a different amount for the last payment generated
-                                                                                          by a model -->
-<!ELEMENT NEEDTANPMT    - o     %BOOLTYPE>      <!-- need TAN for payment requests (should be N in US) -->
-<!ELEMENT NEEDTANPAYEE  - o     %BOOLTYPE>      <!-- need TAN for payee requests (should be N in US) -->
-
-
-<!-- Transactions -->
-
-
-<!ELEMENT PMTTRNRQ      - - (%TRNRQMACRO, (PMTRQ | PMTMODRQ | PMTCANCRQ))>
-<!ELEMENT RECPMTTRNRQ   - - (%TRNRQMACRO, (RECPMTRQ | RECPMTMODRQ | RECPMTCANCRQ))>
-<!ELEMENT PAYEETRNRQ    - - (%TRNRQMACRO, (PAYEERQ | PAYEEMODRQ | PAYEEDELRQ))>
-<!ELEMENT PMTINQTRNRQ   - -     (%TRNRQMACRO, PMTINQRQ)>
-<!ELEMENT PMTMAILTRNRQ  - - (%TRNRQMACRO, PMTMAILRQ)>
-
-<!ELEMENT PMTTRNRS      - - (%TRNRSMACRO, (PMTRS | PMTMODRS | PMTCANCRS)?)>
-<!ELEMENT RECPMTTRNRS   - - (%TRNRSMACRO, (RECPMTRS | RECPMTMODRS | RECPMTCANCRS)?)>
-<!ELEMENT PAYEETRNRS    - - (%TRNRSMACRO, (PAYEERS | PAYEEMODRS | PAYEEDELRS)?)>
-<!ELEMENT PMTINQTRNRS   - -     (%TRNRSMACRO, PMTINQRS?)>
-<!ELEMENT PMTMAILTRNRS  - - (%TRNRSMACRO, PMTMAILRS?)>
-
-
-<!-- ============================================================================= -->
-<!-- Requests                                                                      -->
-<!-- ============================================================================= -->
-
-<!--  payment request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTRQ - -     ((PMTINFO | PMTINFO2))>              
-<!--#ELEMENT PMTRQ #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTRQ #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-<!--  modification request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTMODRQ      - -     ((SRVRTID | SRVRTID2), (PMTINFO | PMTINFO2))>             
-<!--#ELEMENT PMTMODRQ #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMODRQ #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PMTMODRQ #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMODRQ #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-
-<!--  modification request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!ELEMENT PMTCANCRQ     - - ((SRVRTID | SRVRTID2))>
-<!--#ELEMENT PMTCANCRQ #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTCANCRQ #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-
-
-<!--  recurring payment request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT RECPMTRQ      - -     (RECURRINST, (PMTINFO | PMTINFO2), INITIALAMT?, FINALAMT?)>          
-<!--#ELEMENT RECPMTRQ #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTRQ #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-
-<!-- modification request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE RECSRVRTID to (RECSRVRTID | RECSRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT RECPMTMODRQ   - -     ((RECSRVRTID | RECSRVRTID2), RECURRINST, (PMTINFO | PMTINFO2),
-					  INITIALAMT?, FINALAMT?, MODPENDING)>          
-<!--#ELEMENT RECPMTMODRQ #Link(RECSRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTMODRQ #Link(RECSRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT RECPMTMODRQ #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTMODRQ #Link(PMTINFO2,BILLPAYMSGSETV2)-->
- 
-
-<!--  cancellation request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE RECSRVRTID to (RECSRVRTID | RECSRVRTID2) -->
-<!ELEMENT RECPMTCANCRQ  - -     ((RECSRVRTID | RECSRVRTID2), CANPENDING)>
-<!--#ELEMENT RECPMTCANCRQ #Link(RECSRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTCANCRQ #Link(RECSRVRTID2,BILLPAYMSGSETV2)-->
-
-<!-- payment status inquiry request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!ELEMENT PMTINQRQ      - -     ((SRVRTID | SRVRTID2))>
-<!--#ELEMENT PMTINQRQ #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTINQRQ #Link(SRVRTID2,BILLPAYMSGSETV2)-->
- 
-
-<!-- payee request : add a payee to the payee list -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEE | PAYEE2) -->
-<!-- CHANGE PAYEE to (PAYEEID | PAYEEID2) -->
-<!ELEMENT PAYEERQ       - -     ((PAYEEID | PAYEEID2 | ((PAYEE | PAYEE2), BANKACCTTO?)), PAYACCT*)>
-<!--#ELEMENT PAYEERQ #Link(PAYEE,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEERQ #Link(PAYEE2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PAYEERQ #Link(PAYEEID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEERQ #Link(PAYEEID2,BILLPAYMSGSETV2)-->
-
-<!-- payee modification request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEE | PAYEE2) -->
-<!-- CHANGE PAYEELSTID to (PAYEELSTID | PAYEELSTID2) -->
-<!ELEMENT PAYEEMODRQ    - - ((PAYEELSTID | PAYEELSTID2), ((PAYEE | PAYEE2), BANKACCTTO?)?, PAYACCT*)>
-<!--#ELEMENT PAYEEMODRQ #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEMODRQ #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PAYEEMODRQ #Link(PAYEE,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEMODRQ #Link(PAYEE2,BILLPAYMSGSETV2)-->
-
-<!-- payee deletion request -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEELSTID to (PAYEELSTID | PAYEELSTID2) -->
-<!ELEMENT PAYEEDELRQ    - - ((PAYEELSTID | PAYEELSTID2))>
-<!--#ELEMENT PAYEEDELRQ #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEDELRQ #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-
-<!-- ============================================================================= -->
-<!-- Responses                                                                     -->
-<!-- ============================================================================= -->
-
-<!--  payment response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEELSTID to (PAYEELSTID | PAYEELSTID2) -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTRS         - - ((SRVRTID | SRVRTID2), (PAYEELSTID | PAYEELSTID2), CURDEF, (PMTINFO | PMTINFO2), EXTDPAYEE?, 
-                         CHECKNUM?, PMTPRCSTS, RECSRVRTID?)>
-<!--#ELEMENT PMTRS #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTRS #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PMTRS #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTRS #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PMTRS #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTRS #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-   
-
-<!-- payment modification response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTMODRS      - -     ((SRVRTID | SRVRTID2), (PMTINFO | PMTINFO2), PMTPRCSTS?)>         
-<!--#ELEMENT PMTMODRS #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMODRS #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PMTMODRS #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMODRS #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-
-<!-- payment modification response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!ELEMENT PMTCANCRS     - -     ((SRVRTID | SRVRTID2))>              
-<!--#ELEMENT PMTCANCRS #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTCANCRS #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-
-
-<!--  recurring payment response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE RECSRVRTID to (RECSRVRTID | RECSRVRTID2) -->
-<!-- CHANGE PAYEELSTID to (PAYEELSTID | PAYEELSTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT RECPMTRS      - -     ((RECSRVRTID | RECSRVRTID2), (PAYEELSTID | PAYEELSTID2), CURDEF, RECURRINST,
-					  (PMTINFO | PMTINFO2), INITIALAMT?, FINALAMT?, EXTDPAYEE?)>
-<!--#ELEMENT RECPMTRS #Link(RECSRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTRS #Link(RECSRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT RECPMTRS #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTRS #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT RECPMTRS #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTRS #Link(PMTINFO2,BILLPAYMSGSETV2)-->
- 
-
-<!-- modification response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE RECSRVRTID to (RECSRVRTID | RECSRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT RECPMTMODRS   - -     ((RECSRVRTID | RECSRVRTID2), RECURRINST, (PMTINFO | PMTINFO2),
-					  INITIALAMT?, FINALAMT?, MODPENDING)>          
-<!--#ELEMENT RECPMTMODRS #Link(RECSRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTMODRS #Link(RECSRVRTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT RECPMTMODRS #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTMODRS #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-
-<!-- recurring payment modification response --> 
-<!-- OFX 1.5 -->
-<!-- CHANGE RECSRVRTID to (RECSRVRTID | RECSRVRTID2) -->
-<!ELEMENT RECPMTCANCRS  - -     ((RECSRVRTID | RECSRVRTID2), CANPENDING)>               
-<!--#ELEMENT RECPMTCANCRS #Link(RECSRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT RECPMTCANCRS #Link(RECSRVRTID2,BILLPAYMSGSETV2)-->
-
-<!-- payment status inquiry response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!ELEMENT PMTINQRS      - -     ((SRVRTID | SRVRTID2), PMTPRCSTS, CHECKNUM?)>
-<!--#ELEMENT PMTINQRS #Link(SRVRTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTINQRS #Link(SRVRTID2,BILLPAYMSGSETV2)-->
-
-
-<!-- payee response : add a payee to the payee list -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEELSTID | PAYEELSTID2) -->
-<!-- CHANGE PAYEE to (PAYEE | PAYEE2) -->
-<!ELEMENT PAYEERS       - -     ((PAYEELSTID | PAYEELSTID2), ((PAYEE | PAYEE2), BANKACCTTO?)?, EXTDPAYEE?, PAYACCT*)>
-<!--#ELEMENT PAYEERS #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEERS #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PAYEERS #Link(PAYEE,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEERS #Link(PAYEE2,BILLPAYMSGSETV2)-->
-
-<!-- payee modification response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEELSTID | PAYEELSTID2) -->
-<!-- CHANGE PAYEE to (PAYEE | PAYEE2) -->
-<!ELEMENT PAYEEMODRS    - - ((PAYEELSTID | PAYEELSTID2), ((PAYEE | PAYEE2), BANKACCTTO?)?, PAYACCT*, EXTDPAYEE?)>
-<!--#ELEMENT PAYEEMODRS #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEMODRS #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-<!--#ELEMENT PAYEEMODRS #Link(PAYEE,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEMODRS #Link(PAYEE2,BILLPAYMSGSETV2)-->
-
-<!-- payee deletion response -->
-<!-- OFX 1.5 -->
-<!-- CHANGE PAYEE to (PAYEELSTID | PAYEELSTID2) -->
-<!ELEMENT PAYEEDELRS    - - ((PAYEELSTID | PAYEELSTID2))>
-<!--#ELEMENT PAYEEDELRS #Link(PAYEELSTID,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PAYEEDELRS #Link(PAYEELSTID2,BILLPAYMSGSETV2)-->
-   
-<!-- ============================================================================= -->
-<!--                    Aggregates                                                         -->
-<!-- ============================================================================= -->
-
-
-<!-- BPACCTINFO -->
-<!ELEMENT BPACCTINFO  - - (BANKACCTFROM, SVCSTATUS)>
-
-<!-- Payment information aggregate -->
-<!ELEMENT PMTINFO  - - (BANKACCTFROM, TRNAMT, 
-                        (PAYEEID|PAYEE), PAYEELSTID?, BANKACCTTO?,
-                        EXTDPMT*, PAYACCT, DTDUE, 
-                        MEMO?, BILLREFINFO?)>
-<!-- OFX 1.5 -->
-<!-- ADDED PMTTYPE -->
-<!-- CHANGE PAYEEID | PAYEE to being optional -->
-<!-- CHANGE PAYACCT to being optional -->
-<!-- ADD DTAVAIL, ITA.CAUSALE, PMTFOR, BOOKINGTEXT -->
-<!-- CHANGE PAYEE to PAYEE2 -->
-<!-- CHANGE MEMO to MEMO2 -->
-<!-- CHANGE PAYEEID to PAYEEID2 -->
-<!-- CHANGE PAYEELSTID to PAYEELSTID2 -->
-<!ELEMENT PMTINFO2  - - (PMTTYPE?, BANKACCTFROM, TRNAMT, 
-                         (PAYEEID2 | PAYEE2)?, PAYEELSTID2?, BANKACCTTO?,
-                         EXTDPMT*, PAYACCT?, DTDUE, 
-                         DTAVAIL?, ITA.CAUSALE?, PMTFOR?, BOOKINGTEXT?,
-                         MEMO2?, BILLREFINFO?)>
- 
-<!--  Some non-US fields from pmtinfo -->
-<!ELEMENT PMTTYPE       - o %TYPEDESCTYPE>           
-<!ELEMENT PMTFOR        - o %GENNAMETYPE>           
-<!ELEMENT ITA.CAUSALE   - o %ITACAUSALETYPE>           
-<!ELEMENT BOOKINGTEXT   - o %BOOKINGTEXTTYPE>           
-
-<!--  Payment processing status -->
-<!ELEMENT PMTPRCSTS     - -     (PMTPRCCODE, DTPMTPRC)>
-
-<!--  Payment processing date; enum for processing date interpretation -->
-<!ELEMENT PMTPRCCODE    - o %XFERSTATUSENUM>           
-
-<!--  Payment processing date; Interpretation depends on <PMTPRCCODE> -->
-<!ELEMENT DTPMTPRC      - o %DTTMTYPE>          
- 
-<!-- billing reference info -->
-<!ELEMENT BILLREFINFO - o %BILLREFINFOTYPE>
- 
-<!--  Extended Payment aggregate -->
-<!--  Either extdpmtdsc or extdpmtinv, or both, but at least one required -->
-<!-- OFX 1.5 -->
-<!-- CHANGE EXTDPMTCHK to (EXTDPMTCHK | EXTPMTCHK2) -->
-<!ELEMENT EXTDPMT           - - (EXTDPMTFOR?, (EXTDPMTCHK|EXTDPMTCHK2)?, 
-                             ((EXTDPMTDSC, EXTDPMTINV?) |
-                             (EXTDPMTINV)))>
-<!--#ELEMENT EXTDPMT #Link(EXTDPMTCHK,BILLPAYMSGSETV1)-->
-<!--#ELEMENT EXTDPMT #Link(EXTDPMTCHK2,BILLPAYMSGSETV2)-->
-
-
-<!-- OFX 1.5 -->
-<!-- CHANGE INVOICE to (INVOICE | INVOICE2) -->
-<!ELEMENT EXTDPMTINV    - - ((INVOICE | INVOICE2)+)>
-<!--#ELEMENT EXTDPMTINV #Link(INVOICE,BILLPAYMSGSETV1)-->
-<!--#ELEMENT EXTDPMTINV #Link(INVOICE2,BILLPAYMSGSETV2)-->
-
-<!ELEMENT INVOICE       - - (INVNO, INVTOTALAMT, INVPAIDAMT,
-                             INVDATE, INVDESC, DISCOUNT?,
-                             ADJUSTMENT?, LINEITEM*)>
-<!-- OFX 1.5 -->
-<!-- CHANGE INVPAIDAMT to optional -->
-<!-- CHANGE DISCOUNT to DISCOUNT2 -->
-<!ELEMENT INVOICE2       - - (INVNO, INVTOTALAMT, INVPAIDAMT?,
-                             INVDATE, INVDESC, DISCOUNT2?,
-                             ADJUSTMENT?, LINEITEM*)>
-<!ELEMENT DISCOUNT      - - (DSCRATE, DSCAMT, DSCDATE?, DSCDESC)>
-<!-- OFX 1.5 -->
-<!-- CHANGE DSCRATE, DSCAMT to (DSCRATE | DSCAMT) -->
-<!ELEMENT DISCOUNT2      - - ((DSCRATE | DSCAMT), DSCDATE?, DSCDESC)>
-
-<!ELEMENT ADJUSTMENT    - - (ADJNO?, ADJDESC, ADJAMT, ADJDATE?)>
-<!-- OFX 1.5 -->
-<!-- ADDED LITMCODE -->
-<!ELEMENT LINEITEM      - - (LITMAMT, LITMDESC, LITMCODE?)>
-<!--#ELEMENT LINEITEM #Link(LITMCODE,BILLPAYMSGSETV2)-->
-
-<!ELEMENT EXTDPMTFOR    - o %EXTDPMTFORENUM>
-<!ELEMENT EXTDPMTCHK    - o %EXTTYPE>
-<!ELEMENT EXTDPMTCHK2   - o %CHECKNUMTYPE>
-<!ELEMENT EXTDPMTDSC    - o %MSGTYPE>
-<!ELEMENT INVNO         - o %INVNOTYPE>
-<!ELEMENT INVTOTALAMT   - o %AMTTYPE>
-<!ELEMENT INVPAIDAMT    - o %AMTTYPE>
-<!ELEMENT INVDATE       - o %DTTMTYPE>
-<!ELEMENT INVDESC       - o %SHORTMSGTYPE>
-<!ELEMENT DSCRATE       - o %RATETYPE>
-<!ELEMENT DSCAMT        - o %AMTTYPE>
-<!ELEMENT DSCDATE       - o %DTTMTYPE>
-<!ELEMENT DSCDESC       - o %SHORTMSGTYPE>
-<!ELEMENT ADJNO         - o %INVNOTYPE>
-<!ELEMENT ADJDESC       - o %SHORTMSGTYPE>   
-<!ELEMENT ADJAMT        - o %AMTTYPE>
-<!ELEMENT ADJDATE       - o %DTTMTYPE>
-<!ELEMENT LITMCODE      - o %IDTYPE>
-<!ELEMENT LITMAMT       - o %AMTTYPE>
-<!ELEMENT LITMDESC      - o %SHORTMSGTYPE>
- 
-<!--  Initial Amount -->
-<!ELEMENT INITIALAMT    - o %AMTTYPE>           
- 
-<!--  Final Amount -->
-<!ELEMENT FINALAMT      - o %AMTTYPE>           
- 
-<!--  standard payee -->
-<!-- OFX 1.5 -->
-<!-- Changed PAYEEID to (PAYEEID | PAYEEID2) -->
-<!ELEMENT EXTDPAYEE     - - ( ((PAYEEID | PAYEEID2), IDSCOPE, NAME)?, DAYSTOPAY)>
-<!-- #ELEMENT EXTDPAYEE #Link (PAYEEID, BILLPAYMSGSETV1) -->
-<!-- #ELEMENT EXTDPAYEE #Link (PAYEEID2, BILLPAYMSGSETV2) -->
-
-<!--  Server-assigned standard payee ID -->             
-<!ELEMENT PAYEEID       - o %PAYEEIDTYPE>                
-
-<!-- OFX 1.5 -->
-<!--  Server-assigned standard payee ID -->             
-<!ELEMENT PAYEEID2       - o %UUIDTYPE>                
-
-<!--  Payee ID scope enumeration ; currently one of {GLOBAL,USER} -->
-<!ELEMENT IDSCOPE       - o %IDSCOPEENUM>           
-
-<!--  Minimum number of days needed to process -->   
-<!ELEMENT DAYSTOPAY     - o %DAYSPANTYPE>           
-
-<!-- Check number -->
-<!ELEMENT CHECKNUM      - o %CHECKNUMTYPE>
-
-<!-- Payee aggregate, version 2 makes things optional for non-usa, still required in usa -->
-<!ELEMENT PAYEE - -     (NAME, (ADDR1,(ADDR2,ADDR3?)?), CITY, STATE, POSTALCODE, COUNTRY?, PHONE)>      
-<!-- OFX 1.5 -->
-<!-- CHANGE all required tags except NAME to being optional -->
-<!ELEMENT PAYEE2 - -     (NAME, (ADDR1,(ADDR2,ADDR3?)?)?, CITY?, STATE?, POSTALCODE?, COUNTRY?, PHONE?)>      
-
-<!--  Server-assigned payee list ID -->         
-<!ELEMENT PAYEELSTID    - o %PAYEEIDTYPE>                
-
-<!-- OFX 1.5 -->
-<!--  Server-assigned payee list ID -->         
-<!ELEMENT PAYEELSTID2   - o %UUIDTYPE>                
-
-<!--
-        synchronization request messages
-  -->
-
-<!--  payment synchronization request -->
-<!ELEMENT PMTSYNCRQ     - -     (%SYNCRQMACRO, BANKACCTFROM, PMTTRNRQ*)>                
- 
-
-<!--  recurring payment synchronization request -->
-<!ELEMENT RECPMTSYNCRQ  - -     (%SYNCRQMACRO, BANKACCTFROM, RECPMTTRNRQ*)>
- 
-<!-- payee list synchronization request -->
-<!ELEMENT PAYEESYNCRQ   - - (%SYNCRQMACRO, PAYEETRNRQ*)>
-
-
-<!-- bill pay mail sync request -->
-<!ELEMENT PMTMAILSYNCRQ - -     (%SYNCRQMACRO, INCIMAGES, USEHTML, PMTMAILTRNRQ*)>
-
-
-<!--
-        synchronization response messages
-  -->
-
-<!-- payment synchronization response -->
-<!ELEMENT PMTSYNCRS     - -     (%SYNCRSMACRO, BANKACCTFROM, PMTTRNRS*)>                
- 
-
-<!--  recurring payment synchronization response -->
-<!ELEMENT RECPMTSYNCRS  - -     (%SYNCRSMACRO, BANKACCTFROM, RECPMTTRNRS*)>
- 
-<!-- payee list synchronization response -->
-<!ELEMENT PAYEESYNCRS   - - (%SYNCRSMACRO, PAYEETRNRS*)>
-
-
-<!-- bill pay mail sync response -->
-<!ELEMENT PMTMAILSYNCRS - -     (%SYNCRSMACRO, PMTMAILTRNRS*)>
-
-
-<!--
- Payment mail messages
-  --> 
-
-<!-- payment inquiry mail message --> 
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTMAILRQ     - -     (MAIL,((SRVRTID | SRVRTID2),(PMTINFO | PMTINFO2))?)>
-<!--#ELEMENT PMTMAILRQ #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMAILRQ #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE PMTINFO to (PMTINFO | PMTINFO2) -->
-<!ELEMENT PMTMAILRS     - -     (MAIL,((SRVRTID | SRVRTID2),(PMTINFO | PMTINFO2))?)>
-<!--#ELEMENT PMTMAILRS #Link(PMTINFO,BILLPAYMSGSETV1)-->
-<!--#ELEMENT PMTMAILRS #Link(PMTINFO2,BILLPAYMSGSETV2)-->
-
-
-<!-- Message Sets -->
-
-<!ELEMENT (SIGNUPMSGSRQV1, SIGNUPMSGSRQV2)  - - 
-                                   ((ENROLLTRNRQ | ACCTINFOTRNRQ | 
-                                    CHGUSERINFOTRNRQ | CHGUSERINFOSYNCRQ |
-                                    ACCTTRNRQ | ACCTSYNCRQ)+ )> 
-<!ELEMENT (SIGNUPMSGSRSV1, SIGNUPMSGSRSV2)  - - 
-                                   ((ENROLLTRNRS | ACCTINFOTRNRS | 
-                                    CHGUSERINFOTRNRS | CHGUSERINFOSYNCRS |
-                                    ACCTTRNRS | ACCTSYNCRS)+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT SIGNUPMSGSET        - - (SIGNUPMSGSETV1?, SIGNUPMSGSETV2?)>
-<!ELEMENT SIGNUPMSGSETV1  - - 
-                                  (MSGSETCORE , 
-                                   (CLIENTENROLL | WEBENROLL | OTHERENROLL),
-                                   CHGUSERINFO, AVAILACCTS, CLIENTACTREQ)>
-<!-- OFX 1.5 -->
-<!-- ADDED PREAUTH -->
-<!ELEMENT SIGNUPMSGSETV2  - - 
-                                  (MSGSETCORE , 
-                                   (CLIENTENROLL | WEBENROLL | OTHERENROLL),
-                                   CHGUSERINFO, AVAILACCTS, CLIENTACTREQ, PREAUTH)>
-
-<!ELEMENT CLIENTENROLL          - - (ACCTREQUIRED)>
-<!-- OFX 1.5 -->
-<!-- CHANGE URL TO (URL|URL2) -->
-<!ELEMENT WEBENROLL             - - ((URL|URL2))>
-<!--#ELEMENT WEBWNROLL #Link(URL,SIGNUPMSGSETV1)-->
-<!--#ELEMENT WEBENROLL #Link(URL2,SIGNUPMSGSETV2)-->
-
-<!ELEMENT OTHERENROLL           - - (MESSAGE)>
-
-<!ELEMENT ACCTREQUIRED          - o %BOOLTYPE>
-<!ELEMENT CHGUSERINFO           - o %BOOLTYPE>
-<!ELEMENT AVAILACCTS            - o %BOOLTYPE>
-<!ELEMENT CLIENTACTREQ          - o %BOOLTYPE>
-
-<!-- Transactions -->
-
-<!ELEMENT ENROLLTRNRQ       - - (%TRNRQMACRO , ENROLLRQ)>
-<!ELEMENT ENROLLTRNRS       - - (%TRNRSMACRO , ENROLLRS?)>
-<!ELEMENT ACCTINFOTRNRQ     - - (%TRNRQMACRO , ACCTINFORQ)>
-<!ELEMENT ACCTTRNRQ         - - (%TRNRQMACRO , ACCTRQ)>
-<!ELEMENT ACCTINFOTRNRS     - - (%TRNRSMACRO , ACCTINFORS?)>
-<!ELEMENT ACCTTRNRS         - - (%TRNRSMACRO , ACCTRS?)>
-<!ELEMENT CHGUSERINFOTRNRQ  - - (%TRNRQMACRO, CHGUSERINFORQ)>
-<!ELEMENT CHGUSERINFOTRNRS  - - (%TRNRSMACRO, CHGUSERINFORS?)>
-
-<!-- ================== -->
-<!-- Enrollment         -->
-<!-- ==================  -->
-
-<!ELEMENT ENROLLRQ       - - (FIRSTNAME , MIDDLENAME ,
-                             LASTNAME , (ADDR1,(ADDR2,ADDR3?)?) ,
-                             CITY , STATE , POSTALCODE ,
-                             COUNTRY , DAYPHONE , EVEPHONE ,
-                             EMAIL , USERID? , TAXID ,
-                             SECURITYNAME , DATEBIRTH ,
-                             (%ACCTFROMMACRO)? )>
-
-<!-- most above name / addr elements in ofxmain.dtd -->
-                             
-<!ELEMENT TAXID         - o %IDTYPE>
-<!ELEMENT SECURITYNAME  - o %GENNAMETYPE>
-<!ELEMENT DATEBIRTH     - o %DTTMTYPE>
-  
-<!ELEMENT ENROLLRS      - - (TEMPPASS? , USERID? , DTEXPIRE?)>
-    <!-- NOTE: could constrain  DTEXPIRE -->
-
-<!ELEMENT TEMPPASS      - o %TEMPPASSTYPE>
-<!ELEMENT DTEXPIRE      - o %DTTMTYPE>
-
-<!-- Change User Info -->
-
-<!-- CHGUSERINFORQ/RS Version 2 adds userid -->
-<!-- OFX 1.5 -->
-<!-- ADDED USERID -->
-<!ELEMENT CHGUSERINFORQ - - (FIRSTNAME?, MIDDLENAME?, LASTNAME?,
-                             (ADDR1,(ADDR2,ADDR3?)?)?,
-                             CITY?, STATE?, POSTALCODE?, COUNTRY?,
-                             DAYPHONE?, EVEPHONE?, EMAIL?, USERID?)>
-<!--#ELEMENT CHGUSERINFORQ #Link(USERID,SIGNUPMSGSETV2)-->
-
-<!-- OFX 1.5 -->
-<!-- ADDED USERID -->
-<!ELEMENT CHGUSERINFORS - - (FIRSTNAME?, MIDDLENAME?, LASTNAME?,
-                             (ADDR1,(ADDR2,ADDR3?)?)?,
-                             CITY?, STATE?, POSTALCODE?, COUNTRY?,
-                             DAYPHONE?, EVEPHONE?, EMAIL?,
-                             DTINFOCHG, USERID?)>
-<!--#ELEMENT CHGUSERINFORS #Link(USERID,SIGNUPMSGSETV2)-->
-
-                             
-<!ELEMENT DTINFOCHG     - o %DTTMTYPE>                             
-
-<!ELEMENT CHGUSERINFOSYNCRQ    - - (%SYNCRQMACRO , CHGUSERINFOTRNRQ*)>
-<!ELEMENT CHGUSERINFOSYNCRS    - - (%SYNCRSMACRO , CHGUSERINFOTRNRS*)>
-
-<!-- Top level request and response -->
-<!ELEMENT ACCTINFORQ    - - (DTACCTUP)>
-<!ELEMENT ACCTINFORS    - - (DTACCTUP , ACCTINFO*)>
-
-<!-- Account Info aggregate
-     Note: this refers to a macro in ofxmain that
-     list all of the account info aggregates
--->
-<!ELEMENT ACCTINFO      - - (DESC? , PHONE? ,
-                             (%ACCTINFOMACRO)+ )>
-
-<!-- Service status - should be included as part of
-     the ACCTINFOMACRO aggregates.  Values
-     are AVAIL, PEND, ACTIVE -->
-<!ELEMENT SVCSTATUS     - o %SERVICESTATUSENUM>      
-<!-- -----------------
-  Service Activation
-  ----------------- -->
-
-
-<!-- version 2 ACCTRQ/ACCTRS uses SVC2, version 1 SVC -->
-<!-- OFX 1.5 -->
-<!ELEMENT ACCTRQ        - - ((SVCADD | SVCCHG | SVCDEL) ,
-                             (SVC | SVC2))>
-<!--#ELEMENT ACCTRQ #Link(SVC,SIGNUPMSGSETV1)-->
-<!--#ELEMENT ACCTRQ #Link(SVC2,SIGNUPMSGSETV2)-->
-<!ELEMENT ACCTRS        - -  ((SVCADD | SVCCHG | SVCDEL) ,
-                             (SVC | SVC2), SVCSTATUS)>
-<!--#ELEMENT ACCTRS #Link(SVC,SIGNUPMSGSETV1)-->
-<!--#ELEMENT ACCTRS #Link(SVC2,SIGNUPMSGSETV2)-->
-
-<!-- SVCADD Version 1 has no preauthtoken, version 2 does have preauthtoken -->
-<!-- OFX 1.5 -->
-<!-- ADDED PREAUTHTOKEN -->
-<!ELEMENT SVCADD        - - (%ACCTTOMACRO , PREAUTHTOKEN?)>
-<!--#ELEMENT SVCADD #Link(PREAUTHTOKEN,SIGNUPMSGSETV2)-->
-<!ELEMENT SVCDEL        - - (%ACCTFROMMACRO)>
-<!ELEMENT SVCCHG        - - (%ACCTFROMMACRO , %ACCTTOMACRO)>
-
-<!ELEMENT SVC           - o %SERVICEENUM>
-<!-- OFX 1.5 -->
-<!-- ADDED SVC2 to support bill presentment -->
-<!ELEMENT SVC2          - o %SERVICEENUM2>
-
-<!-- Synchronization -->
-
-<!ELEMENT ACCTSYNCRQ    - - (%SYNCRQMACRO , ACCTTRNRQ*)>
-<!ELEMENT ACCTSYNCRS    - - (%SYNCRSMACRO , ACCTTRNRS*)>
-<!ELEMENT PREAUTHTOKEN  - o %IDTYPE>      
-
-
-
-<!-- Investment Statement Messages -->
-<!ELEMENT (INVSTMTMSGSRQV1, INVSTMTMSGSRQV2)  - - 
-           ((INVSTMTTRNRQ | INVMAILTRNRQ | INVMAILSYNCRQ)+) >
-
-<!ELEMENT (INVSTMTMSGSRSV1, INVSTMTMSGSRSV2)  - - 
-           ((INVSTMTTRNRS | INVMAILTRNRS | INVMAILSYNCRS)+) >
-
-<!-- Security List Messages -->
-<!ELEMENT (SECLISTMSGSRQV1, SECLISTMSGSRQV2)  - - (SECLISTTRNRQ+) >
-
-<!ELEMENT (SECLISTMSGSRSV1, SECLISTMSGSRSV2)  - - (SECLISTTRNRS* , SECLIST?) >
-
-<!-- **** SECURITIES *** -->
-
-<!-- Security List Transaction Request/Response -->
-<!ELEMENT SECLISTTRNRQ  - - (%TRNRQMACRO , SECLISTRQ) >
-
-<!ELEMENT SECLISTTRNRS  - - (%TRNRSMACRO , SECLISTRS?) >
-
-<!-- Security List Request/Response -->
-<!ELEMENT SECLISTRQ  - - (SECRQ+)>
-
-<!ELEMENT SECRQ      - - (SECID | TICKER | FIID) >
-
-<!ELEMENT SECLISTRS  - - %EMPTYTYPE >
-            
-<!-- Security Ticker Symbol -->
-<!ELEMENT TICKER  - O %TICKERTYPE >
-                      
-<!-- Financial Institution ID for the Security -->                      
-<!ELEMENT FIID  - O %FIIDTYPE >
-
-<!-- ** Security Identifier ** -->
-<!ELEMENT SECID  - - (UNIQUEID , UNIQUEIDTYPE) >
-
-<!-- Unique ID for the Security -->
-<!ELEMENT UNIQUEID  - O %CUSIPTYPE >
-
-<!-- Standard used for Unique ID currently only CUSIP -->
-<!ELEMENT UNIQUEIDTYPE  - O %SECUIDENUM >
-
-<!-- *** Security Information *** -->
-
-<!-- Security List -->
-<!ELEMENT SECLIST  - - ((MFINFO | STOCKINFO | OPTINFO | DEBTINFO | 
-               OTHERINFO)*) >
-
-<!-- ** Info all security types have in common ** -->
-<!-- OFX 1.5 -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!ELEMENT SECINFO  - - (SECID , SECNAME , TICKER? , FIID? ,
-               RATING? , UNITPRICE? , DTASOF? ,
-               CURRENCY? , (MEMO | MEMO2)?) >
-<!--#ELEMENT SECINFO #Link(MEMO,INVSTMTMSGSETV1)-->
-<!--#ELEMENT SECINFO #Link(MEMO2,INVSTMTMSGSETV2)-->
-
-<!ELEMENT SECNAME   - O %SECNAMETYPE>
-              
-<!-- Rating for Security -->
-<!ELEMENT RATING  - O %RATINGTYPE >
-
-<!-- Unitprice for Security -->
-<!ELEMENT UNITPRICE  - O %AMTTYPE >
-
-<!-- *** Debt Information *** -->
-<!ELEMENT DEBTINFO  - - (SECINFO , PARVALUE , DEBTTYPE , DEBTCLASS? ,
-               COUPONRT? , DTCOUPON? , COUPONFREQ? , CALLPRICE? , 
-               YIELDTOCALL? , DTCALL? , CALLTYPE? , YIELDTOMAT? , 
-               DTMAT? , ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT PARVALUE  - O %AMTTYPE >
-
-<!ELEMENT DEBTTYPE  - O %DEBTENUM >
-
-<!ELEMENT DEBTCLASS  - O %DEBTCLASSENUM >
-
-<!ELEMENT COUPONRT  - O %RATETYPE >
-
-<!ELEMENT DTCOUPON  - O %DTTMTYPE >
-
-<!ELEMENT COUPONFREQ  - O %COUPONFREQENUM >
-
-<!ELEMENT CALLPRICE  - O %AMTTYPE >
-
-<!ELEMENT YIELDTOCALL  - O %RATETYPE >
-
-<!ELEMENT DTCALL  - O %DTTMTYPE >
-
-<!ELEMENT CALLTYPE - O %CALLTYPEENUM >
-
-<!ELEMENT YIELDTOMAT  - O %RATETYPE >
-
-<!ELEMENT DTMAT  - O %DTTMTYPE >
-
-<!-- Asset Class for Security -->
-<!ELEMENT ASSETCLASS  - O %ASSETCLASSENUM >
-
-<!-- FI's Asset Class for Security -->
-<!ELEMENT FIASSETCLASS  - O %GENNAMETYPE >
-
-<!-- *** Mutual Fund Information *** -->
-<!ELEMENT MFINFO  - - (SECINFO , MFTYPE? , YIELD? , DTYIELDASOF? , 
-               MFASSETCLASS? , FIMFASSETCLASS?) >
-
-<!ELEMENT MFTYPE  - O %MFTENUM >
-
-<!ELEMENT YIELD  - O %RATETYPE >
-
-<!ELEMENT DTYIELDASOF  - O %DTTMTYPE >
-
-<!-- Asset Class for Mutual Funds -->
-<!ELEMENT MFASSETCLASS  - - (PORTION+) >
-
-<!-- Asset Class Portion -->
-<!ELEMENT PORTION  - - (ASSETCLASS , PERCENT) >
-
-<!ELEMENT PERCENT  - O %RATETYPE >
-
-<!-- FI's Asset Class for Mutual Funds  -->
-<!ELEMENT FIMFASSETCLASS  - - (FIPORTION+) >
-
-<!-- FI's Asset Class Portion -->
-<!ELEMENT FIPORTION  - - (FIASSETCLASS , PERCENT) >
-
-<!-- *** Option Information *** -->
-<!ELEMENT OPTINFO  - - (SECINFO , OPTTYPE , STRIKEPRICE , DTEXPIRE , 
-               SHPERCTRCT , SECID? , ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT OPTTYPE  - O %OPTTYPEENUM >
-
-<!ELEMENT STRIKEPRICE  - O %AMTTYPE >
-
-<!-- Number of shares per contract -->
-<!ELEMENT SHPERCTRCT  - O %SHARESPERTYPE >
-          
-<!-- *** Other Security Type Information *** -->
-<!ELEMENT OTHERINFO  - - (SECINFO , TYPEDESC?, ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT TYPEDESC  - O %TYPEDESCTYPE >
-
-
-<!-- *** Stock Information *** -->
-<!ELEMENT STOCKINFO  - - (SECINFO , STOCKTYPE? , YIELD? , DTYIELDASOF? , 
-               ASSETCLASS? , FIASSETCLASS?) >
-
-<!ELEMENT STOCKTYPE  - O %STOCKENUM >
-
-
-<!-- ***** Investment Accounts ****** -->
-
-<!-- Investment Account From -->
-<!ELEMENT INVACCTFROM  - - (BROKERID , ACCTID) >
-
-<!-- Investment Account To -->
-<!ELEMENT INVACCTTO  - - (BROKERID , ACCTID) >
-
-<!ELEMENT BROKERID  - O %BROKERIDTYPE >
-
-<!-- ** Investment Account Information ** -->
-<!ELEMENT INVACCTINFO - - (INVACCTFROM , USPRODUCTTYPE , CHECKING , 
-                           SVCSTATUS, INVACCTTYPE? , OPTIONLEVEL?) >
-
-<!ELEMENT USPRODUCTTYPE - O %USPRODUCTENUM >
-
-<!ELEMENT CHECKING - O %BOOLTYPE >
-
-<!ELEMENT INVACCTTYPE - O %INVESTMENTACCOUNTENUM >
-
-<!ELEMENT OPTIONLEVEL - O %OPTIONLEVELTYPE >  
-
-
-<!-- ****** INVESTMENT STATEMENT DOWNLOAD ****** -->
-
-<!-- Investment Statement Transaction Request/Response -->
-<!ELEMENT INVSTMTTRNRQ  - - (%TRNRQMACRO , INVSTMTRQ) >
-
-<!ELEMENT INVSTMTTRNRS  - - (%TRNRSMACRO , INVSTMTRS?) >
-
-<!-- *** Investment Statement Request *** -->
-<!ELEMENT INVSTMTRQ  - - (INVACCTFROM , INCTRAN , INCOO , INCPOS ,
-                          INCBAL) >
-
-<!-- ** Include Transactions ** -->
-<!ELEMENT INCTRAN  - - (DTSTART? , DTEND? , INCLUDE) >
-
-<!-- ** Include Open Orders ** -->
-<!ELEMENT INCOO  - O %BOOLTYPE >
-
-<!-- ** Include Positions ** -->
-<!ELEMENT INCPOS  - - (DTASOF? , INCLUDE) >
-
-<!-- Include Balances -->
-<!ELEMENT INCBAL  - O %BOOLTYPE >
-
-
-<!-- *** Investment Statement Response *** -->
-<!ELEMENT INVSTMTRS  - - (DTASOF , CURDEF , INVACCTFROM , INVTRANLIST? ,
-               INVPOSLIST? , INVBAL? , INVOOLIST? ,  MKTGINFO?) >
-
-<!-- Marketing Mesage -->
-<!ELEMENT MKTVAL  - O %AMTTYPE >
-
-<!-- ** Transaction List ** -->
-<!ELEMENT INVTRANLIST  - - (DTSTART , DTEND , (BUYDEBT | BUYMF | BUYOPT | BUYOTHER |
-               BUYSTOCK | CLOSUREOPT | INCOME | INVEXPENSE | JRNLFUND |
-               JRNLSEC | MARGININTEREST | REINVEST | RETOFCAP| SELLDEBT |
-               SELLMF | SELLOPT | SELLOTHER |  SELLSTOCK |
-               SPLIT | TRANSFER)* , INVBANKTRAN*) >
-
-<!-- ** Investment Banking Transaction ** -->
-<!ELEMENT INVBANKTRAN  - - (STMTTRN , SUBACCTFUND) >
-
-<!-- ** Transaction fields common to many types of transactions ** -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!ELEMENT INVTRAN  - - (FITID , (SRVRTID | SRVRTID2)? , DTTRADE , DTSETTLE? , (MEMO | MEMO2)?) >
-<!--#ELEMENT INVTRAN #Link(SRVRTID,INVSTMTMSGSETV1)-->
-<!--#ELEMENT INVTRAN #Link(SRVRTID2,INVSTMTMSGSETV2)-->
-<!--#ELEMENT INVTRAN #Link(MEMO,INVSTMTMSGSETV1)-->
-<!--#ELEMENT INVTRAN #Link(MEMO2,INVSTMTMSGSETV2)-->
-
-<!-- Trade Date -->
-<!ELEMENT DTTRADE  - O %DTTMTYPE >
-
-<!-- Settlement Date -->
-<!ELEMENT DTSETTLE  - O %DTTMTYPE >
-
-<!-- ** Transaction fields common to BUY types of transactions ** -->
-<!-- version 2 adds reversalfees, reversalfitid -->
-<!-- OFX 1.5 -->
-<!-- ADDED REVERSALFEES, REVERSALFITID -->
-<!ELEMENT INVBUY  - - (INVTRAN , SECID , UNITS , UNITPRICE , MARKUP? , 
-               COMMISSION? , TAXES? , FEES? , LOAD? , TOTAL , REVERSALFEES?, REVERSALFITID?, CURRENCY? ,
-               ORIGCURRENCY? , SUBACCTSEC , SUBACCTFUND) >
-<!--#ELEMENT INVBUY #Link(REVERSALFEES,INVSTMTMSGSETV2)-->
-<!--#ELEMENT INVBUY #Link(REVERSALFITID,INVSTMTMSGSETV2)-->
-
-<!ELEMENT UNITS  - O %AMTTYPE >
-
-<!ELEMENT MARKUP  - O %AMTTYPE >
-
-<!ELEMENT COMMISSION  - O %AMTTYPE >
-
-<!ELEMENT TAXES  - O %AMTTYPE >
-
-<!ELEMENT FEES  - O %AMTTYPE >
-
-<!ELEMENT LOAD  - O %AMTTYPE >
-
-<!ELEMENT TOTAL  - O %AMTTYPE >
-
-<!-- Sub-account for the security -->
-<!ELEMENT SUBACCTSEC  - O %SUBACCTENUM >
-
-<!-- Sub-account for the funds involved in the trade: CASH, SHORT, MARGIN, OTHER -->
-<!ELEMENT SUBACCTFUND  - O %SUBACCTENUM >
-
-<!-- ** Transaction fields common to SELL types of transactions ** -->
-<!-- version 2 adds reversalfees, reversalfitid -->
-<!-- OFX 1.5 -->
-<!-- ADDED REVERSALFEES, REVERSALFITID -->
-<!ELEMENT INVSELL  - - (INVTRAN , SECID , UNITS , UNITPRICE , MARKDOWN? , 
-               COMMISSION? , TAXES? , FEES? , LOAD? , WITHHOLDING? ,
-               TAXEXEMPT? , TOTAL , REVERSALFEES?, REVERSALFITID?, GAIN? , CURRENCY? , ORIGCURRENCY? ,
-               SUBACCTSEC , SUBACCTFUND) >
-<!--#ELEMENT INVSELL #Link(REVERSALFEES,INVSTMTMSGSETV2)-->
-<!--#ELEMENT INVSELL #Link(REVERSALFITID,INVSTMTMSGSETV2)-->
-
-<!ELEMENT MARKDOWN  - O %AMTTYPE >
-
-<!ELEMENT WITHHOLDING  - O %AMTTYPE >
-
-<!ELEMENT GAIN  - O %AMTTYPE >
-
-<!-- ** Buy Debt Transaction ** -->
-<!ELEMENT BUYDEBT  - - (INVBUY , ACCRDINT?) >
-
-<!ELEMENT ACCRDINT  - O %AMTTYPE >
-
-<!-- ** Buy Mutual Fund Transaction ** -->
-<!ELEMENT BUYMF  - - (INVBUY , BUYTYPE , RELFITID?) >
-
-<!-- Buy Type -->
-<!ELEMENT BUYTYPE  - O %BUYENUM >
-
-<!-- Related Transaction ID -->
-<!ELEMENT RELFITID  - O %FITIDTYPE >
-
-<!-- ** Buy Option Transaction ** -->
-<!ELEMENT BUYOPT  - - (INVBUY , OPTBUYTYPE , SHPERCTRCT) >
-
-<!-- Option Buy Type -->
-<!ELEMENT OPTBUYTYPE  - O %OPTBUYENUM >
-
-<!-- ** Buy Other Transaction ** -->
-<!ELEMENT BUYOTHER  - - (INVBUY) >
-
-<!-- ** Buy Stock Transaction ** -->
-<!ELEMENT BUYSTOCK  - - (INVBUY , BUYTYPE) >
-
-<!-- ** Closure of Option Transaction ** -->
-<!ELEMENT CLOSUREOPT  - - (INVTRAN , SECID , OPTACTION , UNITS , SHPERCTRCT ,
-               SUBACCTSEC , RELFITID? , GAIN?) >      
-               
-<!-- Closure of option action -->
-<!ELEMENT OPTACTION  - O %OPTACTIONENUM >
-
-<!-- **Income Transaction ** -->
-<!ELEMENT INCOME  - - (INVTRAN , SECID , INCOMETYPE , TOTAL , SUBACCTSEC ,
-               SUBACCTFUND , TAXEXEMPT? , WITHHOLDING? ,CURRENCY? ,
-               ORIGCURRENCY? ) >
-
-<!-- Type of Income -->
-<!ELEMENT INCOMETYPE  - O %INCOMEENUM >
-
-<!ELEMENT TAXEXEMPT - O %BOOLTYPE >
-
-<!-- ** Investment Related Expense Transaction ** -->
-<!ELEMENT INVEXPENSE  - - (INVTRAN , SECID , TOTAL , SUBACCTSEC ,
-               SUBACCTFUND , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- OFX 1.5 -->
-<!-- Added REVERSALFEES -->
-<!-- Fees charged for investment reversal -->
-<!ELEMENT REVERSALFEES   - O %AMTTYPE >
-
-<!-- OFX 1.5 -->
-<!-- Added REVERSALFITID -->
-<!-- FITID of transaction to be reversed -->
-<!ELEMENT REVERSALFITID	 - O %FITIDTYPE >
-
-<!-- ** Journaling of Funds between sub-accounts Transaction ** -->
-<!ELEMENT JRNLFUND - - (INVTRAN , SUBACCTTO , SUBACCTFROM , TOTAL) >
-
-<!ELEMENT SUBACCTTO - O %SUBACCTENUM >
-
-<!ELEMENT SUBACCTFROM - O %SUBACCTENUM >
-
-<!-- ** Journaling of Security between sub-accounts Transaction ** -->
-<!ELEMENT JRNLSEC - - (INVTRAN , SECID, SUBACCTTO , SUBACCTFROM , UNITS) >
-
-<!-- ** Margin Interest Transaction ** -->
-<!ELEMENT MARGININTEREST  - - (INVTRAN , TOTAL , SUBACCTFUND , CURRENCY? ,
-               ORIGCURRENCY?) >
-
-<!-- ** Reinvest Transaction ** -->
-<!ELEMENT REINVEST  - - (INVTRAN , SECID , INCOMETYPE , TOTAL , SUBACCTSEC ,
-               UNITS , UNITPRICE , COMMISSION? , TAXES? , FEES? , LOAD? ,
-               TAXEXEMPT? , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- ** Return Of Capital Transaction ** -->
-<!ELEMENT RETOFCAP - - (INVTRAN , SECID , TOTAL , SUBACCTSEC ,
-                        SUBACCTFUND , CURRENCY? , ORIGCURRENCY?) >
-
-<!-- ** Sell Debt Transaction ** -->
-<!ELEMENT SELLDEBT  - - (INVSELL , SELLREASON , ACCRDINT?) >
-
-<!-- Reason Sell of Debt generated -->
-<!ELEMENT SELLREASON - O %SELLREASONENUM >
-
-<!-- ** Sell Mutual Fund Transaction ** -->
-<!ELEMENT SELLMF  - - (INVSELL , SELLTYPE , AVGCOSTBASIS? , RELFITID?) >
-
-<!-- Sell Type -->
-<!ELEMENT SELLTYPE  - O %SELLTYPEENUM >
-
-<!-- Average cost basis -->
-<!ELEMENT AVGCOSTBASIS  - O %AMTTYPE >
-
-<!-- ** Sell Option Transaction ** -->
-<!ELEMENT SELLOPT  - - (INVSELL , OPTSELLTYPE , SHPERCTRCT ,
-                        RELFITID? , RELTYPE?, SECURED?) >
-
-<!-- Option Sell Type -->
-<!ELEMENT OPTSELLTYPE  - O %OPTSELLENUM >
-
-<!-- Related option transaction type -->
-<!ELEMENT RELTYPE  - O %RELATEDENUM >
-
-<!-- How the option is secured -->          
-<!ELEMENT SECURED  - O %SECUREDENUM >
-
-<!-- ** Sell Other Transaction ** -->
-<!ELEMENT SELLOTHER  - - (INVSELL) >
-
-<!-- ** Sell Stock Transaction ** -->
-<!ELEMENT SELLSTOCK  - - (INVSELL , SELLTYPE) >
-
-<!-- ** Split Transaction ** -->
-<!ELEMENT SPLIT  - - (INVTRAN , SECID , SUBACCTSEC ,
-               OLDUNITS , NEWUNITS , NUMERATOR , DENOMINATOR ,
-               CURRENCY? , ORIGCURRENCY? , FRACCASH? , SUBACCTFUND?) >
-
-<!ELEMENT OLDUNITS  - O %AMTTYPE >
-
-<!ELEMENT NEWUNITS  - O %AMTTYPE >
-
-<!-- OFX 1.5 -->
-<!-- Changed AMTTYPE to INTTYPE but didn't rev the name because AMTTYPE was a bug -->
-<!ELEMENT NUMERATOR  - O %INTTYPE >
-
-<!-- OFX 1.5 -->
-<!-- Changed AMTTYPE to INTTYPE but didn't rev the name because AMTTYPE was a bug -->
-<!ELEMENT DENOMINATOR  - O %INTTYPE >
-
-<!-- Amount of cash recieved from fractional shares -->
-<!ELEMENT FRACCASH  - O %AMTTYPE >
-
-<!-- ** Transfer Transaction ** -->
-<!ELEMENT TRANSFER  - - (INVTRAN, SECID , SUBACCTSEC , UNITS ,
-                        TFERACTION , POSTYPE , INVACCTFROM?,
-                        AVGCOSTBASIS?, UNITPRICE?, DTPURCHASE?) >
-<!-- Transfer action -->
-<!ELEMENT TFERACTION  - O %INOUTENUM >
-
-<!ELEMENT DTPURCHASE  - o %DTTMTYPE>
-
-<!-- ***** Open Orders List ***** -->
-<!ELEMENT INVOOLIST  - - ((OOBUYDEBT | OOBUYMF | OOBUYOPT | OOBUYOTHER |
-               OOBUYSTOCK | OOSELLDEBT | OOSELLMF | OOSELLOPT |
-               OOSELLOTHER | OOSELLSTOCK | OOSWITCHMF)*) >
-
-<!-- ** Open Order fields common to all open orders ** -->
-<!-- OFX 1.5 -->
-<!-- CHANGE SRVRTID to (SRVRTID | SRVRTID2) -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!ELEMENT OO  - - (FITID , (SRVRTID | SRVRTID2)? , SECID , DTPLACED , UNITS , SUBACCT ,
-               DURATION , RESTRICTION , MINUNITS? , LIMITPRICE? ,
-               STOPPRICE? , (MEMO | MEMO2)? , CURRENCY?) >
-<!--#ELEMENT OO #Link(SRVRTID,INVSTMTMSGSETV1)-->
-<!--#ELEMENT OO #Link(SRVRTID2,INVSTMTMSGSETV2)-->
-<!--#ELEMENT OO #Link(MEMO,INVSTMTMSGSETV1)-->
-<!--#ELEMENT OO #Link(MEMO2,INVSTMTMSGSETV2)-->
-
-<!ELEMENT DTPLACED  - O %DTTMTYPE >
-
-<!ELEMENT SUBACCT  - O %SUBACCTENUM >
-
-<!ELEMENT DURATION  - O %DURATIONENUM >
-
-<!ELEMENT RESTRICTION  - O %RESTRICTIONENUM >
-
-<!ELEMENT MINUNITS  - O %AMTTYPE >
-
-<!ELEMENT LIMITPRICE  - O %AMTTYPE >
-
-<!ELEMENT STOPPRICE  - O %AMTTYPE >
-
-<!-- ** Buy Debt Open Order ** -->
-<!ELEMENT OOBUYDEBT  - - (OO , AUCTION , DTAUCTION?) >
-
-<!ELEMENT AUCTION  - O %BOOLTYPE >
-
-<!ELEMENT DTAUCTION  - O %DTTMTYPE >
-
-<!-- ** Buy Mutual Fund Open Order ** -->
-<!ELEMENT OOBUYMF  - - (OO , BUYTYPE , UNITTYPE) >
-
-<!-- Type of units: SHARES or CURRENCY -->
-<!ELEMENT UNITTYPE  - O %UNITTYPEENUM >
-
-<!-- ** Buy Option Open Order ** -->
-<!ELEMENT OOBUYOPT  - - (OO , OPTBUYTYPE) >
-
-<!-- ** Buy Other Open Order ** -->
-<!ELEMENT OOBUYOTHER  - - (OO , UNITTYPE) >
-
-<!-- ** Buy Stock Open Order ** -->
-<!ELEMENT OOBUYSTOCK  - - (OO , BUYTYPE) >
-
-<!-- ** Sell Debt Open Order ** -->
-<!ELEMENT OOSELLDEBT  - - (OO) >
-
-<!-- ** Sell Mutual Fund Open Order ** -->
-<!ELEMENT OOSELLMF  - - (OO , SELLTYPE , UNITTYPE , SELLALL) >
-
-<!ELEMENT SELLALL  - O %BOOLTYPE >
-
-<!-- ** Sell Option Open Order ** -->
-<!ELEMENT OOSELLOPT  - - (OO , OPTSELLTYPE) >
-
-<!-- ** Sell Other Security Type Open Order ** -->
-<!ELEMENT OOSELLOTHER  - - (OO , UNITTYPE) >
-
-<!-- ** Sell Stock Open Order ** -->
-<!ELEMENT OOSELLSTOCK  - - (OO , SELLTYPE) >
-
-<!-- ** Switch Mutual Fund Open Order ** -->
-<!ELEMENT OOSWITCHMF  - - (OO , SECID , UNITTYPE , SWITCHALL) >
-
-<!ELEMENT SWITCHALL  - O %BOOLTYPE >
-
-
-<!-- ***** Position List ***** -->
-<!ELEMENT INVPOSLIST  - - ((POSMF | POSSTOCK | POSDEBT| POSOPT |
-                           POSOTHER)*) >
-
-<!-- Position fields common to and types of positions -->
-<!-- OFX 1.5 -->
-<!-- CHANGE MEMO to (MEMO | MEMO2) -->
-<!ELEMENT INVPOS  - - (SECID , HELDINACCT , POSTYPE , UNITS , UNITPRICE , 
-               MKTVAL , DTPRICEASOF , CURRENCY? , (MEMO | MEMO2)?) >
-<!--#ELEMENT INVPOS #Link(MEMO,INVSTMTMSGSETV1)-->
-<!--#ELEMENT INVPOS #Link(MEMO2,INVSTMTMSGSETV2)-->
-
-<!-- Which sub-account the position is held in: CASH, MARGIN, SHORT, OTHER -->
-<!ELEMENT HELDINACCT  - O %SUBACCTENUM >
-
-<!-- Position Type: SHORT, LONG -->
-<!ELEMENT POSTYPE  - O %POSTYPEENUM >
-
-<!ELEMENT DTPRICEASOF  - O %DTTMTYPE >
-
-<!-- ** Debt Position ** -->
-<!ELEMENT POSDEBT  - - (INVPOS) >
-
-<!-- ** Mutual Fund Position ** -->
-<!ELEMENT POSMF  - - (INVPOS , UNITSSTREET? , UNITSUSER? , REINVDIV? ,
-               REINVCG?) >
-
-<!ELEMENT UNITSSTREET  - O %AMTTYPE >
-
-<!ELEMENT UNITSUSER  - O %AMTTYPE >
-
-<!ELEMENT REINVDIV  - O %BOOLTYPE >
-
-<!ELEMENT REINVCG  - O %BOOLTYPE >
-
-<!-- ** Option Position ** -->
-<!ELEMENT POSOPT  - - (INVPOS , SECURED?) >
-
-<!-- ** Other Security Type Position ** -->
-<!ELEMENT POSOTHER  - - (INVPOS) >
-
-<!-- ** Stock Position ** -->
-<!ELEMENT POSSTOCK  - - (INVPOS , UNITSSTREET? , UNITSUSER? , REINVDIV?) >
-
-
-<!-- ** Balances ** -->
-<!ELEMENT INVBAL  - - (AVAILCASH , MARGINBALANCE , SHORTBALANCE ,
-                       BUYPOWER? , BALLIST?) >
-
-<!ELEMENT MARGINBALANCE  - O %AMTTYPE >
-
-<!ELEMENT SHORTBALANCE  - O %AMTTYPE >
-
-<!ELEMENT AVAILCASH  - O %AMTTYPE >
-
-<!ELEMENT BUYPOWER  - O %AMTTYPE >
-
-<!ELEMENT BALLIST  - - (BAL*) >
-
-<!-- **** Investment Statement Message Set *** -->
-
-<!-- Investment Message Set -->
-<!ELEMENT INVSTMTMSGSET  - - (INVSTMTMSGSETV1?, INVSTMTMSGSETV2?) >
-
-<!-- Investment Message Set: Version 1 and 2-->
-<!ELEMENT (INVSTMTMSGSETV1, INVSTMTMSGSETV2)  - - (MSGSETCORE , TRANDNLD , OODNLD , POSDNLD , BALDNLD, CANEMAIL) >
-
-<!-- FI supports download of transactions -->
-<!ELEMENT TRANDNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of open orders -->
-<!ELEMENT OODNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of positions -->
-<!ELEMENT POSDNLD  - O %BOOLTYPE >
-
-<!-- FI supports download of balances -->
-<!ELEMENT BALDNLD  - O %BOOLTYPE >
-
-<!-- **** Security List Message Set *** -->
-
-<!-- Security List message Set -->
-<!ELEMENT SECLISTMSGSET  - - (SECLISTMSGSETV1?, SECLISTMSGSETV2?) >
-
-<!-- Investment Message Set: Version 1 and 2 -->
-<!ELEMENT (SECLISTMSGSETV1, SECLISTMSGSETV2)  - - (MSGSETCORE , SECLISTRQDNLD) >
-
-<!-- FI supports SECLISTRQ -->
-<!ELEMENT SECLISTRQDNLD  - O %BOOLTYPE >
-
-<!-- INVESTMENT EMAIL -->
-<!ELEMENT INVMAILTRNRQ      - - (%TRNRQMACRO, INVMAILRQ)>
-<!ELEMENT INVMAILTRNRS      - - (%TRNRSMACRO, INVMAILRS?)>
-<!ELEMENT INVMAILSYNCRQ     - - (%SYNCRQMACRO, INCIMAGES, USEHTML, INVACCTFROM, INVMAILTRNRQ*)>
-<!ELEMENT INVMAILSYNCRS     - - (%SYNCRSMACRO, INVACCTFROM, INVMAILTRNRS*)>
-
-<!ELEMENT INVMAILRQ         - - (INVACCTFROM, MAIL)>
-<!ELEMENT INVMAILRS         - - (INVACCTFROM, MAIL)>
-
-<!-- Message sets -->
-<!ELEMENT (EMAILMSGSRQV1, EMAILMSGSRQV2)     - - ((MAILTRNRQ | MAILSYNCRQ | GETMIMETRNRQ)+ )>
-<!ELEMENT (EMAILMSGSRSV1, EMAILMSGSRSV2)     - - ((MAILTRNRS | MAILSYNCRS | GETMIMETRNRS)+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT EMAILMSGSET       - - (EMAILMSGSETV1?, EMAILMSGSETV2?)>
-<!ELEMENT (EMAILMSGSETV1, EMAILMSGSETV2)     - - (MSGSETCORE , MAILSUP , GETMIMESUP)>
-<!ELEMENT MAILSUP           - o %BOOLTYPE>
-<!ELEMENT GETMIMESUP        - o %BOOLTYPE>
-
-<!-- Email Transactions -->
-
-<!ELEMENT MAILTRNRQ     - - (%TRNRQMACRO , MAILRQ)>
-<!ELEMENT MAILTRNRS     - - (%TRNRSMACRO , MAILRS?)>
-<!ELEMENT GETMIMETRNRQ  - - (%TRNRQMACRO , GETMIMERQ)>
-<!ELEMENT GETMIMETRNRS  - - (%TRNRSMACRO , GETMIMERS?)>
-
-<!-- Email Request -->
-
-<!ELEMENT MAILRQ        - - (MAIL)>
-<!ELEMENT MAIL          - - (USERID , DTCREATED , FROM , TO ,
-                             SUBJECT , MSGBODY , INCIMAGES ,
-                             USEHTML)>
-
-<!ELEMENT DTCREATED     - o %DTTMTYPE>
-<!ELEMENT FROM          - o %GENNAMETYPE>
-<!ELEMENT TO            - o %GENNAMETYPE>
-<!ELEMENT SUBJECT       - o %SUBJECTTYPE>
-<!ELEMENT USEHTML       - o %BOOLTYPE>
-
-<!ELEMENT MSGBODY       - - %MSGBODYTYPE>
-
-<!-- Email Response -->
-
-<!ELEMENT MAILRS        - - (MAIL)>
-
-<!-- Email sync -->
-
-<!ELEMENT MAILSYNCRQ    - - (%SYNCRQMACRO , INCIMAGES, USEHTML, MAILTRNRQ*)>
-<!ELEMENT MAILSYNCRS    - - (%SYNCRSMACRO , MAILTRNRS*)>
-
-<!-- HTML GET -->
-
-<!-- OFX 1.5 -->
-<!-- CHANGE URL TO (URL|URL2) -->
-<!ELEMENT GETMIMERQ     - - ((URL|URL2))>
-<!--#ELEMENT GETMIMERQ #Link(URL,EMAILMSGSETV1)-->
-<!--#ELEMENT GETMIMERQ #Link(URL2,EMAILMSGSETV2)-->
-<!ELEMENT GETMIMERS     - - ((URL|URL2))>
-<!--#ELEMENT GETMIMERS #Link(URL,EMAILMSGSETV1)-->
-<!--#ELEMENT GETMIMERS #Link(URL2,EMAILMSGSETV2)-->
-
-
-<!-- Profile message set -->
-<!ELEMENT (PROFMSGSRQV1, PROFMSGSRQV2)        - - ((PROFTRNRQ)+ )>
-<!ELEMENT (PROFMSGSRSV1, PROFMSGSRSV2)        - - ((PROFTRNRS)+ )>
-
-<!-- Profile entry for message set -->
-<!ELEMENT PROFMSGSET        - - (PROFMSGSETV1?, PROFMSGSETV2?)>
-<!ELEMENT (PROFMSGSETV1, PROFMSGSETV2)      - - (MSGSETCORE)>
-
-<!-- No synchronization in this module -->
-
-<!-- Transactions -->
-<!ELEMENT PROFTRNRQ     - - (%TRNRQMACRO , PROFRQ)>
-<!ELEMENT PROFTRNRS     - - (%TRNRSMACRO , PROFRS?)>
-
-<!-- Messages -->
-
-<!ELEMENT PROFRQ    - - (CLIENTROUTING , DTPROFUP)>
-<!ELEMENT CLIENTROUTING - o %CLIENTROUTINGENUM>
-
-<!-- version 2 adds urlgetdirect -->
-<!-- OFX 1.5 -->
-<!-- ADDED URLGETREDIRECT -->
-<!-- CHANGE URL TO (URL|URL2) -->
-<!ELEMENT PROFRS    - - (MSGSETLIST , SIGNONINFOLIST , DTPROFUP,
-                        FINAME, (ADDR1,(ADDR2,ADDR3?)?), CITY, STATE, POSTALCODE, COUNTRY,
-                        CSPHONE?, TSPHONE?, FAXPHONE?, (URL|URL2)?, URLGETREDIRECT?, EMAIL? )>
-<!--#ELEMENT PROFRS #Link(URL,EMAILMSGSETV1)-->
-<!--#ELEMENT PROFRS #Link(URL2,EMAILMSGSETV2)-->
-<!--#ELEMENT PROFRS #Link(URLGETDIRECT,EMAILMSGSETV2)-->
-                        
-<!ELEMENT FINAME        - o %GENNAMETYPE>
-<!ELEMENT CSPHONE       - o %PHONETYPE>
-<!ELEMENT TSPHONE       - o %PHONETYPE>
-<!ELEMENT FAXPHONE      - o %PHONETYPE>
-
-<!-- OFX 1.5 -->
-<!-- ADDED URLGETREDIRECT -->
-<!ELEMENT URLGETREDIRECT	- o %BOOLTYPE>
-
-<!-- Message List -->
-<!-- Defined in terms of macro in ofxmain -->
-<!ELEMENT MSGSETLIST    - - ( (%MSGSETMACRO)* )>
-
-<!-- Message set core info - used by all XXXMSGSETVn -->
-<!-- version 2 adds COUNTRY -->
-<!-- OFX 1.5 -->
-<!-- ADDED COUNTRY -->
-<!-- CHANGE URL to URL+ -->
-<!-- CHANGE URL TO (URL|URL2) -->
-<!ELEMENT MSGSETCORE    - - (VER , (URL|URL2)+ , OFXSEC ,
-                             TRANSPSEC , SIGNONREALM ,
-                             LANGUAGE+, COUNTRY*, SYNCMODE, RESPFILEER, SPNAME? )>
-<!--#ELEMENT MSGSETCORE #Link(URL,(SIGNONMSGSETV1 | SIGNUPMSGSETV1 | EMAILMSGSETV1 | 
-					BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ELEMENT MSGSETCORE #Link(URL2,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!--#ELEMENT MSGSETCORE #Link(COUNTRY,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!ELEMENT VER           - o %VERTYPE>
-<!ELEMENT OFXSEC        - o %SECURITYENUM>
-<!ELEMENT TRANSPSEC     - o %BOOLTYPE> 
-<!ELEMENT SYNCMODE      - o %SYNCENUM>
-<!ELEMENT RESPFILEER    - o %BOOLTYPE>
-<!ELEMENT SPNAME        - o %GENNAMETYPE>
-                            
-
-<!-- Signon realm info - version 2 adds pwtype for intl use -->
-<!ELEMENT SIGNONINFOLIST    - - (SIGNONINFO*)>
-<!-- OFX 1.5 -->
-<!-- ADDED PWTYPE -->
-<!ELEMENT SIGNONINFO        - - (SIGNONREALM , MIN , MAX ,
-                                 CHARTYPE , CASESEN ,
-                                 SPECIAL , SPACES, PINCH, CHGPINFIRST, PWTYPE?)>
-<!--#ELEMENT SIGNONINFO #Link(PWTYPE,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!ELEMENT SIGNONREALM       - o %GENNAMETYPE>
-<!ELEMENT MIN               - o %INTTYPE>
-<!ELEMENT MAX               - o %INTTYPE>
-<!ELEMENT CHARTYPE          - o %CHARTYPEENUM>
-<!ELEMENT CASESEN           - o %BOOLTYPE>
-<!ELEMENT SPECIAL           - o %BOOLTYPE>
-<!ELEMENT SPACES            - o %BOOLTYPE>
-<!ELEMENT PINCH             - o %BOOLTYPE>
-<!ELEMENT CHGPINFIRST       - o %BOOLTYPE>
-<!-- OFX 1.5 -->
-<!ELEMENT PWTYPE            - o %PWTYPEENUM> 
-
-    
-    <!-- BILL PRESENTMENT   -->
-    
-    <!-- Profile entry for message set -->
-    <!ELEMENT PRESDIRMSGSET        - - (PRESDIRMSGSETV2)>
-    <!ELEMENT PRESDIRMSGSETV2      - - (MSGSETCORE)>
-  
-    <!-- No synchronization in this module -->
-   
-    <!-- ================== -->
-    <!-- DIRECTORY MESSAGES -->
-    <!-- ================== -->
-    
-    <!-- FIND BILLER -->
-    
-    <!-- Find Biller Message set -->
-    <!ELEMENT PRESDIRMSGSRQV2    - - (FINDBILLERTRNRQ)>
-    <!ELEMENT PRESDIRMSGSRSV2    - - (FINDBILLERTRNRS)>
-    
-    <!-- Find Biller Transactions -->
-    
-    <!ELEMENT FINDBILLERTRNRQ    - - (%TRNRQMACRO, FINDBILLERRQ)>
-    <!ELEMENT FINDBILLERTRNRS    - - (%TRNRSMACRO, FINDBILLERRS)>
-    
-    
-    
-    <!-- Find Biller Request and Response -->
-    
-    <!ELEMENT FINDBILLERRQ  - - (DTUPDATE? , BILLERID?, NAME?, ADDR1?,
-                                    ADDR2? , ADDR3? , CITY?, STATE?,  
-                                    POSTALCODE? , COUNTRY? , SIC? ,
-                                    CONSUPOSTALCODE?,INCIMAGES)>
-             
-                                     
-    <!ELEMENT FINDBILLERRS  - - (DTUPDATE ,BILLERINFO*)>
-    
-    <!ELEMENT BILLERINFO    - - (BILLPUB, BILLERID, NAME, ADDR1,
-                                    ADDR2? , ADDR3? , CITY, STATE,  
-                                    POSTALCODE ,COUNTRY ,SIC ,PHONE ,
-                                PAYMENTINSTRUMENTS?, ACCTFORMAT?,
-                                    ACCTEDITMASK?, HELPMESSAGE?, RESTRICT?, LOGO?,
-                                    VALIDATE?, BILLERINFOURL?)>
-    
-    <!ELEMENT PAYMENTINSTRUMENTS      - - (PAYMENTINSTRUMENT+)>
-    <!ELEMENT PAYMENTINSTRUMENT       - - (PMTINSTRUMENTTYPE, BRAND?)>
-    <!ELEMENT DTUPDATE      - o %DTTMTYPE>
-    <!ELEMENT CONSUPOSTALCODE - o %ZIPTYPE>
-    <!ELEMENT BILLPUB       - o %GENNAMETYPE>
-    <!ELEMENT BILLERID      - o %IDTYPE>
-    <!ELEMENT ACCTFORMAT    - o %MSGTYPE>
-    <!ELEMENT ACCTEDITMASK  - o %MSGTYPE>
-    <!ELEMENT HELPMESSAGE   - o %MSGTYPE>
-    <!ELEMENT RESTRICT      - o %MSGTYPE>
-    <!ELEMENT VALIDATE      - o %URL2TYPE>
-    <!ELEMENT BILLERINFOURL - o %URL2TYPE>
-    <!ELEMENT LOGO          - o %URL2TYPE>
-    
-    
-    <!-- ================== -->
-    <!-- SIGNUP MESSAGES    -->
-    <!-- ================== -->
-    
-    <!-- ENROLL SAME AS STANDARD OFX ENROLL-->
-    
-    <!-- ACTIVATION SAME AS STANDARD OFX -->
-   
-    <!ELEMENT PRESNAMEADDRESS - - (NAMEACCTHELD?, ADDR1?, ADDR2?, ADDR3?, CITY?, STATE?,  
-                            POSTALCODE?, COUNTRY?, DAYPHONE?, EVEPHONE?)>
-    
-    <!-- ACCOUNT INFO SAME AS STANDARD OFX EXCEPT FOR GROUP Messages-->
-
-    <!ELEMENT NAMEACCTHELD - o %NAMEACCTHELDTYPE>
- 
-       
-    <!-- ====================== -->
-    <!-- BILL DELIVERY MESSAGES -->
-    <!-- ====================== -->
-    
-    <!-- Bill Delivery -->
-    
-    <!-- Bill Delivery Message set -->
-    <!-- Profile entry for message set -->
-    <!ELEMENT PRESDLVMSGSET        - - (PRESDLVMSGSETV1)>
-    <!ELEMENT PRESDLVMSGSETV1      - - (MSGSETCORE)>
-    
-    <!-- No synchronization in this module -->
-    
-   <!ELEMENT PRESDLVMSGSRQV1  - - ((PRESLISTTRNRQ
-                                |PRESGRPACCTINFOTRNRQ
-                                |PRESDETAILTRNRQ
-                                |BILLTBLSTRUCTTRNRQ
-                                |PRESNOTIFYTRNRQ
-                                |PRESMAILSYNCRQ
-                                |PRESMAILTRNRQ)+
-                                )>
-    <!ELEMENT PRESDLVMSGSRSV1  - - ((PRESLISTTRNRS
-                                |PRESGRPACCTINFOTRNRS
-                                |PRESDETAILTRNRS
-                                |BILLTBLSTRUCTTRNRS
-                                |PRESNOTIFYTRNRS
-                                |PRESMAILSYNCRS
-                                |PRESMAILTRNRS)+
-                                )>
-
-    <!-- Account Info Group Transactions -->
-    <!ELEMENT PRESGRPACCTINFOTRNRQ    - - (%TRNRQMACRO, (USERID | GROUPID)?, ACCTINFORQ)>
-    <!ELEMENT PRESGRPACCTINFOTRNRS    - - (%TRNRSMACRO, ACCTINFORS)>
-  
-    <!ELEMENT PRESACCTINFO              - - (PRESACCTFROM, SVCSTATUS, REASON?)>
-    <!ELEMENT PRESACCTFROM    - - (BILLPUB,BILLERID,ACCTID,PRESNAMEADDRESS?,USERID)>
-    <!ELEMENT PRESACCTTO      - - (BILLPUB ,BILLERID, ACCTID, PRESNAMEADDRESS?, USERID)>
-  
-    <!ELEMENT GROUPID                 - o %IDTYPE>
-    <!ELEMENT REASON                  - o %MSGTYPE>
-    <!ELEMENT PMTINSTRUMENTTYPE       - o %PMTINSTRUMENTENUM>
-    <!ELEMENT BRAND                   - o %GENNAMETYPE> 
-
-    <!-- Bill Delivery Transactions -->
-    <!ELEMENT PRESLISTTRNRQ    - - (%TRNRQMACRO,  (USERID|GROUPID)?, PRESLISTRQ)>
-    <!ELEMENT PRESLISTTRNRS    - - (%TRNRSMACRO, PRESLISTRS)>
-    
-    <!ELEMENT PRESNOTIFYTRNRQ    - - (%TRNRQMACRO, PRESNOTIFYRQ)>
-    <!ELEMENT PRESNOTIFYTRNRS    - - (%TRNRSMACRO, PRESNOTIFYRS)>
-    
-    <!ELEMENT PRESLISTRQ       - - (BILLPUB, DTSTART?, DTEND?, BILLID?, NOTIFYWILLING, INCLUDEDETAIL)>
-    <!ELEMENT PRESLISTRS       - - (BILLPUB, USERID, DTSTART, DTEND, PRESLIST?)>
-    
-    <!ELEMENT PRESLIST         - - (PRESBILLINFO*)>
-    
-    <!ELEMENT PRESBILLINFO     - - (BILLID, PRESACCTFROM, PAYEEID2?, BILLREFINFO?, AMTDUE,
-                                    MINAMTDUE?, DTPMTDUE, DTBILL, DTOPEN?, DTCLOSE?,
-                                    PREVBAL?, ACTIVITY?, ACCTBAL?, INVOICE?, NOTIFYDESIRED, 
-                                    STMNTIMAGE?, (DETAILAVAILABLE|PRESDETAIL))>
-
-    
-    <!ELEMENT STMNTIMAGE     - - (IMAGEURL,PREFETCHURL?,DTEXPIRE?)>
-    
-    <!ELEMENT PRESDETAILTRNRQ  - - (%TRNRQMACRO, PRESDETAILRQ)>
-    <!ELEMENT PRESDETAILRQ     - - (BILLID, BILLDETAILTABLETYPE?)>
-    <!ELEMENT PRESDETAILTRNRS  - - (%TRNRSMACRO, PRESDETAILRS)>
-    <!ELEMENT PRESDETAILRS   - - (PRESDETAIL*)>
-  
-    <!ELEMENT PRESDETAIL       - - (BILLID, PRESACCTFROM?, PMTINSTRUMENTTABLE*)>
-    
-    <!ELEMENT BILLDETAILTABLE        - - (TABLENAME, BILLDETAILTABLETYPE, BILLDETAILROW*)>
-    
-    <!ELEMENT BILLDETAILROW          - - (C|N)*>
-    
-    <!ELEMENT BILLTBLSTRUCTTRNRQ    - - (%TRNRQMACRO, BILLTBLSTRUCTRQ)>
-    <!ELEMENT BILLTBLSTRUCTTRNRS    - - (%TRNRSMACRO, BILLTBLSTRUCTRS)>
-    
-    <!ELEMENT BILLTBLSTRUCTRQ  - - (BILLID, BILLDETAILTABLETYPE)>
-    
-    <!ELEMENT BILLTBLSTRUCTRS  - - (BILLID, BILLDETAILTABLETYPE, COLDEF*)>
-    
-    <!ELEMENT COLDEF                 - - (COLNAME, COLTYPE)>
-    
-    <!ELEMENT PRESNOTIFYRQ     - - (PRESDELIVERYID)>
-    <!ELEMENT PRESNOTIFYRS     - - (PRESDELIVERYID)>
-     
-    <!ELEMENT PRESDELIVERYID   - - (PRESACCTFROM,BILLID,DTSEEN)>
-    
-    
-    <!ELEMENT NOTIFYWILLING  - o %BOOLTYPE>
-    <!ELEMENT INCLUDEDETAIL  - o %BOOLTYPE>
-    <!ELEMENT AMTDUE         - o %AMTTYPE>
-    <!ELEMENT MINAMTDUE      - o %AMTTYPE>
-    <!ELEMENT DTBILL         - o %DTTMTYPE>
-    <!ELEMENT PREVBAL        - o %AMTTYPE>
-    <!ELEMENT ACTIVITY       - o %AMTTYPE>
-    <!ELEMENT ACCTBAL        - o %AMTTYPE>
-    <!ELEMENT NOTIFYDESIRED  - o %BOOLTYPE>
-    <!ELEMENT DETAILAVAILABLE - o %BOOLTYPE>
-    <!ELEMENT IMAGEURL       - o %URL2TYPE>
-    <!ELEMENT PREFETCHURL    - o %URL2TYPE>
-    <!ELEMENT TABLENAME      - o %GENNAMETYPE>
-    <!ELEMENT BILLDETAILTABLETYPE      - o %GENNAMETYPE>
-    <!ELEMENT C              - o %MSGTYPE>
-    <!ELEMENT N              - o %CHARTYPE>
-    <!ELEMENT COLNAME        - o %GENNAMETYPE>
-    <!ELEMENT COLTYPE        - o %COLUMNTYPE>
-    <!ELEMENT DTSEEN         - o %DTTMTYPE>
-	<!ELEMENT BILLID         - o     %IDTYPE>
-    
-    <!-- =============================== -->
-    <!-- BILL PRESENTMENT EMAIL MESSAGES -->
-    <!-- =============================== -->
-    
-    <!-- Synchronization -->
-    <!ELEMENT PRESMAILSYNCRQ   - - (%SYNCRQMACRO , PRESMAILTRNRQ*)>
-    <!ELEMENT PRESMAILSYNCRS   - - (%SYNCRSMACRO , PRESMAILTRNRS*)>
-  
-    <!-- Bill Presentment Mail -->
-    <!ELEMENT PRESMAILTRNRQ    - - (%TRNRQMACRO, PRESMAILRQ)>
-    <!ELEMENT PRESMAILTRNRS    - - (%TRNRSMACRO, PRESMAILRS)>
-    
-    <!ELEMENT PRESMAILRQ       - - (PRESACCTFROM, MAIL)>
-    <!ELEMENT PRESMAILRS       - - (PRESACCTFROM, MAIL)>
- 
- 
-<!-- ============================================================================= -->
-<!--
-    OpenExchange Element Structure
-    This file defines common and high-level elements.
-    New requests and responses need to be added to the TRNRQ/TRNRS elements here
--->
-<!-- ============================================================================= -->
-
-<!-- Top-level -->
-<!-- Add the 'meta-token' for sync requests from each
-     service module here -->
-
-
-<!ENTITY % OFXRQMSGSETS 
-                     "(SIGNONMSGSRQV1     | SIGNONMSGSRQV2),
-                      (SIGNUPMSGSRQV1     | SIGNUPMSGSRQV2)?,
-                      (BANKMSGSRQV1       | BANKMSGSRQV2)?,
-                      (CREDITCARDMSGSRQV1 | CREDITCARDMSGSRQV2)?,
-                      (INVSTMTMSGSRQV1    | INVSTMTMSGSRQV2)?,
-                      (INTERXFERMSGSRQV1  | INTERXFERMSGSRQV2)?,
-                      (WIREXFERMSGSRQV1   | WIREXFERMSGSRQV2)?,
-                      (BILLPAYMSGSRQV1    | BILLPAYMSGSRQV2)?,
-                      (EMAILMSGSRQV1      | EMAILMSGSRQV2)?,
-                      (SECLISTMSGSRQV1    | SECLISTMSGSRQV2)?,
-                      (PROFMSGSRQV1       | PROFMSGSRQV2)?,
-                      PRESDIRMSGSRQV2?,
-                      PRESDLVMSGSRQV2?
-                      %EXTRARQMSGSETS">
-
-<!ENTITY % OFXRSMSGSETS                      
-                     "(SIGNONMSGSRSV1     | SIGNONMSGSRSV2),
-                      (SIGNUPMSGSRSV1     | SIGNUPMSGSRSV2)?,
-                      (BANKMSGSRSV1       | BANKMSGSRSV2)?,
-                      (CREDITCARDMSGSRSV1 | CREDITCARDMSGSRSV2)?,
-                      (INVSTMTMSGSRSV1    | INVSTMTMSGSRSV2)?,
-                      (INTERXFERMSGSRSV1  | INTERXFERMSGSRSV2)?,
-                      (WIREXFERMSGSRSV1   | WIREXFERMSGSRSV2)?,
-                      (BILLPAYMSGSRSV1    | BILLPAYMSGSRSV2)?,
-                      (EMAILMSGSRSV1      | EMAILMSGSRSV2)?,
-                      (SECLISTMSGSRSV1    | SECLISTMSGSRSV2)?,
-                      (PROFMSGSRSV1       | PROFMSGSRSV2)?,
-                      PRESDIRMSGSRSV2?,
-                      PRESDLVMSGSRSV2?
-                      %EXTRARSMSGSETS">                
-                      
-<!ELEMENT OFX   - - ((%OFXRQMSGSETS) | (%OFXRSMSGSETS))>
-
-
-<!-- Generic Elements and Common Aggregates -->
-
-<!ELEMENT DTCLIENT  - o %DTTMTYPE>
-<!ELEMENT USERID    - o %IDTYPE>
-<!ELEMENT USERPASS  - o %PASSWORDTYPE>
-<!ELEMENT USERKEY   - o %USERKEYTYPE>
-<!ELEMENT GENUSERKEY        - o %BOOLTYPE>
-<!ELEMENT APPID     - o %APPIDTYPE>
-<!ELEMENT APPVER    - o %VERTYPE>
-<!ELEMENT DTSERVER  - o %DTTMTYPE>
-<!ELEMENT TSKEYEXPIRE       - o     %DTTMTYPE>
-<!ELEMENT CLTCOOKIE - o %IDTYPE>
-<!ELEMENT TAN       - o %TANTYPE>
-
-<!ELEMENT DESC      - o %SHORTMSGTYPE>
-<!ELEMENT PHONE     - o %PHONETYPE>
-
-
-<!-- general error reporting aggregate -->
-<!-- OFX 1.5 -->
-<!-- CHANGED MESSAGE TO (MESSAGE | MESSAGE2) -->
-<!ELEMENT STATUS    - -     (CODE , SEVERITY , (MESSAGE | MESSAGE2)? )> 
-<!--#ELEMENT STATUS #Link(MESSAGE,(SIGNONMSGSETV1 | SIGNUPMSGSETV1 | EMAILMSGSETV1 | 
-					BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ELEMENT STATUS #Link(MESSAGE2,(SIGNONMSGSETV2 | SIGNUPMSGSETV2 | EMAILMSGSETV2 |
-					BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!ELEMENT CODE              - o     %ERRORTYPE>
-<!ELEMENT SEVERITY  - o     %SEVERITYENUM>
-
-<!-- OFX 1.02 A-255 -->
-<!ELEMENT MESSAGE   - o     %MSGTYPE>
-
-<!-- OFX 1.5 -->
-<!-- ADDED MESSAGE2, A-2000 -->
-<!ELEMENT MESSAGE2   - o     %LONGMSGTYPE>
-
-<!-- Balance record -->
-<!ELEMENT BAL               - -     (NAME , DESC , BALTYPE , VALUE , 
-                         DTASOF? , CURRENCY?)>
-<!ELEMENT BALTYPE   - o %BALANCEENUM>
-<!ELEMENT VALUE             - o %AMTTYPE>
-
-
-<!--
-    TRNUID - a UUID that uniquely identifies transactions
--->
-<!ELEMENT TRNUID                    - o     %UUIDTYPE>
-
-
-<!-- Server ID -->
-<!ELEMENT SRVRTID   - o %SRVRIDTYPE>
-
-<!-- OFX 1.5 -->
-<!-- Server ID -->
-<!ELEMENT SRVRTID2   - o %UUIDTYPE>
-
-<!-- Transaction ID issued by financial institution.This ID is used to detect duplicate downloads -->
-<!ELEMENT FITID             - o     %FITIDTYPE>
-
-<!-- starting date -->
-<!ELEMENT DTSTART           - o     %DTTMTYPE>
-
-<!-- ending date -->
-<!ELEMENT DTEND                     - o     %DTTMTYPE>
-
-<!ELEMENT DTPROFUP      - o %DTTMTYPE>
-<!ELEMENT DTACCTUP      - o %DTTMTYPE>
-
-<!-- Sync-related -->
-<!ELEMENT TOKENONLY         - o %BOOLTYPE>
-<!ELEMENT TOKEN             - o %SRVRIDTYPE>
-<!-- OFX 1.5 -->
-<!ELEMENT TOKEN2            - o %UUIDTYPE>
-<!ELEMENT REFRESH           - o %BOOLTYPE>
-<!ELEMENT REJECTIFMISSING   - o %BOOLTYPE>
-<!ELEMENT LOSTSYNC          - o %BOOLTYPE>
-<!ELEMENT SYNCERROR         - o %ERRORTYPE>
-
-<!ELEMENT URL               - o %URLTYPE>
-<!ELEMENT URL2              - o %URL2TYPE>
-<!ELEMENT INCIMAGES     - o %BOOLTYPE>
-
-
-<!-- Name & Address-related fields used in several messages -->
-
-<!ELEMENT FIRSTNAME     - o %GENNAMETYPE>
-<!ELEMENT MIDDLENAME    - o %GENNAMETYPE>
-<!ELEMENT LASTNAME      - o %GENNAMETYPE>
-
-<!--  Payees address lines (1 or more) -->
-<!ELEMENT ADDR1     - o %ADDRESSTYPE>           
-<!ELEMENT ADDR2     - o %ADDRESSTYPE>           
-<!ELEMENT ADDR3     - o %ADDRESSTYPE>           
-
-<!--  Payees city  -->
-<!ELEMENT CITY      - o %ADDRESSTYPE>           
-
-<!--  Payees state -->
-<!ELEMENT STATE     - o %STATETYPE>           
-
-<!--  Zip code -->
-<!ELEMENT POSTALCODE        - o %ZIPTYPE>           
-
-<!--  Payees country -->
-<!ELEMENT COUNTRY   - o %COUNTRYENUM>   
-    
-<!ELEMENT DAYPHONE      - o %PHONETYPE>
-<!ELEMENT EVEPHONE      - o %PHONETYPE>
-<!ELEMENT EMAIL         - o %SHORTMSGTYPE>
-
-
-<!-- ============================================================================= -->
-<!--            Common between banking, billpay and/or investments                 -->
-<!-- ============================================================================= -->
-
-<!-- Bank account -->
-<!-- OFX 1.5 -->
-<!-- CHANGED ACCTTYPE TO (ACCTTYPE|ACCTTYPE2) -->
-<!ELEMENT BANKACCTFROM - - (BANKID , BRANCHID? , ACCTID ,
-                                        (ACCTTYPE|ACCTTYPE2) , ACCTKEY?)>
-<!--#ELEMENT BANKACCTFROM #Link(ACCTTYPE,(BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ELEMENT BANKACCTFROM #Link(ACCTTYPE2,(BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!-- V2 adds extbankacctto for international only -->
-<!-- OFX 1.5 -->
-<!-- ADDED EXTBANKACCTTO -->
-<!-- CHANGED ACCTTYPE TO (ACCTTYPE|ACCTTYPE2) -->
-<!ELEMENT BANKACCTTO - - (BANKID , BRANCHID? , ACCTID ,
-                                        (ACCTTYPE|ACCTTYPE2) , ACCTKEY?, EXTBANKACCTTO?)>
-<!--#ELEMENT BANKACCTTO #Link(ACCTTYPE,(BANKMSGSETV1 | INTERXFERMSGSETV1 | WIREXFERMSGSETV1 |
-					BILLPAYMSGSETV1 | INVSTMTMSGSETV1))-->
-<!--#ELEMENT BANKACCTTO #Link(ACCTTYPE2,(BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-<!--#ELEMENT BANKACCTTO #Link(EXTBANKACCTTO,(BANKMSGSETV2 | INTERXFERMSGSETV2 | WIREXFERMSGSETV2 |
-					BILLPAYMSGSETV2 | INVSTMTMSGSETV2 | BILLPRESMSGSETV1))-->
-
-<!-- Credit card account -->
-
-<!ELEMENT (CCACCTFROM,CCACCTTO) - - (ACCTID , ACCTKEY?)>
-
-<!-- extbankacctto for international only, v2 only, CHE, DEU or ITA only -->
-<!-- OFX 1.5 -->
-<!-- NEW Aggregate -->
-<!ELEMENT EXTBANKACCTTO - - (BANKNAME?, BANKBRANCH?, BANKCITY?, BANKPOSTALCODE?, CHE.PTTACCTID?)>
-<!ELEMENT BANKNAME          - o     %GENNAMETYPE>
-<!ELEMENT BANKBRANCH        - o     %GENNAMETYPE>
-<!ELEMENT BANKCITY          - o     %ADDRESSTYPE>
-<!ELEMENT BANKPOSTALCODE    - o     %ZIPTYPE>
-<!ELEMENT CHE.PTTACCTID     - o     %IDTYPE>
-
-<!-- Routing & transit number -->
-<!ELEMENT BANKID            - o     %IDTYPE>
-
-<!-- Bank identifier for international banks -->
-<!ELEMENT BRANCHID          - o     %IDTYPE>
-
-<!-- Account number -->
-<!ELEMENT ACCTID            - o %IDTYPE>
-
-<!-- Type of account.  -->
-<!ELEMENT ACCTTYPE          - o %ACCOUNTENUM>
-<!-- OFX 1.5 -->
-<!-- ADDED ACCTTYPE2 -->
-<!ELEMENT ACCTTYPE2         - o %ACCOUNTENUM2>
-
-<!-- Checksum for international banks -->
-<!ELEMENT ACCTKEY           - o %IDTYPE>
-
-<!-- User account number for a merchant -->
-<!ELEMENT PAYACCT           - o %IDTYPE>
-
-<!--
- If present, this is the FITID of a previously sent transaction that is corrected by this record.
- This transaction replaces or deletes the transaction that it corrects.
--->
-<!ELEMENT CORRECTFITID      - o %FITIDTYPE>
-
-
-<!--
- Actions can be REPLACE or DELETE.
- REPLACE replaces the transaction referenced by CORRECTFITID; DELETE deletes it.
--->
-<!ELEMENT CORRECTACTION     - o     %CORRECTIVEACTENUM>
-
-<!-- Payee name or description -->
-<!ELEMENT NAME              - o %GENNAMETYPE>
-
-<!-- Extra information (not in <NAME>), A-255 -->
-<!ELEMENT MEMO      - o     %MSGTYPE>       
-
-<!-- OFX 1.5 -->
-<!-- NEW Type, Only used in V2 message sets -->
-<!-- Extra information (not in <NAME>), A-390 -->
-<!ELEMENT MEMO2     - o     %MEMO2TYPE>       
-
-<!-- Marketing information -->
-<!ELEMENT MKTGINFO  - o %INFOTYPE>
-
-<!-- Include flag -->
-<!ELEMENT INCLUDE  - o (%BOOLTYPE;) >
-
-
-<!-- ============================================================================= -->
-<!--            Common amounts                                                     -->
-<!-- ============================================================================= -->
-
-<!-- Balance amount -->
-<!ELEMENT BALAMT - o        %AMTTYPE>
-
-<!-- Amount of transaction -->
-<!ELEMENT TRNAMT    - o     %AMTTYPE>
-
-<!-- ============================================================================= -->
-<!--            Common dates                                                       -->
-<!-- ============================================================================= -->
-
-<!--        Date funds are available -->
-<!ELEMENT DTDUE     - o %DTTMTYPE>
-
-<!-- Balance date -->
-<!ELEMENT DTASOF    - o     %DTTMTYPE>
-
-<!-- Value date, not used in US -->
-<!ELEMENT DTAVAIL   - o     %DTTMTYPE>
-
-
-<!-- ============================================================================= -->
-<!--        Recurring models and instances                                         -->
-<!-- ============================================================================= -->
-
-<!-- If the response is generated by a recurring model, this ID references it -->
-<!ELEMENT RECSRVRTID        - o     %SRVRIDTYPE>    
-<!-- OFX 1.5 -->
-<!-- ADDED RECSRVRTID2 OF UUIDTYPE -->
-<!ELEMENT RECSRVRTID2       - o     %UUIDTYPE>    
-
-
-
-<!-- Recurring Instructions aggregate -->
-<!ELEMENT RECURRINST - - (NINSTS? , FREQ)>
-
-<!-- Number of instances. If this tag is omitted, the schedule is open-ended -->
-<!ELEMENT NINSTS    - o     %INTTYPE>
-
-<!-- Frequency -->
-<!ELEMENT FREQ      - o     %FREQENUM>
-
-<!--
- Modify pending flag, boolean
- Note: if this flag is set, the server should modify pending as well as future transfers.
--->
-<!ELEMENT MODPENDING        - o     %BOOLTYPE>
-
-
-<!--
- Cancel pending flag, boolean
- Note: if this flag is set, the server should cancel pending as well as future transfers.
--->
-<!ELEMENT CANPENDING        - o     %BOOLTYPE>
-
-
-<!-- International -->
-<!ELEMENT LANGUAGE  - o %LANGUAGEENUM>
-
-<!ELEMENT (CURRENCY, ORIGCURRENCY)  - - (CURRATE , CURSYM)>
-<!ELEMENT CURSYM        - o %CURRENCYENUM>
-<!ELEMENT CURRATE       - o %RATETYPE>
-<!ELEMENT CURDEF        - o %CURRENCYENUM>
-
-<!-- ============================================================================= -->
-<!--            Common Profile Stuff                                               -->
-<!-- ============================================================================= -->
-
-<!--    Recurring transfers and payments -->
-
-<!--    Supports recurring -->
-<!ELEMENT CANRECUR  - o %BOOLTYPE>
-
-<!--    Can modify recurring models -->
-<!ELEMENT CANMODMDLS        - o %BOOLTYPE>
-
-<!-- Number of days prior to processing that server makes a recurring transaction available to the client -->
-<!ELEMENT MODELWND  - o     %DAYSPANTYPE>       
-
-<!-- supports value date, dtavail (should be N in US) -->
-<!ELEMENT SUPPORTDTAVAIL - o    %BOOLTYPE>      
-
-<!-- Day where processing is unavailable (MONDAY, TUESDAY, etc) -->
-<!ELEMENT PROCDAYSOFF       - o     %DAYSENUM>       
-
-<!-- Cut off time for day's processing -->
-<!ELEMENT PROCENDTM         - o     %TMTYPE>      
-    
-]>