From e49ee473e8cf4fd3a9fe8c88a261ecdaafff04cb Mon Sep 17 00:00:00 2001
From: Christian Stimming <stimming@tuhh.de>
Date: Tue, 27 Oct 2009 21:12:10 +0000
Subject: [PATCH] Add polish account templates, contributed by Jacek
 Baszkiewicz <jbaszkiewicz@o2.pl>.

git-svn-id: svn+ssh://svn.gnucash.org/repo/gnucash/trunk@18398 57a11ea4-9604-0410-9ed3-97b8803252fd
---
 accounts/Makefile.am                          |    2 +-
 accounts/pl/Makefile.am                       |   24 +
 accounts/pl/acctchrt_brokerage.gnucash-xea    |  189 +++
 accounts/pl/acctchrt_business.gnucash-xea     | 1413 +++++++++++++++++
 accounts/pl/acctchrt_carloan.gnucash-xea      |  107 ++
 accounts/pl/acctchrt_cdmoneymkt.gnucash-xea   |  128 ++
 accounts/pl/acctchrt_checkbook.gnucash-xea    |  125 ++
 accounts/pl/acctchrt_childcare.gnucash-xea    |   50 +
 accounts/pl/acctchrt_common.gnucash-xea       |  752 +++++++++
 accounts/pl/acctchrt_eduloan.gnucash-xea      |  106 ++
 accounts/pl/acctchrt_fixedassets.gnucash-xea  |   90 ++
 accounts/pl/acctchrt_full.gnucash-xea         | 1366 ++++++++++++++++
 accounts/pl/acctchrt_homeloan.gnucash-xea     |  107 ++
 accounts/pl/acctchrt_homeown.gnucash-xea      |   94 ++
 accounts/pl/acctchrt_otherloan.gnucash-xea    |  107 ++
 accounts/pl/acctchrt_renter.gnucash-xea       |   73 +
 accounts/pl/acctchrt_retiremt.gnucash-xea     |  122 ++
 accounts/pl/acctchrt_spouseinc.gnucash-xea    |  133 ++
 accounts/pl/acctchrt_spouseretire.gnucash-xea |  122 ++
 configure.in                                  |    1 +
 20 files changed, 5110 insertions(+), 1 deletion(-)
 create mode 100644 accounts/pl/Makefile.am
 create mode 100644 accounts/pl/acctchrt_brokerage.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_business.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_carloan.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_cdmoneymkt.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_checkbook.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_childcare.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_common.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_eduloan.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_fixedassets.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_full.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_homeloan.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_homeown.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_otherloan.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_renter.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_retiremt.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_spouseinc.gnucash-xea
 create mode 100644 accounts/pl/acctchrt_spouseretire.gnucash-xea

diff --git a/accounts/Makefile.am b/accounts/Makefile.am
index 42d6ceb29d..84dd5a73d2 100644
--- a/accounts/Makefile.am
+++ b/accounts/Makefile.am
@@ -1,3 +1,3 @@
 
-SUBDIRS = C cs da de_AT de_CH de_DE el_GR en_GB es_ES es_MX fi_FI fr_CH fr_CA fr_FR hu_HU it ja ko nl nb pt_BR pt_PT ru sk tr_TR zh_CN
+SUBDIRS = C cs da de_AT de_CH de_DE el_GR en_GB es_ES es_MX fi_FI fr_CH fr_CA fr_FR hu_HU it ja ko nl nb pl pt_BR pt_PT ru sk tr_TR zh_CN
 
diff --git a/accounts/pl/Makefile.am b/accounts/pl/Makefile.am
new file mode 100644
index 0000000000..d03315a398
--- /dev/null
+++ b/accounts/pl/Makefile.am
@@ -0,0 +1,24 @@
+
+accountdir = ${GNC_ACCOUNTS_DIR}/pl
+
+account_DATA = \
+  acctchrt_brokerage.gnucash-xea \
+  acctchrt_business.gnucash-xea \
+  acctchrt_carloan.gnucash-xea \
+  acctchrt_cdmoneymkt.gnucash-xea \
+  acctchrt_checkbook.gnucash-xea \
+  acctchrt_childcare.gnucash-xea \
+  acctchrt_common.gnucash-xea \
+  acctchrt_eduloan.gnucash-xea \
+  acctchrt_fixedassets.gnucash-xea \
+  acctchrt_homeloan.gnucash-xea \
+  acctchrt_homeown.gnucash-xea \
+  acctchrt_otherloan.gnucash-xea \
+  acctchrt_renter.gnucash-xea \
+  acctchrt_retiremt.gnucash-xea \
+  acctchrt_spouseinc.gnucash-xea \
+  acctchrt_spouseretire.gnucash-xea 
+
+EXTRA_DIST = \
+  ${account_DATA} \
+  acctchrt_full.gnucash-xea 
diff --git a/accounts/pl/acctchrt_brokerage.gnucash-xea b/accounts/pl/acctchrt_brokerage.gnucash-xea
new file mode 100644
index 0000000000..80b9c3e6ef
--- /dev/null
+++ b/accounts/pl/acctchrt_brokerage.gnucash-xea
@@ -0,0 +1,189 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+     Konta inwestycyjne
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konto maklerskie wraz powiązanymi kontami inwestycyjnymi (giełda, obligacje, fundusze wzajemne, fundusze indeksowe, odsetki, dywidendy)
+    </gnc-act:short-description>
+    <gnc-act:long-description>    
+    Ten zestaw kont potrzebny ci będzie, jeśli inwestujesz (giełda, obligacje, fundusze wzajemne, fundusze indeksowe, odsetki, dywidendy).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">52b5942b5beaec856eaca5a75ee71592</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inwestycje</act:name>
+  <act:id type="new">7ff59d92615cce4d8388d7e179ee3ff6</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Inwestycje</act:description>
+  <act:parent type="new">52b5942b5beaec856eaca5a75ee71592</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Konto maklerskie</act:name>
+  <act:id type="new">f15ec9568727f08a5ebd8f3e66483876</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Konto maklerskie</act:description>
+  <act:parent type="new">7ff59d92615cce4d8388d7e179ee3ff6</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">8196bf0015c25f501338f07a87c512d8</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">f15ec9568727f08a5ebd8f3e66483876</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">7d7db9bed07f21fc0b1f50674702aff0</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Giełda</act:description>
+  <act:parent type="new">f15ec9568727f08a5ebd8f3e66483876</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">fe9db8a7eedf2990e9846f634a922143</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">f15ec9568727f08a5ebd8f3e66483876</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">9da28c1aa7789e84bdc8484ba8f527b3</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">f15ec9568727f08a5ebd8f3e66483876</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">9da3c880bd04b9db49eb7f5b06403bda</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z dywidendy</act:name>
+  <act:id type="new">1af1f4894aeab96d840e66254d023b88</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód z dywidendy</act:description>
+  <act:parent type="new">9da3c880bd04b9db49eb7f5b06403bda</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z odsetek</act:name>
+  <act:id type="new">7943bc59ffbb9a7be4afcd2996147119</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód z odsetek</act:description>
+  <act:parent type="new">9da3c880bd04b9db49eb7f5b06403bda</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z obligacji</act:name>
+  <act:id type="new">8ceb4752a11e2d342b9009b343fdba38</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki z obligacji</act:description>
+  <act:parent type="new">7943bc59ffbb9a7be4afcd2996147119</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Expenses</act:name>
+  <act:id type="new">6de23244232785031501171abcc1d4aa</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prowizje</act:name>
+  <act:id type="new">77fdffddc79c662c93c482cefa5a4744</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Prowizje</act:description>
+  <act:parent type="new">6de23244232785031501171abcc1d4aa</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_business.gnucash-xea b/accounts/pl/acctchrt_business.gnucash-xea
new file mode 100644
index 0000000000..b4a93c5a9b
--- /dev/null
+++ b/accounts/pl/acctchrt_business.gnucash-xea
@@ -0,0 +1,1413 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Konta firmowe
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Bilans kont potrzebnych do działalności firmy.
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+     Użytkownicy prowadzący interes wybiorą ten zestaw zamiast innych. Obejmuje on wszystkie konta niezbędne do prowadzenia firmy, w tym wierzytelności, zobowiązania, przychody i rozchody.
+    </gnc-act:long-description>
+    <gnc-act:exclude-from-select-all>1</gnc-act:exclude-from-select-all>
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">4f40ddce996f8f74b4e99f52e275ba14</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa bieżące</act:name>
+  <act:id type="new">f8532a8cdc024e0178fe20a1482e3192</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Aktywa bieżące</act:description>
+  <act:parent type="new">4f40ddce996f8f74b4e99f52e275ba14</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>ROR</act:name>
+  <act:id type="new">8048bd85020e9ecf57b7cb300f4fa7e2</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>ROR</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f8532a8cdc024e0178fe20a1482e3192</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Oszczędności</act:name>
+  <act:id type="new">f52774d7ec67a0c59c425a5c041dcc46</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Oszczędności</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+    <slot>
+      <slot:key>last-num</slot:key>
+      <slot:value type="string">130</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f8532a8cdc024e0178fe20a1482e3192</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kasa podręczna</act:name>
+  <act:id type="new">c292f69c18e01e1b607e37b3188c7acc</act:id>
+  <act:type>CASH</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Kasa podręczna</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f8532a8cdc024e0178fe20a1482e3192</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Należności</act:name>
+  <act:id type="new">0dd8987a2e860fa231a2a76e75cd5ad1</act:id>
+  <act:type>RECEIVABLE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Należności</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">4f40ddce996f8f74b4e99f52e275ba14</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">b83e860994b160b59dd463cf23636900</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Pasywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Karta kredytowa</act:name>
+  <act:id type="new">b9718397ec0aec2d515b09af8b76b59c</act:id>
+  <act:type>CREDIT</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Karta kredytowa</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b83e860994b160b59dd463cf23636900</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Zobowiązania</act:name>
+  <act:id type="new">5c0cd58e416a5c3d26b5f4865c77b8b9</act:id>
+  <act:type>PAYABLE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Zobowiązania</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b83e860994b160b59dd463cf23636900</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">f7a2e8717ea0a2e1801740d2a69b947e</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z odsetek</act:name>
+  <act:id type="new">77e298a57faf85cacd4a881ade89808c</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Przychód z odsetek</act:description>
+  <act:parent type="new">f7a2e8717ea0a2e1801740d2a69b947e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód inny</act:name>
+  <act:id type="new">ba71604fe085423c6e8cb7fd1b7c6f54</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Przychód inny</act:description>
+  <act:parent type="new">f7a2e8717ea0a2e1801740d2a69b947e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki refundowane</act:name>
+  <act:id type="new">eb35aec1095d23f511f0fb9f485808ea</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wydatki refundowane</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f7a2e8717ea0a2e1801740d2a69b947e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Sprzedaż</act:name>
+  <act:id type="new">417141d0cd268c6a6ddd8ffe8c7ffbd3</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Sprzedaż</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f7a2e8717ea0a2e1801740d2a69b947e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">1eca26f16967a1627df155e49b44a609</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Korekta</act:name>
+  <act:id type="new">449348af19db1039e6c7d94a16a0acb0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Korekta</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Samochód</act:name>
+  <act:id type="new">63a1cc17910a125405c1ec2aee831839</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Samochód</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty</act:name>
+  <act:id type="new">acd4d91784ebf99df24df143c5abd40d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Opłaty</act:description>
+  <act:parent type="new">63a1cc17910a125405c1ec2aee831839</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Paliwo</act:name>
+  <act:id type="new">193f61c6db492e1ab56b2db714e2b574</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Paliwo</act:description>
+  <act:parent type="new">63a1cc17910a125405c1ec2aee831839</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Parking</act:name>
+  <act:id type="new">4fd0ae3399a3886c2098184c1b8afaac</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Parking</act:description>
+  <act:parent type="new">63a1cc17910a125405c1ec2aee831839</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy i utrzymanie</act:name>
+  <act:id type="new">280f5d3834093afe91cd6cb0a38859f1</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Naprawy i utrzymanie</act:description>
+  <act:parent type="new">63a1cc17910a125405c1ec2aee831839</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty bankowe</act:name>
+  <act:id type="new">fa2ecbabb5148039e3b57bfd81860ab7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Opłaty bankowe</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Książki</act:name>
+  <act:id type="new">f7f99917ec28fa9ea35159932d94cfd7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Książki</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rabat za płatność gotówką</act:name>
+  <act:id type="new">9ea3de1d573f7e8870da901c69aae16d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Rabat za płatność gotówką</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Datki charytatywne</act:name>
+  <act:id type="new">bf4c7466be71d858509cbb3d943dea8f</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Datki charytatywne</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Amortyzacja</act:name>
+  <act:id type="new">f7d4a3a1b78da69ff2b13e58069faf37</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Amortyzacja</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Jedzenie</act:name>
+  <act:id type="new">6fbc4c042f0c99197a18bff34b6f46f6</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Jedzenie</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty i abonamenty</act:name>
+  <act:id type="new">612281a39aa174553c625d641e66c1da</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Opłaty i abonamenty</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Edukacja</act:name>
+  <act:id type="new">2111b519274e18f8b2083f07b39b53d9</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Edukacja</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wynajem sprzętu</act:name>
+  <act:id type="new">c8e75ad8eb7085ac73b3b626d02a3c44</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wynajem sprzętu</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie</act:name>
+  <act:id type="new">0ff061c9c27535d3b8629a333b02a7a0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Ubezpieczenie</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie od niezdolności do pracy</act:name>
+  <act:id type="new">793001c2cac93c78d7b0e09b8d06e288</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Ubezpieczenie od niezdolności do pracy</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">0ff061c9c27535d3b8629a333b02a7a0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie OC</act:name>
+  <act:id type="new">3d2a415bd4b7571c77d6f4393633b0c8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Ubezpieczenie OC</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">0ff061c9c27535d3b8629a333b02a7a0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie od wypadków</act:name>
+  <act:id type="new">82039e73ec25135aec45956bf44ebc0e</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Ubezpieczenie od wypadków</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">0ff061c9c27535d3b8629a333b02a7a0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Licencje i zezwolenia</act:name>
+  <act:id type="new">f644476f4343a75b933c870b42a173c0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Licencje i zezwolenia</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">a852eae755fac5678744699065345a58</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Inne</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Materiały biurowe</act:name>
+  <act:id type="new">62ea56cdde93f5c1de58386050ad7cb4</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Materiały biurowe</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Usługi zewnętrzne</act:name>
+  <act:id type="new">4f5265128a7a8d56820db2698cd1dadf</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Usługi zewnętrzne</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Płace</act:name>
+  <act:id type="new">52c59dac947098d11ca9a43d75714e9a</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Płace</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty pocztowe i kurierskie</act:name>
+  <act:id type="new">d4340e561ccc64867a80ccefa6cc3c7b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Opłaty pocztowe i kurierskie</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Drukowanie i kopiowanie</act:name>
+  <act:id type="new">cce243036ee8c7e8036248a60b0b6eac</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Drukowanie i kopiowanie</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Honoraria</act:name>
+  <act:id type="new">fbc12ded14b9dbc5119f2bdb288229eb</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Honoraria</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Księgowość</act:name>
+  <act:id type="new">f2fdacb032cbda092220d6b9bf78cdef</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Księgowość</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">fbc12ded14b9dbc5119f2bdb288229eb</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty prawne</act:name>
+  <act:id type="new">ef0c1ba6fc2b99a3256091255982773c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Opłaty prawne</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">fbc12ded14b9dbc5119f2bdb288229eb</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Czynsz</act:name>
+  <act:id type="new">28fd22eec8e1c7185493720b7f3d6cd0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Czynsz</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy</act:name>
+  <act:id type="new">f2145496f238b9002344ca78216bc91c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Naprawy</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawa budynków</act:name>
+  <act:id type="new">861eaeafb9e9bf855943a8afb753fcc6</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Naprawa budynków</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f2145496f238b9002344ca78216bc91c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawa komputerów</act:name>
+  <act:id type="new">2dc1fc6c60662751a6eae28e0a81bb22</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Naprawa komputerów</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f2145496f238b9002344ca78216bc91c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawa sprzętu</act:name>
+  <act:id type="new">b340710eb5dc97bc4c23201beffae5f2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Naprawa sprzętu</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f2145496f238b9002344ca78216bc91c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki na portierów</act:name>
+  <act:id type="new">7943d40413854ff4237d88631cdcb4ef</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wydatki na portierów</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f2145496f238b9002344ca78216bc91c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatki</act:name>
+  <act:id type="new">30bdea8690c89621731f925c8b3c766a</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Podatki</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Medyczne</act:name>
+  <act:id type="new">e3dc372ffb7a2fc5c3c7f0c1450206b2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Medyczne</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>FICA</act:name>
+  <act:id type="new">acb82f26123c80767738a211dd63b7a4</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>SS/Med</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>FUTA</act:name>
+  <act:id type="new">92748ccfdd7f8b0603980d8e3849ee30</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>FUTA</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Krajowe</act:name>
+  <act:id type="new">cab57e6c35ec19c6b18b4d554fe4857b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Krajowe</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Lokalne</act:name>
+  <act:id type="new">821b7c3e3d6d6f8cb9b9762de573b878</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Lokalne</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">7620db1268874ab746b53bd42280ef90</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Inne</act:description>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Majątkowe</act:name>
+  <act:id type="new">4708c984cf3b2bf64e5b1c313dfeca52</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Majątkowe</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wojewódzkie/gminne</act:name>
+  <act:id type="new">03ed8cb60b8b12420e49350d93886132</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wojewódzkie/gminne</act:description>
+  <act:parent type="new">30bdea8690c89621731f925c8b3c766a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podróże i rozrywka</act:name>
+  <act:id type="new">22c71db3296e8e0d8fe4572bf8f63cb8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Podróże i rozrywka</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rozrywka</act:name>
+  <act:id type="new">f959d8df29a540e09d9fd8252dd5a03d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Rozrywka</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">22c71db3296e8e0d8fe4572bf8f63cb8</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Posiłki</act:name>
+  <act:id type="new">b50b84a7f3285f63e00f662bc0281a43</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Posiłki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">22c71db3296e8e0d8fe4572bf8f63cb8</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podróże</act:name>
+  <act:id type="new">24ea69f91cb658f3d72c31483917f844</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Podróże</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">22c71db3296e8e0d8fe4572bf8f63cb8</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Usługi</act:name>
+  <act:id type="new">b615fad5f752ab26809e3f1c0e788dd1</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Usługi</act:description>
+  <act:parent type="new">1eca26f16967a1627df155e49b44a609</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kablówka</act:name>
+  <act:id type="new">6e3824bff6b9cf23a6d36a63ac5328b2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Kablówka</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Telefon komórkowy</act:name>
+  <act:id type="new">57e08a9bd565efd6eff07fd11fb5b6b9</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Telefon komórkowy</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prąd</act:name>
+  <act:id type="new">e5378ddb536611d96ea62c9b4623f3ef</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Prąd</act:description>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wywóz śmieci</act:name>
+  <act:id type="new">bbf9f26770d63a891f95a342925d8185</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wywóz śmieci</act:description>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Gaz</act:name>
+  <act:id type="new">52df875a1c9753d1ac9c892a749dcd4e</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Gaz</act:description>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Internet</act:name>
+  <act:id type="new">1cac96739edb6d233ac70bae620cdfa2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Internet</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Telefon</act:name>
+  <act:id type="new">f3c66e8b8f0448c3864c2cc0b49d9832</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Telefon</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Woda</act:name>
+  <act:id type="new">7e31406974a0f966667e073cdf53c53c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Woda</act:description>
+  <act:parent type="new">b615fad5f752ab26809e3f1c0e788dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kapitał własny</act:name>
+  <act:id type="new">87e02e757b32b3059652cfe09fe9ae00</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Kapitał własny</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bilanse otwarcia</act:name>
+  <act:id type="new">a19c505d4b414bf3f5b574104959f534</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Bilanse otwarcia</act:description>
+  <act:parent type="new">87e02e757b32b3059652cfe09fe9ae00</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Zyski zatrzymane</act:name>
+  <act:id type="new">1b44c21b9b8a7c6181d85f5551cca79d</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Zyski zatrzymane</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">false</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string"></slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">87e02e757b32b3059652cfe09fe9ae00</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_carloan.gnucash-xea b/accounts/pl/acctchrt_carloan.gnucash-xea
new file mode 100644
index 0000000000..803131c62d
--- /dev/null
+++ b/accounts/pl/acctchrt_carloan.gnucash-xea
@@ -0,0 +1,107 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Kredyt na samochód
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta kredytu samochowego i związanych z nim odsetek
+    </gnc-act:short-description>
+    <gnc-act:long-description>    
+    Będziesz potrzebował tego zestawu, jeśli spłacasz kredyt na samochód (kredyt na samochód, odsetki od kredytu).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">33a326fe16ae360f777a94b3f5bdfbdc</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pasywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyty</act:name>
+  <act:id type="new">023e2343114b3d695feaeb96904e0da6</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyty</act:description>
+  <act:parent type="new">33a326fe16ae360f777a94b3f5bdfbdc</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt na samochód</act:name>
+  <act:id type="new">3e5f44fd7bfaa9cae737a4113a749e36</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyt na samochód</act:description>
+  <act:parent type="new">023e2343114b3d695feaeb96904e0da6</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">acacdcb998e45fb741766622e8542f0b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki</act:name>
+  <act:id type="new">9e8495e80ebfb762089be917dff7ab72</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki</act:description>
+  <act:parent type="new">acacdcb998e45fb741766622e8542f0b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki kredytu na samochód</act:name>
+  <act:id type="new">e9bd8477e27361238d2f53c4fe7594ab</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki kredytu na samochód</act:description>
+  <act:parent type="new">9e8495e80ebfb762089be917dff7ab72</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_cdmoneymkt.gnucash-xea b/accounts/pl/acctchrt_cdmoneymkt.gnucash-xea
new file mode 100644
index 0000000000..6357d882a2
--- /dev/null
+++ b/accounts/pl/acctchrt_cdmoneymkt.gnucash-xea
@@ -0,0 +1,128 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Rynek pieniężny i certyfikatów depozytowych
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Konta przeznaczone do inwestycji na rynku pieniężnym i certyfikatów depozytowych
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Użytkownicy inwestujący na rynku pieniężnym i certyfikatów depozytowych wybiorą ten zestaw (certyfikaty depozytów, odsetki od certyfikatów, rynek pieniężny, odsetki z rynku pieniężnego).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">7b1a39efc6234d1db148baa722c9471e</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa bieżące</act:name>
+  <act:id type="new">1880e89ec9fe82622b8648df481dd2b7</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa bieżące</act:description>
+  <act:parent type="new">7b1a39efc6234d1db148baa722c9471e</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bankowe certyfikaty depozytowe</act:name>
+  <act:id type="new">c1620f9c3082e33d8fd559e17f90a122</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Bankowe certyfikaty depozytowe</act:description>
+  <act:parent type="new">1880e89ec9fe82622b8648df481dd2b7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rynek pieniężny</act:name>
+  <act:id type="new">3a01e5b0132ba26803b49732a3242654</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Rynek pieniężny</act:description>
+  <act:parent type="new">1880e89ec9fe82622b8648df481dd2b7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">4b3e36f325569b80efc7d3331bdf851b</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z odsetek</act:name>
+  <act:id type="new">fd131cae797d1fb83c2e2bf57254eca5</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód z odsetek</act:description>
+  <act:parent type="new">4b3e36f325569b80efc7d3331bdf851b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od certyfikatów</act:name>
+  <act:id type="new">28d311f0f38da5e35628e76ad8bcc853</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki od certyfikatów</act:description>
+  <act:parent type="new">fd131cae797d1fb83c2e2bf57254eca5</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z rynku pieniężnego</act:name>
+  <act:id type="new">dc537946f39e84ccef7ce38f016249af</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki z rynku pieniężnego</act:description>
+  <act:parent type="new">fd131cae797d1fb83c2e2bf57254eca5</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_checkbook.gnucash-xea b/accounts/pl/acctchrt_checkbook.gnucash-xea
new file mode 100644
index 0000000000..5f0ee2d23f
--- /dev/null
+++ b/accounts/pl/acctchrt_checkbook.gnucash-xea
@@ -0,0 +1,125 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Prosta książeczka czekowa
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Minimalny zestaw kont GnuCash.
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+     Użyj tego zestawu, jeśli chcesz zbilansować swoją książeczkę czekową. Później, jeśli poczujesz taką potrzebę, możesz zacząć śledzić przychody i wydatki. 
+    </gnc-act:long-description>
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">bde24bbbe01829aff3dac8d038e174cc</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa bieżące</act:name>
+  <act:id type="new">d90864ec1d660176244b05a0e43e621a</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Aktywa bieżące</act:description>
+  <act:parent type="new">bde24bbbe01829aff3dac8d038e174cc</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>ROR</act:name>
+  <act:id type="new">ab2dc28552256b8d1ef4fdea4ba45717</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>ROR</act:description>
+  <act:parent type="new">d90864ec1d660176244b05a0e43e621a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">e96c0691c219f5f55590e20fb9a3309b</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">3b95fbbcc06ef20d61aa082b84938287</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kapitał własny</act:name>
+  <act:id type="new">b8b72887da1adf889f171923d23efbdd</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Kapitał własny</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bilanse otwarcia</act:name>
+  <act:id type="new">bdb4dd9be2b98f03a0b400036452232c</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:commodity-scu>100</act:commodity-scu>
+  <act:description>Bilanse otwarcia</act:description>
+  <act:parent type="new">b8b72887da1adf889f171923d23efbdd</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_childcare.gnucash-xea b/accounts/pl/acctchrt_childcare.gnucash-xea
new file mode 100644
index 0000000000..68fda3d877
--- /dev/null
+++ b/accounts/pl/acctchrt_childcare.gnucash-xea
@@ -0,0 +1,50 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Wydatki na dzieci
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta pomagające śledzić wydatki związane z dziećmi
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    You would want to select this set of accounts if you have childcare expenses.
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">ee8238ee2c2ce590160761df09b99b72</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki na dzieci</act:name>
+  <act:id type="new">8999739a6bfc46088a3ea5ec45e5f8a4</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki na dzieci</act:description>
+  <act:parent type="new">ee8238ee2c2ce590160761df09b99b72</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_common.gnucash-xea b/accounts/pl/acctchrt_common.gnucash-xea
new file mode 100644
index 0000000000..bf889bd4b4
--- /dev/null
+++ b/accounts/pl/acctchrt_common.gnucash-xea
@@ -0,0 +1,752 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Konta ogólne
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Podstawowy zestaw kont, będący w powszechnym użyciu
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Większość użytkowników będzie potrzebowała tego zestawu. Obejmuje najczęściej używane konta (ROR, oszczędności, gotówkę, kartę kredytową, najczęstsze wydatki). 
+  </gnc-act:long-description>    
+  <gnc-act:start-selected>1</gnc-act:start-selected>
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">98f262dfab9a2b99ac42919dcf58d304</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa bieżące</act:name>
+  <act:id type="new">a1dd5f225156f110689c204fefded0ab</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa bieżące</act:description>
+  <act:parent type="new">98f262dfab9a2b99ac42919dcf58d304</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>ROR</act:name>
+  <act:id type="new">b477aa9e0d4eb67c34e1e35903fb3f99</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>ROR</act:description>
+  <act:parent type="new">a1dd5f225156f110689c204fefded0ab</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Oszczędności</act:name>
+  <act:id type="new">eeae5a1892e88adbc3b369c76ee4e889</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Oszczędności</act:description>
+  <act:parent type="new">a1dd5f225156f110689c204fefded0ab</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Gotówka w portfelu</act:name>
+  <act:id type="new">07b454b9dd6f68c4b613c5f1ef76f884</act:id>
+  <act:type>CASH</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Gotówka w portfelu</act:description>
+  <act:parent type="new">a1dd5f225156f110689c204fefded0ab</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">19a911feed9b41b8b01be036a2aed9fe</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pasywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Karta kredytowa</act:name>
+  <act:id type="new">efc3caac2619666c53e6e27f02d5e716</act:id>
+  <act:type>CREDIT</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Karta kredytowa</act:description>
+  <act:parent type="new">19a911feed9b41b8b01be036a2aed9fe</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">a7ab23dd2d41616042034d5a012a0850</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Premia</act:name>
+  <act:id type="new">59b72cd943a2ca6f077748bba9a942cd</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Premia</act:description>
+  <act:parent type="new">a7ab23dd2d41616042034d5a012a0850</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Otrzymane prezenty</act:name>
+  <act:id type="new">1adcf2c65d7a66f32144ccd9ce4f438f</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Otrzymane prezenty</act:description>
+  <act:parent type="new">a7ab23dd2d41616042034d5a012a0850</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z odsetek</act:name>
+  <act:id type="new">c47361e40d9478ec11758097e64d693c</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód z odsetek</act:description>
+  <act:parent type="new">a7ab23dd2d41616042034d5a012a0850</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki na ROR</act:name>
+  <act:id type="new">73481e2da7461fc34e7003b7ec560bdf</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki na ROR</act:description>
+  <act:parent type="new">c47361e40d9478ec11758097e64d693c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki inne</act:name>
+  <act:id type="new">be17363347a8578c48cecd06bc8b7aa8</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki inne</act:description>
+  <act:parent type="new">c47361e40d9478ec11758097e64d693c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z oszczędności</act:name>
+  <act:id type="new">2802ac0d1bff1c09a903f2ad6fde2725</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki z oszczędności</act:description>
+  <act:parent type="new">c47361e40d9478ec11758097e64d693c</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód inny</act:name>
+  <act:id type="new">49525ad0fb4ced06b9874d365d53f505</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód inny</act:description>
+  <act:parent type="new">a7ab23dd2d41616042034d5a012a0850</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pensja</act:name>
+  <act:id type="new">a750b99cb8487a5e47daedcd3a69fe85</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pensja</act:description>
+  <act:parent type="new">a7ab23dd2d41616042034d5a012a0850</act:parent>
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+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">1884bbd7394883ebafec8b9e2eb091a4</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
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+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Korekta</act:name>
+  <act:id type="new">72f85277a7a7f8b4de175405e20d83bd</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Korekta</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Samochód</act:name>
+  <act:id type="new">56df186f1ce6114ddca7b9e5d03af390</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Samochód</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty</act:name>
+  <act:id type="new">2ff007a389bd23d8970afeba2d58c9a8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Opłaty</act:description>
+  <act:parent type="new">56df186f1ce6114ddca7b9e5d03af390</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Paliwo</act:name>
+  <act:id type="new">e64b5eecf86ce4e27a64c477a4c77477</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Paliwo</act:description>
+  <act:parent type="new">56df186f1ce6114ddca7b9e5d03af390</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Parking</act:name>
+  <act:id type="new">d72262c1c0e2c3388183ebb44a98b011</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Parking</act:description>
+  <act:parent type="new">56df186f1ce6114ddca7b9e5d03af390</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy i utrzymanie</act:name>
+  <act:id type="new">665dd78f0cc75dd331f556949337de68</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Naprawy i utrzymanie</act:description>
+  <act:parent type="new">56df186f1ce6114ddca7b9e5d03af390</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty bankowe</act:name>
+  <act:id type="new">fb6c8e25a50737e70fffde432a2355ee</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Opłaty bankowe</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Książki</act:name>
+  <act:id type="new">36479bbc17680f4b9663a9842736153f</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Książki</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kablówka</act:name>
+  <act:id type="new">a1393344fb199f08f751ac3154694e87</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kablówka</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Datki charytatywne</act:name>
+  <act:id type="new">ec8eec3d46c69aa861fda836e11346c0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Datki charytatywne</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubrania</act:name>
+  <act:id type="new">c27a040a73eac2688d85d29b5b5309c8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubrania</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Komputer</act:name>
+  <act:id type="new">fc4390b6214ad1576c5ffffc2b3c268c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Komputer</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Jedzenie</act:name>
+  <act:id type="new">0a59a3347e4ff02b862de41ef59d7351</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Jedzenie</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Edukacja</act:name>
+  <act:id type="new">5b5ac050529b0f553752babe4a6a35d2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Edukacja</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rozrywka</act:name>
+  <act:id type="new">0ebd1d5f40d9e9e8bb1a4bf539650dd1</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Rozrywka</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Muzyka/Film</act:name>
+  <act:id type="new">4570ea8f4ac5cbd7d8927c905f0978ae</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Muzyka/Film</act:description>
+  <act:parent type="new">0ebd1d5f40d9e9e8bb1a4bf539650dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rekreacja</act:name>
+  <act:id type="new">7db9b0aa3bc348da9900f95fc67541a1</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Rekreacja</act:description>
+  <act:parent type="new">0ebd1d5f40d9e9e8bb1a4bf539650dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podróże</act:name>
+  <act:id type="new">def0eac939dbd668f503d84860de8d6e</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Podróże</act:description>
+  <act:parent type="new">0ebd1d5f40d9e9e8bb1a4bf539650dd1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prezenty</act:name>
+  <act:id type="new">f86b1cebc619455ada23952a0e810909</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Prezenty</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Artykuły spożywcze</act:name>
+  <act:id type="new">83bc2bd915ab6b74c7107b55f8783523</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Artykuły spożywcze</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Hobby</act:name>
+  <act:id type="new">89f6400a94cd87fea0b056faf6ab7744</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Hobby</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie</act:name>
+  <act:id type="new">5bda5ff833bc395dc1b00f95c66ce555</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie samochodu</act:name>
+  <act:id type="new">cd72695526906a15ba1a1d9a7680b8e7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie samochodu</act:description>
+  <act:parent type="new">5bda5ff833bc395dc1b00f95c66ce555</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie zdrowotne</act:name>
+  <act:id type="new">d80613194a52340c9e5eb62e853c72cf</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie zdrowotne</act:description>
+  <act:parent type="new">5bda5ff833bc395dc1b00f95c66ce555</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie na życie</act:name>
+  <act:id type="new">70a327f54be53ef187a52b1d8df70fdd</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie na życie</act:description>
+  <act:parent type="new">5bda5ff833bc395dc1b00f95c66ce555</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pralnia</act:name>
+  <act:id type="new">1006551b2458631dfc8507b7451c9631</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pralnia</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
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+<gnc:account version="2.0.0">
+  <act:name>Wydatki medyczne</act:name>
+  <act:id type="new">62752930dd1b2b4c90c6d198bd2ff33f</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki medyczne</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
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+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">759deef82e73587bf48a7dd76aa6abe8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Inne</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Internet</act:name>
+  <act:id type="new">2170a1a631cc3b6fc32813fa49a12f77</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Internet</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Telefon</act:name>
+  <act:id type="new">1d9d7265e25c6c84dda514d2e8899e87</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Telefon</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Transport publiczny</act:name>
+  <act:id type="new">64aa760163c7768518e49a104d1c171f</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Transport publiczny</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prenumeraty</act:name>
+  <act:id type="new">0336712690d36bcb02e0ce59b5d7653b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Prenumeraty</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
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+<gnc:account version="2.0.0">
+  <act:name>Dostawy</act:name>
+  <act:id type="new">e2b34f49d4cf916cf4d45525e1e7319d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Dostawy</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatki</act:name>
+  <act:id type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Podatki</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Krajowe</act:name>
+  <act:id type="new">090a786357463ec7fbee8066cb999097</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Krajowe</act:description>
+  <act:parent type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Medyczne</act:name>
+  <act:id type="new">0785932c5de43e814659420762c9b577</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Medyczne</act:description>
+  <act:parent type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">51875f8aaa0e4f2295a2ae13cf780b2e</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
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+  <act:description>Inne</act:description>
+  <act:parent type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:parent>
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+<gnc:account version="2.0.0">
+  <act:name>Socjalne</act:name>
+  <act:id type="new">c252f10f3d57dd05c500856164b1729e</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Socjalne</act:description>
+  <act:parent type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wojewódzkie/gminne</act:name>
+  <act:id type="new">cd1f1b512ed51a069fd83a5ffcaf6e11</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wojewódzkie/gminne</act:description>
+  <act:parent type="new">2c53a8a0c8b36f7de3f4052653886c2b</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Usługi</act:name>
+  <act:id type="new">57635fa5f71dee8ffc207c277250e773</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Usługi</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prąd</act:name>
+  <act:id type="new">2fe462e202e2daffd845359b08a7eefe</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Prąd</act:description>
+  <act:parent type="new">57635fa5f71dee8ffc207c277250e773</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wywóz śmieci</act:name>
+  <act:id type="new">2d0315d7b2f8f11a8a8b32d805bca6eb</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wywóz śmieci</act:description>
+  <act:parent type="new">57635fa5f71dee8ffc207c277250e773</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Gaz</act:name>
+  <act:id type="new">dcc33ce7edf402e327318aa1890d35ea</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Gaz</act:description>
+  <act:parent type="new">57635fa5f71dee8ffc207c277250e773</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Woda</act:name>
+  <act:id type="new">8cdc91b733444f9f0dfae9773b8f408c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Woda</act:description>
+  <act:parent type="new">57635fa5f71dee8ffc207c277250e773</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kapitał własny</act:name>
+  <act:id type="new">3ab6a6d97b216c11333e48aa2b749a91</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kapitał własny</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bilanse otwarcia</act:name>
+  <act:id type="new">a0a622a30410f75eba35d2875a843da8</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Bilanse otwarcia</act:description>
+  <act:parent type="new">3ab6a6d97b216c11333e48aa2b749a91</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_eduloan.gnucash-xea b/accounts/pl/acctchrt_eduloan.gnucash-xea
new file mode 100644
index 0000000000..98dcdfa72e
--- /dev/null
+++ b/accounts/pl/acctchrt_eduloan.gnucash-xea
@@ -0,0 +1,106 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Pożyczka na edukację  
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta pożyczki na edukację i związanych z nią odsetek
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Ten zestaw wybierzesz, jeśli spłacasz pożyczkę zaciągniętą na zdobycie wykształcenia (pożyczka na edukację, odsetki).  
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">4e7e8e39487ad4aba0b62c2232c577c5</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pasywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyty</act:name>
+  <act:id type="new">c3219e37044b0531d66a7b64433b026d</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyty</act:description>
+  <act:parent type="new">4e7e8e39487ad4aba0b62c2232c577c5</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pożyczka na edukację</act:name>
+  <act:id type="new">ddeba367199bd025e00420a19d6f9ae4</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pożyczka na edukację</act:description>
+  <act:parent type="new">c3219e37044b0531d66a7b64433b026d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">fdbf47b39f70e8818f325eee7931039a</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki</act:name>
+  <act:id type="new">1cfcd30ea97b954ffb550ab87d561033</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki</act:description>
+  <act:parent type="new">fdbf47b39f70e8818f325eee7931039a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od pożyczki na edukację</act:name>
+  <act:id type="new">04e3d970dc60d3920f40b93fce8924a2</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki od pożyczki na edukację</act:description>
+  <act:parent type="new">1cfcd30ea97b954ffb550ab87d561033</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_fixedassets.gnucash-xea b/accounts/pl/acctchrt_fixedassets.gnucash-xea
new file mode 100644
index 0000000000..b49b5a5008
--- /dev/null
+++ b/accounts/pl/acctchrt_fixedassets.gnucash-xea
@@ -0,0 +1,90 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Aktywa trwałe
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta przeznaczone do śledzenia dużych aktywów trwałych
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    You would want to select this set of accounts if you have large fixed assets (house, vehicle, vacation home, other assets).
+    Wybierzesz ten zestaw, jeśli 
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">64b6276c060185131cecbd1ac6218440</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa trwałe</act:name>
+  <act:id type="new">9b171f77000bf68dd1ebbaf58336656d</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa trwałe</act:description>
+  <act:parent type="new">64b6276c060185131cecbd1ac6218440</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Dom</act:name>
+  <act:id type="new">9205ad6b6482903e5a696602d491c8f5</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Dom</act:description>
+  <act:parent type="new">9b171f77000bf68dd1ebbaf58336656d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa inne</act:name>
+  <act:id type="new">ad3b239297277c9ef3840c0433cecb18</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa inne</act:description>
+  <act:parent type="new">9b171f77000bf68dd1ebbaf58336656d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pojazd</act:name>
+  <act:id type="new">5913089ffc36df6f0a5d96a5d7a444c0</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pojazd</act:description>
+  <act:parent type="new">9b171f77000bf68dd1ebbaf58336656d</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_full.gnucash-xea b/accounts/pl/acctchrt_full.gnucash-xea
new file mode 100644
index 0000000000..de4362b575
--- /dev/null
+++ b/accounts/pl/acctchrt_full.gnucash-xea
@@ -0,0 +1,1366 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Pełny plan kont        
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Pełny plan kont zawierający wszystkie konta domyślne
+    </gnc-act:short-description>
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">c942789c77cfdd65bc6e4c12900f0805</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Aktywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa bieżące</act:name>
+  <act:id type="new">f23dcf070835b376a95a7a06dbb62e59</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Aktywa bieżące</act:description>
+  <act:parent type="new">c942789c77cfdd65bc6e4c12900f0805</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bankowe certyfikaty depozytowe</act:name>
+  <act:id type="new">e2f05a66ad8fb10a4f4d2d1ecdc6a13d</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Bankowe certyfikaty depozytowe</act:description>
+  <act:parent type="new">f23dcf070835b376a95a7a06dbb62e59</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Checking Account</act:name>
+  <act:id type="new">a58419050d3b82f7f156658a98929df2</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Checking Account</act:description>
+  <act:parent type="new">f23dcf070835b376a95a7a06dbb62e59</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rynek pieniężny</act:name>
+  <act:id type="new">fc68a65077344e22b08d805ddcbf4dc8</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Rynek pieniężny</act:description>
+  <act:parent type="new">f23dcf070835b376a95a7a06dbb62e59</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Oszczędności</act:name>
+  <act:id type="new">bd6088ea984f27470c8ef4b8fc0826c1</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Oszczędności</act:description>
+  <act:parent type="new">f23dcf070835b376a95a7a06dbb62e59</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Gotówka w portfelu</act:name>
+  <act:id type="new">d8232291d80c3d558e51d1e08cc3e85d</act:id>
+  <act:type>CASH</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Gotówka w portfelu</act:description>
+  <act:parent type="new">f23dcf070835b376a95a7a06dbb62e59</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa trwałe</act:name>
+  <act:id type="new">c188686b29b9104da292aed8c2ca8541</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Aktywa trwałe</act:description>
+  <act:parent type="new">c942789c77cfdd65bc6e4c12900f0805</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Dom</act:name>
+  <act:id type="new">1d81c657af6cce36422ce3d7eb782bfc</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Dom</act:description>
+  <act:parent type="new">c188686b29b9104da292aed8c2ca8541</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa inne</act:name>
+  <act:id type="new">b7ac61cf72bc19c6b3917db1063908c6</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Aktywa inne</act:description>
+  <act:parent type="new">c188686b29b9104da292aed8c2ca8541</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pojazd</act:name>
+  <act:id type="new">71b413a7042e74974115333fd3d6f496</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pojazd</act:description>
+  <act:parent type="new">c188686b29b9104da292aed8c2ca8541</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inwestycje</act:name>
+  <act:id type="new">0efa7e60042a8d5e4f07a2e6f76bb66d</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Inwestycje</act:description>
+  <act:parent type="new">c942789c77cfdd65bc6e4c12900f0805</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Konto maklerskie</act:name>
+  <act:id type="new">c7ba76a2c51c691ecb4e6c80fcaa71f9</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Konto maklerskie</act:description>
+  <act:parent type="new">0efa7e60042a8d5e4f07a2e6f76bb66d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">7e0a0149682cc309278987426b5f9b82</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">c7ba76a2c51c691ecb4e6c80fcaa71f9</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">4599087f4755245fbc052ec425c0094b</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Giełda</act:description>
+  <act:parent type="new">c7ba76a2c51c691ecb4e6c80fcaa71f9</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">00710d6bd400e580c7e4f3d0795ef2ab</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">c7ba76a2c51c691ecb4e6c80fcaa71f9</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">d8e24554e11c296b79b33953cba093de</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">c7ba76a2c51c691ecb4e6c80fcaa71f9</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Emerytura</act:name>
+  <act:id type="new">82ec8dc2b06e06eea619fd2e3aa79781</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Emerytura</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">0efa7e60042a8d5e4f07a2e6f76bb66d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">4c272ebf68c058a45dde6be718ad9321</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">82ec8dc2b06e06eea619fd2e3aa79781</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">8aa76ecd4acf6b32280711f198787e4f</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Giełda</act:description>
+  <act:parent type="new">82ec8dc2b06e06eea619fd2e3aa79781</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">00c1dd188a5a3ffe26baf4afbe358adc</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">82ec8dc2b06e06eea619fd2e3aa79781</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">f3e62c6cf53adb5637b765b45b8df6c3</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">82ec8dc2b06e06eea619fd2e3aa79781</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Emerytura małżeńska</act:name>
+  <act:id type="new">eacb6de7f8896665d150d7dcb0a0b521</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Emerytura małżeńska</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
+    </slot>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">0efa7e60042a8d5e4f07a2e6f76bb66d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">aefb6c2cb4fe8ef354f4aaa2d8a6aac6</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">eacb6de7f8896665d150d7dcb0a0b521</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">bebd94871a7e14592cae393381e6f733</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Giełda</act:description>
+  <act:parent type="new">eacb6de7f8896665d150d7dcb0a0b521</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">255ac00eae374e6893a934f5094d4d90</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">eacb6de7f8896665d150d7dcb0a0b521</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">217ffae020de3df2671b4c247035d9df</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">eacb6de7f8896665d150d7dcb0a0b521</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Sprzedaż waluty</act:name>
+  <act:id type="new">66641bfe13094125067d5cb9e0bbddf0</act:id>
+  <act:type>CURRENCY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>DEM</cmdty:id>
+  </act:commodity
+  <act:description>Sprzedaż waluty</act:description>
+  <act:parent type="new">0efa7e60042a8d5e4f07a2e6f76bb66d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">eeb68231aa8330bb6e3a747ffd94c07f</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pasywa</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
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+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Karta kredytowa</act:name>
+  <act:id type="new">ae4c4552746eed9927cee195e7965dd8</act:id>
+  <act:type>CREDIT</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Karta kredytowa</act:description>
+  <act:parent type="new">eeb68231aa8330bb6e3a747ffd94c07f</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Linia kredytowa</act:name>
+  <act:id type="new">4c95c4842d41f421c3e715f60eca8cce</act:id>
+  <act:type>CREDIT</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Linia kredytowa</act:description>
+  <act:parent type="new">eeb68231aa8330bb6e3a747ffd94c07f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyty</act:name>
+  <act:id type="new">c24e85723783d9ec27d9042c61b1673e</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kredyty</act:description>
+  <act:parent type="new">eeb68231aa8330bb6e3a747ffd94c07f</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
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+<gnc:account version="2.0.0">
+  <act:name>Pożyczka na edukację</act:name>
+  <act:id type="new">44b1db96fbb3582be7df3cb69b280d98</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pożyczka na edukację</act:description>
+  <act:parent type="new">c24e85723783d9ec27d9042c61b1673e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt hipoteczny</act:name>
+  <act:id type="new">f8d2f4753875905bf13f40495f51d382</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kredyt hipoteczny</act:description>
+  <act:parent type="new">c24e85723783d9ec27d9042c61b1673e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt inny</act:name>
+  <act:id type="new">f1f25c96e2e452924c1707d1368e235b</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kredyt inny</act:description>
+  <act:parent type="new">c24e85723783d9ec27d9042c61b1673e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt na samochód</act:name>
+  <act:id type="new">8e5190568ac6f8d96b0162e80d649dea</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kredyt na samochód</act:description>
+  <act:parent type="new">c24e85723783d9ec27d9042c61b1673e</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">dcf25b179583108b12c1c36f044f2bf7</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Przychód</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Premia</act:name>
+  <act:id type="new">db19175a8749bb90e5d4a535db7aa509</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Premia</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z dywidendy</act:name>
+  <act:id type="new">f230ee8a41e285ff4b9a02c7a7d1255c</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Przychód z dywidendy</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Otrzymane prezenty</act:name>
+  <act:id type="new">9bb39b906c8797a8a9302087c80a75a3</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Otrzymane prezenty</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód z odsetek</act:name>
+  <act:id type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Przychód z odsetek</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z obligacji</act:name>
+  <act:id type="new">26528cbd37abdfa623eb237a78eaeb28</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki z obligacji</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od certyfikatów</act:name>
+  <act:id type="new">87d975472429aa388923d5674db26e10</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki od certyfikatów</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki na ROR</act:name>
+  <act:id type="new">8e12304ec75b0562e8e7e5f1d3ef3f87</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki na ROR</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z rynku pieniężnego</act:name>
+  <act:id type="new">170912c87f795e4715d22dff03ee68b7</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki z rynku pieniężnego</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki inne</act:name>
+  <act:id type="new">e52426c9cd9b0366a900e617b430d743</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki inne</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki z oszczędności</act:name>
+  <act:id type="new">236e074cb18481c1c29018ddde5611f2</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki z oszczędności</act:description>
+  <act:parent type="new">0b849fdbc4a52072e7323a86ec6e56d0</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód inny</act:name>
+  <act:id type="new">ba7f00e1972eead75456d0cb492cc7f0</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Przychód inny</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pensja</act:name>
+  <act:id type="new">512c7af596fe774137b66e3533c8f055</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pensja</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pensja (małżonka)</act:name>
+  <act:id type="new">ba57742bca4aa6d9d5978e191601a3eb</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pensja (małżonka)</act:description>
+  <act:parent type="new">dcf25b179583108b12c1c36f044f2bf7</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">d971e6172c344b6ce569f1af76b5dce1</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wydatki</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Korekta</act:name>
+  <act:id type="new">ab7be937a05748c1be3d9ef1785f4519</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Korekta</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Samochód</act:name>
+  <act:id type="new">ad1b57f1fc9c02566ba67fc8c371f461</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Samochód</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty</act:name>
+  <act:id type="new">f812e775ecd98d235dffb3ebd83c4b3b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Opłaty</act:description>
+  <act:parent type="new">ad1b57f1fc9c02566ba67fc8c371f461</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Paliwo</act:name>
+  <act:id type="new">a4d661a2ba6410a74e4c70128bb275ba</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Paliwo</act:description>
+  <act:parent type="new">ad1b57f1fc9c02566ba67fc8c371f461</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Parking</act:name>
+  <act:id type="new">a4538c6a7aa7f6020b98e733b7d5dc40</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Parking</act:description>
+  <act:parent type="new">ad1b57f1fc9c02566ba67fc8c371f461</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy i utrzymanie</act:name>
+  <act:id type="new">f70be35deecc0a3984cbd7ce2e4c77c5</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Naprawy i utrzymanie</act:description>
+  <act:parent type="new">ad1b57f1fc9c02566ba67fc8c371f461</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Opłaty bankowe</act:name>
+  <act:id type="new">feab2e317232f98a5ebc859a8b4ee906</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Opłaty bankowe</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Książki</act:name>
+  <act:id type="new">f93635e6a5f1ef83d9d54dc8edea3de7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Książki</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kablówka</act:name>
+  <act:id type="new">509b8795a9e5e0cbd634e5247b4188a9</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kablówka</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Datki charytatywne</act:name>
+  <act:id type="new">5c0c0e895a39b6a0d953d28f701fc8e6</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Datki charytatywne</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki na dzieci</act:name>
+  <act:id type="new">f9b8ecd89294fba3e3a6af75722568b3</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wydatki na dzieci</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubrania</act:name>
+  <act:id type="new">245f0820b7733c540cbef67a891e270c</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubrania</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prowizje</act:name>
+  <act:id type="new">0bd7305ca93854747f81a62b39725947</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Prowizje</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Komputer</act:name>
+  <act:id type="new">58bef76d9de74e726019590a8b666fd8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Komputer</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Jedzenie</act:name>
+  <act:id type="new">36a0ecee5cdf0147988e75b440b4fc22</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Jedzenie</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Edukacja</act:name>
+  <act:id type="new">bd907e7b878af870e05595df89a7ed70</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Edukacja</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rozrywka</act:name>
+  <act:id type="new">f8194ec13425c8d3adb62a87e48dbe42</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Rozrywka</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Muzyka/Film</act:name>
+  <act:id type="new">d96f97bf73335793d3746e8d049d9403</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Muzyka/Film</act:description>
+  <act:parent type="new">f8194ec13425c8d3adb62a87e48dbe42</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Rekreacja</act:name>
+  <act:id type="new">b4b6cfe725a71b5aa8878679e4487ecb</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Rekreacja</act:description>
+  <act:parent type="new">f8194ec13425c8d3adb62a87e48dbe42</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podróże</act:name>
+  <act:id type="new">a6713e6f8776c9450256e144d95dc111</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Podróże</act:description>
+  <act:parent type="new">f8194ec13425c8d3adb62a87e48dbe42</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prezenty</act:name>
+  <act:id type="new">acebcd1a292f0686f390aaaa9264a850</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Prezenty</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Artykuły spożywcze</act:name>
+  <act:id type="new">c1c9fdbb40055c8942653c92b6d09676</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Artykuły spożywcze</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Hobby</act:name>
+  <act:id type="new">58b0de20ba38fad88958e31cf59e3f68</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Hobby</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy w domu</act:name>
+  <act:id type="new">0e10decd3e859abaaa133be5ba907c08</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Naprawy w domu</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie</act:name>
+  <act:id type="new">165046096e7e0979a0470bfe28de4cf3</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie samochodu</act:name>
+  <act:id type="new">ecfb7eba411756d5562027255f948362</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie samochodu</act:description>
+  <act:parent type="new">165046096e7e0979a0470bfe28de4cf3</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie zdrowotne</act:name>
+  <act:id type="new">4879a1e9f1046516fc9c96ab9e7d135b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie zdrowotne</act:description>
+  <act:parent type="new">165046096e7e0979a0470bfe28de4cf3</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie domu</act:name>
+  <act:id type="new">af0037a765c4c400161a19900e791969</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie domu</act:description>
+  <act:parent type="new">165046096e7e0979a0470bfe28de4cf3</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie na życie</act:name>
+  <act:id type="new">f849aa8e2df7241dd4bb30e9ff79b982</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie na życie</act:description>
+  <act:parent type="new">165046096e7e0979a0470bfe28de4cf3</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie wynajmu</act:name>
+  <act:id type="new">3e2212f779cf5feb6ecdf210a1f27c50</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Ubezpieczenie wynajmu</act:description>
+  <act:parent type="new">165046096e7e0979a0470bfe28de4cf3</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki</act:name>
+  <act:id type="new">cb8676e3c31dfda73936ca3d3ebcbdfc</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od pożyczki na edukację</act:name>
+  <act:id type="new">3b54390a95a8fb5ad0830765f0db7bbf</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki od pożyczki na edukację</act:description>
+  <act:parent type="new">cb8676e3c31dfda73936ca3d3ebcbdfc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od kredytu hipotecznego</act:name>
+  <act:id type="new">5314f613166cf952aa83086ceb31858b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki od kredytu hipotecznego</act:description>
+  <act:parent type="new">cb8676e3c31dfda73936ca3d3ebcbdfc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki inne</act:name>
+  <act:id type="new">a026778e8671ff552fc1db361c827bd3</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki inne</act:description>
+  <act:parent type="new">cb8676e3c31dfda73936ca3d3ebcbdfc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki kredytu na samochód</act:name>
+  <act:id type="new">c410f2c057c1b219b4ea9ebf90f34492</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Odsetki kredytu na samochód</act:description>
+  <act:parent type="new">cb8676e3c31dfda73936ca3d3ebcbdfc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pralnia</act:name>
+  <act:id type="new">db0be14af195878c6ee87346344c7aac</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pralnia</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki medyczne</act:name>
+  <act:id type="new">cf091aca54380ecbf2d4bc3d88f37a00</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wydatki medyczne</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">31f399cfc9289ce07105dbf0ebfd725b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Inne</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Internet</act:name>
+  <act:id type="new">7dd178de8586033654a06b98bee7eb7b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Internet</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Telefon</act:name>
+  <act:id type="new">a2657d9df178ff47fb608128838c3562</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Telefon</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Transport publiczny</act:name>
+  <act:id type="new">e8fd2b3d711c9b8eff7b119cedf5bf04</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Transport publiczny</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Czynsz</act:name>
+  <act:id type="new">d52369b08c150d14c894c32ebf758e97</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Czynsz</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prenumeraty</act:name>
+  <act:id type="new">ea59a2f59d6049cc7cb4d0becef15a13</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Prenumeraty</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Dostawy</act:name>
+  <act:id type="new">690ddda611710f6e4afefcfb9b83d5f5</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Dostawy</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatki</act:name>
+  <act:id type="new">c0ad45e7b335ee715b26ee11457da5cc</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Podatki</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Krajowe</act:name>
+  <act:id type="new">fb15d987b277d68e960989397b82c903</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Krajowe</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Medyczne</act:name>
+  <act:id type="new">0517c53d7390b4a6fd3d4590fb9e5a37</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Medyczne</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">e0cfe3e8b1d1578bdfa87b6ab93a65d8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Inne</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatek od nieruchomości</act:name>
+  <act:id type="new">c51f0cacdcacf37a9f089fc5712e06e5</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Podatek od nieruchomości</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Socjalne</act:name>
+  <act:id type="new">6143875cd54c1d42b0eb5d8165424320</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Socjalne</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wojewódzkie/gminne</act:name>
+  <act:id type="new">4d77f8743da33d910b119ab71d1d3de0</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wojewódzkie/gminne</act:description>
+  <act:parent type="new">c0ad45e7b335ee715b26ee11457da5cc</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pensja (małżonka)</act:name>
+  <act:id type="new">63427014f39c577ee7aaeac3603d3d1f</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Pensja (małżonka)</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Krajowe</act:name>
+  <act:id type="new">bed90f2f5a34174b1411af26d5a3be66</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Krajowe</act:description>
+  <act:parent type="new">63427014f39c577ee7aaeac3603d3d1f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Medyczne</act:name>
+  <act:id type="new">d875462cb5d15112c2e803b03b8d1ab7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Medyczne</act:description>
+  <act:parent type="new">63427014f39c577ee7aaeac3603d3d1f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">1d9c9ea015bd54e5950c408c43d26814</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Inne</act:description>
+  <act:parent type="new">63427014f39c577ee7aaeac3603d3d1f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Socjalne</act:name>
+  <act:id type="new">92c0ce430b98ed01dbdff9c6f6ecbb74</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Socjalne</act:description>
+  <act:parent type="new">63427014f39c577ee7aaeac3603d3d1f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wojewódzkie/gminne</act:name>
+  <act:id type="new">6d729d9b8356d9ee9af50b6dae4bcce9</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wojewódzkie/gminne</act:description>
+  <act:parent type="new">63427014f39c577ee7aaeac3603d3d1f</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Usługi</act:name>
+  <act:id type="new">7eecc2df800a0b8854343703d9cfae00</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Usługi</act:description>
+  <act:parent type="new">d971e6172c344b6ce569f1af76b5dce1</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Prąd</act:name>
+  <act:id type="new">141513d42098eb6692cf9473a8af1dc8</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Prąd</act:description>
+  <act:parent type="new">7eecc2df800a0b8854343703d9cfae00</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wywóz śmieci</act:name>
+  <act:id type="new">32e63639b9c11290ea1992ef495886d5</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Wywóz śmieci</act:description>
+  <act:parent type="new">7eecc2df800a0b8854343703d9cfae00</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Gaz</act:name>
+  <act:id type="new">82576b22dca07135a0d0dc6b8c75bcae</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Gaz</act:description>
+  <act:parent type="new">7eecc2df800a0b8854343703d9cfae00</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Woda</act:name>
+  <act:id type="new">5fe26045f26b9054b5edf944d7e66f94</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Woda</act:description>
+  <act:parent type="new">7eecc2df800a0b8854343703d9cfae00</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kapitał własny</act:name>
+  <act:id type="new">68d4074f91295062c0b773b4ae8de6bd</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Kapitał własny</act:description>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Bilanse otwarcia</act:name>
+  <act:id type="new">934f33a49a656d1813398f0e73bc3cd7</act:id>
+  <act:type>EQUITY</act:type>
+  <act:commodity
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity
+  <act:description>Bilanse otwarcia</act:description>
+  <act:parent type="new">68d4074f91295062c0b773b4ae8de6bd</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_homeloan.gnucash-xea b/accounts/pl/acctchrt_homeloan.gnucash-xea
new file mode 100644
index 0000000000..ad847c1be8
--- /dev/null
+++ b/accounts/pl/acctchrt_homeloan.gnucash-xea
@@ -0,0 +1,107 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Kredyt hipoteczny
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Konta pożyczki na dom i związanych z nią odsetek
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Wybierzesz ten zestaw kont, jeśli spłacasz kredyt za mieszkanie lub don (kredyt hipoteczny, odsetki od kredytu hipotecznego). 
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">6664763bd1ea41462cba5ef856d9c00c</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pasywa</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyty</act:name>
+  <act:id type="new">2e6e2d91551cff7b1fd8d6eb34c12117</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyty</act:description>
+  <act:parent type="new">6664763bd1ea41462cba5ef856d9c00c</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt hipoteczny</act:name>
+  <act:id type="new">4df1b393c218d9047dd22d33d2737e83</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyt hipoteczny</act:description>
+  <act:parent type="new">2e6e2d91551cff7b1fd8d6eb34c12117</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">2f076f5ae073173a11d33420cd39fa4d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki</act:name>
+  <act:id type="new">3dc58d8a51b5deaa22e0c65d81e90346</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki</act:description>
+  <act:parent type="new">2f076f5ae073173a11d33420cd39fa4d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki od kredytu hipotecznego</act:name>
+  <act:id type="new">c1e23fa813d3c8c4a8ea1228a7615b79</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki od kredytu hipotecznego</act:description>
+  <act:parent type="new">3dc58d8a51b5deaa22e0c65d81e90346</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_homeown.gnucash-xea b/accounts/pl/acctchrt_homeown.gnucash-xea
new file mode 100644
index 0000000000..2ecd50056e
--- /dev/null
+++ b/accounts/pl/acctchrt_homeown.gnucash-xea
@@ -0,0 +1,94 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Wydatki właściciela domu
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Wydatki związane z utrzymaniem domu
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Ten zestaw wybierzesz, jesli posiadasz dom. Zestaw zawiera grupę kont związanych z wydatkami domowymi (ubezpieczenie, podatki, naprawy).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">84732f5fdd27b6463d75bf958e3a4b06</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Naprawy w domu</act:name>
+  <act:id type="new">fa27de57090e107fa99fe1db53790f23</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Naprawy w domu</act:description>
+  <act:parent type="new">84732f5fdd27b6463d75bf958e3a4b06</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie</act:name>
+  <act:id type="new">4677fe36914ebcf23758f3bf20686b4a</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie</act:description>
+  <act:parent type="new">84732f5fdd27b6463d75bf958e3a4b06</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie domu</act:name>
+  <act:id type="new">3b5909f31bda0e0f76149fd600e0cb1d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie domu</act:description>
+  <act:parent type="new">4677fe36914ebcf23758f3bf20686b4a</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatki</act:name>
+  <act:id type="new">a931b8ffe2917ff9a069333623da96ca</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Podatki</act:description>
+  <act:parent type="new">84732f5fdd27b6463d75bf958e3a4b06</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatek od nieruchomości</act:name>
+  <act:id type="new">3994b8f5a6a8b2a0a48126fa955e03f7</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Podatek od nieruchomości</act:description>
+  <act:parent type="new">a931b8ffe2917ff9a069333623da96ca</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_otherloan.gnucash-xea b/accounts/pl/acctchrt_otherloan.gnucash-xea
new file mode 100644
index 0000000000..ec7110ce30
--- /dev/null
+++ b/accounts/pl/acctchrt_otherloan.gnucash-xea
@@ -0,0 +1,107 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Kredyty inne       
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta przeznaczone dla innych kredytów i związanych z nimi odsetek
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Wybierzesz ten zestaw kont, jeśli spłacasz pożyczkę inną niż hipoteczna (pożyczka inna, odsetki od pożyczki innej).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pasywa</act:name>
+  <act:id type="new">8ec79e80d9abf58d78ce3129d3fe3365</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pasywa</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyty</act:name>
+  <act:id type="new">b5624a9d1a1b797b87b815774faccfe4</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyty</act:description>
+  <act:parent type="new">8ec79e80d9abf58d78ce3129d3fe3365</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Kredyt inny</act:name>
+  <act:id type="new">eb79670a4c9b0faab87485b7b2a4abe4</act:id>
+  <act:type>LIABILITY</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Kredyt inny</act:description>
+  <act:parent type="new">b5624a9d1a1b797b87b815774faccfe4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">565e52a122e8acc9a67a36e61357e2ae</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki</act:name>
+  <act:id type="new">4a02c14e992ea79076837c164aa6fc8d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki</act:description>
+  <act:parent type="new">565e52a122e8acc9a67a36e61357e2ae</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Odsetki inne</act:name>
+  <act:id type="new">f01de45e290ecc29b64d9cb8a733af68</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Odsetki inne</act:description>
+  <act:parent type="new">4a02c14e992ea79076837c164aa6fc8d</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_renter.gnucash-xea b/accounts/pl/acctchrt_renter.gnucash-xea
new file mode 100644
index 0000000000..8a1030893a
--- /dev/null
+++ b/accounts/pl/acctchrt_renter.gnucash-xea
@@ -0,0 +1,73 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Koszty wynajmu
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Koszty związane z wynajmem domu
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    You would want to select this set of accounts if you rent a home or apartment (rent, renter's insurance).
+    Wybierzesz ten zestaw, jeśli wynajmujesz dom lub mieszkanie (czynsz, ubezpieczenie wynajmu).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">9a2b4520f113372f4e576f5b6dc129c6</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie</act:name>
+  <act:id type="new">b79b231807a98cd562c46cf0454e9f25</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie</act:description>
+  <act:parent type="new">9a2b4520f113372f4e576f5b6dc129c6</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Ubezpieczenie wynajmu</act:name>
+  <act:id type="new">a4c93c964b8322d534e35b7054cbda4d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Ubezpieczenie wynajmu</act:description>
+  <act:parent type="new">b79b231807a98cd562c46cf0454e9f25</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Czynsz</act:name>
+  <act:id type="new">c1638a9a48d4d0e1b17d99219a18f34b</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Czynsz</act:description>
+  <act:parent type="new">9a2b4520f113372f4e576f5b6dc129c6</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_retiremt.gnucash-xea b/accounts/pl/acctchrt_retiremt.gnucash-xea
new file mode 100644
index 0000000000..40bc54068c
--- /dev/null
+++ b/accounts/pl/acctchrt_retiremt.gnucash-xea
@@ -0,0 +1,122 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Konta związane z emeryturą
+    </gnc-act:title>
+    <gnc-act:short-description>
+      Konta emerytalne i związane z nimi podrzędne konta inwestycyjne
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Wybierzesz ten zestaw kont, jeśli gromadzisz fundusze na emeryturę (giełda, obligacje, fundusz wzajemny, indeks rynkowy).
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">e67ef2c52a4eaf3b9d37d317848a5812</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inwestycje</act:name>
+  <act:id type="new">64cf99f6bafe0a539a5941ea713bdfcd</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Inwestycje</act:description>
+  <act:parent type="new">e67ef2c52a4eaf3b9d37d317848a5812</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Emerytura</act:name>
+  <act:id type="new">4173f3047238f4b5595b11d6161b2f48</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Emerytura</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
+    </slot>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">64cf99f6bafe0a539a5941ea713bdfcd</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">9053199c1da747555d12272f48c719fd</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">4173f3047238f4b5595b11d6161b2f48</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">9bf53e9580991e323b297999fddff988</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Giełda</act:description>
+  <act:parent type="new">4173f3047238f4b5595b11d6161b2f48</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">2326b032fe4e8f434159310fccf17091</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">4173f3047238f4b5595b11d6161b2f48</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">a62d804729117e74a6c880cecb818b56</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">4173f3047238f4b5595b11d6161b2f48</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_spouseinc.gnucash-xea b/accounts/pl/acctchrt_spouseinc.gnucash-xea
new file mode 100644
index 0000000000..625462001d
--- /dev/null
+++ b/accounts/pl/acctchrt_spouseinc.gnucash-xea
@@ -0,0 +1,133 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Dochody współmałżonka
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Konta przeznaczone na dochody współmałżonka
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Tego zestawu użyjesz, jeśli twój współmałżonek pracuje (pensja (małżonka), podatki (małżonka)).  
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Przychód</act:name>
+  <act:id type="new">b4fadf6188d7f1ae7e7aa4fa27f5cc95</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Przychód</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Pensja (małżonka)</act:name>
+  <act:id type="new">7c4495ff132d100b0aa339ce683200dd</act:id>
+  <act:type>INCOME</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Pensja (małżonka)</act:description>
+  <act:parent type="new">b4fadf6188d7f1ae7e7aa4fa27f5cc95</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wydatki</act:name>
+  <act:id type="new">1884bbd7394883ebafec8b9e2eb091a4</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wydatki</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Podatki (małżonka)</act:name>
+  <act:id type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Podatki (małżonka)</act:description>
+  <act:parent type="new">1884bbd7394883ebafec8b9e2eb091a4</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Krajowe</act:name>
+  <act:id type="new">78df9cf06ee197272a695a4c3044f749</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Krajowe</act:description>
+  <act:parent type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Medyczne</act:name>
+  <act:id type="new">eba0c095658c7c3a4f4294db9c7392f3</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Medyczne</act:description>
+  <act:parent type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inne</act:name>
+  <act:id type="new">dea0cf67026749c9a5aa97be4e5cd052</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Inne</act:description>
+  <act:parent type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Socjalne</act:name>
+  <act:id type="new">9bd3abb2ed8c4c0d00f8e8ec36d2744d</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Socjalne</act:description>
+  <act:parent type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Wojewódzkie/gminne</act:name>
+  <act:id type="new">aa14dbcd622024495a8a972b0f37d13a</act:id>
+  <act:type>EXPENSE</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Wojewódzkie/gminne</act:description>
+  <act:parent type="new">3cd0ca7d6b0e5f44e4cde2851c3ff387</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/accounts/pl/acctchrt_spouseretire.gnucash-xea b/accounts/pl/acctchrt_spouseretire.gnucash-xea
new file mode 100644
index 0000000000..60037d675c
--- /dev/null
+++ b/accounts/pl/acctchrt_spouseretire.gnucash-xea
@@ -0,0 +1,122 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<gnc-account-example>
+    <gnc-act:title>
+      Konta emerytury małżeńskiej
+    </gnc-act:title>
+    <gnc-act:short-description>
+     Konto emerytalne wraz z powiązanymi kontami inwestycyjnymi dla małżonka
+    </gnc-act:short-description>
+    <gnc-act:long-description>
+    Ten zestaw kont wybierzesz, jeśli gromadzisz środki emerytalne w imieniu współmałżonka (giełda, obligacje, fundusz wzajemny,  indeks rynkowy, dywidenda). 
+  </gnc-act:long-description>    
+<gnc:account version="2.0.0">
+  <act:name>Konto główne</act:name>
+  <act:id type="new">1972cce2e2364f95b2b0bc014502661d</act:id>
+  <act:type>ROOT</act:type>
+  <act:commodity-scu>0</act:commodity-scu>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Aktywa</act:name>
+  <act:id type="new">96d9b17add59eb4c7edec7ed241af755</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Aktywa</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Inwestycje</act:name>
+  <act:id type="new">f46c9f777b1730c6b5f4a1faf9e31708</act:id>
+  <act:type>ASSET</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Inwestycje</act:description>
+  <act:parent type="new">96d9b17add59eb4c7edec7ed241af755</act:parent>
+  <act:slots>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">1972cce2e2364f95b2b0bc014502661d</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Emerytura małżeńska</act:name>
+  <act:id type="new">4426b41837adc284f96b291c31022844</act:id>
+  <act:type>BANK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Emerytura małżeńska</act:description>
+  <act:slots>
+    <slot>
+      <slot:key>notes</slot:key>
+      <slot:value type="string">IRA, 401(k), or other retirement</slot:value>
+    </slot>
+    <slot>
+      <slot:key>placeholder</slot:key>
+      <slot:value type="string">true</slot:value>
+    </slot>
+  </act:slots>
+  <act:parent type="new">f46c9f777b1730c6b5f4a1faf9e31708</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Obligacje</act:name>
+  <act:id type="new">c8e7c315502547e51bfdd5a70b5cdd2e</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Obligacje</act:description>
+  <act:parent type="new">4426b41837adc284f96b291c31022844</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Giełda</act:name>
+  <act:id type="new">b8838eb77b9603e035e1f7b440d468ae</act:id>
+  <act:type>STOCK</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Giełda</act:description>
+  <act:parent type="new">4426b41837adc284f96b291c31022844</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Indeks rynkowy</act:name>
+  <act:id type="new">0ec1a5b402ceea10d95445a2b31c41a1</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Indeks rynkowy</act:description>
+  <act:parent type="new">4426b41837adc284f96b291c31022844</act:parent>
+</gnc:account>
+<gnc:account version="2.0.0">
+  <act:name>Fundusz wzajemny</act:name>
+  <act:id type="new">d9ed01f9b8f9845bc3f68f3e0afb021f</act:id>
+  <act:type>MUTUAL</act:type>
+  <act:commodity>
+    <cmdty:space>ISO4217</cmdty:space>
+    <cmdty:id>USD</cmdty:id>
+  </act:commodity>
+  <act:description>Fundusz wzajemny</act:description>
+  <act:parent type="new">4426b41837adc284f96b291c31022844</act:parent>
+</gnc:account>
+</gnc-account-example>
+
+<!-- Local variables: -->
+<!-- mode: xml        -->
+<!-- End:             -->
diff --git a/configure.in b/configure.in
index 5f626d539d..a23fcc3079 100644
--- a/configure.in
+++ b/configure.in
@@ -1522,6 +1522,7 @@ AC_CONFIG_FILES(po/Makefile.in
           accounts/ko/Makefile
           accounts/nl/Makefile
           accounts/nb/Makefile
+          accounts/pl/Makefile
           accounts/pt_BR/Makefile
           accounts/pt_PT/Makefile
           accounts/ru/Makefile